# 3 bedroom semi-detached house for sale (HP12 4SP) ## Property Details | Key | Value | |-----|-------| | Address | 16 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE HP12 4SP | | Price | £400,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £370,000 Jul 2020 | ## Description Found in a highly popular road to the south of High Wycombe town centre is this modernised three bedroom bay fronted semi detached family home. The property itself boasts a spacious entrance hall, cloakroom, modern re-fitted high gloss kitchen and open plan living/dining room. To the first floor is a re-fitted bathroom suite and three well proportioned bedrooms. The property also has a small lawned garden to the front with driveway parking and garage to the side with an enclosed garden to rear. The property is conveniently located for a range of local amenities, bus routes and several popular schools including the highly reputable John Hamden School for boys and Wycombe High School for girls. Junction 4 of the M40 Motorway is also within a short drive along with High Wycombe town centre boasting the Eden shopping precinct, numerous restaurants, library, theatre and mainline train station. The property is an ideal family home and ready to move straight into. Viewing is highly recommended. AML Disclaimer Please note it is a legal requirement that we require verified ID from purchasers before instructing a sale. Please also note we shall require proof of funds before we instruct the sale, together with your instructed solicitors. Agents Note We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of JNP Estate Agents Ltd. **IMPORTANT NOTE TO PURCHASERS:** We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller. JHW200136/1 ## Property Photos - ![Picture No. 02](/listings/photos/69157452/208691) - Picture No. 02 - ![Picture No. 03](/listings/photos/69157452/208692) - Picture No. 03 - ![Picture No. 04](/listings/photos/69157452/208693) - Picture No. 04 - ![Picture No. 05](/listings/photos/69157452/208697) - Picture No. 05 - ![Picture No. 06](/listings/photos/69157452/208698) - Picture No. 06 - ![Picture No. 07](/listings/photos/69157452/208707) - Picture No. 07 - ![Picture No. 08](/listings/photos/69157452/208717) - Picture No. 08 - ![Picture No. 09](/listings/photos/69157452/208721) - Picture No. 09 - ![Picture No. 10](/listings/photos/69157452/208724) - Picture No. 10 - ![Picture No. 11](/listings/photos/69157452/208726) - Picture No. 11 - ![Picture No. 12](/listings/photos/69157452/208729) - Picture No. 12 - ![Picture No. 13](/listings/photos/69157452/208732) - Picture No. 13 ## Floorplans - ![Floorplan](/listings/photos/69157452/208736) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/69157452/208740) - EPC Rating Graph ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #13715002 - **Address:** 16 Ferniefields, HIGH WYCOMBE, HP12 4SP - **Certificate Issued:** 27/08/2019 - **Work Completed:** 08/08/2019 - **Items:** 2 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 16 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £370,000 | 03/07/2020 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 2 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £535,000 | 15/08/2023 | Semi-detached | | 6 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £475,000 | 28/04/2023 | Semi-detached | | 2 CROSSWAYS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SU | £367,000 | 08/09/2022 | Semi-detached | | 55 HAVENFIELD ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SY | £355,000 | 05/11/2021 | Semi-detached | | 166 NEW ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RL | £204,500 | 12/10/2021 | Semi-detached | | 9 FRASER ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RR | £325,000 | 20/07/2021 | Semi-detached | | 11 YOUENS ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RW | £317,500 | 25/06/2021 | Semi-detached | **Area average:** £368,429 (7 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £393,569 (18 Semi-detached, HP12, 2024–2026) - **Deviation:** +1.6% ## Rental Range *ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,326/mo - **Realistic:** £1,473/mo - **Optimistic:** £1,620/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £773/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Rutland Avenue, HP12 | £1,600/mo | 3 | 0.12 miles | OpenRent | **Average rent: £1,600/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.4% (weak for cashflow) - **Max investor price (0.8%):** £200,000 - **Target investor price (1%):** £160,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,600/mo).* - **Gross yield:** 4.8% - **Cost-to-rent:** 20.8× - **Monthly cashflow:** £-160/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 3.2% - **10y growth:** 28.5% ## House Price Index (HM Land Registry) *Official index for Buckinghamshire; Semi-detached series; as of March 2026.* - **1y growth (index):** -0.4% - **5y growth (index):** 16.2% - **10y growth (index):** 29.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)