Sold STC Semi-detached

16 FERNIE FIELDS

HIGH WYCOMBE, BUCKINGHAMSHIRE HP12 4SP

3 beds 1 baths Listed 17 Mar 2020 (-2281d)

£400,000

Guide Price

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# 3 bedroom semi-detached house for sale (HP12 4SP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 16 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE HP12 4SP |
| Price | £400,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £370,000 Jul 2020 |

## Description

The property is conveniently located for a range of local amenities, bus routes and several popular schools including the highly reputable John Hamden School for boys and Wycombe High School for girls.  Junction 4 of the M40 Motorway is also within a short drive along with High Wycombe town centre boasting the Eden shopping precinct, numerous restaurants, library, theatre and mainline train station.  The property is an ideal family home and ready to move straight into. Viewing is highly recommended.

AML Disclaimer

Please note it is a legal requirement that we require verified ID from purchasers before instructing a sale.  Please also note we shall require proof of funds before we instruct the sale, together with your instructed solicitors.

Agents Note

We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of JNP Estate Agents Ltd.

**IMPORTANT NOTE TO PURCHASERS:**

We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller.

JHW200136/1

## Property Photos

- ![Picture No. 02](/listings/photos/69157452/208691) - Picture No. 02
- ![Picture No. 03](/listings/photos/69157452/208692) - Picture No. 03
- ![Picture No. 04](/listings/photos/69157452/208693) - Picture No. 04
- ![Picture No. 05](/listings/photos/69157452/208697) - Picture No. 05
- ![Picture No. 06](/listings/photos/69157452/208698) - Picture No. 06
- ![Picture No. 07](/listings/photos/69157452/208707) - Picture No. 07
- ![Picture No. 08](/listings/photos/69157452/208717) - Picture No. 08
- ![Picture No. 09](/listings/photos/69157452/208721) - Picture No. 09
- ![Picture No. 10](/listings/photos/69157452/208724) - Picture No. 10
- ![Picture No. 11](/listings/photos/69157452/208726) - Picture No. 11
- ![Picture No. 12](/listings/photos/69157452/208729) - Picture No. 12
- ![Picture No. 13](/listings/photos/69157452/208732) - Picture No. 13

## Floorplans

- ![Floorplan](/listings/photos/69157452/208736) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/69157452/208740) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #13715002
- **Address:** 16 Ferniefields, HIGH WYCOMBE, HP12 4SP
- **Certificate Issued:** 27/08/2019
- **Work Completed:** 08/08/2019
- **Items:** 2 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £370,000 | 03/07/2020 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 2 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £535,000 | 15/08/2023 | Semi-detached |
| 6 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £475,000 | 28/04/2023 | Semi-detached |
| 2 CROSSWAYS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SU | £367,000 | 08/09/2022 | Semi-detached |
| 55 HAVENFIELD ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SY | £355,000 | 05/11/2021 | Semi-detached |
| 166 NEW ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RL | £204,500 | 12/10/2021 | Semi-detached |
| 9 FRASER ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RR | £325,000 | 20/07/2021 | Semi-detached |
| 11 YOUENS ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RW | £317,500 | 25/06/2021 | Semi-detached |

**Area average:** £368,429 (7 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £393,569 (18 Semi-detached, HP12, 2024–2026)
- **Deviation:** +1.6%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,326/mo
- **Realistic:** £1,473/mo
- **Optimistic:** £1,620/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Rutland Avenue, HP12 | £1,600/mo | 3 | 0.12 miles | OpenRent |

**Average rent: £1,600/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.4% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 4.8%
- **Cost-to-rent:** 20.8×
- **Monthly cashflow:** £-160/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.2%
- **10y growth:** 28.5%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; Semi-detached series; as of March 2026.*

- **1y growth (index):** -0.4%
- **5y growth (index):** 16.2%
- **10y growth (index):** 29.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Last sold

£370,000 Jul 2020

Local average

£393,569 (+1.6%)

Deprivation

Decile 5 (15,312 of 33,755)

Street crime

124 incidents within 1 mile (Apr 2026)

Key features

Bay Fronted Semi Detached Family Home
Modernised Throughout
Garage & Driveway Parking
Highly Popular Location
Enclosed Rear Garden
Close To Grammar Schools & Junction 4 Of The M40
EPC EER: D

Additional details

Parking: Yes
Garden: Yes

Description

Found in a highly popular road to the south of High Wycombe town centre is this modernised three bedroom bay fronted semi detached family home. The property itself boasts a spacious entrance hall, cloakroom, modern re-fitted high gloss kitchen and open plan living/dining room. To the first floor is a re-fitted bathroom suite and three well proportioned bedrooms. The property also has a small lawned garden to the front with driveway parking and garage to the side with an enclosed garden to rear.

The property is conveniently located for a range of local amenities, bus routes and several popular schools including the highly reputable John Hamden School for boys and Wycombe High School for girls. Junction 4 of the M40 Motorway is also within a short drive along with High Wycombe town centre boasting the Eden shopping precinct, numerous restaurants, library, theatre and mainline train station. The property is an ideal family home and ready to move straight into. Viewing is highly recommended.

AML Disclaimer
Please note it is a legal requirement that we require verified ID from purchasers before instructing a sale. Please also note we shall require proof of funds before we instruct the sale, together with your instructed solicitors.

Agents Note
We may refer you to recommended providers of ancillary services such as Conveyancing, Financial Services, Insurance and Surveying. We may receive a commission payment fee or other benefit (known as a referral fee) for recommending their services. You are not under any obligation to use the services of the recommended provider. The ancillary service provider may be an associated company of JNP Estate Agents Ltd.

IMPORTANT NOTE TO PURCHASERS:
We endeavour to make our sales particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. Any services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All measurements have been taken as a guide to prospective buyers only, and are not precise. Please be advised that some of the particulars may be awaiting vendor approval. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. Fixtures and fittings other than those mentioned are to be agreed with the seller.

JHW200136/1

Listed by

High Wycombe

AIG (KH) LTD - LSL Franchise

Reference: 69157452

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #13715002

Property Details

Street: 16 Ferniefields

Town: HIGH WYCOMBE

Postcode: HP12 4SP

Installation Details

Items: 2 doors

Certificate Issued: 27/08/2019

Work Completed: 08/08/2019

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	03/07/2020 (5 years ago)	£370,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
2 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP	£535,000	15/08/2023	Semi-detached
6 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP	£475,000	28/04/2023	Semi-detached
2 CROSSWAYS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SU	£367,000	08/09/2022	Semi-detached
55 HAVENFIELD ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SY	£355,000	05/11/2021	Semi-detached
166 NEW ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RL	£204,500	12/10/2021	Semi-detached
9 FRASER ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RR	£325,000	20/07/2021	Semi-detached
11 YOUENS ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RW	£317,500	25/06/2021	Semi-detached

Area average: £368,429 (7 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.2%

10y growth 28.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Buckinghamshire. Series: Semi-detached. As of March 2026.

1y (index) -0.4%

5y (index) 16.2%

10y (index) 29.4%

Rental Range

Estimated market rent for Buckinghamshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,326/mo

Realistic £1,473/mo

Optimistic £1,620/mo

Based on Local Authority from postcode lookup → Buckinghamshire.

LHA (30th percentile) floor for Leicester: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HP12 4SP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.1 miles
Shop	Tesco Express	0.2 miles
Shop	K S Food & Wine	0.2 miles
Hospital	Priory Hospital High Wycombe	0.5 miles
Hospital	Wycombe General Hospital	1.4 miles
University	Buckinghamshire New University (Wycombe Campus)	1.5 miles
Train station	High Wycombe	1.9 miles
Train station	Marlow	3.4 miles
University	Henley Business School	5.7 miles

Street-level crime

Category	Count
Violence and sexual offences	46
Shoplifting	17
Anti-social behaviour	16
Other theft	16
Criminal damage and arson	8
Vehicle crime	7
Public order	6
Drugs	5
Other crime	2
Burglary	1
Total incidents	124

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cressex Community School	Secondary	0.3 miles	Good — 4 Sep 2014
Booker Hill School	Primary	0.4 miles	Good — 18 Oct 2013
Castlefield School	Primary	0.5 miles	Good — 4 Feb 2015
Kite Ridge School	Other	0.5 miles	Good — 1 Apr 2014
Chiltern Wood School	Other	0.5 miles	Good — 29 Jan 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Rutland Avenue, HP12	£1,600/mo	3	0.12 miles	OpenRent

Average rent: £1,600/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.4%

Max investor price (0.8%) £200,000

Target investor price (1%) £160,000

Gross yield 4.8%

Cost-to-rent ratio 20.8×

Monthly cashflow £-160/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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