# 3 bedroom terraced house for sale (ST4 5DH) ## Property Details | Key | Value | |-----|-------| | Address | 21 PENKHULL TERRACE, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 5DH | | Price | £185,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | B | | Last sold | £34,000 Dec 1996 | ## Description A deceptively spacious and characterful three-bedroom forecourted terraced home on the ever-popular Penkhull Terrace, offering an impressive amount of accommodation with high ceilings, two generous reception rooms, a cellar, en-suite facilities, an owned solar panel system with a 10-way battery storage system and a superbly sized rear garden. With approximately 1,575 sq ft of internal space shown on the floorplan, this is a substantial period property with a layout that combines practicality with plenty of personality. The accommodation begins with a welcoming front lounge, where the generous proportions and high ceiling immediately create a wonderful sense of space. Timber flooring continues through to the second reception room, with glazed double doors connecting the two spaces and allowing them to be opened up for entertaining or kept separate for more defined living and dining areas. The rear reception room is full of character, featuring an attractive fireplace with exposed brickwork and a striking multi-fuel burner, creating a warm and inviting focal point. Beyond the reception rooms is a well-proportioned kitchen fitted with a range of wood-effect units, contrasting work surfaces, built-in cooking appliances and space for further appliances. A particularly useful utility area sits beyond, leading through to the ground-floor bathroom, while a separate rear storage room provides additional practicality. The property also benefits from a cellar, offering valuable storage space and further enhancing the versatility of the accommodation. The first floor continues to impress with three well-proportioned bedrooms. The main bedroom is a generous double and benefits from its own en-suite shower room, while the remaining bedrooms provide ample space for family, guests or home working. A further loft room occupies the second floor and offers a substantial additional area with excellent potential for a variety of uses, subject to any necessary consents and requirements. Outside, the property is set back behind a traditional forecourt, while to the rear is one of its real highlights: an exceptionally long and generous garden. Predominantly laid to lawn and bordered by established planting, the garden offers an abundance of space for children, pets, entertaining and keen gardeners alike. A decked seating area provides a natural spot for outdoor dining and relaxing, while the sheer length of the garden gives buyers plenty of opportunity to create different areas to suit their lifestyle. The property also benefits from an owned solar panel system, together with a 10-way battery storage system, adding a valuable energy-conscious feature to this already impressive home. The location is another major advantage, with the property positioned in very close proximity to Royal Stoke University Hospital and within easy reach of a selection of excellent local schools, making it particularly well suited to families and healthcare professionals. Penkhull also offers convenient access to a wide range of local amenities and transport connections, further adding to the appeal of this well-established residential area. Combining generous room sizes, high ceilings, attractive character features, a multi-fuel burner, two reception rooms, three bedrooms, an en-suite, cellar, useful loft room, owned solar panels with a 10-way battery storage system and an outstanding rear garden, this is a home that really does need to be viewed to appreciate the scale of accommodation and quality of location on offer. EPC Rating: B ## Property Photos - ![Photo](/listings/photos/93025068/2420411) - ![Photo](/listings/photos/93025068/2420412) - ![Photo](/listings/photos/93025068/2420413) - ![Photo](/listings/photos/93025068/2420414) - ![Photo](/listings/photos/93025068/2420415) - ![Photo](/listings/photos/93025068/2420416) - ![Photo](/listings/photos/93025068/2420417) - ![Photo](/listings/photos/93025068/2420418) - ![Photo](/listings/photos/93025068/2420419) - ![Photo](/listings/photos/93025068/2420420) - ![Photo](/listings/photos/93025068/2420421) - ![Photo](/listings/photos/93025068/2420422) - ![Photo](/listings/photos/93025068/2420423) - ![Photo](/listings/photos/93025068/2420424) - ![Photo](/listings/photos/93025068/2420425) - ![Photo](/listings/photos/93025068/2420426) - ![Photo](/listings/photos/93025068/2420427) - ![Photo](/listings/photos/93025068/2420428) - ![Photo](/listings/photos/93025068/2420429) - ![Photo](/listings/photos/93025068/2420430) - ![Photo](/listings/photos/93025068/2420431) - ![Photo](/listings/photos/93025068/2420432) - ![Photo](/listings/photos/93025068/2420433) - ![Photo](/listings/photos/93025068/2420434) - ![Photo](/listings/photos/93025068/2420435) - ![Photo](/listings/photos/93025068/2420436) - ![Photo](/listings/photos/93025068/2420437) - ![Photo](/listings/photos/93025068/2420438) - ![Photo](/listings/photos/93025068/2420439) - ![Photo](/listings/photos/93025068/2420440) - ![Photo](/listings/photos/93025068/2420441) - ![Photo](/listings/photos/93025068/2420442) ## Floorplans - ![Floorplan 1](/listings/photos/93025068/2420443) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/93025068/2517314) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #7912686 - **Address:** 21 Penkhull Terrace, STOKE-ON-TRENT, ST4 5DH - **Certificate Issued:** 17/01/2011 - **Work Completed:** 28/10/2010 - **Items:** 2 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 21 PENKHULL TERRACE, STOKE-ON-TRENT, ST4 5DH | £34,000 | 06/12/1996 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 40 PENKHULL NEW ROAD, STOKE-ON-TRENT, ST4 5DB | £116,000 | 24/03/2026 | Terraced | | 58 PENKHULL NEW ROAD, STOKE-ON-TRENT, ST4 5DB | £85,000 | 10/11/2025 | Terraced | | 12 PENKHULL NEW ROAD, STOKE-ON-TRENT, ST4 5DB | £59,000 | 13/08/2024 | Terraced | | 101 GREATBATCH AVENUE, STOKE-ON-TRENT, ST4 7JY | £132,000 | 15/12/2023 | Terraced | | 7 FEATHERSTONE GROVE, STOKE-ON-TRENT, ST4 7DR | £135,000 | 05/10/2023 | Terraced | | 36 PENKHULL NEW ROAD, STOKE-ON-TRENT, ST4 5DB | £65,000 | 16/08/2023 | Terraced | | 8 STONE STREET, STOKE-ON-TRENT, ST4 7HJ | £89,219 | 04/08/2023 | Terraced | | 15 MANOR COURT STREET, STOKE-ON-TRENT, ST4 5DW | £118,000 | 24/07/2023 | Terraced | | 49 BRIGHTON STREET, STOKE-ON-TRENT, ST4 7HH | £126,000 | 29/06/2023 | Terraced | | 114 PENKHULL NEW ROAD, STOKE-ON-TRENT, ST4 5DG | £155,000 | 29/09/2022 | Terraced | | [Same street] 19 PENKHULL TERRACE, STOKE-ON-TRENT, ST4 5DH | £180,000 | 23/09/2022 | Terraced | | 7 LIDDLE STREET, STOKE-ON-TRENT, ST4 5RL | £83,500 | 16/09/2022 | Terraced | | [Same street] 39 PENKHULL TERRACE, STOKE-ON-TRENT, ST4 5DH | £290,000 | 03/08/2022 | Semi-detached | | 363 PRINCES ROAD, STOKE-ON-TRENT, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST4 7JS | £112,000 | 29/07/2022 | Terraced | | 109 GREATBATCH AVENUE, STOKE-ON-TRENT, ST4 7JY | £125,000 | 29/07/2022 | Terraced | | 95 HONEYWALL, STOKE-ON-TRENT, ST4 7HU | £130,000 | 26/07/2022 | Terraced | | 44 PENKHULL NEW ROAD, STOKE-ON-TRENT, ST4 5DB | £85,500 | 18/07/2022 | Terraced | | 339 PRINCES ROAD, STOKE-ON-TRENT, ST4 7JS | £143,000 | 01/07/2022 | Terraced | | 13 LIDDLE STREET, STOKE-ON-TRENT, ST4 5RL | £125,000 | 10/06/2022 | Terraced | | [Same street] 35 PENKHULL TERRACE, STOKE-ON-TRENT, ST4 5DH | £187,100 | 27/05/2022 | Terraced | | 5 WEST BANK, STOKE-ON-TRENT, ST4 5DE | £117,500 | 20/05/2022 | Terraced | | 153 HONEYWALL, STOKE-ON-TRENT, ST4 7HP | £130,000 | 22/04/2022 | Terraced | | 32 STONE STREET, STOKE-ON-TRENT, ST4 7HJ | £112,000 | 14/04/2022 | Terraced | **Street average:** £219,033 (3 sales) **Area average:** £112,186 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £111,776 (164 Terraced, ST4, 2024–2026) - **Deviation:** +65.5% ## Rental Range *ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £644/mo - **Realistic:** £715/mo - **Optimistic:** £787/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £593/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Sillitoe Place, Penkhull, Stoke On Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/c86a27c) | £1,095/mo | 3 | 0.06 miles | Rightmove | | [Penkhull New Road, Penkhull, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/eb57bb6) | £900/mo | 3 | 0.18 miles | Rightmove | | [Oxford Street, Penkhull](http://87.117.209.195:8080/listings/d4c7cb2) | £925/mo | 3 | 0.21 miles | Rightmove | | [Princes Road, Penkhull](http://87.117.209.195:8080/listings/c4dc6d9) | £395/mo | — | 0.25 miles | Rightmove | | [Richmond Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/0236132) | £900/mo | 3 | 0.29 miles | Rightmove | | [Richmond Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/33d8c0c) | £795/mo | 3 | 0.3 miles | Rightmove | | [Elenora Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/753fa3e) | £825/mo | 3 | 0.48 miles | Rightmove | | [Selwyn Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/afb6d8a) | £750/mo | 3 | 0.51 miles | Rightmove | | [Algar Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/639a6ec) | £1,100/mo | 3 | 0.6 miles | Rightmove | | [Ashlands Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/752708c) | £1,200/mo | 3 | 0.66 miles | Rightmove | | [Hartshill Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/0defd64) | £925/mo | 3 | 0.71 miles | Rightmove | | [Nelson Road, Hartshill, Hartshill, ST4](http://87.117.209.195:8080/listings/ccd2a37) | £1,250/mo | 3 | 0.72 miles | Rightmove | | [Withies Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/60a6722) | £1,100/mo | 3 | 0.8 miles | Rightmove | | [Ashford Street, Shelton, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/5421543) | £850/mo | 3 | 0.86 miles | Rightmove | | [Shelton New Road, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/0c51b50) | £995/mo | 3 | 1.01 miles | Rightmove | | [St Georges Court, Off Shelton New Road](http://87.117.209.195:8080/listings/74d5969) | £975/mo | 3 | 1.12 miles | Rightmove | | [Langley Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/4f17a6f) | £900/mo | 3 | 1.14 miles | Rightmove | | [Hanford Terrace, Stone Road, Stoke-On-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/9e59568) | £1,395/mo | 3 | 1.68 miles | Rightmove | | [Ampthill Place, Hanford, Stoke On Trent, Staffs](http://87.117.209.195:8080/listings/f72a84d) | £1,200/mo | 3 | 1.86 miles | Rightmove | | [King Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/6daccc6) | £800/mo | 3 | 1.89 miles | Rightmove | **Average rent: £1,173/mo (25 listings)** ## 1% Rule - **Rent ratio:** 0.5% (weak for cashflow) - **Max investor price (0.8%):** £115,625 - **Target investor price (1%):** £92,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £925/mo).* - **Gross yield:** 6% - **Cost-to-rent:** 16.7× - **Monthly cashflow:** £79/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 7.1% - **10y growth:** 58.5% ## House Price Index (HM Land Registry) *Official index for Stoke-on-Trent; Terraced series; as of July 2026.* - **1y growth (index):** -0.3% - **5y growth (index):** 19.1% - **10y growth (index):** 49.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)