# 3 bedroom semi-detached house for sale (PE10 0NP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 27 HACONBY LANE, BOURNE, MORTON, LINCOLNSHIRE PE10 0NP |
| Price | £250,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Last sold | £240,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 27/08/2034
- **Current heating cost:** £1,024/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5034-1328-6400-0768-1226)

## Description

Morton is a popular village location, situated just three miles North of Bourne. Morton benefits from a village store and post office, a national supermarket and a village pub. There are regular bus links to Bourne and Peterborough. There are also lovely country walks around the Lincolnshire fens. Viewing is highly recommended to appreciate everything that this property has to offer.  

## Property Photos

- ![Photo](/listings/photos/151866461/180559)
- ![Photo](/listings/photos/151866461/180560)
- ![Photo](/listings/photos/151866461/180561)
- ![Photo](/listings/photos/151866461/180562)
- ![Photo](/listings/photos/151866461/180563)
- ![Photo](/listings/photos/151866461/180564)
- ![Photo](/listings/photos/151866461/180565)
- ![Photo](/listings/photos/151866461/180566)
- ![Photo](/listings/photos/151866461/180567)
- ![Photo](/listings/photos/151866461/180568)
- ![Photo](/listings/photos/151866461/180569)
- ![Photo](/listings/photos/151866461/180570)
- ![Photo](/listings/photos/151866461/180571)

## Floorplans

- ![Floorplan 1](/listings/photos/151866461/180572) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/151866461/180573) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #8045391
- **Address:** 27 Haconby Lane, Morton, PE10 0NP
- **Certificate Issued:** 28/03/2011
- **Work Completed:** 14/01/2011
- **Items:** 11 window(s)

### FENSA Certificate #13878339
- **Address:** 27 Haconby Lane, Morton, PE10 0NP
- **Certificate Issued:** 01/12/2019
- **Work Completed:** 19/11/2019
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #13958440
- **Address:** 27 Haconby Lane, Morton, PE10 0NP
- **Certificate Issued:** 27/01/2020
- **Work Completed:** 13/01/2020
- **Items:** 5 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £240,000 | 27/03/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 23 HIGH STREET, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NR | £167,000 | 12/12/2025 | Semi-detached |
| [Same street] 45 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £250,000 | 08/09/2023 | Semi-detached |
| [Same street] 38 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £560,000 | 28/06/2023 | Detached |
| [Same street] 4 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £380,000 | 14/10/2022 | Detached |
| [Same street] 10 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £480,000 | 30/09/2022 | Detached |
| 18 HIGH STREET, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NR | £245,000 | 19/08/2022 | Semi-detached |
| [Same street] 11 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £390,000 | 22/06/2022 | Detached |
| [Same street] 26 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £277,500 | 07/01/2022 | Detached |
| [Same street] 32 HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £565,000 | 10/12/2021 | Detached |
| 23 HIGH STREET, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NR | £165,000 | 09/12/2021 | Semi-detached |
| [Same street] 9A HACONBY LANE, MORTON, BOURNE, SOUTH KESTEVEN, LINCOLNSHIRE, PE10 0NP | £375,000 | 17/11/2021 | Detached |

**Street average:** £409,688 (8 sales)
**Area average:** £192,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £217,111 (40 Semi-detached, PE10, 2024–2026)
- **Deviation:** +15.1%

## Rental Range

*ONS Price Index of Private Rents (South Kesteven). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £753/mo
- **Realistic:** £837/mo
- **Optimistic:** £921/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Peterborough (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £808/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Bungalow, Millfield Road, PE10 | £1,100/mo | 3 | 0.43 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.9×
- **Monthly cashflow:** £-20/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,778/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 50%

## House Price Index (HM Land Registry)

*Official index for South Kesteven; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 13.9%
- **10y growth (index):** 45%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)