# 1 bedroom bungalow for sale (ME7 1QL)

## Property Details

| Key | Value |
|-----|-------|
| Address | 87 HAMILTON ROAD, GILLINGHAM, MEDWAY ME7 1QL |
| Price | £180,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 42 m² |
| Last sold | £185,000 Sep 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Current heating cost:** £436/year

### Recommendations
- A (350)
- B (1,500)
- W1 (1,200)
- C (30)
- E (35)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0364-2896-7175-2500-5485)

## Description

Guide Price £180,000 - £200,000 

Located on the ever-popular Hamilton Road in Gillingham, this charming 1-bedroom semi-detached bungalow offers a fantastic opportunity for first-time buyers, downsizers, or investors looking for a well-positioned and low-maintenance home.

Boasting 443 sq. ft. of thoughtfully arranged living space, the property includes a modern fitted kitchen, a stylish contemporary bathroom, and a spacious lounge that benefits from plenty of natural light. The layout is ideal for relaxed everyday living with the added benefit of easy upkeep.

To the rear, you'll find a private, low-maintenance garden—perfect for enjoying a quiet coffee, hosting guests, or simply unwinding outdoors. The bungalow is located on a quiet residential street and is just a short stroll from a local play park, ideal for families or those who appreciate a peaceful neighbourhood setting.

Location is a key highlight, with the home positioned just 0.42 miles from Gillingham Train Station, offering direct links to London and surrounding areas. It’s also within easy walking distance to Gillingham High Street, where you’ll find a range of shops, supermarkets, cafes, and essential amenities.

Further benefits include on-street permit parking, gas central heating, and double glazing throughout. The property is being sold with no forward chain, making for a smooth and efficient purchase process.

This is a rare opportunity to own a beautifully presented bungalow in a convenient and desirable location. Early viewing is highly recommended.

**Key Terms**

Discover the allure of Rainham and Gillingham, nestled in the heart of the Medway Towns. These neighbouring communities offer a unique blend of tranquillity and convenience, with picturesque landscapes and excellent transport links, including direct train services to London city centre. Residents benefit from a variety of shopping destinations such as Hempstead Valley Shopping Centre and Gillingham Business Retail Park, along with a plethora of local pubs and restaurants to enjoy. Both towns boast well-respected schools, including Rainham Mark Grammar, ensuring quality education for families.

Moreover, Rainham and Gillingham provide ample open space and recreational facilities, including Capstone Country Park, Berengrave Nature Reserve, Riverside Country Park, the Planet Ice Skating Rink, the Ski & Snowboard Centre, and Great Lines Heritage Park. This abundance of amenities caters to diverse interests and lifestyles, making these towns not just places to live, but communities to thrive in.

## Property Photos

- ![Picture No. 14](/listings/photos/161999594/635148) - Picture No. 14
- ![Picture No. 21](/listings/photos/161999594/635149) - Picture No. 21
- ![Picture No. 15](/listings/photos/161999594/635151) - Picture No. 15
- ![Picture No. 12](/listings/photos/161999594/635153) - Picture No. 12
- ![Picture No. 13](/listings/photos/161999594/635156) - Picture No. 13
- ![Picture No. 11](/listings/photos/161999594/635158) - Picture No. 11
- ![Picture No. 17](/listings/photos/161999594/635160) - Picture No. 17
- ![Picture No. 19](/listings/photos/161999594/635162) - Picture No. 19
- ![Picture No. 16](/listings/photos/161999594/635165) - Picture No. 16
- ![Picture No. 18](/listings/photos/161999594/635167) - Picture No. 18
- ![Picture No. 20](/listings/photos/161999594/635169) - Picture No. 20

## Floorplans

- ![Floorplan](/listings/photos/161999594/635171) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/161999594/635180) - EPC Rating Graph

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #9797687
- **Address:** 87 Hamilton Road, GILLINGHAM, ME7 1QL
- **Certificate Issued:** 23/09/2013
- **Work Completed:** 05/09/2013
- **Items:** 4 window(s), 1 door(s)

### FENSA Certificate #14237893
- **Address:** 87 Hamilton Road, GILLINGHAM, ME7 1QL
- **Certificate Issued:** 11/10/2020
- **Work Completed:** 05/10/2020
- **Items:** 4 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 87 HAMILTON ROAD, GILLINGHAM, MEDWAY, ME7 1QL | £185,000 | 05/09/2025 | Semi-detached |
| 87 HAMILTON ROAD, GILLINGHAM, MEDWAY, ME7 1QL | £165,000 | 14/07/2020 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 85 HAMILTON ROAD, GILLINGHAM, MEDWAY, ME7 1QL | £195,000 | 17/04/2025 | Semi-detached |
| [Same street] 71 HAMILTON ROAD, GILLINGHAM, MEDWAY, ME7 1QL | £232,000 | 25/04/2023 | Semi-detached |
| [Same street] 46 HAMILTON ROAD, GILLINGHAM, MEDWAY, ME7 1QL | £250,000 | 21/03/2023 | Terraced |

**Street average:** £225,667 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £502,778 (9 Detached, ME7, 2024–2026)
- **Deviation:** -64.2%

## Rental Range

*ONS Price Index of Private Rents (Medway). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,113/mo
- **Realistic:** £1,237/mo
- **Optimistic:** £1,361/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £793/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Ocean Drive, ME7 | £1,160/mo | 1 | 0.3 miles | OpenRent |
| 1 Bed Flat, Peninsula Quay, ME7 | £1,150/mo | 1 | 0.34 miles | OpenRent |

**Average rent: £1,155/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.64% (weak for cashflow)
- **Max investor price (0.8%):** £144,375
- **Target investor price (1%):** £115,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,155/mo).*

- **Gross yield:** 7.7%
- **Cost-to-rent:** 13×
- **Monthly cashflow:** £306/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £4,286/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19.3%
- **10y growth:** 39.3%

## House Price Index (HM Land Registry)

*Official index for Medway; Detached series; as of March 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 17.2%
- **10y growth (index):** 43.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)