# 2 bedroom terraced house for sale (ST5 9PJ) ## Property Details | Key | Value | |-----|-------| | Address | Adams Street, Newcastle, ST5 9PJ | | Price | £100,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | ## Description A 2-bedroom terrace on Adams Street, Maybank – offered to the market with no upward chain and situated in a quiet cul-de-sac. Perfect for first-time buyers, investors, or those looking to downsize, this home offers a fantastic opportunity to add your own touches with selective modernisation. Located just a short distance from Newcastle Town Centre, you’ll enjoy easy access to independent shops, supermarkets, cafes, and restaurants. For outdoor enthusiasts, several parks and green spaces are nearby, including Brampton Park and Museum and Lyme Valley Park. Excellent commuter links are on your doorstep, with Stoke Station providing access to Manchester, Liverpool, Birmingham, and beyond. Inside, the property comprises an entrance hallway, two reception rooms, and a kitchen on the ground floor. Upstairs, there are two double bedrooms and a modern bathroom. Externally, the home benefits from on-road parking to the front and a courtyard garden to the rear, complete with a practical storage building – ideal for bikes, tools, or extra storage. Don’t miss this opportunity to make this property your own in a sought-after, quiet cul-de-sac location. Arrange your viewing today to explore its full potential! ## Property Photos - ![Photo](/listings/photos/170867843/1175588) - ![Photo](/listings/photos/170867843/1175589) - ![Photo](/listings/photos/170867843/1175590) - ![Photo](/listings/photos/170867843/1175591) - ![Photo](/listings/photos/170867843/1175592) - ![Photo](/listings/photos/170867843/1175593) - ![Photo](/listings/photos/170867843/1175594) - ![Photo](/listings/photos/170867843/1175595) - ![Photo](/listings/photos/170867843/1175596) - ![Photo](/listings/photos/170867843/1175597) - ![Photo](/listings/photos/170867843/1175598) ## Floorplans - ![Floorplan 1](/listings/photos/170867843/1175599) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/170867843/1175600) - EPC 1 ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 8 HIGH STREET, MAY BANK, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JB | £65,000 | 06/01/2026 | Terraced | | 18 BLUNT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NA | £122,500 | 02/12/2025 | Terraced | | 18 SPARCH GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9PG | £140,000 | 29/09/2023 | Terraced | | 9 BEECH GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NN | £191,000 | 28/07/2023 | Terraced | | 23 EDWARD STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JE | £177,500 | 21/07/2023 | Terraced | | 8 BEECH GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NN | £260,000 | 23/06/2023 | Terraced | | 21 MAYFIELD PLACE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9LZ | £200,000 | 25/05/2023 | Terraced | | 32 BLUNT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NA | £115,000 | 28/04/2023 | Terraced | | 23 MORETON PARADE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JD | £210,000 | 22/03/2023 | Terraced | | 18 BLUNT STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NA | £107,000 | 03/02/2023 | Terraced | | 13 SPARCH GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9PG | £180,050 | 01/12/2022 | Terraced | | 6 EDWARD STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JE | £175,000 | 25/11/2022 | Terraced | | 24 MORETON PARADE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JD | £206,250 | 25/11/2022 | Terraced | | [Same street] 5 ADAMS STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9PJ | £115,000 | 01/11/2022 | Terraced | | 5 TAYLOR STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NB | £135,000 | 14/10/2022 | Terraced | | 18 CATHERINE STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JH | £127,000 | 30/09/2022 | Terraced | | [Same street] 19 ADAMS STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9PJ | £91,500 | 01/07/2022 | Terraced | | 11 MORETON PARADE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JD | £217,000 | 07/04/2022 | Terraced | | 3 TAYLOR STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NB | £135,000 | 17/03/2022 | Terraced | | 29 MORETON PARADE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JD | £209,950 | 28/02/2022 | Terraced | | 1 BEECH GROVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9NN | £130,000 | 21/01/2022 | Terraced | | 22 MORETON PARADE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 0JD | £162,000 | 22/12/2021 | Terraced | | [Same street] 21 ADAMS STREET, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 9PJ | £122,500 | 01/10/2021 | Terraced | **Street average:** £109,667 (3 sales) **Area average:** £163,263 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £141,996 (107 Terraced, ST5, 2024–2026) - **Deviation:** -29.6% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £743/mo - **Realistic:** £826/mo - **Optimistic:** £909/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £479/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Catherine Street, May Bank, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/c93be4d) | £850/mo | 2 | 0.21 miles | Rightmove | | [Dimsdale Parade East, Newcastle](http://87.117.209.195:8080/listings/5b4e351) | £775/mo | 2 | 0.4 miles | Rightmove | | [Basford Park Road, Newcastle, ST5](http://87.117.209.195:8080/listings/3090333) | £1,150/mo | 2 | 0.42 miles | Rightmove | | [Dimsdale Parade East, Newcastle, ST5](http://87.117.209.195:8080/listings/8c19046) | £895/mo | 2 | 0.43 miles | Rightmove | | [Milehouse Lane Newcastle](http://87.117.209.195:8080/listings/332a240) | £750/mo | 2 | 0.57 miles | Rightmove | | [Watlands View, Porthill](http://87.117.209.195:8080/listings/2c21e9a) | £795/mo | 2 | 0.58 miles | Rightmove | | [Boulton Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/f1f3f75) | £865/mo | 2 | 0.6 miles | Rightmove | | [Heaton Terrace, Porthill, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/5161782) | £1,045/mo | 2 | 0.68 miles | Rightmove | | [Kimberley Road, Newcastle](http://87.117.209.195:8080/listings/d1e6bda) | £800/mo | 2 | 0.76 miles | Rightmove | | [Hughes Avenue Newcastle](http://87.117.209.195:8080/listings/707932d) | £625/mo | 2 | 0.77 miles | Rightmove | | [Porthill Bank, Newcastle-under-Lyme, ST5](http://87.117.209.195:8080/listings/bd7528a) | £850/mo | 2 | 0.8 miles | Rightmove | | [The Mill, Enderley Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/83d0cca) | £1,295/mo | 2 | 0.86 miles | Rightmove | | [Brunswick Court, Brunswick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/4a7fd1b) | £1,495/mo | 2 | 0.98 miles | Rightmove | | [Brunswick Court, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/400def9) | £1,095/mo | 2 | 0.98 miles | Rightmove | | [Car Park Lymedale Cross Industrial Estate, Newcastle Under Lyme ST5](http://87.117.209.195:8080/listings/bced143) | £1/mo | — | 0.98 miles | Rightmove | | [Hanbridge Avenue, ST5](http://87.117.209.195:8080/listings/5852ddb) | £895/mo | 2 | 1.05 miles | Rightmove | | [Marsh Box, Marsh Parade](http://87.117.209.195:8080/listings/7b420bf) | £895/mo | 2 | 1.06 miles | Rightmove | | [2 bedroom Terraced House](http://87.117.209.195:8080/listings/178bf34) | £900/mo | 2 | 1.09 miles | Rightmove | | [Clarence Street, Newcastle-Under-Lyme](http://87.117.209.195:8080/listings/835dfd3) | £795/mo | 2 | 1.1 miles | Rightmove | | [Clydesdale Avenue, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/c2c4b2e) | £925/mo | 2 | 1.11 miles | Rightmove | **Average rent: £914/mo (62 listings)** ## 1% Rule - **Rent ratio:** 0.88% (okay) - **Max investor price (0.8%):** £110,000 - **Target investor price (1%):** £88,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £880/mo).* - **Gross yield:** 10.6% - **Cost-to-rent:** 9.5× - **Monthly cashflow:** £373/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 15.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 26.4% - **10y growth:** 44.2% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Terraced series; as of April 2026.* - **1y growth (index):** 1.6% - **5y growth (index):** 27.2% - **10y growth (index):** 59% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)