# 2 bedroom terraced house for sale (ST3 1DR)

## Property Details

| Key | Value |
|-----|-------|
| Address | 28 SMITH STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST3 1DR |
| Price | £105,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £105,000 Jun 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 28/02/2034
- **Est. upgrade cost to C:** £24,500

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2745-7032-4286-5511-6481)

## Description

A two bedroom terraced house... but offering so much more than you would imagine! 

This is your chance to purchase a terraced house with many characteristics of a much bigger and more valuable property! 

On the ground floor you will find a comfortable living room at the front, a generous sized kitchen with dining space and a large bathroom at the back.  There is even a rear hallway with French doors leading to the garden!

Upstairs there are two double bedrooms, with one being particularly larger than average. 

There is a reasonable sized south-east facing garden at the back as opposed to the standard terraced-style yard you would usually expect  and there are multiple brick sheds offering plenty of storage. 

The property is complete with UPVC double glazed windows throughout and there is gas central heating from a modern combi boiler. 

See our online virtual tour and for more information call us on   or e-mail  

MATERIAL INFORMATION 

Tenure - Freehold 

Council Tax Band - A

**Ground Foor** - 

**Living Room** - 3.89m max x 3.40m max (12'9 max x 11'2 max) - Composite front door.  Laminate flooring.  UPVC double glazed window.  Electric fire.   Radiator.

**Kitchen** - 3.89m max x 3.81m max (12'9 max x 12'6 max) - UPVC double glazed window.  Tiled flooring.  Base units and wall cupboards.  Gas cooker.  Under counter fridge.  Wall mounted extractor.  Gas combi boiler.  Store cupboard.

**Rear Hall** - UPVC double glazed doors leading into the garden.  Tiled flooring.  Access to shared entry.

**Bathroom** - 3.43m  max x 2.01m max (11'3  max x 6'7 max) - UPVC double glazed window.  Vinyl flooring and part tiled walls.  Radiator. Suite containing a bath with overhead shower, wash basin and WC.

**First Floor** - 

**Landing** - Fitted stair and landing carpet.

**Bedroom One** - 4.85m max x 3.38m max (15'11 max x 11'1 max) - UPVC double glazed window.  Fitted carpet.  Two radiators.

**Bedroom Two** - 3.89m max x 3.81m max (12'9 max x 12'6 max) - UPVC double glazed window.  Fitted Carpet.  Radiator.  Storage unit.  Store cupboard with access to the loft.

**Outside** - To the front of the property there is on street parking

To the rear of the property there is a south east facing garden, a large patio area with a small section for plants and three birch storage sheds, one of which has power.

## Property Photos

- ![IMG_6619.jpg](/listings/photos/145265888/215506) - IMG_6619.jpg
- ![IMG_6610.jpg](/listings/photos/145265888/215507) - IMG_6610.jpg
- ![IMG_6618.jpg](/listings/photos/145265888/215508) - IMG_6618.jpg
- ![IMG_6607.jpg](/listings/photos/145265888/215509) - IMG_6607.jpg
- ![IMG_6617.jpg](/listings/photos/145265888/215510) - IMG_6617.jpg
- ![IMG_6608.jpg](/listings/photos/145265888/215511) - IMG_6608.jpg
- ![IMG_6612.jpg](/listings/photos/145265888/215512) - IMG_6612.jpg
- ![IMG_6611.jpg](/listings/photos/145265888/215513) - IMG_6611.jpg
- ![IMG_6615.jpg](/listings/photos/145265888/215514) - IMG_6615.jpg
- ![IMG_6614.jpg](/listings/photos/145265888/215515) - IMG_6614.jpg
- ![IMG_6616.jpg](/listings/photos/145265888/215516) - IMG_6616.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/145265888/215517) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 28 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £105,000 | 24/06/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 68 ASHWOOD, STOKE-ON-TRENT, ST3 1DP | £112,000 | 23/01/2026 | Terraced |
| 34 HEBER STREET, STOKE-ON-TRENT, ST3 1LA | £96,000 | 16/01/2026 | Terraced |
| 47 ASHWOOD, STOKE-ON-TRENT, ST3 1DT | £195,000 | 16/12/2025 | Terraced |
| 1 PLANT STREET, STOKE-ON-TRENT, ST3 1JU | £92,000 | 22/08/2025 | Terraced |
| [Same street] 7 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £155,000 | 30/05/2025 | Semi-detached |
| 3 TUSCAN STREET, STOKE-ON-TRENT, ST3 1JX | £40,625 | 28/02/2025 | Terraced |
| 21 HEMLOCK ROAD, STOKE-ON-TRENT, ST3 1ND | £125,000 | 24/11/2023 | Terraced |
| 7 CORNWALL STREET, STOKE-ON-TRENT, ST3 1DN | £75,000 | 11/08/2023 | Terraced |
| [Same street] 31 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £117,500 | 04/08/2023 | Terraced |
| 19 HEMLOCK ROAD, STOKE-ON-TRENT, ST3 1ND | £83,875 | 03/04/2023 | Terraced |
| 31 CORNWALL STREET, STOKE-ON-TRENT, ST3 1DN | £109,500 | 03/03/2023 | Terraced |
| [Same street] 67 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £85,000 | 26/01/2023 | Semi-detached |
| 121 ANCHOR ROAD, STOKE-ON-TRENT, ST3 1JY | £110,000 | 22/12/2022 | Terraced |
| 14 WOODCOTE CLOSE, STOKE-ON-TRENT, ST3 1DD | £220,000 | 28/10/2022 | Terraced |
| 4 WOODCOTE CLOSE, STOKE-ON-TRENT, ST3 1DD | £183,000 | 27/09/2022 | Terraced |
| 1 CAPEWELL STREET, STOKE-ON-TRENT, ST3 1JZ | £85,000 | 31/08/2022 | Terraced |
| 9 CORNWALL STREET, STOKE-ON-TRENT, ST3 1DN | £100,500 | 26/08/2022 | Terraced |
| 32 HEBER STREET, STOKE-ON-TRENT, ST3 1LA | £110,000 | 17/08/2022 | Terraced |
| 8 TIDESWELL ROAD, STOKE-ON-TRENT, ST3 5EG | £147,500 | 09/08/2022 | Terraced |
| 41 DRAYTON ROAD, STOKE-ON-TRENT, ST3 1BA | £123,000 | 29/07/2022 | Terraced |
| [Same street] 39 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £93,000 | 24/06/2022 | Terraced |
| 35 CAROLINE STREET, STOKE-ON-TRENT, ST3 1DE | £190,000 | 16/05/2022 | Terraced |
| [Same street] 32 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £149,000 | 31/03/2022 | Semi-detached |
| 99 ANCHOR ROAD, STOKE-ON-TRENT, ST3 1JY | £89,950 | 25/03/2022 | Terraced |
| 10 CAPEWELL STREET, STOKE-ON-TRENT, ST3 1JZ | £85,000 | 25/02/2022 | Terraced |
| [Same street] 29 SMITH STREET, STOKE-ON-TRENT, ST3 1DR | £79,950 | 25/06/2021 | Terraced |

**Street average:** £113,242 (6 sales)
**Area average:** £118,648 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £134,031 (47 Terraced, ST3, 2024–2026)
- **Deviation:** -21.7%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Blandford Close, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/350e91b) | £775/mo | 2 | 0.11 miles | Rightmove |
| [Priorfield Close, Longton, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/251b116) | £900/mo | 2 | 0.21 miles | Rightmove |
| [Brightgreen Street, Adderley Green, Stoke-On-Trent, Staffordshire, ST3 5DG](http://87.117.209.195:8080/listings/0c59e52) | £900/mo | 2 | 0.48 miles | Rightmove |
| [Joshua  Court, Longton, Stoke-on-Trent](http://87.117.209.195:8080/listings/6663632) | £650/mo | 2 | 0.49 miles | Rightmove |
| [The Strand, Stoke-On-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/950884b) | £550/mo | — | 0.5 miles | Rightmove |
| [The Strand, Stoke-On-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/580c702) | £795/mo | 2 | 0.5 miles | Rightmove |
| [Joshua  Court, Longton, Stoke on Trent](http://87.117.209.195:8080/listings/082eff8) | £650/mo | 2 | 0.55 miles | Rightmove |
| [Harington Drive, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/00af52a) | £950/mo | 2 | 0.72 miles | Rightmove |
| [Thirlmere Grove, Weston Coyney](http://87.117.209.195:8080/listings/d085d04) | £950/mo | 2 | 0.86 miles | Rightmove |
| [Buccleuch Road, Dresdon, Stoke-on-Trent](http://87.117.209.195:8080/listings/2ab4a77) | £750/mo | 2 | 0.89 miles | Rightmove |
| [Russell Street, Longton, ST3](http://87.117.209.195:8080/listings/83bb1f4) | £950/mo | 2 | 1.03 miles | Rightmove |
| [Belgrave Road,Dresden, Stoke-on-Trent](http://87.117.209.195:8080/listings/a8a3619) | £725/mo | 2 | 1.06 miles | Rightmove |
| [Ludwall Road, Stoke-on-Trent, Staffordshire, ST3](http://87.117.209.195:8080/listings/2eec9ca) | £795/mo | 2 | 1.14 miles | Rightmove |
| [Ayreshire Grove, Lightwood](http://87.117.209.195:8080/listings/e0672f9) | £900/mo | 2 | 1.19 miles | Rightmove |
| [Finstock Avenue, Stoke-On-Trent, ST3](http://87.117.209.195:8080/listings/9e5c9fc) | £875/mo | 2 | 1.58 miles | Rightmove |

**Average rent: £808/mo (15 listings)**

## 1% Rule

- **Rent ratio:** 0.76% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 9.1%
- **Cost-to-rent:** 11×
- **Monthly cashflow:** £277/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,364/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 43.3%
- **10y growth:** 65.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)