Sold Semi-detached

31 FLORA ROAD

SWAFFHAM, NORFOLK PE37 8PF

3 beds 3 baths 958 sq ft Listed 11 May 2026 (-33d)

£290,000

Guide Price

Reduced on 22 May 2026

Save

# 3 bedroom semi-detached house for sale (PE37 8PF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 31 FLORA ROAD, SWAFFHAM, NORFOLK PE37 8PF |
| Price | £290,000 |
| Bedrooms | 3 |
| Bathrooms | 3 |
| Council tax | C |
| Floor area | 89 m² |
| Last sold | £291,995 Apr 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 04/04/2033
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-3095-7240-2607-8565)

## Description

The Property

A welcoming home in a lovely setting, ready for its next chapter. Book your viewing today.

Guide Price £290,000 - £300,000

Set in a beautiful spot within the popular market town of Swaffham, this well-presented three-bedroom home offers comfortable living with a practical layout and a peaceful setting.

Inside, the property feels bright and welcoming throughout. The spacious living area is perfect for relaxing or catching up with friends and family, while the kitchen provides plenty of storage and space for dining. Upstairs, there are three well-proportioned bedrooms, including a generous main bedroom complete with its own en-suite shower room, alongside a modern family bathroom.

The home enjoys parking to the front & ample outdoor space to make the most of the surroundings. Whether it’s enjoying a quiet morning coffee in the garden or heading out for nearby walks, this is a home that balances convenience with a calm, tucked-away feel.

Flora Road is ideally placed for access to local shops, schools, supermarkets, and transport links, making day-to-day life easy while still enjoying the charm of Norfolk living.

Property Description DisclaimerThis is a general description of the property only, and is not intended to constitute part of an offer or contract. It has been verified by the seller(s), unless marked as 'draft'. Purplebricks conducts some valuations online and some of our customers prepare their own property descriptions, so if you decide to proceed with a viewing or an offer, please note this information may have been provided solely by the vendor, and we may not have been able to visit the property to confirm it. If you require clarification on any point then please contact us, especially if you’re traveling some distance to view. All information should be checked by your solicitor prior to exchange of contracts.

Successful buyers will be required to complete anti-money laundering and proof of funds checks. Our partner, Lifetime Legal Limited, will carry out the initial checks on our behalf. The current non-refundable cost is £80 inc. VAT per offer. You’ll need to pay this to Lifetime Legal and complete all checks before we can issue a memorandum of sale. The cost includes obtaining relevant data and any manual checks and monitoring which might be required, and includes a range of benefits. Purplebricks will receive some of the fee taken by Lifetime Legal to compensate for its role in providing these checks.

## Property Photos

- ![Rear View](/listings/photos/88302609/597503) - Rear View
- ![Kitchen/Diner](/listings/photos/88302609/597504) - Kitchen/Diner
- ![Bathroom](/listings/photos/88302609/597505) - Bathroom
- ![Garden](/listings/photos/88302609/597506) - Garden
- ![Living Room](/listings/photos/88302609/597507) - Living Room
- ![Bedroom](/listings/photos/88302609/597508) - Bedroom
- ![En-suite](/listings/photos/88302609/597510) - En-suite
- ![Bedroom](/listings/photos/88302609/597511) - Bedroom
- ![Bedroom](/listings/photos/88302609/597512) - Bedroom
- ![Bedroom](/listings/photos/88302609/597513) - Bedroom
- ![Kitchen/Diner](/listings/photos/88302609/597514) - Kitchen/Diner
- ![Living Room](/listings/photos/88302609/597515) - Living Room
- ![Living Room](/listings/photos/88302609/597516) - Living Room
- ![Entrance Hall](/listings/photos/88302609/597517) - Entrance Hall
- ![W.C.](/listings/photos/88302609/597518) - W.C.
- ![Garden](/listings/photos/88302609/597519) - Garden
- ![Front](/listings/photos/88302609/597521) - Front

## Floorplans

- ![Floorplan 1](/listings/photos/88302609/597522) - Floorplan 1

## EPC Graphs

- ![epc](/listings/photos/88302609/597523) - epc

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £291,995 | 28/04/2023 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 75 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GX | £121,500 | 15/08/2025 | Semi-detached |
| [Same street] 26 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £324,995 | 13/10/2023 | Detached |
| [Same street] 28 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £324,995 | 17/08/2023 | Detached |
| [Same street] 25 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £254,995 | 28/07/2023 | Terraced |
| [Same street] 32 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £384,995 | 30/06/2023 | Detached |
| [Same street] 27 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £269,995 | 09/06/2023 | Terraced |
| [Same street] 29 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £274,995 | 28/04/2023 | Semi-detached |
| [Same street] 22 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £402,995 | 21/04/2023 | Detached |
| [Same street] 20 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £399,995 | 20/04/2023 | Detached |
| [Same street] 34 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £409,995 | 14/04/2023 | Detached |
| [Same street] 18 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £307,995 | 31/03/2023 | Detached |
| 41 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GX | £262,000 | 22/12/2022 | Semi-detached |
| 39 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GX | £262,000 | 22/12/2022 | Semi-detached |
| [Same street] 1 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £299,995 | 25/11/2022 | Detached |
| 94 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GY | £126,000 | 30/09/2022 | Semi-detached |
| [Same street] 2 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £299,995 | 18/08/2022 | Detached |
| [Same street] 4 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £269,376 | 25/07/2022 | Other |
| [Same street] 3 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF | £427,389 | 25/07/2022 | Other |
| 88 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GY | £238,000 | 14/07/2022 | Semi-detached |
| 90 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GY | £238,000 | 30/06/2022 | Semi-detached |
| 19 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD | £259,995 | 27/05/2022 | Semi-detached |
| 17 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD | £256,995 | 27/05/2022 | Semi-detached |
| 12 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD | £259,995 | 01/04/2022 | Semi-detached |
| 6 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD | £254,995 | 01/04/2022 | Semi-detached |
| 14 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD | £256,995 | 01/04/2022 | Semi-detached |
| 5 PHANTOM CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FX | £235,000 | 29/03/2022 | Semi-detached |
| 3 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £225,000 | 28/01/2022 | Semi-detached |
| 2 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £225,000 | 21/01/2022 | Semi-detached |
| 10 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £218,000 | 17/12/2021 | Semi-detached |
| 9 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £218,000 | 17/12/2021 | Semi-detached |
| 15 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £210,000 | 26/11/2021 | Semi-detached |
| 14 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £210,000 | 26/11/2021 | Semi-detached |
| 16 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £225,000 | 29/10/2021 | Semi-detached |
| 17 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT | £225,000 | 29/10/2021 | Semi-detached |

**Street average:** £332,336 (14 sales)
**Area average:** £226,374 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £230,852 (17 Semi-detached, PE37, 2024–2026)
- **Deviation:** +25.6%

## Rental Range

*ONS Price Index of Private Rents (Breckland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £822/mo
- **Realistic:** £913/mo
- **Optimistic:** £1,004/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kings Lynn (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Montagu Close, PE37 | £1,000/mo | 3 | 0.4 miles | OpenRent |

**Average rent: £1,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.34% (weak for cashflow)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 4.1%
- **Cost-to-rent:** 24.2×
- **Monthly cashflow:** £-267/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,258/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.8%
- **10y growth:** 37.6%

## House Price Index (HM Land Registry)

*Official index for Breckland; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.4%
- **5y growth (index):** 13.2%
- **10y growth (index):** 43.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Rear View Kitchen/Diner Bathroom Garden Living Room Bedroom En-suite Bedroom Bedroom Bedroom Kitchen/Diner Living Room Living Room Entrance Hall W.C. Garden Front

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Property details

Tenure

FREEHOLD

Floor area

89 m²

Council tax band

EPC rating

Last sold

£291,995 Apr 2023

Price per m²

£3,258/m²

Local average

£230,852 (+25.6%)

Deprivation

Decile 6 (18,125 of 33,755)

Street crime

43 incidents within 1 mile (Apr 2026)

Key features

Field Views To Front And Side Of Property
Main Bedroom With En-Suite Shower Room
Beautiful And Peaceful Location
Bright And Spacious Living Accommodation
Kitchen With Dining Space
Parking
Private Outdoor Space
Good Local Amenities And Transport Links

Additional details

Heating: Gas central
Parking: Driveway
Garden: Private garden

Description

The Property
A welcoming home in a lovely setting, ready for its next chapter. Book your viewing today.

Guide Price £290,000 - £300,000

Set in a beautiful spot within the popular market town of Swaffham, this well-presented three-bedroom home offers comfortable living with a practical layout and a peaceful setting.

Inside, the property feels bright and welcoming throughout. The spacious living area is perfect for relaxing or catching up with friends and family, while the kitchen provides plenty of storage and space for dining. Upstairs, there are three well-proportioned bedrooms, including a generous main bedroom complete with its own en-suite shower room, alongside a modern family bathroom.

The home enjoys parking to the front & ample outdoor space to make the most of the surroundings. Whether it’s enjoying a quiet morning coffee in the garden or heading out for nearby walks, this is a home that balances convenience with a calm, tucked-away feel.

Flora Road is ideally placed for access to local shops, schools, supermarkets, and transport links, making day-to-day life easy while still enjoying the charm of Norfolk living.

Property Description DisclaimerThis is a general description of the property only, and is not intended to constitute part of an offer or contract. It has been verified by the seller(s), unless marked as 'draft'. Purplebricks conducts some valuations online and some of our customers prepare their own property descriptions, so if you decide to proceed with a viewing or an offer, please note this information may have been provided solely by the vendor, and we may not have been able to visit the property to confirm it. If you require clarification on any point then please contact us, especially if you’re traveling some distance to view. All information should be checked by your solicitor prior to exchange of contracts.
Successful buyers will be required to complete anti-money laundering and proof of funds checks. Our partner, Lifetime Legal Limited, will carry out the initial checks on our behalf. The current non-refundable cost is £80 inc. VAT per offer. You’ll need to pay this to Lifetime Legal and complete all checks before we can issue a memorandum of sale. The cost includes obtaining relevant data and any manual checks and monitoring which might be required, and includes a range of benefits. Purplebricks will receive some of the fee taken by Lifetime Legal to compensate for its role in providing these checks.

Listed by

covering Peterborough

Purplebricks

Reference: 88302609

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 05/04/2023

Expiry date: 04/04/2033

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

epc

Price history

Event	Date	Price	% change
Sold	28/04/2023 (3 years ago)	£291,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
75 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GX	£121,500	15/08/2025	Semi-detached
Same street 26 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£324,995	13/10/2023	Detached
Same street 28 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£324,995	17/08/2023	Detached
Same street 25 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£254,995	28/07/2023	Terraced
Same street 32 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£384,995	30/06/2023	Detached
Same street 27 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£269,995	09/06/2023	Terraced
Same street 29 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£274,995	28/04/2023	Semi-detached
Same street 22 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£402,995	21/04/2023	Detached
Same street 20 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£399,995	20/04/2023	Detached
Same street 34 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£409,995	14/04/2023	Detached
Same street 18 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£307,995	31/03/2023	Detached
41 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GX	£262,000	22/12/2022	Semi-detached
39 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GX	£262,000	22/12/2022	Semi-detached
Same street 1 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£299,995	25/11/2022	Detached
94 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GY	£126,000	30/09/2022	Semi-detached
Same street 2 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£299,995	18/08/2022	Detached
Same street 4 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£269,376	25/07/2022	Other
Same street 3 FLORA ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PF	£427,389	25/07/2022	Other
88 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GY	£238,000	14/07/2022	Semi-detached
90 LANCASTER ROAD, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8GY	£238,000	30/06/2022	Semi-detached
19 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD	£259,995	27/05/2022	Semi-detached
17 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD	£256,995	27/05/2022	Semi-detached
12 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD	£259,995	01/04/2022	Semi-detached
6 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD	£254,995	01/04/2022	Semi-detached
14 CERES DRIVE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8PD	£256,995	01/04/2022	Semi-detached
5 PHANTOM CLOSE, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FX	£235,000	29/03/2022	Semi-detached
3 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£225,000	28/01/2022	Semi-detached
2 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£225,000	21/01/2022	Semi-detached
10 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£218,000	17/12/2021	Semi-detached
9 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£218,000	17/12/2021	Semi-detached
15 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£210,000	26/11/2021	Semi-detached
14 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£210,000	26/11/2021	Semi-detached
16 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£225,000	29/10/2021	Semi-detached
17 VULCAN WAY, SWAFFHAM, BRECKLAND, NORFOLK, PE37 8FT	£225,000	29/10/2021	Semi-detached

Street average: £332,336 (14 sales)

Area average: £226,374 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.8%

10y growth 37.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Breckland. Series: Semi-detached. As of March 2026.

1y (index) 0.4%

5y (index) 13.2%

10y (index) 43.5%

Rental Range

Estimated market rent for Breckland. Low = conservative, Realistic = average, Optimistic = best case.

Low £822/mo

Realistic £913/mo

Optimistic £1,004/mo

Based on Local Authority from postcode lookup → Breckland.

LHA (30th percentile) floor for Kings Lynn: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View PE37 8PF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Longfields	0.4 miles
Bus stop	New Sporle Road	0.5 miles
Shop	Woods of Swaffham	0.5 miles
Shop	Jewellery Unique	0.5 miles
Train station	Dereham	10.6 miles
Hospital	Dereham Hospital	10.7 miles
Train station	Yaxham	10.9 miles

Street-level crime

Category	Count
Violence and sexual offences	18
Criminal damage and arson	9
Shoplifting	5
Anti-social behaviour	4
Other theft	3
Drugs	2
Public order	1
Robbery	1
Total incidents	43

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Heartwood CofE VC Primary & Nursery School	Primary	0.4 miles	Good — 25 Sep 2023
Sacred Heart Catholic Primary School, Swaffham	Primary	0.5 miles	Inadequate — 18 Mar 2024
The Nicholas Hamond Academy	Secondary	0.7 miles	Good — 30 Jan 2022
Swaffham CofE Primary Academy	Primary	0.7 miles	Good — 13 Sep 2023
OneSchool Global UK - Swaffham Campus	Other	0.9 miles	— (No rating)

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Montagu Close, PE37	£1,000/mo	3	0.4 miles	OpenRent

Average rent: £1,000/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.34%

Max investor price (0.8%) £125,000

Target investor price (1%) £100,000

Gross yield 4.1%

Cost-to-rent ratio 24.2×

Monthly cashflow £-267/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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