# 4 bedroom detached house for sale (SN14 0XJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 OAK ROAD, CHIPPENHAM, WILTSHIRE SN14 0XJ |
| Price | £479,950 |
| Bedrooms | 4 |
| Bathrooms | 2 |
| Council tax | E |
| Last sold | £475,000 Jun 2025 |

## Description

A much improved and beautifully presented four bedroom detached house ideally situated in a quiet cul-de-sac on the western outskirts of the town. The spacious ground floor accommodation offers a reception hall, cloakroom, sitting room with oak flooring and attractive Bath stone fireplace, separate dining with oak flooring and patio doors to the garden, good size refitted kitchen/breakfast room with granite work surfaces opening into a good size family room. The first floor boasts a master bedroom with refitted en-suite shower, three further bedrooms and refitted bathroom. Other benefits include uPVC double glazing and gas central heating. To the front is a double width driveway providing off road parking and an area of garden. To the rear is an enclosed garden enjoying a good degree of privacy with full width patio, lawn, shed and summerhouse.

**Situation** - The property is conveniently situated in a small cul-de-sac on the very western outskirts of Chippenham offering excellent access to both the western bypass and the M4 motorway via Junction 17 a few miles to north of the town. Local shops and amenities are close to hand as are the Sainsburys and Morrisons supermarkets.

**Canopied Porch** - Double glazed entrance door to:

**Reception Hall** - Radiator. Stairs to first floor with cupboard under. Tiled floor. Doors to:

**Refitted Cloakroom** - Obscure double glazed window to front. Radiator. Vanity wash basin with chrome taps, cupboard under and tiled splash back. Close coupled W.C. Tiled floor.

**Sitting Room** - Double glazed bay window to front. Two radiators. Feature coal effect gas fire with Bath stone surround and hearth. Engineered Oak flooring. Coving. Archway to:

**Dining Room** - Double glazed sliding patio doors to rear. Radiator. Engineered oak flooring. Coving. Door to:

**Refitted Kitchen/Breakfast Room** - Two uPVC double glazed windows and French doors to rear. Tiled floor. Radiator. Range of drawer and cupboard base units with matching wall mounted cupboards. Granite worksurfaces with matching upstands and under mounted stainless steel sink unit with chrome mixer tap. Space for Range cooker with splashback and extractor over. Integrated dishwasher and washing machine. Breakfast bar. Space for American style fridge/freezer.

**Family Room** - Double glazed window to front. Radiator. Wood laminate flooring.

**First Floor Landing** - Access to roof space. Cupboard housing hot water tank and immersion heater. Doors to:

**Master Bedroom** - Double glazed window to front. Radiator. Built-in double wardrobe. Wood laminate flooring. Door to:

**Refitted En-Suite Shower** - Obscure double glazed window to front. Radiator. Shower cubicle. Vanity wash basin with chrome mixer tap and cupboard under. Close coupled W.C. Shaver point. Extractor. Inset spotlights.

**Bedroom Two** - Double glazed window to front. Radiator. Wood laminate flooring.

**Bedroom Three** - Double glazed window rear. Radiator. Wood laminate flooring.

**Bedroom Four** - L shaped room. Double glazed window to rear. Radiator. Wood laminate flooring.

**Refitted Bathroom** - Obscure double glazed window to rear. Contemporary style chrome ladder radiator. Panelled bath with chrome mixer tap and shower attachement with 'rainfall' shower head. Vanity wash basin with chrome mixer tap and cupboard under. Close coupled WC with concealed cistern. Fitted cupboard. Inset LED ceiling lights.

**Outside** - 

**Front Garden** - Double width driveway providing off road parking. Path to gated side access. Area of slate chippings with shrubs.

**Rear Garden** - Good size enclosed garden enjoying a good degree of privacy. Full width patio area with path to gated side access. Laid to lawn beyond with shed and summerhouse. Outside tap.

**Directions** - From the town centre continue up under the railway arch into Marshfield Road and take the left hand lane into Bristol Road. At the double mini roundabout continue over and at the next roundabout turn left onto the Western bypass. Follow the Western bypass down and take the first turning left into Drake Crescent, follow the road around to the right and take the next left into Oak Road. The property will then be found in a small cul-de-sac on the left hand side.

## Property Photos

- ![IMG_6639.JPG](/listings/photos/153502961/334670) - IMG_6639.JPG
- ![IMG_6612.JPG](/listings/photos/153502961/334672) - IMG_6612.JPG
- ![IMG_6624.JPG](/listings/photos/153502961/334674) - IMG_6624.JPG
- ![IMG_6627.JPG](/listings/photos/153502961/334675) - IMG_6627.JPG
- ![IMG_6620.JPG](/listings/photos/153502961/334676) - IMG_6620.JPG
- ![IMG_6618.JPG](/listings/photos/153502961/334677) - IMG_6618.JPG
- ![IMG_6607.JPG](/listings/photos/153502961/334679) - IMG_6607.JPG
- ![IMG_6611.JPG](/listings/photos/153502961/334680) - IMG_6611.JPG
- ![IMG_6594.JPG](/listings/photos/153502961/334682) - IMG_6594.JPG
- ![IMG_6603.JPG](/listings/photos/153502961/334683) - IMG_6603.JPG
- ![IMG_6596.JPG](/listings/photos/153502961/334685) - IMG_6596.JPG
- ![IMG_6601.JPG](/listings/photos/153502961/334687) - IMG_6601.JPG
- ![IMG_6608.JPG](/listings/photos/153502961/334688) - IMG_6608.JPG
- ![IMG_6634.JPG](/listings/photos/153502961/334689) - IMG_6634.JPG
- ![IMG_6631.JPG](/listings/photos/153502961/334691) - IMG_6631.JPG
- ![IMG_6635.JPG](/listings/photos/153502961/334692) - IMG_6635.JPG

## Floorplans

- ![21OakRoad-High.jpg](/listings/photos/153502961/334693) - 21OakRoad-High.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/153502961/334694) - EE Rating
- ![EI Rating](/listings/photos/153502961/334695) - EI Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 OAK ROAD, CHIPPENHAM, WILTSHIRE, SN14 0XJ | £475,000 | 19/06/2025 | Detached |
| 21 OAK ROAD, CHIPPENHAM, WILTSHIRE, SN14 0XJ | £265,000 | 17/06/2011 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 HUNTINGDON WAY, CHIPPENHAM, WILTSHIRE, SN14 0XY | £400,000 | 15/12/2025 | Detached |
| 54 SANDOWN DRIVE, CHIPPENHAM, WILTSHIRE, SN14 0YQ | £335,000 | 12/12/2025 | Detached |
| 36 SANDOWN DRIVE, CHIPPENHAM, WILTSHIRE, SN14 0YQ | £525,000 | 04/12/2025 | Detached |
| 65 KINGS AVENUE, CHIPPENHAM, WILTSHIRE, SN14 0UJ | £415,000 | 31/01/2025 | Detached |
| 21 SEDGEFIELD WAY, CHIPPENHAM, WILTSHIRE, SN14 0YW | £362,000 | 04/12/2023 | Detached |
| 11 CONISTON ROAD, CHIPPENHAM, WILTSHIRE, SN14 0PX | £380,000 | 17/11/2023 | Detached |
| 12 KENSINGTON WAY, CHIPPENHAM, WILTSHIRE, SN14 0UG | £505,000 | 15/11/2023 | Detached |
| 38 SANDOWN DRIVE, CHIPPENHAM, WILTSHIRE, SN14 0YQ | £420,000 | 11/10/2023 | Detached |
| 11 TRURO WALK, CHIPPENHAM, WILTSHIRE, SN14 0QY | £412,500 | 25/09/2023 | Detached |
| [Same street] 29 OAK ROAD, CHIPPENHAM, WILTSHIRE, SN14 0XJ | £237,000 | 14/07/2023 | Detached |
| 9 HERON WAY, CHIPPENHAM, WILTSHIRE, SN14 0XE | £333,000 | 30/06/2023 | Detached |
| 9 CONISTON ROAD, CHIPPENHAM, WILTSHIRE, SN14 0PX | £390,000 | 03/06/2023 | Detached |
| 9 CLARENCE ROAD, CHIPPENHAM, WILTSHIRE, SN14 0UH | £535,000 | 12/04/2023 | Detached |
| 52 KINGS AVENUE, CHIPPENHAM, WILTSHIRE, SN14 0UJ | £385,000 | 04/04/2023 | Detached |
| 4 BALMORAL CLOSE, CHIPPENHAM, WILTSHIRE, SN14 0UT | £420,000 | 08/12/2022 | Detached |
| [Same street] 19 OAK ROAD, CHIPPENHAM, WILTSHIRE, SN14 0XJ | £362,000 | 04/11/2022 | Detached |
| 16 HERON WAY, CHIPPENHAM, WILTSHIRE, SN14 0XE | £385,000 | 21/09/2022 | Detached |
| 18 HERON WAY, CHIPPENHAM, WILTSHIRE, SN14 0XE | £370,000 | 23/08/2022 | Detached |
| 2 CLARENCE ROAD, CHIPPENHAM, WILTSHIRE, SN14 0UH | £603,800 | 23/08/2022 | Detached |
| 7 HEXHAM CLOSE, CHIPPENHAM, WILTSHIRE, SN14 0YT | £425,000 | 17/08/2022 | Detached |
| 25 CLARENCE ROAD, CHIPPENHAM, WILTSHIRE, SN14 0UH | £650,000 | 09/08/2022 | Detached |
| 20A DRAKE CRESCENT, CHIPPENHAM, WILTSHIRE, SN14 0XH | £465,000 | 18/07/2022 | Detached |
| [Same street] 4 OAK ROAD, CHIPPENHAM, WILTSHIRE, SN14 0XJ | £362,000 | 02/02/2022 | Detached |
| [Same street] 14 OAK ROAD, CHIPPENHAM, WILTSHIRE, SN14 0XJ | £317,000 | 31/08/2021 | Detached |

**Street average:** £319,500 (4 sales)
**Area average:** £435,815 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £590,051 (39 Detached, SN14, 2024–2026)
- **Deviation:** -18.7%

## Rental Range

*ONS Price Index of Private Rents (Wiltshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £953/mo
- **Realistic:** £1,059/mo
- **Optimistic:** £1,165/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Wiltshire (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,197/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Middle Leaze, SN14 | £1,500/mo | 4 | 0.91 miles | OpenRent |

**Average rent: £1,500/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £187,500
- **Target investor price (1%):** £150,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,500/mo).*

- **Gross yield:** 3.8%
- **Cost-to-rent:** 26.7×
- **Monthly cashflow:** £-565/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 71.8%
- **10y growth:** 53.3%

## House Price Index (HM Land Registry)

*Official index for Wiltshire; Detached series; as of March 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 14.1%
- **10y growth (index):** 30.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
