Sold STC Semi-detached

1 CHATHAM AVENUE

LYTHAM ST ANNES, LANCASHIRE FY8 2RT

3 beds 2 baths 1,507 sq ft Listed 28 Jul 2023 (-1051d)

£299,950

Reduced on 22 May 2024

Save

# 3 bedroom semi-detached house for sale (FY8 2RT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 1 CHATHAM AVENUE, LYTHAM ST ANNES, LANCASHIRE FY8 2RT |
| Price | £299,950 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Floor area | 140 m² |
| Last sold | £299,950 Aug 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 16/01/2033
- **Current heating cost:** £1,156/year
- **Est. upgrade cost to C:** £10,500

### Recommendations
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9433-3023-9209-2847-4204)

## Description

**OPEN TO VIEW SUNDAY 9TH JUNE 1-4 PM**

Nestled in a peaceful location, this semidetached family home offers surprisingly spacious living areas while remaining conveniently close to all local amenities, with shops within walking distance. The generous accommodation includes a lounge and a snug, providing versatile spaces for relaxation and entertainment.

A modern open plan kitchen diner leads to a sizeable conservatory, adding to the charm and functionality of the home. Upstairs, the property features three bedrooms and two bathrooms, ensuring ample space for a growing family.

Outside, there is a private garden at the rear, offering a tranquil outdoor retreat. Off-street parking at the front provides convenient parking options.

Given its spacious layout and ideal location, early viewing of this family home is strongly recommended to fully appreciate its appeal and potential.

## Property Photos

- ![DSC_0002.JPG](/listings/photos/138007925/335182) - DSC_0002.JPG
- ![IMG_0401.JPG](/listings/photos/138007925/335183) - IMG_0401.JPG
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- ![IMG_0402.JPG](/listings/photos/138007925/335187) - IMG_0402.JPG
- ![20230724-DSC_0006](/listings/photos/138007925/335189) - 20230724-DSC_0006
- ![2023-07-24 13.29.45](/listings/photos/138007925/335191) - 2023-07-24 13.29.45
- ![2023-07-24 13.30.02](/listings/photos/138007925/335193) - 2023-07-24 13.30.02
- ![2023-07-24 13.30.15](/listings/photos/138007925/335195) - 2023-07-24 13.30.15
- ![20230724-DSC_0001](/listings/photos/138007925/335198) - 20230724-DSC_0001
- ![20230724-DSC_0003](/listings/photos/138007925/335199) - 20230724-DSC_0003
- ![20230724-DSC_0002](/listings/photos/138007925/335201) - 20230724-DSC_0002
- ![20230724-DSC_0004](/listings/photos/138007925/335203) - 20230724-DSC_0004
- ![IMG_0408.JPG](/listings/photos/138007925/335205) - IMG_0408.JPG
- ![20230724-DSC_0005](/listings/photos/138007925/335206) - 20230724-DSC_0005
- ![IMG_0404.JPG](/listings/photos/138007925/335207) - IMG_0404.JPG
- ![2023-07-24 13.29.36](/listings/photos/138007925/335208) - 2023-07-24 13.29.36
- ![IMG_0409.JPG](/listings/photos/138007925/335209) - IMG_0409.JPG

## Floorplans

- ![1 Chatham Avenue.JPG](/listings/photos/138007925/335210) - 1 Chatham Avenue.JPG

## EPC Graphs

- ![EE](/listings/photos/138007925/335211) - EE
- ![EI](/listings/photos/138007925/335212) - EI

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #10189118
- **Address:** 1 Chatham Avenue, LYTHAM ST. ANNES, FY8 2RT
- **Certificate Issued:** 31/03/2014
- **Work Completed:** 17/01/2014
- **Items:** 2 window(s), 1 door(s)

### FENSA Certificate #5819696
- **Address:** 1 Chatham Avenue, LYTHAM ST. ANNES, FY8 2RT
- **Certificate Issued:** 07/07/2008
- **Work Completed:** 16/06/2008
- **Items:** 3 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 CHATHAM AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RT | £299,950 | 28/08/2024 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 SHARMAN AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3EJ | £214,500 | 19/12/2025 | Semi-detached |
| 167 HEELEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2HR | £240,000 | 03/12/2025 | Semi-detached |
| 30 BLUNDELL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AG | £182,500 | 28/11/2025 | Semi-detached |
| 22 LEACH LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AP | £280,000 | 28/11/2025 | Semi-detached |
| 39 CUDWORTH ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AE | £165,000 | 07/11/2025 | Semi-detached |
| 66 ASHLEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3EL | £230,000 | 25/06/2025 | Semi-detached |
| 26 GRENVILLE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RR | £190,000 | 24/01/2025 | Semi-detached |
| 9 DRAKE CLOSE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2EX | £225,000 | 15/12/2023 | Semi-detached |
| 31 GRENVILLE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RR | £250,000 | 01/12/2023 | Semi-detached |
| 29 GRENVILLE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RR | £224,000 | 02/11/2023 | Semi-detached |
| 15 LEACH LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AW | £235,000 | 12/10/2023 | Semi-detached |
| 19 COLLINGWOOD AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2SB | £210,000 | 08/09/2023 | Semi-detached |
| 35 KILNHOUSE LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AB | £188,000 | 03/07/2023 | Semi-detached |
| 159 BLACKPOOL ROAD NORTH, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3DA | £180,000 | 28/06/2023 | Semi-detached |
| 43 CUDWORTH ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AE | £160,000 | 28/04/2023 | Semi-detached |
| 14 BIRKDALE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AQ | £315,000 | 18/11/2022 | Semi-detached |
| 14 KINGSMERE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AT | £260,000 | 10/11/2022 | Semi-detached |
| 67 KILNHOUSE LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AB | £214,500 | 07/11/2022 | Semi-detached |
| 12 SHARMAN AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3EJ | £271,000 | 21/10/2022 | Semi-detached |
| 2 LEACH LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AP | £242,500 | 14/10/2022 | Semi-detached |

**Area average:** £223,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £293,030 (62 Semi-detached, FY8, 2024–2026)
- **Deviation:** +2.4%

## Rental Range

*ONS Price Index of Private Rents (Fylde). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £768/mo
- **Realistic:** £853/mo
- **Optimistic:** £938/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Fylde Coast (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Lord Street, FY8 | £1,250/mo | 3 | 0.61 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20×
- **Monthly cashflow:** £-81/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,143/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.4%
- **10y growth:** 35.1%

## House Price Index (HM Land Registry)

*Official index for Fylde; Semi-detached series; as of March 2026.*

- **1y growth (index):** -0.6%
- **5y growth (index):** 18.4%
- **10y growth (index):** 35.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

DSC_0002.JPG IMG_0401.JPG IMG_0403.JPG IMG_0402.JPG 20230724-DSC_0006 2023-07-24 13.29.45 2023-07-24 13.30.02 2023-07-24 13.30.15 20230724-DSC_0001 20230724-DSC_0003 20230724-DSC_0002 20230724-DSC_0004 IMG_0408.JPG 20230724-DSC_0005 IMG_0404.JPG 2023-07-24 13.29.36 IMG_0409.JPG

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Property details

Tenure

LEASEHOLD

Floor area

140 m²

Council tax band

EPC rating

Last sold

£299,950 Aug 2024

Price per m²

£2,143/m²

Local average

£293,030 (+2.4%)

Deprivation

Decile 9 (29,792 of 33,755)

Street crime

180 incidents within 1 mile (Apr 2026)

Key features

OPEN DAY SUNDAY 9TH JUNE 1-4 PM
Three Bedrooms, En-Suite and Dressing Area
Reception, Snug & Large Open Plan Kitchen Diner
Conservatory
Secluded Garden
Viewing Highly Recommended

Additional details

Parking: Yes
Garden: Yes

Description

OPEN TO VIEW SUNDAY 9TH JUNE 1-4 PM
Nestled in a peaceful location, this semidetached family home offers surprisingly spacious living areas while remaining conveniently close to all local amenities, with shops within walking distance. The generous accommodation includes a lounge and a snug, providing versatile spaces for relaxation and entertainment.

A modern open plan kitchen diner leads to a sizeable conservatory, adding to the charm and functionality of the home. Upstairs, the property features three bedrooms and two bathrooms, ensuring ample space for a growing family.

Outside, there is a private garden at the rear, offering a tranquil outdoor retreat. Off-street parking at the front provides convenient parking options.

Given its spacious layout and ideal location, early viewing of this family home is strongly recommended to fully appreciate its appeal and potential.

Listed by

Lytham Saint Annes

Frank Wyles and Co

Reference: 138007925

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 17/01/2023

Expiry date: 16/01/2033

Current heating cost: £1,156/year

Potential heating cost: £1,010/year

Est. upgrade cost to C: £10,500

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

1 Chatham Avenue.JPG

EPC Graphs

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #10189118

Property Details

Street: 1 Chatham Avenue

Town: LYTHAM ST. ANNES

Postcode: FY8 2RT

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 31/03/2014

Work Completed: 17/01/2014

This certificate data was retrieved from FENSA's database

FENSA Certificate #5819696

Property Details

Street: 1 Chatham Avenue

Town: LYTHAM ST. ANNES

Postcode: FY8 2RT

Installation Details

Items: 3 windows and 1 door

Certificate Issued: 07/07/2008

Work Completed: 16/06/2008

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	28/08/2024 (1 year ago)	£299,950	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
5 SHARMAN AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3EJ	£214,500	19/12/2025	Semi-detached
167 HEELEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2HR	£240,000	03/12/2025	Semi-detached
30 BLUNDELL ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AG	£182,500	28/11/2025	Semi-detached
22 LEACH LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AP	£280,000	28/11/2025	Semi-detached
39 CUDWORTH ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AE	£165,000	07/11/2025	Semi-detached
66 ASHLEY ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3EL	£230,000	25/06/2025	Semi-detached
26 GRENVILLE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RR	£190,000	24/01/2025	Semi-detached
9 DRAKE CLOSE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2EX	£225,000	15/12/2023	Semi-detached
31 GRENVILLE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RR	£250,000	01/12/2023	Semi-detached
29 GRENVILLE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2RR	£224,000	02/11/2023	Semi-detached
15 LEACH LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AW	£235,000	12/10/2023	Semi-detached
19 COLLINGWOOD AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 2SB	£210,000	08/09/2023	Semi-detached
35 KILNHOUSE LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AB	£188,000	03/07/2023	Semi-detached
159 BLACKPOOL ROAD NORTH, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3DA	£180,000	28/06/2023	Semi-detached
43 CUDWORTH ROAD, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AE	£160,000	28/04/2023	Semi-detached
14 BIRKDALE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AQ	£315,000	18/11/2022	Semi-detached
14 KINGSMERE AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AT	£260,000	10/11/2022	Semi-detached
67 KILNHOUSE LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AB	£214,500	07/11/2022	Semi-detached
12 SHARMAN AVENUE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3EJ	£271,000	21/10/2022	Semi-detached
2 LEACH LANE, LYTHAM ST ANNES, FYLDE, LANCASHIRE, FY8 3AP	£242,500	14/10/2022	Semi-detached

Area average: £223,850 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9.4%

10y growth 35.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Fylde. Series: Semi-detached. As of March 2026.

1y (index) -0.6%

5y (index) 18.4%

10y (index) 35.4%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: THE SAINT ANNES ON THE SEA LAND AND BUILDING COMPANY LIMITED (01306100)

Rental Range

Estimated market rent for Fylde. Low = conservative, Realistic = average, Optimistic = best case.

Low £768/mo

Realistic £853/mo

Optimistic £938/mo

Based on Local Authority from postcode lookup → Fylde.

LHA (30th percentile) floor for Fylde Coast: £623/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View FY8 2RT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Salon One	0.1 miles
Shop	PDM Management	0.1 miles
Bus stop	Unknown	0.5 miles
Train station	St Annes-on-the-Sea	0.8 miles
Train station	Unknown	1.3 miles
Hospital	South Shore Primary Care Centre	1.5 miles
Hospital	Clifton Hospital	1.6 miles
University	Blackpool and The Fylde College	6.6 miles
University	Blackpool & The Fylde College, Fleetwood Nautical Campus	9.4 miles

Street-level crime

Category	Count
Violence and sexual offences	64
Anti-social behaviour	40
Shoplifting	23
Criminal damage and arson	15
Public order	14
Other theft	10
Burglary	8
Vehicle crime	3
Robbery	2
Other crime	1
Total incidents	180

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lytham St Annes Mayfield Primary School	Primary	0.4 miles	Good — 2 Mar 2022
Heyhouses Endowed Church of England Primary School	Primary	0.5 miles	— (Inspected (no overall grade))
Poplar House School	Other	0.7 miles	Good — 30 Jul 2023
Our Lady Star of the Sea Catholic Primary School	Primary	0.9 miles	Outstanding — 21 May 2023
Red Rose School	Other	1.0 miles	Inadequate — 11 Jan 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Lord Street, FY8	£1,250/mo	3	0.61 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 5%

Cost-to-rent ratio 20×

Monthly cashflow £-81/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).