# 3 bedroom property for sale (DE7 8QF)

## Property Details

| Key | Value |
|-----|-------|
| Address | 178 CHURCH STREET, ILKESTON, DERBYSHIRE DE7 8QF |
| Price | £188,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £185,500 Jan 2026 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 02/01/2030
- **Current heating cost:** £425/year

### Recommendations
- W2 (6,000)
- N (6,000)
- O3 (1,400)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0865-2817-7797-2700-1261)

## Description

Situated in a popular and established residential location. With gas central heating, double glazing, off-street parking and enclosed large but low maintenance garden to the rear. Ideally located close to shops, schools and transport links making this an ideal first time buy or family home. We highly recommend an internal viewing.

Property reference: IATA27603

## Property Photos

- ![Photo](/listings/photos/160078655/685693)
- ![Photo](/listings/photos/160078655/685694)
- ![Photo](/listings/photos/160078655/685696)
- ![Photo](/listings/photos/160078655/685698)
- ![Photo](/listings/photos/160078655/685700)
- ![Photo](/listings/photos/160078655/685701)
- ![Photo](/listings/photos/160078655/685702)
- ![Photo](/listings/photos/160078655/685704)
- ![Photo](/listings/photos/160078655/685706)

## EPC Graphs

- ![EPC 1](/listings/photos/160078655/685708) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2187317
- **Address:** 178 Church Street, ILKESTON, DE7 8QF
- **Certificate Issued:** 08/11/2004
- **Work Completed:** 06/09/2004
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 178 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £185,500 | 16/01/2026 | Terraced |
| 178 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £156,000 | 21/08/2020 | Terraced |
| 178 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £95,000 | 15/04/2019 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 167A CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £203,000 | 24/11/2023 | Terraced |
| [Same street] 164 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £173,000 | 10/11/2023 | Terraced |
| [Same street] 169A CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £195,000 | 24/06/2022 | Semi-detached |
| [Same street] 167A CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £195,000 | 30/05/2022 | Terraced |
| [Same street] 169 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £195,000 | 27/05/2022 | Semi-detached |
| [Same street] 167 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £195,000 | 25/05/2022 | Semi-detached |
| [Same street] 187 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £182,500 | 28/02/2022 | Semi-detached |
| [Same street] 184 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £87,000 | 17/12/2021 | Semi-detached |
| [Same street] 183 CHURCH STREET, ILKESTON, EREWASH, DERBYSHIRE, DE7 8QF | £240,000 | 29/06/2021 | Detached |

**Street average:** £185,056 (9 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £319,350 (13 Other, DE7, 2024–2026)
- **Deviation:** -41.1%

## Rental Range

*ONS Price Index of Private Rents (Erewash). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £749/mo
- **Realistic:** £832/mo
- **Optimistic:** £915/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Peacock Place, DE7 | £1,150/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Semi-Detached House, Dukes Place, DE7 | £1,350/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed End Terrace, Milton Street, DE7 | £895/mo | 3 | 0.45 miles | OpenRent |
| 3 Bed Semi-Detached House, Lathkill Avenue, DE7 | £980/mo | 3 | 0.46 miles | OpenRent |
| 3 Bed Terraced House, Cotmanhay Road, DE7 | £795/mo | 3 | 0.53 miles | OpenRent |

**Average rent: £1,034/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £122,500
- **Target investor price (1%):** £98,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £980/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 16×
- **Monthly cashflow:** £117/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,265/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 139.3%
- **10y growth:** 106.6%

## House Price Index (HM Land Registry)

*Official index for Erewash; All dwelling types series; as of March 2026.*

- **1y growth (index):** -0.3%
- **5y growth (index):** 19.1%
- **10y growth (index):** 58.2%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)