Sold STC Terraced

52 CARRON STREET

STOKE-ON-TRENT, STOKE-ON-TRENT ST4 3DS

4 beds 1 baths 1,152 sq ft Listed 27 Apr 2019 (-2608d)

£83,000

Save

# 4 bedroom terraced house for sale (ST4 3DS)

## Property Details

| Key | Value |
|-----|-------|
| Address | 52 CARRON STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 3DS |
| Price | £83,000 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 107 m² |
| Last sold | £88,000 Sep 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 05/11/2025 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,241/year
- **Est. upgrade cost to C:** £29,530

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£30)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0168-4991-7289-4105-4914)

## Description

**PROPERTY** **SUMMARY** **** Martin & Co welcome to the market this large four bedroom Terraced House, the property to the ground floor comprises of entrance hall, living room, kitchen breakfast room and one bedroom. To the first floor there are three bedrooms an family bathroom. Externally there is a rear yard. The property is close to all amenities including shops and schools. Ideal for investors!

**ENTRANCE** **HALL** ****

**LOUNGE** **15' 10" x 14' 6" (4.84m x 4.43m)**

**KITCHEN/BREAKFAST** **ROOM** **14' 8" x 14' 4" (4.49m x 4.37m)**

**BEDROOM** **ONE** **13' 9" x 10' 10" (4.20m x 3.31m)**

**BEDROOM** **TWO** **14' 4" x 13' 7" (4.38m x 4.16m)**

**BEDROOM** **THREE** **16' 0" x 11' 4" (4.90m x 3.47m)**

**BEDROOM** **FOUR** **13' 2" x 6' 10" (4.02m x 2.10m)**

**BATHROOM** **8' 8" x 6' 11" (2.66m x 2.11m)**

## Property Photos

- ![Photo](/listings/photos/61910973/588911)
- ![Photo](/listings/photos/61910973/588915)
- ![Photo](/listings/photos/61910973/588919)
- ![Photo](/listings/photos/61910973/588926)
- ![Photo](/listings/photos/61910973/588934)
- ![Photo](/listings/photos/61910973/588936)
- ![Photo](/listings/photos/61910973/588939)
- ![Photo](/listings/photos/61910973/588942)
- ![Photo](/listings/photos/61910973/588945)
- ![Photo](/listings/photos/61910973/588949)
- ![Photo](/listings/photos/61910973/588952)
- ![Photo](/listings/photos/61910973/588956)
- ![Photo](/listings/photos/61910973/588960)
- ![Photo](/listings/photos/61910973/588962)
- ![Photo](/listings/photos/61910973/588965)

## Floorplans

- ![Floorplan 1](/listings/photos/61910973/588968) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/61910973/588971) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #5051691
- **Address:** 52 Carron Street, STOKE-ON-TRENT, ST4 3DS
- **Certificate Issued:** 17/09/2007
- **Work Completed:** 28/08/2007
- **Items:** 4 window(s), 1 door(s)

### FENSA Certificate #4708045
- **Address:** 52 Carron Street, STOKE-ON-TRENT, ST4 3DS
- **Certificate Issued:** 14/05/2007
- **Work Completed:** 04/05/2007
- **Items:** 1 door(s)

### FENSA Certificate #4561235
- **Address:** 52 Carron Street, STOKE-ON-TRENT, ST4 3DS
- **Certificate Issued:** 20/03/2007
- **Work Completed:** 05/03/2007
- **Items:** 6 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £88,000 | 06/09/2019 | Terraced |
| 52 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £77,000 | 01/07/2016 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 GOLDENHILL ROAD, STOKE-ON-TRENT, ST4 3DW | £122,000 | 20/01/2026 | Terraced |
| 331 KING STREET, STOKE-ON-TRENT, ST4 3EJ | £117,500 | 16/01/2026 | Terraced |
| 20 MAY PLACE, STOKE-ON-TRENT, ST4 3EA | £70,000 | 18/12/2025 | Terraced |
| 5 BURNHAM STREET, STOKE-ON-TRENT, ST4 3EY | £60,000 | 16/12/2025 | Terraced |
| 25 BERDMORE STREET, STOKE-ON-TRENT, ST4 3HD | £90,000 | 17/11/2025 | Terraced |
| 8 KENTMERE CLOSE, STOKE-ON-TRENT, ST4 3HN | £70,000 | 01/10/2025 | Terraced |
| 33 BERDMORE STREET, STOKE-ON-TRENT, ST4 3HD | £110,000 | 19/09/2025 | Terraced |
| 72 OLDFIELD STREET, STOKE-ON-TRENT, ST4 3PN | £78,000 | 16/07/2025 | Terraced |
| [Same street] 70 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £85,000 | 02/02/2024 | Terraced |
| 33 GOLDENHILL ROAD, STOKE-ON-TRENT, ST4 3DL | £87,000 | 18/12/2023 | Terraced |
| 13 OLDFIELD STREET, STOKE-ON-TRENT, ST4 3PL | £39,000 | 14/12/2023 | Terraced |
| 82 FOLEY STREET, STOKE-ON-TRENT, ST4 3DX | £67,950 | 30/11/2023 | Terraced |
| 51 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY | £95,000 | 07/11/2023 | Terraced |
| 11 HOLLINGS STREET, STOKE-ON-TRENT, ST4 3HS | £95,000 | 02/11/2023 | Terraced |
| 8 RILL STREET, STOKE-ON-TRENT, ST4 3DN | £75,000 | 02/11/2023 | Terraced |
| 4 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY | £105,000 | 13/10/2023 | Terraced |
| 31 BERDMORE STREET, STOKE-ON-TRENT, ST4 3HD | £96,000 | 04/08/2023 | Terraced |
| 8 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY | £55,250 | 04/08/2023 | Terraced |
| 16 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY | £100,000 | 03/08/2023 | Terraced |
| 2 RILL STREET, STOKE-ON-TRENT, ST4 3DN | £82,000 | 20/07/2023 | Terraced |
| [Same street] 18 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £73,000 | 06/07/2023 | Terraced |
| 9 BURNHAM STREET, STOKE-ON-TRENT, ST4 3EY | £50,000 | 30/06/2023 | Terraced |
| [Same street] 10 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £80,000 | 23/06/2023 | Terraced |
| [Same street] 72 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £115,000 | 13/04/2023 | Terraced |
| [Same street] 56 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £76,000 | 17/03/2023 | Terraced |
| [Same street] 24 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £83,000 | 31/01/2023 | Terraced |
| [Same street] 26 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £86,000 | 25/01/2023 | Terraced |
| [Same street] 86 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £95,000 | 02/12/2022 | Terraced |
| [Same street] 60 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £82,000 | 21/10/2022 | Terraced |
| [Same street] 64 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £85,000 | 30/09/2022 | Terraced |
| [Same street] 62 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £67,000 | 20/07/2022 | Terraced |
| [Same street] 74 CARRON STREET, STOKE-ON-TRENT, ST4 3DS | £90,500 | 30/03/2022 | Terraced |

**Street average:** £84,792 (12 sales)
**Area average:** £83,235 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £112,840 (152 Terraced, ST4, 2024–2026)
- **Deviation:** -26.4%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £798/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Kennington Oval, Trentham Lakes, Stoke on Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/329639a) | £1,395/mo | 4 | 2.11 miles | Rightmove |
| [Oriel Street, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/dfc02c0) | £1,150/mo | 4 | 2.26 miles | Rightmove |
| [Penstock Drive, Stoke-on-Trent, ST4 7GF](http://87.117.209.195:8080/listings/1744fd9) | £675/mo | — | 2.51 miles | Rightmove |
| [Wymondley Grove, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/9e4ce6d) | £1,750/mo | 4 | 2.8 miles | Rightmove |
| [Linley Road, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/d097e73) | £1,495/mo | 4 | 3.02 miles | Rightmove |
| [Claridge Road, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/39149e1) | £625/mo | — | 3.03 miles | Rightmove |

**Average rent: £1,182/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 1.53% (strong)
- **Max investor price (0.8%):** £159,125
- **Target investor price (1%):** £127,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,273/mo).*

- **Gross yield:** 18.4%
- **Cost-to-rent:** 5.4×
- **Monthly cashflow:** £794/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 39.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £776/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.9%
- **10y growth:** 18.6%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

107 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£88,000 Sep 2019

Price per m²

£776/m²

Local average

£112,840 (-26.4%)

Deprivation

Decile 1 (795 of 33,755)

Street crime

362 incidents within 1 mile (Apr 2026)

Key features

Four Bedroom Terraced House
Living Room
Kitchen/Diner
Entrance Hall
Four good size bedrooms
Ideal for Investors

Additional details

Garden: Yes

Description

PROPERTY SUMMARY ** Martin & Co welcome to the market this large four bedroom Terraced House, the property to the ground floor comprises of entrance hall, living room, kitchen breakfast room and one bedroom. To the first floor there are three bedrooms an family bathroom. Externally there is a rear yard. The property is close to all amenities including shops and schools. Ideal for investors!

ENTRANCE HALL

LOUNGE 15' 10" x 14' 6" (4.84m x 4.43m)

KITCHEN/BREAKFAST ROOM 14' 8" x 14' 4" (4.49m x 4.37m)

BEDROOM ONE 13' 9" x 10' 10" (4.20m x 3.31m)

BEDROOM TWO 14' 4" x 13' 7" (4.38m x 4.16m)

BEDROOM THREE 16' 0" x 11' 4" (4.90m x 3.47m)

BEDROOM FOUR 13' 2" x 6' 10" (4.02m x 2.10m)

BATHROOM 8' 8" x 6' 11" (2.66m x 2.11m)**

Listed by

Stoke On Trent

The Property Franchise Group

Reference: 61910973

EPC Rating & Upgrade Cost

This certificate expired on 05/11/2025. A new EPC may be required before the property can be marketed or let.

Current rating: E

Potential rating: B

Inspection date: 06/11/2015

Expiry date: 05/11/2025 (expired)

Current heating cost: £1,241/year

Potential heating cost: £554/year

Est. upgrade cost to C: £29,530

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£30)
Upgrade heating controls (£350 - £450)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #5051691

Property Details

Street: 52 Carron Street

Town: STOKE-ON-TRENT

Postcode: ST4 3DS

Installation Details

Items: 4 windows and 1 door

Certificate Issued: 17/09/2007

Work Completed: 28/08/2007

This certificate data was retrieved from FENSA's database

FENSA Certificate #4708045

Property Details

Street: 52 Carron Street

Town: STOKE-ON-TRENT

Postcode: ST4 3DS

Installation Details

Items: 1 door

Certificate Issued: 14/05/2007

Work Completed: 04/05/2007

This certificate data was retrieved from FENSA's database

FENSA Certificate #4561235

Property Details

Street: 52 Carron Street

Town: STOKE-ON-TRENT

Postcode: ST4 3DS

Installation Details

Items: 6 windows

Certificate Issued: 20/03/2007

Work Completed: 05/03/2007

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

14% since 2016

Event	Date	Price	% change
Sold	06/09/2019 (6 years ago)	£88,000	+14.3%
Sold	01/07/2016 (9 years ago)	£77,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
24 GOLDENHILL ROAD, STOKE-ON-TRENT, ST4 3DW	£122,000	20/01/2026	Terraced
331 KING STREET, STOKE-ON-TRENT, ST4 3EJ	£117,500	16/01/2026	Terraced
20 MAY PLACE, STOKE-ON-TRENT, ST4 3EA	£70,000	18/12/2025	Terraced
5 BURNHAM STREET, STOKE-ON-TRENT, ST4 3EY	£60,000	16/12/2025	Terraced
25 BERDMORE STREET, STOKE-ON-TRENT, ST4 3HD	£90,000	17/11/2025	Terraced
8 KENTMERE CLOSE, STOKE-ON-TRENT, ST4 3HN	£70,000	01/10/2025	Terraced
33 BERDMORE STREET, STOKE-ON-TRENT, ST4 3HD	£110,000	19/09/2025	Terraced
72 OLDFIELD STREET, STOKE-ON-TRENT, ST4 3PN	£78,000	16/07/2025	Terraced
Same street 70 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£85,000	02/02/2024	Terraced
33 GOLDENHILL ROAD, STOKE-ON-TRENT, ST4 3DL	£87,000	18/12/2023	Terraced
13 OLDFIELD STREET, STOKE-ON-TRENT, ST4 3PL	£39,000	14/12/2023	Terraced
82 FOLEY STREET, STOKE-ON-TRENT, ST4 3DX	£67,950	30/11/2023	Terraced
51 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY	£95,000	07/11/2023	Terraced
11 HOLLINGS STREET, STOKE-ON-TRENT, ST4 3HS	£95,000	02/11/2023	Terraced
8 RILL STREET, STOKE-ON-TRENT, ST4 3DN	£75,000	02/11/2023	Terraced
4 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY	£105,000	13/10/2023	Terraced
31 BERDMORE STREET, STOKE-ON-TRENT, ST4 3HD	£96,000	04/08/2023	Terraced
8 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY	£55,250	04/08/2023	Terraced
16 FOLEY STREET, STOKE-ON-TRENT, ST4 3DY	£100,000	03/08/2023	Terraced
2 RILL STREET, STOKE-ON-TRENT, ST4 3DN	£82,000	20/07/2023	Terraced
Same street 18 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£73,000	06/07/2023	Terraced
9 BURNHAM STREET, STOKE-ON-TRENT, ST4 3EY	£50,000	30/06/2023	Terraced
Same street 10 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£80,000	23/06/2023	Terraced
Same street 72 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£115,000	13/04/2023	Terraced
Same street 56 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£76,000	17/03/2023	Terraced
Same street 24 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£83,000	31/01/2023	Terraced
Same street 26 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£86,000	25/01/2023	Terraced
Same street 86 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£95,000	02/12/2022	Terraced
Same street 60 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£82,000	21/10/2022	Terraced
Same street 64 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£85,000	30/09/2022	Terraced
Same street 62 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£67,000	20/07/2022	Terraced
Same street 74 CARRON STREET, STOKE-ON-TRENT, ST4 3DS	£90,500	30/03/2022	Terraced

Street average: £84,792 (12 sales)

Area average: £83,235 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.9%

10y growth 18.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Terraced. As of March 2026.

1y (index) 1.8%

5y (index) 26.4%

10y (index) 64.5%

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: £798/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST4 3DS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	UK Barbers	0.2 miles
Shop	The Van Depot	0.2 miles
Bus stop	Unknown	0.2 miles
Train station	Longton	0.4 miles
Bus stop	St James' Church	0.8 miles
Train station	Stoke-on-Trent	1.9 miles
Hospital	Royal Stoke University Hospital	3.1 miles
Hospital	North Staffordshire Nuffield Hospital	3.4 miles
University	Keele University	5.4 miles
University	Buxton & Leek College	9.2 miles

Street-level crime

Category	Count
Violence and sexual offences	122
Anti-social behaviour	63
Shoplifting	37
Public order	28
Criminal damage and arson	25
Vehicle crime	21
Other theft	19
Other crime	14
Drugs	11
Burglary	7
Robbery	7
Bicycle theft	3
Possession of weapons	3
Theft from the person	2
Total incidents	362

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Co-Op Academy Clarice Cliff	Primary	0.1 miles	Requires improvement — 18 Jan 2024
Sandford Hill Primary School	Primary	0.5 miles	Good — 15 Nov 2023
Gladstone Primary Academy	Primary	0.5 miles	Good — 18 Apr 2013
St Thomas More Catholic Academy	Secondary	0.5 miles	Good — 8 Jun 2017
Co-op Academy Glebe	Primary	0.7 miles	Outstanding — 16 Jul 2024

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Kennington Oval, Trentham Lakes, Stoke on Trent, Staffordshire, ST4	£1,395/mo	4	2.11 miles	Rightmove
Oriel Street, STOKE-ON-TRENT	£1,150/mo	4	2.26 miles	Rightmove
Penstock Drive, Stoke-on-Trent, ST4 7GF	£675/mo	—	2.51 miles	Rightmove
Wymondley Grove, Stoke-on-Trent, Staffordshire, ST4	£1,750/mo	4	2.8 miles	Rightmove
Linley Road, Stoke-on-Trent, ST4	£1,495/mo	4	3.02 miles	Rightmove
Claridge Road, Stoke-on-Trent, Staffordshire, ST4	£625/mo	—	3.03 miles	Rightmove

Average rent: £1,182/mo (6 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.53%

Max investor price (0.8%) £159,125

Target investor price (1%) £127,300

Gross yield 18.4%

Cost-to-rent ratio 5.4×

Monthly cashflow £794/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 39.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).