# 3 bedroom semi-detached house for sale (NN10 6AU) ## Property Details | Key | Value | |-----|-------| | Address | 17 FERN ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE NN10 6AU | | Price | £295,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1930-1949 | | Floor area | 93 m² | | Last sold | £292,000 Dec 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 10/05/2028 - **Current heating cost:** £633/year - **Est. upgrade cost to C:** £12,500 ### Recommendations - W1 (£800 - £1,200) - N (£4,000 - £6,000) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9898-8082-7255-1018-3924) ## Description **** **** Are you searching for a three bedroom semi-detached home with a large 115ft garden, garage and off-road parking near Rushden Lakes? This non-estate property also includes a 26ft lounge/dining room, gas central heating and uPVC double glazing. The accommodation briefly comprises entrance hall, lounge/dining room, kitchen, three bedrooms, bathroom, gardens to front and rear, garage and driveway.  **** **** Enter via front door to:  **Entrance** **Hall** **** Stairs rising to first floor landing, radiator, door to:  **Lounge/Dining** **Room** **26' 2" x 11' 11" (7.98m x 3.63m)**   **Lounge** **Area** **** Bow window to front aspect, radiator, feature fireplace with wooden mantel, coving to ceiling, through to.  **Dining** **Area** **** Window to rear aspect, radiator, coving to ceiling, door to:  **Kitchen** **18' 1" x 7' 9" (5.51m x 2.36m) (This measurement includes area occupied by kitchen units)** Comprising stainless steel one and a half bowl single drainer sink unit with cupboard under, a range of eye level and base units providing work surfaces, freestanding cooker, plumbing for washing machine and dishwasher, fridge/freezer, three windows and a door to side aspect, window and skylight to rear aspect, tiled splash backs, tiled floor, under stairs storage cupboard, coving to ceiling.  **First** **Floor** **Landing** **** Window to side aspect, loft access, radiator, built-in cupboard housing wall mounted gas boiler serving domestic central heating and hot water systems, doors to:  **Bedroom** **One** **11' 10" max x 12' 3" max narrowing to 9' 1" (3.61m x 3.73m)** Window to front aspect, radiator.  **Bedroom** **Two** **11' 10" x 9' 0" max (3.61m x 2.74m)** Window to rear aspect, radiator. character fireplace.  **Bedroom** **Three** **6' 10" min x 5' 10" min (2.08m x 1.78m)** Window to front aspect, radiator.  **Bathroom** **** Comprising low flush W.C., pedestal wash hand basin, panelled bath with shower attachment, fully tiled walls, radiator, window to rear aspect.  **Outside** **** Front - Block paved and enclosed by low brick walling. There is a driveway and garage situated directly opposite the property. There is also additional land behind the single garage which could potentially be used as an allotment or similar (please note that this is in need of cultivation). Single Garage - Up and over door. Rear - Block paved patio area, outside tap, steps down to mostly lawn with various shrubs and bushes, wooden shed, enclosed by wooden fencing with gated side pedestrian access. Measures approx. 114ft in length and enjoys a good degree of privacy.  **Material** **Information** **** The property tenure is freehold. Council Tax We understand the council tax is band B (£1,842 per annum. Charges for 2025/2026).  **** **** AGENTS NOTE Please be aware that some photographs used in our particulars are obtained using a wide-angle lens. For offers to be submitted in the best light, the majority of vendors require us to confirm buyers have been financially qualified. We will require a Mortgage Certificate or Agreement In Principle (A.I.P.) and proof of deposit or cash. This information will be treated confidentially and will not be seen by any other party. MONEY LAUNDERING REGUALATIONS 2017 & PROCEEDS OF CRIME ACT 2002 In order to comply with the above Regulations, an intending purchaser will be required to provide official I.D; proof of address, evidence of funding and source of deposit clearly showing the name of the account holder. If funds are being provided by a third party i.e. family, we will require the same from them too. We may officially verify these documents. DISCLAIMER The information given in these particulars is intended to help you decide whether you wish to view this property and to avoid wasting your time in viewing unsuitable properties. We have tried to make sure that these particulars are accurate, but to a large extent we have to rely on what the seller tells us about the property. We do not check every single piece of information ourselves as the cost of doing so would be prohibitive and we do not wish to unnecessarily add to the cost of moving house. Once you find the property you want to buy, you will need to carry out more investigations into the property than it is practical or reasonable for an estate agent to do when preparing sales particulars. For example, we have not carried out any kind of survey of the property to look for structural defects and would advise any homebuyer to obtain a surveyors report before exchanging contracts. If you do not have your own surveyor, we would be pleased to recommend one. We have not checked whether any equipment in the property (such as central heating) is in working order and would advise homebuyers to check this. You should also instruct a solicitor to investigate all legal matters relating to the property (e.g. title, planning permission etc) as these are specialist matters in which estate agents are not qualified. Your solicitor will also agree with the seller what items (e.g. carpets, curtains etc) will be included in the sale.   ## Property Photos - ![Front](/listings/photos/164994554/1253121) - Front - ![Rear Garden](/listings/photos/164994554/1253122) - Rear Garden - ![Lounge area](/listings/photos/164994554/1253123) - Lounge area - ![Dining Area](/listings/photos/164994554/1253124) - Dining Area - ![Kitchen](/listings/photos/164994554/1253125) - Kitchen - ![Breakfast Area](/listings/photos/164994554/1253126) - Breakfast Area - ![Lounge/Dining Roo...](/listings/photos/164994554/1253127) - Lounge/Dining Roo... - ![Bedroom](/listings/photos/164994554/1253128) - Bedroom - ![Bedroom](/listings/photos/164994554/1253129) - Bedroom - ![Bathroom](/listings/photos/164994554/1253130) - Bathroom - ![Rear](/listings/photos/164994554/1253131) - Rear - ![Rear Garden](/listings/photos/164994554/1253132) - Rear Garden - ![Rear Garden](/listings/photos/164994554/1253133) - Rear Garden - ![Parking and Garag...](/listings/photos/164994554/1253134) - Parking and Garag... - ![Approximate plot ...](/listings/photos/164994554/1253135) - Approximate plot ... - ![House and garden ...](/listings/photos/164994554/1253136) - House and garden ... ## Floorplans - ![Floorplan 1](/listings/photos/164994554/1253137) - Floorplan 1 ## EPC Graphs - ![EPC Graph](/listings/photos/164994554/1253138) - EPC Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 17 FERN ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6AU | £292,000 | 12/12/2025 | Semi-detached | | 17 FERN ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6AU | £245,000 | 26/11/2020 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 20 BYRON CRESCENT, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BL | £240,000 | 01/12/2025 | Semi-detached | | 1 WILDACRE ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6UQ | £217,000 | 02/05/2025 | Semi-detached | | 35 MELLOWAY ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6XX | £300,000 | 11/12/2023 | Semi-detached | | 24 MASEFIELD DRIVE, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BH | £220,000 | 03/11/2023 | Semi-detached | | 10 KENSINGTON CLOSE, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6RR | £525,000 | 12/10/2023 | Semi-detached | | 5 DINGLE ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6RX | £210,000 | 30/06/2023 | Semi-detached | | 22 SILVERDALE GROVE, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6UG | £260,000 | 16/06/2023 | Semi-detached | | [Same street] 20 FERN ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6AU | £340,000 | 01/06/2023 | Detached | | [Same street] 10 FERN ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6AU | £300,000 | 19/05/2023 | Semi-detached | | 56 MELLOWAY ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6XX | £255,000 | 14/04/2023 | Semi-detached | | 37 MASEFIELD DRIVE, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BH | £242,000 | 30/11/2022 | Semi-detached | | 2 HEANEY PARK, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6EP | £210,000 | 24/10/2022 | Semi-detached | | 4 WILDACRE ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6UQ | £230,000 | 21/10/2022 | Semi-detached | | 8 PALM ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6AS | £255,000 | 10/10/2022 | Semi-detached | | 64 MASEFIELD DRIVE, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BH | £320,000 | 27/07/2022 | Semi-detached | | [Same street] 9 FERN ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6AU | £225,000 | 22/07/2022 | Semi-detached | | 11 WILDACRE ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6UQ | £220,000 | 30/05/2022 | Semi-detached | | 345 WELLINGBOROUGH ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BA | £240,000 | 12/11/2021 | Semi-detached | | 44 MELLOWAY ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6XX | £219,080 | 12/11/2021 | Semi-detached | | 2 SHAKESPEARE ROAD, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BN | £195,000 | 29/10/2021 | Semi-detached | | 25 BYRON CRESCENT, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BL | £262,000 | 18/10/2021 | Semi-detached | | 46 SILVERDALE GROVE, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6UG | £190,000 | 08/10/2021 | Semi-detached | | 2 BYRON CRESCENT, RUSHDEN, NORTH NORTHAMPTONSHIRE, NN10 6BL | £220,000 | 01/10/2021 | Semi-detached | **Street average:** £288,333 (3 sales) **Area average:** £251,504 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £254,714 (42 Semi-detached, NN10, 2024–2026) - **Deviation:** +15.8% ## Rental Range *ONS Price Index of Private Rents (North Northamptonshire). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £886/mo - **Realistic:** £984/mo - **Optimistic:** £1,082/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Northants Central (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £793/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Talbot Road, NN10 | £1,250/mo | 3 | 0.6 miles | OpenRent | **Average rent: £1,250/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.42% (weak for cashflow) - **Max investor price (0.8%):** £156,250 - **Target investor price (1%):** £125,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,250/mo).* - **Gross yield:** 5.1% - **Cost-to-rent:** 19.7× - **Monthly cashflow:** £-62/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -0.9% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,172/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 10.4% - **10y growth:** 37.3% ## House Price Index (HM Land Registry) *Official index for North Northamptonshire; Semi-detached series; as of April 2026.* - **1y growth (index):** 3.2% - **5y growth (index):** 18.4% - **10y growth (index):** 53.9% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)