# 1 bedroom apartment for sale (ST5 3JS) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 5, ELMHURST, HARROWBY DRIVE, NEWCASTLE, NEWCASTLE, STAFFORDSHIRE ST5 3JS | | Price | £110,000 | | Bedrooms | 1 | | Bathrooms | 1 | | Last sold | £102,950 Sep 2006 | ## Description coming soon ## Property Photos - ![Photo](/listings/photos/94033986/2606540) - ![Photo](/listings/photos/94033986/2606541) - ![Photo](/listings/photos/94033986/2606542) - ![Photo](/listings/photos/94033986/2606543) - ![Photo](/listings/photos/94033986/2606544) - ![Photo](/listings/photos/94033986/2606545) - ![Photo](/listings/photos/94033986/2606546) - ![Photo](/listings/photos/94033986/2606547) - ![Photo](/listings/photos/94033986/2606548) - ![Photo](/listings/photos/94033986/2606549) - ![Photo](/listings/photos/94033986/2606550) - ![Photo](/listings/photos/94033986/2606551) - ![Photo](/listings/photos/94033986/2606552) ## Floorplans - ![Floorplan 1](/listings/photos/94033986/2606553) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/94033986/2606554) - EPC 1 ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | ELMHURST FLAT 5 HARROWBY DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3JS | £102,950 | 15/09/2006 | Flat | | ELMHURST FLAT 5 HARROWBY DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3JS | £78,000 | 05/03/2004 | Flat | | ELMHURST FLAT 5 HARROWBY DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3JS | £37,750 | 06/06/1997 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] ELMHURST FLAT 6 HARROWBY DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3JS | £100,000 | 03/08/2023 | Flat | | FAIROAK FLAT 1 HARROWBY DRIVE, NEWCASTLE, NEWCASTLE-UNDER-LYME, STAFFORDSHIRE, ST5 3JR | £115,000 | 01/12/2021 | Flat | **Street average:** £100,000 (1 sale) **Area average:** £115,000 (1 sale) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £90,793 (22 Flat, ST5, 2024–2026) - **Deviation:** +21.2% ## Rental Range *ONS Price Index of Private Rents (Newcastle-under-Lyme). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £753/mo - **Realistic:** £837/mo - **Optimistic:** £921/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £424/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | [Paris Avenue, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/f50d754) | £630/mo | 1 | 0.51 miles | Rightmove | | [Waveney Court, Waveney Grove, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/a460fec) | £845/mo | 1 | 0.65 miles | Rightmove | | [Gloucester Grange, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/3383f30) | £650/mo | 1 | 0.86 miles | Rightmove | | [Gloucester Grange, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/ad6976d) | £650/mo | 1 | 0.86 miles | Rightmove | | [Gloucester Grange, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/de9c15a) | £650/mo | 1 | 0.86 miles | Rightmove | | [Gloucester Grange, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/8d4ddb7) | £650/mo | 1 | 0.86 miles | Rightmove | | [Friarswood Road, NEWCASTLE](http://87.117.209.195:8080/listings/7654ea3) | £695/mo | 1 | 1.03 miles | Rightmove | | [Orme House, 1 Orme Road, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/b1b0c50) | £595/mo | 1 | 1.07 miles | Rightmove | | [Lyme Court, Leech Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/97fa80f) | £711/mo | 1 | 1.16 miles | Rightmove | | [Modern Studio In Newcastle-Under-Lyme, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/5474199) | £595/mo | — | 1.21 miles | Rightmove | | [Grosvenor Gardens, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/a7580ef) | £575/mo | 1 | 1.21 miles | Rightmove | | [Occupation Street, Newcastle, Staffordshire, ST5](http://87.117.209.195:8080/listings/2f16b39) | £495/mo | 1 | 1.22 miles | Rightmove | | [Vessey Terrace, Newcastle Under Lyme, ST5](http://87.117.209.195:8080/listings/b8737bb) | £925/mo | 1 | 1.24 miles | Rightmove | | [Merrial Street Newcastle](http://87.117.209.195:8080/listings/68444a4) | £450/mo | 1 | 1.32 miles | Rightmove | | [Brunswick Mews, 9 Brunswick Street, Newcastle Under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/10ecdb5) | £895/mo | 1 | 1.47 miles | Rightmove | | [Marsh Parade, Newcastle](http://87.117.209.195:8080/listings/336cd7e) | £945/mo | 1 | 1.47 miles | Rightmove | | [Marsh Box, 2 Marsh Parade, Newcastle under Lyme, Staffordshire, ST5](http://87.117.209.195:8080/listings/ca38ca8) | £975/mo | 1 | 1.47 miles | Rightmove | | [Apartment 11, Marsh Box, Newcastle, ST5 1FA](http://87.117.209.195:8080/listings/21e5a57) | £795/mo | — | 1.47 miles | Rightmove | | [Water Street, Newcastle-Under-Lyme, ST5](http://87.117.209.195:8080/listings/60c73ab) | £550/mo | 1 | 1.54 miles | Rightmove | | [Northcote Court, Newcastle](http://87.117.209.195:8080/listings/6e6a9ff) | £700/mo | 1 | 1.57 miles | Rightmove | **Average rent: £676/mo (35 listings)** ## 1% Rule - **Rent ratio:** 0.59% (weak for cashflow) - **Max investor price (0.8%):** £81,250 - **Target investor price (1%):** £65,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £650/mo).* - **Gross yield:** 7.1% - **Cost-to-rent:** 14.1× - **Monthly cashflow:** £127/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 4.8% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -5.5% - **10y growth:** -15.3% ## House Price Index (HM Land Registry) *Official index for Newcastle-under-Lyme; Flats and maisonettes series; as of August 2026.* - **1y growth (index):** 0.3% - **5y growth (index):** 7.3% - **10y growth (index):** 31% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)