Sold STC Semi-detached

43 WOOD END ROAD

HEANOR, DERBYSHIRE DE75 7PP

3 beds 2 baths 108 m² Listed 26 May 2021 (-1893d)

£195,000

Save

# 3 bedroom semi-detached house for sale (DE75 7PP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 43 WOOD END ROAD, HEANOR, DERBYSHIRE DE75 7PP |
| Price | £195,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Last sold | £170,000 Mar 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 18/04/2028
- **Est. upgrade cost to C:** £26,755

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- W2 (£4,000 - £6,000)
- E (£30)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9918-2012-7274-2208-1930)

## Description

Accommodation having a gas central heating system and uPVC double glazed windows throughout comprises in detail.

**Dining room** **(3.5m x 5m 11ft 5 16ft 6)**

Enter through the uPVC French doors into the dining room with Brazilian slate tiles covering the entrance area leading onto the dining area with two radiators and wood effect laminate flooring.

**Lounge** **(4.2m x 5.6m 13ft 11 x 18ft 4)**

Spacious lounge with oversized window looking out onto the patio, radiator and skylight. The rooms opens into an extra alcove beneficial as home office, craft space or vast storage.

**Kitchen** **(3.5m x 3.1m 11ft 5 x 10ft 1)**

Grey storage units above and below a marble effect work surface housing a stainless steel 1 & ½ bowl sink with drainer. There is a multi-hob cooker with double oven, grill and proving drawer, space for a freestanding fridge/freezer and housing for microwave. The room has a window to the front elevation and tiled splashbacks.

**Shower room** **(3.7m x 1.7m 12ft 1 x 5ft 7)**

Double sized cubicle with mixer shower, contemporary stone sink within vanity unit and wc, there is a radiator, tiled walls and window to the front elevation.

**Bedroom** **(4.6m x 3.1m 15ft x 10ft 3)**

Large fitted wardrobes with matching drawers and dressing table, radiator and window to the front elevation. Please note the room is under redecoration so pictures will follow once complete.

**Bedroom** **(2.7m x 3.1m 8ft 10 x 10ft 4)**

With radiator and window to the rear elevation.

**Bathroom** **(2.1m x 4.8m 6ft 11 x 15ft 9)**

Three-piece suite and separate shower cubicle with mixer shower. Sink within vanity unit, shower attachment to the bath, tiled walls, radiator and window to the rear elevation.

**Attic room** **(4.3m x 3.4m 14ft 3 x 11ft 1)**

Spacious room with maximum head height of 2m (6ft 6) in the central channel, decreasing towards the edges. There is access to eaves storage, a radiator and window to the side elevation. The room also has iron balustrades surrounding the staircase.

**Outside**

Front: Block paved driveway and private entry giving access to the rear of the property.

Rear: A substantial sized rear garden split over a number of different levels offering many features including three separate paved patio areas, an outside wc, brick-built pond, lawn area and a large workshop with power and lighting.

NOTICE TO PROSPECTIVE PURCHASERS

Please note that the information contained within this brochure is understood to be correct and accurate to the best of Henrys Simms Estate Agents knowledge. However, the information and measurements should not be relied upon to form any part of a contract or any offer made. The information offered is for guidance only particularly in relation to any listed appliances being in full working order. Purchasers should make their own investigations to verify correctness of same particularly if they intend to purchase the property for a specific use or purpose. The information contained within the brochure should not be republished or copied in any way for any other form of advertising or use without Henrys Simms permission.

## Property Photos

- ![Photo](/listings/photos/107649842/1552806)
- ![Photo](/listings/photos/107649842/1552808)
- ![Photo](/listings/photos/107649842/1552811)
- ![Photo](/listings/photos/107649842/1552815)
- ![Photo](/listings/photos/107649842/1552819)
- ![Photo](/listings/photos/107649842/1552822)
- ![Photo](/listings/photos/107649842/1552825)
- ![Photo](/listings/photos/107649842/1552828)
- ![Photo](/listings/photos/107649842/1552830)
- ![Photo](/listings/photos/107649842/1552833)
- ![Photo](/listings/photos/107649842/1552837)
- ![Photo](/listings/photos/107649842/1552841)
- ![Photo](/listings/photos/107649842/1552847)
- ![Photo](/listings/photos/107649842/1552851)

## Floorplans

- ![Floorplan 1](/listings/photos/107649842/1552854) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/107649842/1552857) - EPC 1

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #7909312
- **Address:** 43 Wood End Road, HEANOR, DE75 7PP
- **Certificate Issued:** 24/01/2011
- **Work Completed:** 30/12/2010
- **Items:** 1 window(s)

### FENSA Certificate #7411304
- **Address:** 43 Wood End Road, HEANOR, DE75 7PP
- **Certificate Issued:** 01/06/2010
- **Work Completed:** 13/05/2010
- **Items:** 1 window(s)

### FENSA Certificate #14088794
- **Address:** 43 Wood End Road, HEANOR, DE75 7PP
- **Certificate Issued:** 05/07/2020
- **Work Completed:** 29/06/2020
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 43 WOOD END ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PP | £170,000 | 29/03/2019 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 13 LOWER GLADSTONE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PT | £177,500 | 18/12/2023 | Semi-detached |
| [Same street] 11 WOOD END ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PP | £112,000 | 12/12/2023 | Terraced |
| 8 JOHN STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FT | £143,500 | 10/11/2023 | Semi-detached |
| 24 JOAN AVENUE, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PL | £120,000 | 24/07/2023 | Semi-detached |
| [Same street] 33 WOOD END ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PP | £330,000 | 05/12/2022 | Detached |
| 1 CARLYLE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FZ | £153,500 | 05/12/2022 | Semi-detached |
| 9 BURTON STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PJ | £167,000 | 11/11/2022 | Semi-detached |
| 95 FLETCHER STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PG | £143,500 | 25/10/2022 | Semi-detached |
| 15 WINDSOR CLOSE, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7TD | £195,000 | 31/08/2022 | Semi-detached |
| 36 LOSCOE ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FF | £235,000 | 08/07/2022 | Semi-detached |
| 12 ALLENDALE ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FH | £170,000 | 30/06/2022 | Semi-detached |
| 21 CARLYLE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FZ | £117,000 | 23/05/2022 | Semi-detached |
| 96 FLETCHER STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PG | £155,000 | 27/04/2022 | Semi-detached |
| 13 LOWER GLADSTONE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PT | £125,000 | 28/03/2022 | Semi-detached |
| 82A LOSCOE ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FG | £290,000 | 11/02/2022 | Semi-detached |
| 16 BURNS STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FY | £160,000 | 07/01/2022 | Semi-detached |
| 12 BURNS STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FY | £127,000 | 26/11/2021 | Semi-detached |
| 9 STAMFORD STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FE | £90,000 | 18/11/2021 | Semi-detached |
| 1 CARLYLE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FZ | £101,000 | 15/10/2021 | Semi-detached |
| 12 BURNS STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FY | £95,000 | 27/09/2021 | Semi-detached |

**Street average:** £221,000 (2 sales)
**Area average:** £153,611 (18 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £216,435 (23 Semi-detached, DE75, 2024–2026)
- **Deviation:** -9.9%

## Rental Range

*ONS Price Index of Private Rents (Amber Valley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £714/mo
- **Realistic:** £793/mo
- **Optimistic:** £872/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Derby (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Loscoe Road, DE75 | £800/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Semi-Detached House, Joan Avenue, DE75 | £925/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed Terraced House, Loscoe Road, DE75 | £900/mo | 3 | 0.14 miles | OpenRent |
| 3 Bed Terraced House, Gladstone Street, DE75 | £950/mo | 3 | 0.25 miles | OpenRent |
| 3 Bed Terraced House, Gladstone St, DE75 | £850/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed Terraced House, Gladstone St, DE75 | £850/mo | 3 | 0.27 miles | OpenRent |
| 3 Bed Semi-Detached House, Kingsway, DE75 | £895/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Detached House, Johnson Drive, DE75 | £1,350/mo | 3 | 0.39 miles | OpenRent |

**Average rent: £940/mo (8 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £112,250
- **Target investor price (1%):** £89,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £898/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.1×
- **Monthly cashflow:** £15/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,806/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 25%
- **10y growth:** 83.8%

## House Price Index (HM Land Registry)

*Official index for Amber Valley; Semi-detached series; as of April 2026.*

- **1y growth (index):** 6.1%
- **5y growth (index):** 24.7%
- **10y growth (index):** 69.1%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14

/ 14

Property details

Tenure

FREEHOLD

Floor area

108 m²

EPC rating

Last sold

£170,000 Mar 2019

Price per m²

£1,806/m²

Local average

£216,435 (-9.9%)

Deprivation

Decile 4 (11,600 of 33,755)

Street crime

164 incidents within 1 mile (May 2026)

Key features

Three bedroom semi-detached
Deceptively spacious
Large lounge with study
Dining room
Downstairs shower room
Family bathroom
Attic bedroom
Large tiered rear garden
Outbuilding/Workshop
Driveway for off road parking

Additional details

Parking: Yes
Garden: Yes

Description

More than meets the eye with this large three bedroomed semi-detached property that has space in abundance both inside and out. This property will tick many boxes in terms of criteria and must be viewed to appreciate all that is on offer. Call Henrys Simms today to book a viewing.
Accommodation having a gas central heating system and uPVC double glazed windows throughout comprises in detail.
Dining room (3.5m x 5m 11ft 5 16ft 6)
Enter through the uPVC French doors into the dining room with Brazilian slate tiles covering the entrance area leading onto the dining area with two radiators and wood effect laminate flooring.

Lounge (4.2m x 5.6m 13ft 11 x 18ft 4)
Spacious lounge with oversized window looking out onto the patio, radiator and skylight. The rooms opens into an extra alcove beneficial as home office, craft space or vast storage.

Kitchen (3.5m x 3.1m 11ft 5 x 10ft 1)
Grey storage units above and below a marble effect work surface housing a stainless steel 1 & ½ bowl sink with drainer. There is a multi-hob cooker with double oven, grill and proving drawer, space for a freestanding fridge/freezer and housing for microwave. The room has a window to the front elevation and tiled splashbacks.

Shower room (3.7m x 1.7m 12ft 1 x 5ft 7)
Double sized cubicle with mixer shower, contemporary stone sink within vanity unit and wc, there is a radiator, tiled walls and window to the front elevation.

Bedroom (4.6m x 3.1m 15ft x 10ft 3)
Large fitted wardrobes with matching drawers and dressing table, radiator and window to the front elevation. Please note the room is under redecoration so pictures will follow once complete.

Bedroom (2.7m x 3.1m 8ft 10 x 10ft 4)
With radiator and window to the rear elevation.

Bathroom (2.1m x 4.8m 6ft 11 x 15ft 9)
Three-piece suite and separate shower cubicle with mixer shower. Sink within vanity unit, shower attachment to the bath, tiled walls, radiator and window to the rear elevation.

Attic room (4.3m x 3.4m 14ft 3 x 11ft 1)
Spacious room with maximum head height of 2m (6ft 6) in the central channel, decreasing towards the edges. There is access to eaves storage, a radiator and window to the side elevation. The room also has iron balustrades surrounding the staircase.

Outside
Front: Block paved driveway and private entry giving access to the rear of the property.

Rear: A substantial sized rear garden split over a number of different levels offering many features including three separate paved patio areas, an outside wc, brick-built pond, lawn area and a large workshop with power and lighting.

NOTICE TO PROSPECTIVE PURCHASERS
Please note that the information contained within this brochure is understood to be correct and accurate to the best of Henrys Simms Estate Agents knowledge. However, the information and measurements should not be relied upon to form any part of a contract or any offer made. The information offered is for guidance only particularly in relation to any listed appliances being in full working order. Purchasers should make their own investigations to verify correctness of same particularly if they intend to purchase the property for a specific use or purpose. The information contained within the brochure should not be republished or copied in any way for any other form of advertising or use without Henrys Simms permission.

Listed by

Heanor

Taylor Brown & Simms

Reference: 107649842

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 19/04/2018

Expiry date: 18/04/2028

Est. upgrade cost to C: £26,755

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£30)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

FENSA Certificates

This property has 3 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7909312

Property Details

Street: 43 Wood End Road

Town: HEANOR

Postcode: DE75 7PP

Installation Details

Items: 1 window

Certificate Issued: 24/01/2011

Work Completed: 30/12/2010

This certificate data was retrieved from FENSA's database

FENSA Certificate #7411304

Property Details

Street: 43 Wood End Road

Town: HEANOR

Postcode: DE75 7PP

Installation Details

Items: 1 window

Certificate Issued: 01/06/2010

Work Completed: 13/05/2010

This certificate data was retrieved from FENSA's database

FENSA Certificate #14088794

Property Details

Street: 43 Wood End Road

Town: HEANOR

Postcode: DE75 7PP

Installation Details

Items: 1 window

Certificate Issued: 05/07/2020

Work Completed: 29/06/2020

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Sold	29/03/2019 (7 years ago)	£170,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
13 LOWER GLADSTONE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PT	£177,500	18/12/2023	Semi-detached
Same street 11 WOOD END ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PP	£112,000	12/12/2023	Terraced
8 JOHN STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FT	£143,500	10/11/2023	Semi-detached
24 JOAN AVENUE, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PL	£120,000	24/07/2023	Semi-detached
Same street 33 WOOD END ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PP	£330,000	05/12/2022	Detached
1 CARLYLE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FZ	£153,500	05/12/2022	Semi-detached
9 BURTON STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PJ	£167,000	11/11/2022	Semi-detached
95 FLETCHER STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PG	£143,500	25/10/2022	Semi-detached
15 WINDSOR CLOSE, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7TD	£195,000	31/08/2022	Semi-detached
36 LOSCOE ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FF	£235,000	08/07/2022	Semi-detached
12 ALLENDALE ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FH	£170,000	30/06/2022	Semi-detached
21 CARLYLE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FZ	£117,000	23/05/2022	Semi-detached
96 FLETCHER STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PG	£155,000	27/04/2022	Semi-detached
13 LOWER GLADSTONE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7PT	£125,000	28/03/2022	Semi-detached
82A LOSCOE ROAD, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FG	£290,000	11/02/2022	Semi-detached
16 BURNS STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FY	£160,000	07/01/2022	Semi-detached
12 BURNS STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FY	£127,000	26/11/2021	Semi-detached
9 STAMFORD STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FE	£90,000	18/11/2021	Semi-detached
1 CARLYLE STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FZ	£101,000	15/10/2021	Semi-detached
12 BURNS STREET, HEANOR, AMBER VALLEY, DERBYSHIRE, DE75 7FY	£95,000	27/09/2021	Semi-detached

Street average: £221,000 (2 sales)

Area average: £153,611 (18 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 25%

10y growth 83.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Amber Valley. Series: Semi-detached. As of April 2026.

1y (index) 6.1%

5y (index) 24.7%

10y (index) 69.1%

Rental Range

Estimated market rent for Amber Valley. Low = conservative, Realistic = average, Optimistic = best case.

Low £714/mo

Realistic £793/mo

Optimistic £872/mo

Based on Local Authority from postcode lookup → Amber Valley.

LHA (30th percentile) floor for Derby: £698/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View DE75 7PP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Watkinson Street	0.1 miles
Bus stop	Midland Road	0.1 miles
Shop	Unknown	0.2 miles
Shop	Kingfisher	0.3 miles
Train station	Langley Mill	1.2 miles
Train station	Swanwick Junction	3.3 miles
Hospital	Unknown	7.4 miles
University	Derby Law School	8.3 miles
University	Agard Court	8.4 miles
Hospital	Kings Mill Hospital	9.6 miles

Street-level crime

Category	Count
Violence and sexual offences	73
Anti-social behaviour	27
Public order	15
Criminal damage and arson	13
Shoplifting	11
Burglary	5
Drugs	5
Other crime	5
Other theft	5
Vehicle crime	3
Possession of weapons	2
Total incidents	164

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Howitt Primary Community School	Primary	0.2 miles	Good — 17 Sep 2023
Corfield CofE Infant School	Primary	0.5 miles	Good — 13 Dec 2011
Jasmine House School	Other	0.5 miles	Good — 30 Nov 2023
Langley Mill Academy	Primary	0.7 miles	Requires improvement — 27 Sep 2022
Heanor Gate Spencer Academy	Secondary	0.7 miles	Outstanding — 14 Sep 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Loscoe Road, DE75	£800/mo	3	0.12 miles	OpenRent
3 Bed Semi-Detached House, Joan Avenue, DE75	£925/mo	3	0.14 miles	OpenRent
3 Bed Terraced House, Loscoe Road, DE75	£900/mo	3	0.14 miles	OpenRent
3 Bed Terraced House, Gladstone Street, DE75	£950/mo	3	0.25 miles	OpenRent
3 Bed Terraced House, Gladstone St, DE75	£850/mo	3	0.27 miles	OpenRent
3 Bed Terraced House, Gladstone St, DE75	£850/mo	3	0.27 miles	OpenRent
3 Bed Semi-Detached House, Kingsway, DE75	£895/mo	3	0.35 miles	OpenRent
3 Bed Detached House, Johnson Drive, DE75	£1,350/mo	3	0.39 miles	OpenRent

Average rent: £940/mo (8 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%

Max investor price (0.8%) £112,250

Target investor price (1%) £89,800

Gross yield 5.5%

Cost-to-rent ratio 18.1×

Monthly cashflow £15/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 0.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).