# 3 bedroom semi-detached house for sale (SK23 7GU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 OVERTON LANE, HIGH PEAK, WHALEY BRIDGE, DERBYSHIRE SK23 7GU |
| Price | £335,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Floor area | 77 m² |
| Last sold | £325,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Current heating cost:** £434/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7709-3931-3300-3647-7204)

## Description

+++ SOLD BY BRIDGFORDS +++ Bridgfords, are pleased to offer for sale this immaculate three bedroom semi-detached family home overlooking open fields. Situated on a brand new development known as 'Midshire Meadows' in Whaley Bridge. Overton Lane, is walk right in - sit right down style home with selected upgrades and high quality fixtures and fittings. The layout in brief comprises an entrance hall, d/stairs WC, stunning breakfast kitchen with integrated appliances, lounge dining room with French patio doors, landing, three well-proportioned bedrooms, en-suite and a family bathroom. Other benefits include a 10 year NHBC building warranty and low cost running expenses.

## Property Photos

- ![Front Elevation](/listings/photos/149688968/612824) - Front Elevation
- ![Breakfast Kitchen](/listings/photos/149688968/612825) - Breakfast Kitchen
- ![Lounge Dining Room](/listings/photos/149688968/612826) - Lounge Dining Room
- ![Bedroom Two](/listings/photos/149688968/612827) - Bedroom Two
- ![Bathroom](/listings/photos/149688968/612828) - Bathroom
- ![Modern Kitchen](/listings/photos/149688968/612829) - Modern Kitchen
- ![En-Suite](/listings/photos/149688968/612830) - En-Suite
- ![Bedroom One](/listings/photos/149688968/612831) - Bedroom One
- ![Bedroom Three](/listings/photos/149688968/612832) - Bedroom Three

## Floorplans

- ![Floorplan](/listings/photos/149688968/612833) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/149688968/612834) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £325,000 | 10/03/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 42 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £544,500 | 23/05/2025 | Detached |
| [Same street] 11 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £362,000 | 31/05/2024 | Detached |
| [Same street] 16 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £474,050 | 22/12/2023 | Detached |
| [Same street] 20 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £515,000 | 21/12/2023 | Detached |
| [Same street] 6 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £474,050 | 14/12/2023 | Detached |
| [Same street] 12 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £295,260 | 27/10/2023 | Semi-detached |
| [Same street] 5 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £300,000 | 30/06/2023 | Semi-detached |
| [Same street] 7 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £429,995 | 30/06/2023 | Detached |
| [Same street] 18 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £499,000 | 27/06/2023 | Detached |
| [Same street] 8 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £515,000 | 26/01/2023 | Detached |
| 14 PARK ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DJ | £257,500 | 30/11/2022 | Semi-detached |
| 18 PARK ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DJ | £215,000 | 25/10/2022 | Semi-detached |
| 26 REDDISH AVENUE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DP | £215,000 | 17/06/2022 | Semi-detached |
| 148 BUXTON ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7JF | £275,000 | 23/07/2021 | Semi-detached |

**Street average:** £440,886 (10 sales)
**Area average:** £240,625 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £306,278 (18 Semi-detached, SK23, 2024–2026)
- **Deviation:** +9.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £4,351/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17%
- **10y growth:** 64.9%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 24.5%
- **10y growth (index):** 66.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)