Sold STC Semi-detached

14 OVERTON LANE

HIGH PEAK, WHALEY BRIDGE, DERBYSHIRE SK23 7GU

3 beds 2 baths 829 sq ft Listed 28 Jun 2024 (-708d)

£335,000

Guide Price

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# 3 bedroom semi-detached house for sale (SK23 7GU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 14 OVERTON LANE, HIGH PEAK, WHALEY BRIDGE, DERBYSHIRE SK23 7GU |
| Price | £335,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Floor area | 77 m² |
| Last sold | £325,000 Mar 2025 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Current heating cost:** £434/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7709-3931-3300-3647-7204)

## Description

+++ SOLD BY BRIDGFORDS +++ Bridgfords, are pleased to offer for sale this immaculate three bedroom semi-detached family home overlooking open fields. Situated on a brand new development known as 'Midshire Meadows' in Whaley Bridge. Overton Lane, is walk right in - sit right down style home with selected upgrades and high quality fixtures and fittings. The layout in brief comprises an entrance hall, d/stairs WC, stunning breakfast kitchen with integrated appliances, lounge dining room with French patio doors, landing, three well-proportioned bedrooms, en-suite and a family bathroom. Other benefits include a 10 year NHBC building warranty and low cost running expenses.

## Property Photos

- ![Front Elevation](/listings/photos/149688968/612824) - Front Elevation
- ![Breakfast Kitchen](/listings/photos/149688968/612825) - Breakfast Kitchen
- ![Lounge Dining Room](/listings/photos/149688968/612826) - Lounge Dining Room
- ![Bedroom Two](/listings/photos/149688968/612827) - Bedroom Two
- ![Bathroom](/listings/photos/149688968/612828) - Bathroom
- ![Modern Kitchen](/listings/photos/149688968/612829) - Modern Kitchen
- ![En-Suite](/listings/photos/149688968/612830) - En-Suite
- ![Bedroom One](/listings/photos/149688968/612831) - Bedroom One
- ![Bedroom Three](/listings/photos/149688968/612832) - Bedroom Three

## Floorplans

- ![Floorplan](/listings/photos/149688968/612833) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/149688968/612834) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £325,000 | 10/03/2025 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 42 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £544,500 | 23/05/2025 | Detached |
| [Same street] 11 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £362,000 | 31/05/2024 | Detached |
| [Same street] 16 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £474,050 | 22/12/2023 | Detached |
| [Same street] 20 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £515,000 | 21/12/2023 | Detached |
| [Same street] 6 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £474,050 | 14/12/2023 | Detached |
| [Same street] 12 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £295,260 | 27/10/2023 | Semi-detached |
| [Same street] 7 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £429,995 | 30/06/2023 | Detached |
| [Same street] 5 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £300,000 | 30/06/2023 | Semi-detached |
| [Same street] 18 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £499,000 | 27/06/2023 | Detached |
| [Same street] 8 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU | £515,000 | 26/01/2023 | Detached |
| 14 PARK ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DJ | £257,500 | 30/11/2022 | Semi-detached |
| 18 PARK ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DJ | £215,000 | 25/10/2022 | Semi-detached |
| 26 REDDISH AVENUE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DP | £215,000 | 17/06/2022 | Semi-detached |
| 148 BUXTON ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7JF | £275,000 | 23/07/2021 | Semi-detached |

**Street average:** £440,886 (10 sales)
**Area average:** £240,625 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £306,278 (18 Semi-detached, SK23, 2024–2026)
- **Deviation:** +9.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £4,351/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17%
- **10y growth:** 64.9%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 24.5%
- **10y growth (index):** 66.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Front Elevation Breakfast Kitchen Lounge Dining Room Bedroom Two Bathroom Modern Kitchen En-Suite Bedroom One Bedroom Three

/ 9

Property details

Tenure

FREEHOLD

Floor area

77 m²

Council tax band

EPC rating

Last sold

£325,000 Mar 2025

Price per m²

£4,351/m²

Local average

£306,278 (+9.4%)

Street crime

18 incidents within 1 mile (Mar 2026)

Key features

New Build Home
10 Yr NHBC Build Warranty
Two Bathrooms
High Quality Fixtures And Fittings
Family Bathroom Plus En-Suite
Front And Rear Gardens
Open Front Views
Sough After Location

Additional details

Parking: Yes
Garden: Yes

Description

Listed by

Disley

Countrywide UK Sales - Connells

Reference: 149688968

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 30/10/2023

Current heating cost: £434/year

Potential heating cost: £434/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan

EPC Graphs

EPC Rating Graph

Price history

Event	Date	Price	% change
Sold	10/03/2025 (1 year ago)	£325,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 42 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£544,500	23/05/2025	Detached
Same street 11 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£362,000	31/05/2024	Detached
Same street 16 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£474,050	22/12/2023	Detached
Same street 20 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£515,000	21/12/2023	Detached
Same street 6 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£474,050	14/12/2023	Detached
Same street 12 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£295,260	27/10/2023	Semi-detached
Same street 7 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£429,995	30/06/2023	Detached
Same street 5 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£300,000	30/06/2023	Semi-detached
Same street 18 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£499,000	27/06/2023	Detached
Same street 8 OVERTON LANE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7GU	£515,000	26/01/2023	Detached
14 PARK ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DJ	£257,500	30/11/2022	Semi-detached
18 PARK ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DJ	£215,000	25/10/2022	Semi-detached
26 REDDISH AVENUE, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7DP	£215,000	17/06/2022	Semi-detached
148 BUXTON ROAD, WHALEY BRIDGE, HIGH PEAK, DERBYSHIRE, SK23 7JF	£275,000	23/07/2021	Semi-detached

Street average: £440,886 (10 sales)

Area average: £240,625 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17%

10y growth 64.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of March 2026.

1y (index) 0.7%

5y (index) 24.5%

10y (index) 66.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Postcode area SK → North West.

LHA (30th percentile) floor for Southern Greater Manchester: £898/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View SK23 7GU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Whaley Bridge Lower Macclesfield Road	0.3 miles
Shop	Handmade in Horwich End	0.3 miles
Shop	Lizzies	0.3 miles
Bus stop	Horwich End after White Horse	0.3 miles
Train station	Whaley Bridge	0.8 miles
Train station	Furness Vale	2.0 miles
Hospital	Corbar hall	4.9 miles
University	University of Derby, Buxton	5.1 miles
Hospital	Buxton Hospital & Corbar Birth Centre	6.0 miles

Street-level crime

Category	Count
Public order	6
Anti-social behaviour	3
Criminal damage and arson	3
Violence and sexual offences	3
Burglary	1
Other theft	1
Possession of weapons	1
Total incidents	18

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Taxal and Fernilee CofE Primary School	Primary	0.3 miles	Good — 14 May 2012
Whaley Bridge Primary School	Primary	0.5 miles	Good — 22 Sep 2022
Kettleshulme St James CofE (VA) Primary School	Primary	1.3 miles	Good — 27 May 2019
Buxworth Primary School	Primary	1.5 miles	Good — 1 Dec 2022
High Peak School	Other	1.8 miles	Good — 26 Jan 2023

Rental Comparables

Loading rental comparables for this postcode. Refresh in a few minutes.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.28%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).