# 3 bedroom house for sale (ST1 5JB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 12 DENBIGH STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 5JB |
| Price | £50,000 |
| Bedrooms | 3 |
| Construction age | England and Wales: before 1900 |
| Floor area | 59 m² |
| Last sold | £52,000 Aug 2019 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 12/04/2036
- **Est. upgrade cost to C:** £9,000

### Recommendations
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6236-8124-6600-0187-1292)

## Description

Three bedroom mid terraced house benefiting from gas central heating. The main internal accommodation comprises; To the ground floor; Sitting room, living room and kitchen. To the first floor; Two bedrooms and a bathroom. Outside; Rear yard. To be offered for sale by Public Auction on Monday 31st March 2008 at 7.00 pm at The Moat House Hotel, Festival Park, Stoke on Trent.

## Property Photos

- ![Photo](/listings/photos/19610870/747882)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £52,000 | 22/08/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 18 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £77,000 | 06/12/2023 | Terraced |
| [Same street] 26 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £65,000 | 12/06/2023 | Terraced |
| [Same street] 36 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £50,000 | 22/03/2023 | Terraced |
| [Same street] 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £80,000 | 29/11/2022 | Terraced |
| [Same street] 58 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £61,000 | 26/07/2022 | Terraced |
| 56 PORTLAND STREET, STOKE-ON-TRENT, ST1 5DW | £197,000 | 13/05/2022 | Other |
| [Same street] 10 DENBIGH STREET, STOKE-ON-TRENT, ST1 5JB | £54,625 | 02/12/2021 | Terraced |

**Street average:** £64,604 (6 sales)
**Area average:** £197,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £741,571 (7 Other, ST1, 2024–2026)
- **Deviation:** -93.3%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £638/mo
- **Realistic:** £709/mo
- **Optimistic:** £780/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Denbigh Street, Hanley](http://87.117.209.195:8080/listings/13cabfd) | £875/mo | 3 | 0 miles | Rightmove |
| [Shaw Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/f0b37d0) | £895/mo | 3 | 0.12 miles | Rightmove |
| [Trinity Point, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/844a28d) | £620/mo | — | 0.43 miles | Rightmove |
| [Moxons Island, 48 Stafford Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/0cb1b74) | £525/mo | — | 0.45 miles | Rightmove |
| [Stafford Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/a8431ae) | £575/mo | — | 0.52 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/0a6b094) | £825/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8602134) | £875/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/28458b0) | £875/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/8ba40b9) | £825/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/5ccb04f) | £875/mo | — | 0.55 miles | Rightmove |
| [Clayworks, Hanley](http://87.117.209.195:8080/listings/1511edf) | £895/mo | — | 0.55 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/44c025c) | £520/mo | — | 0.55 miles | Rightmove |
| [The Webberley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/df9bc47) | £640/mo | — | 0.55 miles | Rightmove |
| [Festing Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/a2aacd8) | £775/mo | 3 | 0.59 miles | Rightmove |
| [Rosedawn Close East, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/d2ddaf5) | £2,250/mo | — | 0.88 miles | Rightmove |
| [Tintern Street, Hanley, ST1](http://87.117.209.195:8080/listings/3837ba6) | £800/mo | 3 | 0.93 miles | Rightmove |
| [Homer Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/be1f394) | £700/mo | 3 | 0.95 miles | Rightmove |
| [Leek New Road, Stoke-on-trent](http://87.117.209.195:8080/listings/b8a3227) | £1,100/mo | 3 | 1.16 miles | Rightmove |
| [Victoria Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/d8f0e55) | £620/mo | — | 1.22 miles | Rightmove |
| [Milton Road, Sneyd Green, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/2bd2c1c) | £800/mo | 3 | 1.37 miles | Rightmove |

**Average rent: £843/mo (20 listings)**

## 1% Rule

- **Rent ratio:** 1.63% (strong)
- **Max investor price (0.8%):** £101,625
- **Target investor price (1%):** £81,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £813/mo).*

- **Gross yield:** 19.5%
- **Cost-to-rent:** 5.1×
- **Monthly cashflow:** £510/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 42.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £847/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -9.5%
- **10y growth:** -61.4%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; All dwelling types series; as of March 2026.*

- **1y growth (index):** 1.6%
- **5y growth (index):** 25.3%
- **10y growth (index):** 61.8%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)