Sold STC Semi-detached

6 FERNIE FIELDS

HIGH WYCOMBE, BUCKINGHAMSHIRE HP12 4SP

3 beds 2 baths Listed 2 Sep 2022 (-1359d)

£490,000

Reduced on 27 Jan 2023

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# 3 bedroom semi-detached house for sale (HP12 4SP)

## Property Details

| Key | Value |
|-----|-------|
| Address | 6 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE HP12 4SP |
| Price | £490,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Last sold | £475,000 Apr 2023 |

## Description

** POTENTIAL TO EXTEND (STPP) **

A well presented three bedroom semi detached house located on the Cressex side of High Wycombe within close proximity to two of the towns most highly regarded grammar schools; Wycombe High and John Hampden. The accommodation comprises; entrance porch, hallway, guest cloakroom, through lounge/diner, spacious kitchen, utility room, three bedrooms and shower room. The property further benefits; large enclosed rear garden, garage, driveway parking, newly installed boiler and UPVC double glazing.

## Property Photos

- ![IMG_9743.JPG](/listings/photos/126648734/208661) - IMG_9743.JPG
- ![IMG_9737.JPG](/listings/photos/126648734/208662) - IMG_9737.JPG
- ![IMG_9699.JPG](/listings/photos/126648734/208664) - IMG_9699.JPG
- ![IMG_9721.JPG](/listings/photos/126648734/208666) - IMG_9721.JPG
- ![IMG_9723.JPG](/listings/photos/126648734/208668) - IMG_9723.JPG
- ![IMG_9715.JPG](/listings/photos/126648734/208670) - IMG_9715.JPG
- ![IMG_9706.JPG](/listings/photos/126648734/208672) - IMG_9706.JPG
- ![IMG_9704.JPG](/listings/photos/126648734/208674) - IMG_9704.JPG
- ![IMG_9694.JPG](/listings/photos/126648734/208676) - IMG_9694.JPG
- ![IMG_9697.JPG](/listings/photos/126648734/208679) - IMG_9697.JPG
- ![IMG_9734.JPG](/listings/photos/126648734/208680) - IMG_9734.JPG
- ![IMG_9736.JPG](/listings/photos/126648734/208682) - IMG_9736.JPG
- ![IMG_9732.JPG](/listings/photos/126648734/208684) - IMG_9732.JPG
- ![IMG_9730.JPG](/listings/photos/126648734/208685) - IMG_9730.JPG
- ![IMG_9741.JPG](/listings/photos/126648734/208686) - IMG_9741.JPG
- ![IMG_9739.JPG](/listings/photos/126648734/208687) - IMG_9739.JPG
- ![IMG_9738.JPG](/listings/photos/126648734/208688) - IMG_9738.JPG

## Floorplans

- ![6 Ferniefields Floor Plan.jpg](/listings/photos/126648734/208689) - 6 Ferniefields Floor Plan.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/126648734/208690) - EE Rating

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #7203245
- **Address:** 6 Ferniefields, HIGH WYCOMBE, HP12 4SP
- **Certificate Issued:** 08/03/2010
- **Work Completed:** 12/10/2009
- **Items:** 2 window(s), 2 door(s)

### FENSA Certificate #13288793
- **Address:** 6 Ferniefields, HIGH WYCOMBE, HP12 4SP
- **Certificate Issued:** 11/12/2018
- **Work Completed:** 07/11/2018
- **Items:** 2 window(s), 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £475,000 | 28/04/2023 | Semi-detached |
| 6 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £395,000 | 18/12/2020 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 2 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP | £535,000 | 15/08/2023 | Semi-detached |
| 2 CROSSWAYS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SU | £367,000 | 08/09/2022 | Semi-detached |
| 166 NEW ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RL | £204,500 | 12/10/2021 | Semi-detached |
| 9 FRASER ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RR | £325,000 | 20/07/2021 | Semi-detached |
| 11 YOUENS ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RW | £317,500 | 25/06/2021 | Semi-detached |

**Street average:** £535,000 (1 sale)
**Area average:** £303,500 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £391,544 (17 Semi-detached, HP12, 2024–2026)
- **Deviation:** +25.1%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,326/mo
- **Realistic:** £1,473/mo
- **Optimistic:** £1,620/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Leicester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £773/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Rutland Avenue, HP12 | £1,600/mo | 3 | 0.12 miles | OpenRent |

**Average rent: £1,600/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.33% (weak for cashflow)
- **Max investor price (0.8%):** £200,000
- **Target investor price (1%):** £160,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,600/mo).*

- **Gross yield:** 3.9%
- **Cost-to-rent:** 25.5×
- **Monthly cashflow:** £-515/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.6%
- **10y growth:** 23%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; Semi-detached series; as of February 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 15.6%
- **10y growth (index):** 31%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

IMG_9743.JPG IMG_9737.JPG IMG_9699.JPG IMG_9721.JPG IMG_9723.JPG IMG_9715.JPG IMG_9706.JPG IMG_9704.JPG IMG_9694.JPG IMG_9697.JPG IMG_9734.JPG IMG_9736.JPG IMG_9732.JPG IMG_9730.JPG IMG_9741.JPG IMG_9739.JPG IMG_9738.JPG

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Property details

Tenure

FREEHOLD

Last sold

£475,000 Apr 2023

Local average

£391,544 (+25.1%)

Deprivation

Decile 5 (15,312 of 33,755)

Street crime

131 incidents within 1 mile (Mar 2026)

Key features

THREE BEDROOMS
GUEST CLOAKROOM
MODERN SHOWER ROOM
LOUNGE/DINER
SPACIOUS KITCHEN
UTILITY ROOM
LARGE REAR GARDEN
GARAGE & DRIVEWAY
NEWLY FITTED BOILER
CLOSE TO SCHOOLS

Additional details

Parking: Yes
Garden: Yes

Description

POTENTIAL TO EXTEND (STPP)

A well presented three bedroom semi detached house located on the Cressex side of High Wycombe within close proximity to two of the towns most highly regarded grammar schools; Wycombe High and John Hampden. The accommodation comprises; entrance porch, hallway, guest cloakroom, through lounge/diner, spacious kitchen, utility room, three bedrooms and shower room. The property further benefits; large enclosed rear garden, garage, driveway parking, newly installed boiler and UPVC double glazing.

Listed by

South Buckinghamshire

Hurst Estate Agents

Reference: 126648734

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

6 Ferniefields Floor Plan.jpg

EPC Graphs

EE Rating

FENSA Certificates

This property has 2 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #7203245

Property Details

Street: 6 Ferniefields

Town: HIGH WYCOMBE

Postcode: HP12 4SP

Installation Details

Items: 2 windows and 2 doors

Certificate Issued: 08/03/2010

Work Completed: 12/10/2009

This certificate data was retrieved from FENSA's database

FENSA Certificate #13288793

Property Details

Street: 6 Ferniefields

Town: HIGH WYCOMBE

Postcode: HP12 4SP

Installation Details

Items: 2 windows and 1 door

Certificate Issued: 11/12/2018

Work Completed: 07/11/2018

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

20% since 2020

Event	Date	Price	% change
Sold	28/04/2023 (3 years ago)	£475,000	+20.3%
Sold	18/12/2020 (5 years ago)	£395,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 2 FERNIE FIELDS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SP	£535,000	15/08/2023	Semi-detached
2 CROSSWAYS, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4SU	£367,000	08/09/2022	Semi-detached
166 NEW ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RL	£204,500	12/10/2021	Semi-detached
9 FRASER ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RR	£325,000	20/07/2021	Semi-detached
11 YOUENS ROAD, HIGH WYCOMBE, BUCKINGHAMSHIRE, HP12 4RW	£317,500	25/06/2021	Semi-detached

Street average: £535,000 (1 sale)

Area average: £303,500 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.6%

10y growth 23%

House Price Index (HM Land Registry — official index, not sold-price averages): Buckinghamshire. Series: Semi-detached. As of February 2026.

1y (index) 0.5%

5y (index) 15.6%

10y (index) 31%

Rental Range

Estimated market rent for Buckinghamshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,326/mo

Realistic £1,473/mo

Optimistic £1,620/mo

Based on Local Authority from postcode lookup → Buckinghamshire.

LHA (30th percentile) floor for Leicester: £773/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View HP12 4SP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Unknown	0.1 miles
Shop	Tesco Express	0.2 miles
Shop	K S Food & Wine	0.2 miles
Hospital	Priory Hospital High Wycombe	0.5 miles
Hospital	Wycombe General Hospital	1.4 miles
University	Buckinghamshire New University (Wycombe Campus)	1.5 miles
Train station	High Wycombe	1.9 miles
Train station	Marlow	3.4 miles
University	Henley Business School	5.7 miles

Street-level crime

Category	Count
Violence and sexual offences	40
Shoplifting	22
Drugs	13
Other theft	13
Anti-social behaviour	11
Criminal damage and arson	9
Burglary	6
Other crime	6
Vehicle crime	5
Public order	4
Possession of weapons	1
Robbery	1
Total incidents	131

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cressex Community School	Secondary	0.3 miles	Good — 4 Sep 2014
Booker Hill School	Primary	0.4 miles	Good — 18 Oct 2013
Castlefield School	Primary	0.5 miles	Good — 4 Feb 2015
Kite Ridge School	Other	0.5 miles	Good — 1 Apr 2014
Chiltern Wood School	Other	0.5 miles	Good — 29 Jan 2019

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Rutland Avenue, HP12	£1,600/mo	3	0.12 miles	OpenRent

Average rent: £1,600/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.33%

Max investor price (0.8%) £200,000

Target investor price (1%) £160,000

Gross yield 3.9%

Cost-to-rent ratio 25.5×

Monthly cashflow £-515/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -4.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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