# 2 bedroom terraced house for sale (WA7 4LN) ## Property Details | Key | Value | |-----|-------| | Address | 8 BANKES LANE, RUNCORN, RUNCORN WA7 4LN | | Price | £160,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | A | | Construction age | England and Wales: before 1900 | | Floor area | 64 m² | | Last sold | £71,000 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Expiry date:** 10/12/2030 - **Est. upgrade cost to C:** £24,675 ### Recommendations - A2 (£850 - £1,500) - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2122-1201-6202-1220-0200) ## Description Nestled at the end of a quiet cul-de-sac, this charming cottage-style terrace enjoys a wonderfully peaceful **semi-rural location**, surrounded by attractive countryside scenery. The property has undergone **gentle refurbishment** by its current owners, offering a perfect blend of character, comfort, and modern practicality. Ideal for **first-time buyers** and **downsizers alike**. A **welcoming front garden** and inviting entrance lead through to a spacious **open-plan lounge and dining room**, filled with natural light and character features that create a warm and homely atmosphere. The **practical kitchen** is well-designed and provides access to the **beautifully landscaped rear garden**, which offers a private outdoor retreat with the potential added benefit of **parking to the rear which is rent free t&c’s apply**. To the first floor, there are **two well-proportioned bedrooms**, both tastefully presented, along with a **family bathroom** featuring modern fittings and a relaxing ambiance. This attractive home has been **competitively priced** by its current owners to encourage early interest and represents a wonderful opportunity to acquire a charming property in a highly desirable and peaceful setting. ## Property Photos - ![Photo](/listings/photos/171109199/563845) - ![Photo](/listings/photos/171109199/563846) - ![Photo](/listings/photos/171109199/563847) - ![Photo](/listings/photos/171109199/563848) - ![Photo](/listings/photos/171109199/563849) - ![Photo](/listings/photos/171109199/563850) - ![Photo](/listings/photos/171109199/563851) - ![Photo](/listings/photos/171109199/563852) - ![Photo](/listings/photos/171109199/563853) - ![Photo](/listings/photos/171109199/563854) - ![Photo](/listings/photos/171109199/563855) - ![Photo](/listings/photos/171109199/563856) - ![Photo](/listings/photos/171109199/563857) - ![Photo](/listings/photos/171109199/563858) - ![Photo](/listings/photos/171109199/563859) - ![Photo](/listings/photos/171109199/563860) - ![Photo](/listings/photos/171109199/563861) - ![Photo](/listings/photos/171109199/563862) - ![Photo](/listings/photos/171109199/563863) - ![Photo](/listings/photos/171109199/563864) ## Floorplans - ![All](/listings/photos/171109199/563865) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 8 BANKES LANE, WESTON, RUNCORN, HALTON, WA7 4LN | £71,000 | 01/12/2004 | Terraced | | 8 BANKES LANE, WESTON, RUNCORN, HALTON, WA7 4LN | £61,500 | 28/04/2000 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 183 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4RP | £125,000 | 20/10/2023 | Terraced | | 98 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4RR | £110,000 | 18/08/2023 | Terraced | | 215 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4LY | £115,000 | 12/12/2022 | Terraced | | 145 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4RP | £115,000 | 17/11/2022 | Terraced | | 131 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4RP | £110,000 | 07/10/2022 | Terraced | | 94 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4RR | £180,000 | 26/09/2022 | Terraced | | 126 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4LZ | £132,000 | 28/06/2022 | Terraced | | 147 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4RP | £110,000 | 06/05/2022 | Terraced | | [Same street] 19 BANKES LANE, WESTON, RUNCORN, HALTON, WA7 4LN | £125,000 | 28/04/2022 | Terraced | | MERSEY VIEW COTTAGES 4 WESTON ROAD, WESTON, RUNCORN, HALTON, WA7 4LH | £118,500 | 25/03/2022 | Terraced | | 39 TILDSLEY CRESCENT, WESTON, RUNCORN, HALTON, WA7 4RN | £82,000 | 02/03/2022 | Terraced | | 8 MARION DRIVE, WESTON, RUNCORN, HALTON, WA7 4QL | £104,500 | 28/02/2022 | Terraced | | 39 TILDSLEY CRESCENT, WESTON, RUNCORN, HALTON, WA7 4RN | £85,000 | 06/01/2022 | Terraced | | 217 HEATH ROAD SOUTH, WESTON, RUNCORN, HALTON, WA7 4LY | £113,500 | 29/10/2021 | Terraced | | 161 WESTON ROAD, RUNCORN, HALTON, WA7 4LQ | £100,000 | 23/09/2021 | Terraced | | [Same street] 20 BANKES LANE, WESTON, RUNCORN, HALTON, WA7 4LN | £142,000 | 28/06/2021 | Semi-detached | **Street average:** £133,500 (2 sales) **Area average:** £114,321 (14 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £133,050 (61 Terraced, WA7, 2024–2026) - **Deviation:** +20.3% ## Rental Range *ONS Price Index of Private Rents (Halton). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £662/mo - **Realistic:** £735/mo - **Optimistic:** £809/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Terraced House, Sydney Street, WA7 | £750/mo | 2 | 0.63 miles | OpenRent | | 2 Bed Terraced House, South Road, WA7 | £700/mo | 2 | 0.81 miles | OpenRent | | 2 Bed Terraced House, Mersey View, WA7 | £849/mo | 2 | 0.86 miles | OpenRent | | 2 Bed End Terrace, Westfield Mews, WA7 | £950/mo | 2 | 1.08 miles | OpenRent | **Average rent: £812/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.5% (weak for cashflow) - **Max investor price (0.8%):** £100,000 - **Target investor price (1%):** £80,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £800/mo).* - **Gross yield:** 6% - **Cost-to-rent:** 16.7× - **Monthly cashflow:** £65/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 1.7% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,500/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 28.6% - **10y growth:** 46.9% ## House Price Index (HM Land Registry) *Official index for Halton; Terraced series; as of March 2026.* - **1y growth (index):** 7.8% - **5y growth (index):** 36.2% - **10y growth (index):** 80.8% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)