# 4 bedroom detached house for sale (LN13 9LF)

## Property Details

| Key | Value |
|-----|-------|
| Address | CHESTER COTTAGE, WILLOUGHBY ROAD, ALFORD, CUMBERWORTH, LINCOLNSHIRE LN13 9LF |
| Price | £255,000 |
| Bedrooms | 4 |
| Last sold | £247,500 Dec 2007 |

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** B
- **Expiry date:** 12/11/2024 — **EXPIRED** (no longer valid for marketing or letting)
- **Current heating cost:** £1,960/year
- **Est. upgrade cost to C:** £21,770

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W (£800 - £1,200)
- E (£45)
- G (£350 - £450)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£9,000 - £14,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8254-7229-3729-9067-4996)

## Description

ACCOMMODATION

RECEPTION HALL

With open porch over obscure single glazed front door, stairs to first floor landing, radiator, understairs store cupboard, telephone point and decorative brick arch.

CLOAKROOM

With wc., wash hand basin, tiled floor, obscure glazed Pvc double glazed window to the rear elevation and radiator.

LOUNGE

22' 10'' x 16' 10'' (6.96m x 5.13m) Having a large brick feature fireplace with decorative wooden mantle, tiled hearth and inset wood burning stove, exposed ceiling beams, two radiators, Pvc double glazed windows to the front and side elevations, two wall lights, tv point and pair of single glazed french doors opening into the:-

CONSERVATORY

10' 4'' x 7' 10'' (3.15m x 2.39m) On a brick base, being of Pvc double glazed construction with pitched glazed roof, ceiling fan light, radiator and pair of Pvc double glazed french doors opening onto the rear garden.

DINING ROOM

12' 2'' x 12' 0'' (3.71m x 3.66m) Having Pvc double glazed front and side windows, boiler cupboard enclosed oil fired central heating boiler, radiator, tv point and exposed beams to ceiling.

KITCHEN

14' 6'' x 10' 1'' (4.42m x 3.07m) Equipped with a range of wall and base units having roll edged work surface over incorporating single drainer sink and mixer tap and splashback tiling, four ring ceramic hob with concealed hood over, oven unit incorporating electric oven, space and plumbing for washing machine, dishwasher and dryer and further appliance space, radiator, exposed beams to ceiling, Pvc double glazed window to the rear elevation and stable style rear door onto patio.

FIRST FLOOR GALLERIED LANDING

With stairs from the reception hall and Pvc double glazed front window, loft hatch and radiator.

MASTER BEDROOM

12' 1'' x 11' 10'' (3.68m x 3.61m) Having Pvc double glazed window to the rear elevation, radiator, coving to ceiling, wall light point and walk-in double wardrobe.

ENSUITE

With corner shower cubicle having Direct shower and pivotal door, tiled walls and floor, wash hand basin and heated towel rail.

BEDROOM TWO

13' 9'' x 11' 1'' (4.19m x 3.38m) Having Pvc double glazed window to the rear elevation, radiator and coving to ceiling.

BEDROOM THREE

13' 9'' x 11' 4'' (4.19m x 3.45m) Having Pvc double glazed window to the front elevation, radiator and coving to ceiling.

BEDROOM FOUR

12' 2'' x 6' 2'' (3.71m x 1.88m) Having Pvc double glazed window to the front elevation and radiator.

FAMILY BATHROOM

9' 9'' x 7' 6'' (2.97m x 2.29m) Equipped with a corner bath with Aqulisa shower over and tiling around, wc., vanity wash hand basin in a tiled top with cupboards below and adjoining airing cupboard enclosing hot water cylinder and shelving, tiled floor, radiator, heated towel rail, inset ceiling spotlights, obscure glazed Pvc double glazed window to the rear elevation and extractor fan.

EXTERIOR

The property is approached over a sweeping gravelled drive which leads to the ample parking area and the:-

DOUBLE GARAGE

18' 3'' x 17' 11'' (5.56m x 5.46m) With large front up and over door, light, power and single glazed window to the side elevation and wooden side door.

To the rear of the double garage are two adjoining store sheds, both with power and light. The gardens to the front are lawned with screen hedge to the road and mature trees and borders. A path leads around to the side of the house and the lawned side garden leading to the rear paved patio, with low wall and steps leading up to the raised good size rear lawn with shrub beds and borders, paved patio area and inset trees.

LOCATION

Cumberworth is a rural village situated to the north east of Spilsby and to the west of the seaside village of Chapel St Leonards, just off the A52 coast road. To find the property proceed northwards out of Spilsby on the A16 to the Partney Bypass turning right onto the A158 towards Skegness, proceed through Scremby and Candlesby and at Gunby roundabout take the second turn - the A1196 to Alford. Proceed through the village of Welton Le Marsh into Willoughby turning right at the public house towards Bonthorpe/Cumberworth,proceed into the village of Cumberworth whereupon the property can be found on the left hand side identified by a Turner Evans Stevens for sale board.

SERVICES

Mains electricity and water are understood to be connected, telephone is subject to British Telecom regulations, drainage is via a private drainage system and the central heating is via an oil fired central boiler. The agents have not inspected or tested any of the services or service installations, and purchasers should rely on their own survey.

TENURE

We believe this property to be freehold and are awaiting Solicitors confirmation. All interested parties are advised to make their own enquiries.

DETAILS PREPARED

April 2007.

VIEWING

By prior appointment with Turner Evans Stevens office in Spilsby. 

DISCLAIMER

Notice is hereby given that these particulars are set out for the guidance of proposed purchasers, and although due care is taken in their preparation and they are believed to be correct, proposed purchasers must not rely on them as statements of fact and must satisfy themselves by inspection or otherwise as to their correctness.  These particulars are issued on the understanding that all negotiations are carried though the Agents Turner Evans Stevens but they do not constitute an offer of contract. Any price quoted in these particulars is subject to contract. No person employed by Turner Evans Stevens Limited has any authority to make or give any representation or warranty whatsoever in relation to this property.

## Property Photos

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## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CHESTER COTTAGE WILLOUGHBY ROAD, CUMBERWORTH, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9LF | £247,500 | 20/12/2007 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] IVY HOUSE WILLOUGHBY ROAD, CUMBERWORTH, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9LF | £350,000 | 21/02/2023 | Detached |
| [Same street] WOODLANDS WILLOUGHBY ROAD, CUMBERWORTH, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9LF | £280,000 | 29/09/2022 | Detached |
| [Same street] THORNDYKES WILLOUGHBY ROAD, CUMBERWORTH, ALFORD, EAST LINDSEY, LINCOLNSHIRE, LN13 9LF | £160,000 | 31/03/2022 | Detached |

**Street average:** £263,333 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £337,385 (13 Detached, LN13, 2024–2026)
- **Deviation:** -24.4%

## Rental Range

*ONS Price Index of Private Rents (East Lindsey). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £626/mo
- **Realistic:** £695/mo
- **Optimistic:** £765/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Wolds and Coast (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £673/mo

## 1% Rule

- **Rent ratio:** 0.27% (weak for cashflow)
- **Max investor price (0.8%):** £86,875
- **Target investor price (1%):** £69,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,700/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.5%
- **10y growth:** 52.8%

## House Price Index (HM Land Registry)

*Official index for East Lindsey; Detached series; as of April 2026.*

- **1y growth (index):** 2.7%
- **5y growth (index):** 16.8%
- **10y growth (index):** 43.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)