# 3 bedroom semi-detached house for sale (SK22 4PL)

## Property Details

| Key | Value |
|-----|-------|
| Address | Jubilee Gardens, New Mills, High Peak, Derbyshire, SK22, SK22 4PL |
| Price | £285,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | C |
| Last sold | £270,000 |

## Description

++++ SOLD BY BRIDGFORDS ++++ No Onward Chain. Built in 2022 and still in its infancy, this stylish modern semi-detached family home offers flexible and well planned accommodation arranged over three floors. Ideally positioned within walking distance of the local village centre and primary school, the property is perfectly suited to families and professionals alike. The accommodation briefly comprises a welcoming entrance hall, a comfortable living room, and a spacious 15'1 x 11'5 dining kitchen, ideal for both everyday living and entertaining. To the first floor are two well-proportioned double bedrooms and a contemporary family bathroom. The second floor provides an impressive third bedroom with its own ensuite shower facility and wash hand basin, creating an excellent principal suite or guest room. Further benefits include offroad parking and an enclosed rear garden, ideal for children and pets. An internal viewing is strongly recommended to fully appreciate the space, location, and quality this modern home has to offer.

## Property Photos

- ![Front Elevation](/listings/photos/174402326/153843) - Front Elevation
- ![Dining Kitchen](/listings/photos/174402326/153847) - Dining Kitchen
- ![Lounge](/listings/photos/174402326/153852) - Lounge
- ![Rear Garden](/listings/photos/174402326/153855) - Rear Garden
- ![Bedroom Two](/listings/photos/174402326/153859) - Bedroom Two
- ![Bedroom Three](/listings/photos/174402326/153862) - Bedroom Three
- ![Bedroom One Image 2](/listings/photos/174402326/153865) - Bedroom One Image 2
- ![Rear Elevation](/listings/photos/174402326/153867) - Rear Elevation
- ![Modern Fitted Units](/listings/photos/174402326/153871) - Modern Fitted Units
- ![Bi-Fold Doors](/listings/photos/174402326/153873) - Bi-Fold Doors
- ![Lounge](/listings/photos/174402326/153876) - Lounge
- ![Entarnce Area](/listings/photos/174402326/153879) - Entarnce Area
- ![Bathroom](/listings/photos/174402326/153881) - Bathroom
- ![Fitted Warobes](/listings/photos/174402326/153885) - Fitted Warobes
- ![Landing](/listings/photos/174402326/153887) - Landing
- ![Bedroom One](/listings/photos/174402326/153890) - Bedroom One

## Floorplans

- ![Floorplan](/listings/photos/174402326/153893) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/174402326/153897) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
|  | £270,000 | 01/01/2022 | — |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 TORRS VALLEY, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4NT | £250,000 | 05/05/2023 | Semi-detached |
| 27 ARDEN STREET, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4NS | £210,000 | 28/10/2022 | Semi-detached |
| 13 BAKEHURST CLOSE, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PT | £325,000 | 12/08/2022 | Semi-detached |
| ROSE MOUNT DALE ROAD, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4NW | £230,000 | 29/07/2022 | Semi-detached |
| 15 BAKEHURST CLOSE, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PT | £295,000 | 06/06/2022 | Semi-detached |
| 60 NEW STREET, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PD | £200,000 | 06/06/2022 | Semi-detached |
| [Same street] 40 JUBILEE GARDENS, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PL | £240,000 | 30/05/2022 | Terraced |
| 40 CHURCH ROAD, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4NJ | £260,000 | 28/03/2022 | Semi-detached |
| 2C BAKEHURST GARDENS, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PL | £270,000 | 22/03/2022 | Semi-detached |
| 8 DALE ROAD, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4NW | £390,000 | 21/03/2022 | Semi-detached |
| 39 BAKEHURST CLOSE, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PT | £270,000 | 06/12/2021 | Semi-detached |
| 62 ARDEN STREET, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4NS | £195,000 | 12/10/2021 | Semi-detached |
| 118 CHURCH ROAD, NEW MILLS, HIGH PEAK, DERBYSHIRE, SK22 4PF | £400,000 | 28/06/2021 | Semi-detached |

**Street average:** £240,000 (1 sale)
**Area average:** £274,583 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £303,900 (15 Semi-detached, SK22, 2024–2026)
- **Deviation:** -6.2%

## Rental Range

*ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £813/mo
- **Realistic:** £903/mo
- **Optimistic:** £993/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Southern Greater Manchester (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £898/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Wood Street, SK22 | £995/mo | 3 | 0.31 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 23.9×
- **Monthly cashflow:** £-252/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.9%
- **10y growth:** 23%

## House Price Index (HM Land Registry)

*Official index for High Peak; Semi-detached series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 27.8%
- **10y growth (index):** 65.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)