# 3 bedroom semi-detached house for sale (MK45 3HU) ## Property Details | Key | Value | |-----|-------| | Address | 181 BEDFORD ROAD, BEDFORD, WILSTEAD, BEDFORD MK45 3HU | | Price | £425,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Council tax | C | | Last sold | £425,000 Aug 2025 | ## Description ***CHAIN FREE*** A Rare Opportunity in Wixams – Extended 3 Bedroom Semi-Detached Home An extended three bedroom semi-detached property, offering generous living space and a superb south-facing garden, located in the sought-after Wixams village. This characterful home has been thoughtfully extended to the rear, creating an impressive single-storey addition. Internally, the property boasts three versatile reception rooms, including a stunning rear sun room measuring over 6m x 6m — ideal for entertaining or relaxing while enjoying views of the garden. The ground floor also features a kitchen and a wet room with WC. Upstairs, there are three well-proportioned bedrooms and a family bathroom. Outside, the property continues to impress with a fantastic south-facing rear garden, benefiting from a large patio area, artificial lawn and flower beds – perfect for family life or al fresco dining. Properties of this style in Wixams are rarely available. An exceptional opportunity to secure a spacious and unique family home in a thriving and well-connected community. Early viewing is highly recommended. ## Property Photos - ![Photo](/listings/photos/163055369/271249) - ![Photo](/listings/photos/163055369/271250) - ![Photo](/listings/photos/163055369/271251) - ![Photo](/listings/photos/163055369/271252) - ![Photo](/listings/photos/163055369/271253) - ![Photo](/listings/photos/163055369/271254) - ![Photo](/listings/photos/163055369/271255) - ![Photo](/listings/photos/163055369/271256) - ![Photo](/listings/photos/163055369/271257) - ![Photo](/listings/photos/163055369/271258) - ![Photo](/listings/photos/163055369/271259) - ![Photo](/listings/photos/163055369/271260) - ![Photo](/listings/photos/163055369/271261) - ![Photo](/listings/photos/163055369/271262) - ![Photo](/listings/photos/163055369/271263) - ![Photo](/listings/photos/163055369/271264) - ![Photo](/listings/photos/163055369/271265) - ![Photo](/listings/photos/163055369/271266) - ![Photo](/listings/photos/163055369/271267) - ![Photo](/listings/photos/163055369/271268) - ![Photo](/listings/photos/163055369/271269) - ![Photo](/listings/photos/163055369/271270) - ![Photo](/listings/photos/163055369/271271) ## Floorplans - ![Floorplan 1](/listings/photos/163055369/271272) - Floorplan 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #16707603 - **Address:** 181 BEDFORD ROAD, WILSTEAD, MK45 3HU - **Certificate Issued:** 09/03/2025 - **Work Completed:** 12/11/2021 - **Items:** 8 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 181 BEDFORD ROAD, WILSTEAD, BEDFORD, MK45 3HU | £425,000 | 15/08/2025 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 18 HARRIER LEYS, WIXAMS, BEDFORD, MK42 6AA | £355,000 | 12/12/2025 | Semi-detached | | 8 HARRIER LEYS, WIXAMS, BEDFORD, MK42 6AA | £388,000 | 30/06/2025 | Semi-detached | | 29 KINGFISHER ROAD, WIXAMS, BEDFORD, MK42 6AY | £350,000 | 31/10/2023 | Semi-detached | | 14 TEAL CLOSE, WIXAMS, BEDFORD, MK42 6AL | £290,000 | 08/09/2023 | Semi-detached | | 11 BITTERN LANE, WIXAMS, BEDFORD, MK42 6AP | £380,000 | 18/08/2023 | Semi-detached | | [Same street] FAIRLAWN, 169A BEDFORD ROAD, WILSTEAD, BEDFORD, MK45 3HU | £977,000 | 04/08/2023 | Detached | | [Same street] 86 BEDFORD ROAD, WILSTEAD, BEDFORD, MK45 3HU | £7,000 | 30/03/2023 | Other | | 11 SWIFT WAY, WIXAMS, BEDFORD, MK42 6AU | £320,000 | 27/03/2023 | Semi-detached | | 4 TEAL CLOSE, WIXAMS, BEDFORD, MK42 6AL | £285,000 | 13/03/2023 | Semi-detached | | 35 KINGFISHER ROAD, WIXAMS, BEDFORD, MK42 6AY | £327,500 | 18/11/2022 | Semi-detached | | 9 KNOLL GARDENS, WIXAMS, BEDFORD, MK42 6AR | £258,750 | 11/11/2022 | Semi-detached | | 12 BROOKLANDS AVENUE, WIXAMS, BEDFORD, MK42 6AB | £335,000 | 19/08/2022 | Semi-detached | | 1 LADYBIRD WAY, WIXAMS, BEDFORD, MK42 6BB | £335,000 | 29/07/2022 | Semi-detached | | 16 HARRIER LEYS, WIXAMS, BEDFORD, MK42 6AA | £370,000 | 28/06/2022 | Semi-detached | | 40 SWAN ROAD, WIXAMS, BEDFORD, MK42 6BW | £335,000 | 10/06/2022 | Semi-detached | | 12 BROOKLANDS AVENUE, WIXAMS, BEDFORD, MK42 6AB | £332,000 | 29/04/2022 | Semi-detached | | 2 WREN TERRACE, WIXAMS, BEDFORD, MK42 6BP | £355,000 | 27/04/2022 | Semi-detached | | 12 PARTRIDGE PLACE, WIXAMS, BEDFORD, MK42 6DP | £375,000 | 20/04/2022 | Semi-detached | | 3 KNOLL GARDENS, WIXAMS, BEDFORD, MK42 6AR | £213,750 | 01/04/2022 | Semi-detached | | 4 WREN TERRACE, WIXAMS, BEDFORD, MK42 6BP | £375,000 | 17/03/2022 | Semi-detached | | 8 BROOKLANDS AVENUE, WIXAMS, BEDFORD, MK42 6AB | £330,000 | 14/02/2022 | Semi-detached | | 2 DUNLIN GROVE, WIXAMS, BEDFORD, MK42 6DS | £275,000 | 28/09/2021 | Semi-detached | **Street average:** £492,000 (2 sales) **Area average:** £329,250 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £383,564 (69 Semi-detached, MK45, 2024–2026) - **Deviation:** +10.8% ## Rental Range *ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,049/mo - **Realistic:** £1,166/mo - **Optimistic:** £1,283/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £997/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Harlequin Crescent, MK42 | £1,700/mo | 3 | 0.38 miles | OpenRent | | 3 Bed Terraced House, Lakeside Drive, MK42 | £1,595/mo | 3 | 0.41 miles | OpenRent | | 3 Bed Detached House, Minnow Way, MK42 | £1,650/mo | 3 | 0.48 miles | OpenRent | | 3 Bed Terraced House, Fisherswood Road, MK42 | £1,595/mo | 3 | 0.58 miles | OpenRent | **Average rent: £1,635/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.38% (weak for cashflow) - **Max investor price (0.8%):** £202,875 - **Target investor price (1%):** £162,300 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,623/mo).* - **Gross yield:** 4.6% - **Cost-to-rent:** 21.8× - **Monthly cashflow:** £-238/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -2.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 15.6% - **10y growth:** 35.2% ## House Price Index (HM Land Registry) *Official index for Bedford; Semi-detached series; as of March 2026.* - **1y growth (index):** 6.6% - **5y growth (index):** 23% - **10y growth (index):** 50.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)