# 2 bedroom ground floor flat for sale (ST4 7DW)

## Property Details

| Key | Value |
|-----|-------|
| Address | APARTMENT 20, ELIZABETH HOUSE, SCHOLARS COURT, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST4 7DW |
| Price | £110,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £144,250 Oct 2005 |

## Description

Excellent Two-Bedroom Ground-Floor Apartment in a Premium Development! 

An excellent opportunity to purchase this well-presented two-bedroom ground-floor apartment, offering comfortable, low-maintenance living in a popular residential development.

With pleasant neutral decoration throughout, the accommodation includes a welcoming entrance hall with a useful utility cupboard, a well-proportioned living space, two bedrooms and the added benefit of an en-suite to the master bedroom.

Offering a great alternative to a bungalow or an attractive turnkey buy-to-let investment, the property also benefits from UPVC double glazing, gas central heating and a gated residents’ car park.

Set within pleasant landscaped grounds, the development is conveniently positioned within walking distance of local schools, shops and bus routes, as well as being ideally located for the University Hospital of North Midlands.

A superb, ready-to-go property in a convenient location – viewing is strongly recommended. Contact Austerberry today to arrange your viewing!

MATERIAL INFORMATION

Tenure - Leasehold

Council Tax Band - A

**Entrance Hall** - Timber front door.  Fitted carpet.  Radiator.  Coat cupboard.  Utility cupboard with plumbing for washing machine, worktop and pressurised water cylinder.

**Kitchen Area** - 3.58m x 1.80m (11'9 x 5'11) - Range of cream coloured wall cupboards and base units. Gas hob electric oven.  Plumbing for dishwasher.  Space for fridge freezer.  Baxi central heating boiler.  Tiled splashback.  Tile effect vinyl flooring.  Open arch into the...

**Living/Dining Space** - 5.00m x 3.63m (16'5 x 11'11) - Fitted carpet.  Large opening windows.  Two radiators.

**Bedroom One** - 4.60m x 3.30m (15'1 x 10'10) - Fitted carpet.  Radiator.  UPVC double glazed window.

**En-Suite Shower Room** - 2.13m x 1.50m (7'0 x 4'11) - White suite with walk in shower, toilet and wash basin.  Radiator.  Vinyl flooring.

**Bedroom Two** - 3.78m x 2.44m (12'5 x 8'0) - Fitted carpet.  Radiator.  UPVC double glazed window.

**Bathroom** - 2.01m x 1.83m (6'7 x 6'0) - White suite with power shower over the bath, wash basin and wc.  Part tiled walls.  Tile effect vinyl flooring.  Radiator.

**Outside** - There are communal gardens and lawns and a gated residents car park.

**Tenure** - We are advised by the vendor that the lease start date is 01/09/2003 and there is 132 years left to run.  

The current service charge is approx. £2928 per annum

There is also a charge of approx. £200 per annum in respect of ground rent.

## Property Photos

- ![IMG_9833.jpg](/listings/photos/93151878/2427784) - IMG_9833.jpg
- ![IMG_9823.jpg](/listings/photos/93151878/2427785) - IMG_9823.jpg
- ![IMG_9825.jpg](/listings/photos/93151878/2427786) - IMG_9825.jpg
- ![IMG_9824.jpg](/listings/photos/93151878/2427787) - IMG_9824.jpg
- ![IMG_9826.jpg](/listings/photos/93151878/2427788) - IMG_9826.jpg
- ![IMG_9829.jpg](/listings/photos/93151878/2427789) - IMG_9829.jpg
- ![IMG_9830.jpg](/listings/photos/93151878/2427790) - IMG_9830.jpg
- ![IMG_9827.jpg](/listings/photos/93151878/2427791) - IMG_9827.jpg
- ![IMG_9828.jpg](/listings/photos/93151878/2427792) - IMG_9828.jpg
- ![IMG_9831.jpg](/listings/photos/93151878/2427793) - IMG_9831.jpg
- ![IMG_9832.jpg](/listings/photos/93151878/2427794) - IMG_9832.jpg
- ![IMG_9834.jpg](/listings/photos/93151878/2427795) - IMG_9834.jpg

## Floorplans

- ![20 Elizabeth.jpg](/listings/photos/93151878/2449328) - 20 Elizabeth.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/93151878/2427796) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| ELIZABETH HOUSE APARTMENT 20 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £144,250 | 28/10/2005 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| STAMER HOUSE, 45 FLAT 13 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £95,000 | 09/01/2026 | Flat |
| [Same street] ELIZABETH HOUSE APARTMENT 43 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £97,000 | 22/09/2025 | Flat |
| STAMER HOUSE, 45 FLAT 11 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £88,000 | 31/10/2023 | Flat |
| STAMER HOUSE, 45 FLAT 7 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £112,500 | 11/05/2023 | Flat |
| 21A HARRIS STREET, STOKE-ON-TRENT, ST4 7EZ | £75,000 | 18/11/2022 | Flat |
| [Same street] CATHERINE HOUSE APARTMENT 1 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £124,000 | 28/10/2022 | Flat |
| 5 SHARMAN CLOSE, STOKE-ON-TRENT, ST4 7LS | £84,000 | 14/09/2022 | Flat |
| [Same street] ELIZABETH HOUSE APARTMENT 44 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £110,000 | 26/08/2022 | Flat |
| [Same street] ELIZABETH HOUSE APARTMENT 34 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £92,000 | 11/08/2022 | Flat |
| [Same street] ELIZABETH HOUSE APARTMENT 38 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £118,500 | 29/07/2022 | Flat |
| STAMER HOUSE, 45 FLAT 20 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £97,000 | 12/07/2022 | Flat |
| [Same street] ELIZABETH HOUSE APARTMENT 22 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £110,000 | 24/06/2022 | Flat |
| STAMER HOUSE, 45 FLAT 17 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £96,500 | 31/05/2022 | Flat |
| [Same street] ELIZABETH HOUSE APARTMENT 28 SCHOLARS COURT, STOKE-ON-TRENT, ST4 7DW | £116,950 | 27/05/2022 | Flat |
| STAMER HOUSE, 45 FLAT 2 QUARRY AVENUE, STOKE-ON-TRENT, ST4 7EW | £92,000 | 03/02/2022 | Flat |

**Street average:** £109,779 (7 sales)
**Area average:** £92,500 (8 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £91,893 (14 Flat, ST4, 2024–2026)
- **Deviation:** +19.7%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £644/mo
- **Realistic:** £715/mo
- **Optimistic:** £787/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Princes Road, Penkhull](http://87.117.209.195:8080/listings/c4dc6d9) | £395/mo | — | 0.11 miles | Rightmove |
| [Westland Street, Penkhull](http://87.117.209.195:8080/listings/de3c944) | £750/mo | 2 | 0.16 miles | Rightmove |
| 2 Bed Terraced House, Penkhull, ST4 | £750/mo | 2 | 0.17 miles | OpenRent |
| [Richmond Street, Stoke-on-Trent, Staffordshire, ST4](http://87.117.209.195:8080/listings/13b8fdb) | £795/mo | 2 | 0.18 miles | Rightmove |
| [Greatbatch Avenue, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/2fc17cb) | £775/mo | 2 | 0.2 miles | Rightmove |
| [Gerrard Street, Hartshill](http://87.117.209.195:8080/listings/4121c91) | £900/mo | 2 | 0.25 miles | Rightmove |
| [Gresty Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/131a57f) | £795/mo | 2 | 0.27 miles | Rightmove |
| 2 Bed Terraced House, Allen St, ST4 | £775/mo | 2 | 0.34 miles | OpenRent |
| [Floyd Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/2bf5515) | £700/mo | 2 | 0.37 miles | Rightmove |
| [Boon Avenue, Stoke-On-Trent](http://87.117.209.195:8080/listings/04c5708) | £895/mo | 2 | 0.39 miles | Rightmove |
| [Cummings Street, Stoke-On-Trent, ST4](http://87.117.209.195:8080/listings/81345bb) | £895/mo | 2 | 0.48 miles | Rightmove |
| [Coronation Road, Hartshill](http://87.117.209.195:8080/listings/bea9914) | £795/mo | 2 | 0.52 miles | Rightmove |
| 2 Bed End Terrace, St. Christopher Avenue, ST4 | £895/mo | 2 | 0.53 miles | OpenRent |
| [Lionel Grove, Stoke-on-trent](http://87.117.209.195:8080/listings/7aa599a) | £925/mo | 2 | 0.55 miles | Rightmove |
| [Stanley Road, Hartshill, ST4](http://87.117.209.195:8080/listings/a21873a) | £750/mo | 2 | 0.56 miles | Rightmove |
| [Lukesland Avenue, ST4](http://87.117.209.195:8080/listings/7e674e4) | £995/mo | 2 | 0.57 miles | Rightmove |
| [Tattershall Court, Etruria](http://87.117.209.195:8080/listings/ca3e32f) | £780/mo | 2 | 0.58 miles | Rightmove |
| [Penstock Drive, Lock 38, Cliffe Vale, Stoke-on-Trent, ST4](http://87.117.209.195:8080/listings/b23ef6f) | £750/mo | 2 | 0.58 miles | Rightmove |
| [Penstock Drive, Stoke-on-trent](http://87.117.209.195:8080/listings/b5a44d4) | £800/mo | 2 | 0.59 miles | Rightmove |
| [Hartshill Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/85ba963) | £850/mo | 2 | 0.63 miles | Rightmove |

**Average rent: £900/mo (49 listings)**

## 1% Rule

- **Rent ratio:** 0.72% (weak for cashflow)
- **Max investor price (0.8%):** £99,375
- **Target investor price (1%):** £79,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £795/mo).*

- **Gross yield:** 8.7%
- **Cost-to-rent:** 11.5×
- **Monthly cashflow:** £257/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.3%
- **10y growth:** 64%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** -5.3%
- **5y growth (index):** 6.6%
- **10y growth (index):** 27.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)