# 2 bedroom terraced house for sale (LA12 0AZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS LA12 0AZ |
| Price | £180,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Construction age | England and Wales: before 1900 |
| Floor area | 70 m² |
| Last sold | £150,000 Nov 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 26/07/2033
- **Est. upgrade cost to C:** £19,675

### Recommendations
- A2 (£850 - £1,500)
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2917-8523-5010-1013-3226)

## Description

**** **** Traditional stone fronted terraced home situated in this popular and convenient location close to the town centre. Well presented and ready for immediate occupation, offering a comfortable home which is perfect for a range of buyers including the first-time buyer, those looking to downsize or second home in this sort after, market town on the edge of the Lake District. Comprising of porch, entrance hall, open plan lounge/diner, fitted kitchen and two double bedrooms and modern shower room to the first floor. To the rear is the excellent advantage of a garage/workshop with electric door & WC. Completing this excellent property is a gas central heating system and uPVC double glazing. Early viewing is both invited and recommended to appreciate this most comfortable home. 

**** **** Accessed through an Oak effect PVC door with double glazed feature lead panes opening into: 

**PORCH** **** Quarry tiled floor with door mat well and glazed internal door into: 

**ENTRANCE** **HALL** **** The Hall has a radiator, fitted coat hooks and a high-level shelf. With pleasant and light décor and a tile effect vinyl flooring a glazed door provides access to the Living/Dining Room.  

**LOUNGE/DINER** **21' 7" x 10' 2" (6.58m x 3.1m) widest points** Traditional picture rail and coving, uPVC double glazed windows to front and rear elevation. 

Lounge Area

Feature fireplace with black surround and tiled hearth featuring a ''Canon'' gas fire. Cupboard to alcove housing the gas meter, ceiling light point, radiator and TV bracket to the wall. 

Dining Area

Glazed door providing access to kitchen and door to understairs store. Ceiling light point and radiator. 

**KITCHEN** **12' 1" x 7' 1" (3.68m x 2.16m)** Fitted with a modern range of base, wall and drawer units with dark patterned work surfacing over incorporating one and a half bowl stainless steel sink and drainer with mixer tap, breakfast bar and tiled splashbacks. Recess and point for electric cooker with glass splashback and cooker hood over, plumbing for washing machine and space for freestanding fridge/freezer. UPVC double glazed window and door, wall mounted Worcester gas boiler for the hot water and heating system. 

**FIRST** **FLOOR** **LANDING** **** Turn at the three quarter landing with access to shower room with the main landing offering access to all bedrooms and having space for a home office area. Access to a boarded loft. 

**BEDROOM** **10' 0" x 13' 2" (3.05m x 4.01m) widest points** Double room with uPVC double glazed window to front, ceiling light point and radiator. 

**BEDROOM** **11' 2" x 7' 1" (3.4m x 2.16m) excluding cupboards** Further double room to the rear of the property with built in wardrobe/cupboard to alcove and further set of double doors to an additional wardrobe area. Radiator, ceiling light point and uPVC double glazed window. 

**SHOWER** **ROOM** **11' 4" x 7' 1" (3.45m x 2.16m)** Modern suite comprising of glazed shower cubicle with thermostatic shower, pedestal wash hand basin with mixer tap and mirror fronted bathroom cabinet over and low level, dual flush WC. Opaque uPVC double glazed window to rear with tilt and turn opening pane and fitted blind. Marble effect panelling to walls and white cladding to ceiling, recessed shelving space, tall chrome ladder style towel radiator and tile effect vinyl flooring. 

**EXTERIOR** **** Enclosed yard area with PVC door with double glazed inserts giving access to garage/workshop. 

**GARAGE/WORKSHOP** **** **22' 4" x 11' 11" (6.81m x 3.64m)** Electric roller door and WC partitioned to corner. Electric light and power. 

**GENERAL** **INFORMATION** **** TENURE: Freehold 

COUNCIL TAX: C

LOCAL AUTHORITY: Westmorland & Furness Council

SERVICES: All mains services including gas, electric, water and drainage. 

## Property Photos

- ![Photo](/listings/photos/137955311/601129)
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- ![Photo](/listings/photos/137955311/601132)
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- ![Photo](/listings/photos/137955311/601139)
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- ![Photo](/listings/photos/137955311/601145)
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## Floorplans

- ![Floorplan 1](/listings/photos/137955311/601147) - Floorplan 1
- ![Floorplan 2](/listings/photos/137955311/601148) - Floorplan 2

## EPC Graphs

- ![EPC Front Page](/listings/photos/137955311/601149) - EPC Front Page
- ![EPC 2](/listings/photos/137955311/601150) - EPC 2

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 41 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £150,000 | 23/11/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 LIGHTBURN ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AU | £250,000 | 16/01/2026 | Terraced |
| 25 NEVILLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BJ | £320,000 | 17/12/2025 | Terraced |
| 23 ALEXANDER ROAD, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0DE | £370,000 | 02/10/2025 | Terraced |
| [Same street] 28 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £164,000 | 31/05/2024 | Terraced |
| [Same street] 20 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £160,000 | 21/02/2024 | Terraced |
| 3 ARGYLE STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0BD | £190,000 | 05/09/2023 | Terraced |
| [Same street] 7 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £208,000 | 18/08/2023 | Terraced |
| [Same street] 22 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £168,000 | 04/05/2023 | Terraced |
| 36 HARTLEY STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AN | £220,000 | 27/04/2023 | Terraced |
| [Same street] 34 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £190,000 | 10/03/2023 | Terraced |
| 14 TYSON SQUARE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BG | £175,000 | 19/12/2022 | Terraced |
| 5 HILL FALL, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0BQ | £215,000 | 09/12/2022 | Terraced |
| 3 BRADDYLL TERRACE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DH | £410,000 | 31/10/2022 | Terraced |
| [Same street] 26 OXFORD STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 0AZ | £183,100 | 28/10/2022 | Terraced |
| 62 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £280,000 | 27/10/2022 | Terraced |
| THE LAURELS 5 BROGDEN STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AH | £290,000 | 29/09/2022 | Terraced |
| 10 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £305,000 | 14/09/2022 | Terraced |
| 8 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £300,000 | 25/07/2022 | Terraced |
| 11 ALEXANDER GARDENS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DN | £185,000 | 28/06/2022 | Terraced |
| 20 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £125,000 | 01/06/2022 | Terraced |
| 59 LIGHTBURN AVENUE, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DL | £290,000 | 20/05/2022 | Terraced |
| 4 ALEXANDER ROAD, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0DE | £295,000 | 17/05/2022 | Terraced |
| 58 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £227,000 | 06/05/2022 | Terraced |
| 75 - 77 THE ELLERS, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AQ | £175,000 | 15/03/2022 | Terraced |
| 46 HARTLEY STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AN | £220,000 | 28/02/2022 | Terraced |
| [Same street] 38 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £235,000 | 25/02/2022 | Terraced |
| 23 COX STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AS | £195,000 | 24/02/2022 | Terraced |
| [Same street] 33 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £185,000 | 17/02/2022 | Terraced |
| [Same street] 19 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £167,000 | 20/08/2021 | Terraced |
| [Same street] 25 OXFORD STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 0AZ | £127,500 | 20/08/2021 | Terraced |

**Street average:** £178,760 (10 sales)
**Area average:** £251,850 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,721 (33 Terraced, LA12, 2024–2026)
- **Deviation:** -1.5%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Trinkeld Avenue, LA12 | £1,050/mo | 2 | 1.25 miles | OpenRent |

**Average rent: £1,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.3×
- **Monthly cashflow:** £211/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,571/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.7%
- **10y growth:** 38.2%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)