# 2 bedroom flat for sale (GL54 1DN) ## Property Details | Key | Value | |-----|-------| | Address | FLAT 8, FOSSEWAY HOUSE, FOSSEWAY, CHELTENHAM, STOW ON THE WOLD, GLOUCESTERSHIRE GL54 1DN | | Price | £320,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | D | | Construction age | England and Wales: before 1900 | | Floor area | 66 m² | | Last sold | £310,000 Aug 2025 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 27/10/2031 - **Current heating cost:** £531/year - **Est. upgrade cost to C:** £13,925 ### Recommendations - Q (£4,000 - £14,000) - E (£25) - O (£3,300 - £6,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9320-2278-5100-2829-3011) ## Description Charming first floor two bedroom apartment, with exceptional views across the Evenlode Valley, situated within walking distance of the centre of town Situated within the exclusive Fosseway House development with beautiful communal grounds and stunning views PROPERTY DESCRIPTION A well-presented and spacious first floor apartment beautifully situated within the exclusive Fosseway House development, with countryside views, nearby single garage and within walking distance of the town centre The apartment offers impressive living space throughout, with a long hall stemming the entire length of the apartment, creating a great feeling of space The sitting room is particularly generous in size, with plenty of natural light The kitchen/diner has been modernised to a good standard, offering a good selection of wall and base units, laminated work surfaces, integrated electric oven and hob, space and plumbing for washing machine and upright fridge-freezer, and ceramic tiled floor There are two good-size bedrooms with the principal bedroom having the benefit of fitted wardrobe cupboards Both bedrooms are serviced by the modern fitted bathroom consisting of panelled bath with mains-operated shower over, low level wc and pedestal wash-hand basin There is also a study ideal to use as an office and for working from home EPC Band D If this is a lettings investment, we would recommend a lettings guide price in the region of £1,250 pcm OUTGOINGS Council tax – band D Tax payable for 2025/26 - £2,356.09 Current annual service charge – Approx. £3,060 Ground Rent - £100 SERVICES Mains water, electricity, gas and drainage are connected Gas oil fired central heating Average broadband speeds advertised within this postcode are up to 26.1 Mbps if provider is BT SITUATION Popular North Cotswold Market Town with a good selection of shops and amenities, including a Tescos supermarket and various pubs and restaurants The award-winning Daylesford Farm Shop, including the exclusive ‘The Club by Bamford’ is about 4 miles away The Members’ Club, Soho Farmhouse, is about 17.5 miles away Good transport links Train services to London Paddington from both Kingham and Moreton-in-Marsh (4 miles) Other larger towns within easy reach are Cirencester (19 miles), Cheltenham (18) and Oxford (30.5) OUTSIDE There are stunning communal grounds with beautiful far-reaching views, with a single garage situated in a nearby block, being the last garage on the left ## Property Photos - ![Flat 8 Fwh](/listings/photos/161498342/532759) - Flat 8 Fwh - ![Sitting Room](/listings/photos/161498342/532760) - Sitting Room - ![Communal Grounds](/listings/photos/161498342/532761) - Communal Grounds - ![Kitchen](/listings/photos/161498342/532763) - Kitchen - ![Hall](/listings/photos/161498342/532764) - Hall - ![Bedroom](/listings/photos/161498342/532766) - Bedroom - ![Bathroom](/listings/photos/161498342/532768) - Bathroom - ![Flat 8 Fwh.](/listings/photos/161498342/532770) - Flat 8 Fwh. - ![Aerial Shot](/listings/photos/161498342/532771) - Aerial Shot ## Floorplans - ![Floorplan](/listings/photos/161498342/532773) - Floorplan ## EPC Graphs - ![EPC Rating Graph](/listings/photos/161498342/532774) - EPC Rating Graph ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | FOSSEWAY HOUSE FLAT 8 FOSSEWAY, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1DN | £310,000 | 28/08/2025 | Flat | | FOSSEWAY HOUSE FLAT 8 FOSSEWAY, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1DN | £250,000 | 21/06/2016 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 3 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £300,000 | 22/12/2025 | Flat | | 45 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £175,000 | 25/11/2025 | Flat | | 22 NEWLANDS COURT, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1HN | £699,950 | 11/10/2023 | Flat | | FOSSEWAY HOUSE FLAT 5 FOSSEWAY, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1DN | £560,000 | 22/12/2022 | Flat | | 7 KING CHARLES PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FE | £565,000 | 15/11/2022 | Flat | | NEWLANDS HOUSE APARTMENT 10 EVESHAM ROAD, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1EJ | £685,000 | 03/11/2022 | Flat | | 28 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £329,950 | 31/10/2022 | Flat | | 35 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £391,950 | 28/10/2022 | Flat | | NEWLANDS HOUSE APARTMENT 4 EVESHAM ROAD, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1EJ | £660,000 | 12/08/2022 | Flat | | 42 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £261,142 | 28/06/2022 | Flat | | 43 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £261,142 | 28/06/2022 | Flat | | 38 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £403,950 | 27/04/2022 | Flat | | 5 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £313,694 | 27/04/2022 | Flat | | 8 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £269,699 | 01/04/2022 | Flat | | COTSWOLD GALLERIES ELM VIEW THE SQUARE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1AB | £495,000 | 18/03/2022 | Flat | | 36 HAWKESBURY PLACE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1FF | £259,950 | 25/02/2022 | Flat | | CHURCH STREET GALLERY THE LOFT CHURCH STREET, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1BB | £319,000 | 04/02/2022 | Flat | | COTSWOLD GALLERIES THE OLD WORKSHOP THE SQUARE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1AB | £350,000 | 01/02/2022 | Flat | | COTSWOLD GALLERIES THE STAIRCASE THE SQUARE, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1AB | £380,000 | 11/01/2022 | Flat | | NEWLANDS HOUSE APARTMENT 14 EVESHAM ROAD, STOW ON THE WOLD, CHELTENHAM, COTSWOLD, GLOUCESTERSHIRE, GL54 1EJ | £640,000 | 26/08/2021 | Flat | **Area average:** £416,021 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £297,156 (9 Flat, GL54, 2024–2026) - **Deviation:** +7.7% ## Rental Range *ONS Price Index of Private Rents (Cotswold). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,136/mo - **Realistic:** £1,262/mo - **Optimistic:** £1,388/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Cheltenham (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £798/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Maisonette, Maugersbury Park, GL54 | £1,000/mo | 2 | 0.42 miles | OpenRent | | 2 Bed End Terrace, Griffin Close, GL54 | £1,250/mo | 2 | 0.57 miles | OpenRent | **Average rent: £1,125/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.35% (weak for cashflow) - **Max investor price (0.8%):** £140,625 - **Target investor price (1%):** £112,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,125/mo).* - **Gross yield:** 4.2% - **Cost-to-rent:** 23.7× - **Monthly cashflow:** £-273/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £4,848/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 121.3% - **10y growth:** -9.4% ## House Price Index (HM Land Registry) *Official index for Cotswold; Flats and maisonettes series; as of March 2026.* - **1y growth (index):** -4.2% - **5y growth (index):** -2% - **10y growth (index):** 14% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)