# 4 bedroom terraced house for sale (SR4 7UT)

## Property Details

| Key | Value |
|-----|-------|
| Address | 39 HOWARTH STREET, SUNDERLAND, TYNE AND WEAR SR4 7UT |
| Price | £139,950 |
| Bedrooms | 4 |
| Bathrooms | 1 |
| Council tax | TBC |
| Last sold | £140,000 Nov 2025 |

## Description

This beautifully maintained and deceptively spacious home is perfect for families or those looking for versatile living space. Located in a popular residential area, the property is offered with no onward chain, allowing for a smooth and hassle-free purchase. Upon entering, you are welcomed into a hallway that leads to a ground floor fourth bedroom with built-in storage. The lounge is filled with natural light and flows seamlessly into the dining room through double doors, creating a perfect space for relaxing or entertaining. The dining room also features a charming multi-fuel log burner, adding warmth and character to the space. A generous kitchen offers ample worktop and storage space, while the rear lobby provides direct access to the garden. The ground floor also boasts a large, modern wet room. From the dining area, an internal hallway leads to the staircase and up to the first floor, which comprises three spacious double bedrooms. The main bedroom benefits from fitted wardrobes, and the entire first floor has recently had a newly fitted felt roof along with improved insulation. Externally, the property features a beautiful and private rear garden with low-maintenance artificial turf, as well as off-road parking accessed via an electric roller shutter door. Further benefits include gas central heating and double glazing throughout. This home offers an outstanding floorplan, excellent condition throughout, and must be viewed to be fully appreciated.

## Property Photos

- ![IMG_8451](/listings/photos/165771059/1011308) - IMG_8451
- ![IMG_8422](/listings/photos/165771059/1011309) - IMG_8422
- ![IMG_8444](/listings/photos/165771059/1011310) - IMG_8444
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- ![IMG_8449](/listings/photos/165771059/1011313) - IMG_8449
- ![IMG_8431](/listings/photos/165771059/1011314) - IMG_8431
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- ![IMG_8434](/listings/photos/165771059/1011316) - IMG_8434
- ![IMG_8433](/listings/photos/165771059/1011317) - IMG_8433
- ![IMG_8435](/listings/photos/165771059/1011318) - IMG_8435
- ![IMG_8436](/listings/photos/165771059/1011319) - IMG_8436
- ![IMG_8437](/listings/photos/165771059/1011320) - IMG_8437
- ![IMG_8427](/listings/photos/165771059/1011321) - IMG_8427
- ![IMG_8428](/listings/photos/165771059/1011322) - IMG_8428
- ![IMG_8412](/listings/photos/165771059/1011323) - IMG_8412
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- ![IMG_8421](/listings/photos/165771059/1011328) - IMG_8421
- ![IMG_8438](/listings/photos/165771059/1011329) - IMG_8438
- ![IMG_8439](/listings/photos/165771059/1011330) - IMG_8439
- ![IMG_8440](/listings/photos/165771059/1011331) - IMG_8440
- ![IMG_8441](/listings/photos/165771059/1011332) - IMG_8441
- ![IMG_8442](/listings/photos/165771059/1011333) - IMG_8442
- ![IMG_8443](/listings/photos/165771059/1011334) - IMG_8443
- ![IMG_8455](/listings/photos/165771059/1011335) - IMG_8455

## Floorplans

- ![Floorplan 1](/listings/photos/165771059/1011336) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/165771059/1011337) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4444936
- **Address:** 39 Howarth Street, SUNDERLAND, SR4 7UT
- **Certificate Issued:** 06/02/2007
- **Work Completed:** 07/11/2006
- **Items:** 1 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 HOWARTH STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UT | £140,000 | 28/11/2025 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 SORLEY STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UU | £127,500 | 05/12/2025 | Terraced |
| 7 BRUNTON TERRACE, SUNDERLAND, TYNE AND WEAR, SR4 7DN | £65,000 | 11/11/2025 | Terraced |
| 4 BLACKETT TERRACE, SUNDERLAND, TYNE AND WEAR, SR4 7XD | £124,000 | 26/09/2025 | Terraced |
| 1 SORLEY STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UU | £87,000 | 29/08/2025 | Terraced |
| 22 HUME STREET, SUNDERLAND, TYNE AND WEAR, SR4 6HU | £93,000 | 29/08/2025 | Terraced |
| 22 HOLLY COURT, SUNDERLAND, TYNE AND WEAR, SR4 7UJ | £80,000 | 14/07/2025 | Terraced |
| 37 CROFT AVENUE, SUNDERLAND, TYNE AND WEAR, SR4 7DP | £67,000 | 06/06/2025 | Terraced |
| 14 HOUGHTON STREET, SUNDERLAND, TYNE AND WEAR, SR4 7DY | £74,500 | 05/07/2024 | Terraced |
| 26 HAWTHORN STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UP | £79,500 | 20/12/2023 | Terraced |
| 22 HUME STREET, SUNDERLAND, TYNE AND WEAR, SR4 6HU | £54,100 | 11/12/2023 | Terraced |
| 27 CHESTER STREET WEST, SUNDERLAND, TYNE AND WEAR, SR4 7DQ | £80,500 | 30/11/2023 | Terraced |
| 77 SORLEY STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UY | £107,000 | 28/11/2023 | Terraced |
| 44 ELDON STREET, SUNDERLAND, TYNE AND WEAR, SR4 7DW | £100,000 | 26/10/2023 | Terraced |
| [Same street] 23 HOWARTH STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UT | £90,000 | 20/10/2023 | Terraced |
| 18 BRUNTON TERRACE, SUNDERLAND, TYNE AND WEAR, SR4 7DN | £60,000 | 21/09/2023 | Terraced |
| 43 GILSLAND STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UR | £42,500 | 14/09/2023 | Terraced |
| 60 SORLEY STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UU | £88,000 | 21/07/2023 | Terraced |
| 1A ROSSLYN STREET, SUNDERLAND, TYNE AND WEAR, SR4 7DH | £87,000 | 10/07/2023 | Terraced |
| 25 ELDON STREET, SUNDERLAND, TYNE AND WEAR, SR4 7DW | £110,000 | 30/06/2023 | Terraced |
| 104 SORLEY STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UY | £115,000 | 16/06/2023 | Terraced |
| 13 HOUGHTON STREET, SUNDERLAND, TYNE AND WEAR, SR4 7DY | £35,000 | 26/05/2023 | Terraced |
| [Same street] 12 HOWARTH STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UT | £79,500 | 10/03/2022 | Semi-detached |
| [Same street] 27 HOWARTH STREET, SUNDERLAND, TYNE AND WEAR, SR4 7UT | £75,000 | 27/09/2021 | Terraced |

**Street average:** £81,500 (3 sales)
**Area average:** £83,830 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £102,747 (84 Terraced, SR4, 2024–2026)
- **Deviation:** +36.2%

## Rental Range

*ONS Price Index of Private Rents (Sunderland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £633/mo
- **Realistic:** £703/mo
- **Optimistic:** £773/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Sunderland (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £698/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, High Barnes Terrace, SR4 | £1,100/mo | 4 | 0.25 miles | OpenRent |

**Average rent: £1,100/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.79% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 9.4%
- **Cost-to-rent:** 10.6×
- **Monthly cashflow:** £414/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 12.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.2%
- **10y growth:** 23.8%

## House Price Index (HM Land Registry)

*Official index for Sunderland; Terraced series; as of May 2026.*

- **1y growth (index):** 7.3%
- **5y growth (index):** 20.9%
- **10y growth (index):** 40.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)