# 3 bedroom terraced house for sale (WN8 9EW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 80 BANKFIELD, SKELMERSDALE, SKELMERSDALE, LANCASHIRE WN8 9EW |
| Price | £68,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Last sold | £11,183 Jul 2003 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 30/04/2036
- **Est. upgrade cost to C:** £23,000

### Recommendations
- A (£900 - £1,200)
- W2 (£5,000 - £10,000)
- D (£150 - £250)
- O (£4,500 - £6,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0894-3062-3205-7126-0204)

## Description

VACANT POSSESSION!  Now available for sale and offered with NO ONWARD chain is this impressive, three bedroom terrace home located in the Digmoor area of Skelmersdale. This home has been decorated in neutral colours throughout and offers space that would  suit a young family, investor or first time buyer. This would make an ideal home for a growing family or an excellent investment opportunity achieving an approximate annual return of 9% yield. The property is located close to a range of local amenities, public transport links, well respected schools and is just a short drive to several major motorway networks. Internally the accommodation briefly comprises of entrance hall cloakroom w/c,  large open plan kitchen/dining room and a large  lounge and rear store. The first floor with landing area opens to give access to a large main double bedroom, two further good-sized  bedrooms and a fitted family shower room.. Externally the property has a good sized, enclosed rear garden with patio area. The property is positioned in a central Skelmersdale location with ample public parking near to the property. Internal inspection is highly recommended to appreciate the deceptive size.  The property is freehold, council tax band A. EPC Grade C

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

SKE260148/2

## Property Photos

- ![Main Photo](/listings/photos/88161963/1231023) - Main Photo
- ![Lounge](/listings/photos/88161963/1231025) - Lounge
- ![Shower Room](/listings/photos/88161963/1231026) - Shower Room
- ![Garden](/listings/photos/88161963/1231027) - Garden
- ![Kitchen](/listings/photos/88161963/1231029) - Kitchen
- ![Bedroom](/listings/photos/88161963/1231030) - Bedroom
- ![Dining Area](/listings/photos/88161963/1231031) - Dining Area
- ![Bedroom](/listings/photos/88161963/1231032) - Bedroom

## Floorplans

- ![Focal Integrated](/listings/photos/88161963/1231033) - Focal Integrated

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/88161963/1231034) - EPC Rating Graph

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #14148353
- **Address:** 80 Bankfield, SKELMERSDALE, WN8 9EW
- **Certificate Issued:** 23/08/2020
- **Work Completed:** 31/07/2020
- **Items:** 1 door(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 80 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW | £11,183 | 14/07/2003 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH | £122,000 | 16/01/2026 | Terraced |
| 239 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EZ | £57,000 | 26/08/2025 | Terraced |
| 32 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9HB | £58,600 | 01/04/2025 | Terraced |
| [Same street] 62 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW | £64,000 | 19/12/2023 | Terraced |
| 26 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP | £122,000 | 07/12/2023 | Terraced |
| 163 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ER | £56,000 | 01/12/2023 | Terraced |
| 21 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BS | £95,000 | 30/11/2023 | Terraced |
| 75 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH | £136,000 | 03/11/2023 | Terraced |
| 152 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ES | £69,000 | 17/08/2023 | Terraced |
| 64 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP | £150,000 | 28/04/2023 | Terraced |
| 172 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9ES | £70,000 | 11/04/2023 | Terraced |
| 70 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9HB | £75,000 | 13/12/2022 | Terraced |
| 7 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EP | £68,500 | 15/11/2022 | Terraced |
| 50 BLAKEHALL, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9AZ | £105,050 | 14/10/2022 | Terraced |
| 70 BANKSBARN, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EX | £50,000 | 23/09/2022 | Terraced |
| 50 BLAKEHALL, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9AZ | £50,000 | 22/07/2022 | Terraced |
| 33 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BS | £105,000 | 27/04/2022 | Terraced |
| [Same street] 86 BANKFIELD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EW | £2,560,699 | 11/04/2022 | Other |
| 64 TAWD ROAD, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 6BP | £113,000 | 29/03/2022 | Terraced |
| 8 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9HB | £79,950 | 21/03/2022 | Terraced |
| 29 DANIELS LANE, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9NH | £84,950 | 11/01/2022 | Terraced |
| 61 BEECHTREES, SKELMERSDALE, WEST LANCASHIRE, LANCASHIRE, WN8 9EY | £71,000 | 08/10/2021 | Terraced |

**Street average:** £1,312,350 (2 sales)
**Area average:** £86,903 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £122,975 (55 Terraced, WN8, 2024–2026)
- **Deviation:** -44.7%

## Rental Range

*ONS Price Index of Private Rents (West Lancashire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £719/mo
- **Realistic:** £799/mo
- **Optimistic:** £879/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £648/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Acregate, WN8 | £700/mo | 3 | 0.29 miles | OpenRent |
| 3 Bed End Terrace, Eskbank, WN8 | £1,050/mo | 3 | 0.31 miles | OpenRent |
| 3 Bed Terraced House, Alderley, WN8 | £750/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Detached House, Elmridge, WN8 | £800/mo | 3 | 0.35 miles | OpenRent |
| 3 Bed Terraced House, Alderley, WN8 | £800/mo | 3 | 0.37 miles | OpenRent |
| 3 Bed Semi-Detached House, Elmstead, WN8 | £750/mo | 3 | 0.38 miles | OpenRent |
| 3 Bed Terraced House, Ennerdale, WN8 | £800/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed Terraced House, Alderley, WN8 | £850/mo | 3 | 0.4 miles | OpenRent |
| 3 Bed Terraced House, Ennerdale, WN8 | £775/mo | 3 | 0.42 miles | OpenRent |
| 3 Bed Terraced House, Belfield, WN8 | £600/mo | 3 | 0.43 miles | OpenRent |
| 3 Bed Terraced House, Belfield, WN8 | £850/mo | 3 | 0.44 miles | OpenRent |
| 3 Bed Terraced House, Ennerdale, WN8 | £650/mo | 3 | 0.45 miles | OpenRent |
| 3 Bed Terraced House, Birleywood, WN8 | £825/mo | 3 | 0.48 miles | OpenRent |
| 3 Bed Terraced House, Birkrig, WN8 | £795/mo | 3 | 0.51 miles | OpenRent |
| 3 Bed Terraced House, Eversley, WN8 | £750/mo | 3 | 0.56 miles | OpenRent |
| 3 Bed Semi-Detached House, De Haviland Way, WN8 | £975/mo | 3 | 0.64 miles | OpenRent |

**Average rent: £795/mo (16 listings)**

## 1% Rule

- **Rent ratio:** 1.17% (strong)
- **Max investor price (0.8%):** £99,750
- **Target investor price (1%):** £79,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £798/mo).*

- **Gross yield:** 14.1%
- **Cost-to-rent:** 7.1×
- **Monthly cashflow:** £425/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 25.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £883/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 10.2%
- **10y growth:** 40.2%

## House Price Index (HM Land Registry)

*Official index for West Lancashire; Terraced series; as of April 2026.*

- **1y growth (index):** 7.1%
- **5y growth (index):** 30.9%
- **10y growth (index):** 53.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)