# 3 bedroom terraced house for sale (HX2 0EW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 10 CHARLESWORTH TERRACE, HALIFAX, WEST YORKSHIRE HX2 0EW |
| Price | £82,500 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £82,000 Nov 2017 |

## Description

A three bedroom, stone built, end of terrace property located close to local amenities in Halifax.

Internally, the property briefly comprises entrance porch, entrance hall, lounge with feature fireplace, kitchen / diner, three bedrooms and bathroom. Also benefiting built in storage, cellar and integral garage, gas central heating and double glazing.

Externally, the property benefits small buffer yard to front and enclosed paved yard to rear. 

This property is to be sold with NO UPWARD CHAIN.

## Property Photos

- ![Photo 1](/listings/photos/61997890/360060) - Photo 1
- ![Photo 3](/listings/photos/61997890/360063) - Photo 3
- ![Photo 4](/listings/photos/61997890/360066) - Photo 4
- ![Photo 5](/listings/photos/61997890/360069) - Photo 5
- ![Photo 6](/listings/photos/61997890/360072) - Photo 6
- ![Photo 7](/listings/photos/61997890/360077) - Photo 7
- ![Photo 8](/listings/photos/61997890/360080) - Photo 8
- ![Photo 9](/listings/photos/61997890/360083) - Photo 9
- ![Photo 2](/listings/photos/61997890/360084) - Photo 2

## Floorplans

- ![Floorplan 1](/listings/photos/61997890/360088) - Floorplan 1
- ![Floorplan 2](/listings/photos/61997890/360092) - Floorplan 2

## EPC Graphs

- ![Energy Perform...](/listings/photos/61997890/360096) - Energy Perform...

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £82,000 | 17/11/2017 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 22 LONG LOVER LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4QF | £70,000 | 28/11/2025 | Terraced |
| 44 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £120,000 | 24/11/2023 | Terraced |
| 4 - 5 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG | £95,000 | 03/08/2023 | Terraced |
| 13 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £120,000 | 17/07/2023 | Terraced |
| 5 MOUNT TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HQ | £80,000 | 16/12/2022 | Terraced |
| 15 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER | £125,000 | 28/10/2022 | Terraced |
| 8 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £70,000 | 07/10/2022 | Terraced |
| 14 STRETCHGATE LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EU | £90,000 | 16/09/2022 | Terraced |
| 12 HIGHGATE GARDENS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EL | £125,000 | 19/08/2022 | Terraced |
| 11 SPRING HALL COURT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4TR | £105,000 | 11/08/2022 | Terraced |
| 13 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER | £120,000 | 29/07/2022 | Terraced |
| 5 YARN CLOSE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4RZ | £57,000 | 13/07/2022 | Terraced |
| 14 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG | £115,000 | 01/04/2022 | Terraced |
| 24 RESERVOIR ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ET | £90,000 | 31/03/2022 | Terraced |
| 41 PELLON NEW ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EH | £95,000 | 09/02/2022 | Terraced |
| 22 SPRING HALL COURT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX1 4TR | £95,000 | 28/01/2022 | Terraced |
| 17 CHARLESWORTH TERRACE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0EW | £95,000 | 05/11/2021 | Terraced |
| 37 SUTCLIFFE STREET, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0HG | £39,999 | 01/10/2021 | Terraced |
| 25 CHARLESWORTH GROVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ER | £74,000 | 01/10/2021 | Terraced |
| 50 RESERVOIR ROAD, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX2 0ET | £90,000 | 14/09/2021 | Terraced |

**Area average:** £93,550 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £139,500 (54 Terraced, HX2, 2024–2026)
- **Deviation:** -40.9%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £671/mo
- **Realistic:** £746/mo
- **Optimistic:** £821/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £623/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Moortop Road, HX2 | £1,000/mo | 3 | 1.07 miles | OpenRent |

**Average rent: £1,000/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.21% (strong)
- **Max investor price (0.8%):** £125,000
- **Target investor price (1%):** £100,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,000/mo).*

- **Gross yield:** 14.5%
- **Cost-to-rent:** 6.9×
- **Monthly cashflow:** £550/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 27.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 6.7%
- **10y growth:** 15.9%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Terraced series; as of March 2026.*

- **1y growth (index):** 3.2%
- **5y growth (index):** 29.9%
- **10y growth (index):** 62%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)