Sold STC Semi-detached

15 CHIMES BANK

WIGTON, CUMBERLAND CA7 9SS

3 beds 2 baths 71 m² Listed 3 Jul 2025 (-356d)

£156,000

Guide Price

Save

1c2b3c26-CAM04559G0-PR0188-STILL029.jpg Dining Kitchen Dining Kitchen Dining Kitchen Living Room Living Room Living Room Cloakroom Cloakroom Entrance Hall First Floor Landing Bedroom One Bedroom One Bedroom One Bedroom Two Bedroom Two Bedroom Three Bathroom CAM04559G0-PR0188-STILL022.jpg Landscaped Garden Landscaped Garden Landscaped Garden Landscaped Garden

/ 23

Property details

Tenure

FREEHOLD

Floor area

71 m²

Council tax band

B

Last sold

£156,000 Oct 2025

Local average

£223,878 (-30.3%)

Street crime

32 incidents within 1 mile (Apr 2026)

Key features

  • Three Bedroom Semi Detached
  • Offered at 80% of Full Market Value
  • Well Equipped Kitchen/Diner
  • Living Room
  • All Bedrooms with Fitted Wardrobes
  • Beautiful Landscaped Rear Garden
  • Ground Floor Cloakroom
  • 9 Years Remaining on New Homes Guarantee
  • No Chain
  • Council Tax Band B

Additional details

Electricity
Mains supply
Broadband
FTTC (fibre to the cabinet)
Water
Mains supply
Sewerage
Mains supply
Heating
Gas central
Parking
Driveway
Garden
Yes
Listed property
No
Restrictions
Yes
Required access
No
Rights of way
No
Flooded in last 5 years
No

Description

Chime Bank is a new development of houses built by Gleeson Homes, and located less than mile outside of Wigton town centre. This property was built in June 2024 and the new owner will have the benefit of the 9 remaining years of the New Build Guarantee. The property is full of upgrades from the basic Gleeson offering including fitted wardrobes in all bedrooms, 'like new' floor coverings all the way through and a wonderful, low maintenance landscaped garden to the rear.

The accommodation comprises of an entrance hall, well equipped kitchen, a dining area, living room overlooking the garden, cloakroom, three bedrooms and a bathroom. Suitable for first-time buyers looking to get onto the property ladder, for younger families, and downsizers.

The property is being offered at a discounted price in accordance with the Cumberland Council's Discounted Sale Housing Scheme, and the guide price represents 80% of the full open market value. To qualify for a discounted sale property, buyers must be connected with the local parish and meet a set criteria. Potential buyers must apply to Cumberland Council to confirm their eligibility before an offer can be accepted. Ask us for more information.

Nestled on the edge of the Lake District National Park, Wigton is a thriving market town offering a blend of rural charm and modern convenience. Local amenities include supermarkets, independent shops, cafes, pubs, and a weekly market catering for everyday needs.

Local schools include the well-regarded Nelson Thomlinson School, a secondary school with a strong reputation for academic achievement.

There are excellent transport links, with a railway station providing regular services to Carlisle and West Cumbria, while the nearby A596 and A595 roads offer easy access to Carlisle, Cockermouth & the wider region.

Ideal for families, commuters, and retirees alike, Wigton combines community spirit with superb countryside access – a truly desirable place to call home.

Entrance Hall - Coming through the front door you step into a welcoming hallway that provides access to the kitchen and the stairs rising to to the first floor.

Kitchen/Diner - Natural light shines in from windows front and side, illuminating this lovely space at the heat of the home, fitted with deep blue kitchen cabinets and with a stylish white work surface over. The kitchen is comprehensively fitted out with integral appliances including a gas hob with overhead extractor, and electric oven, integrated tall fridge freezer, dishwasher and stainless steel sink and drainer. The dining space is separated from the kitchen by a peninsular unit creating a social dining area for entertaining and eating with the family. Big enough for a family dining table and chairs.

Living Room - The lounge faces the landscaped rear garden with a picture window and French doors leading out to the patio. With plenty of space for a sofa and chairs, television table and other lounge furniture.

Cloakroom - A useful downstairs WC, accessed from the dining area and with a low level WC and pedestal wash-hand basin.

First Floor Landing - Accessed from the stairs rising from the entrance hall and providing access to all the first floor accommodation.

Bedroom One - Located to the front of the house and with views over towards the prominent Highmoor Tower. The room has a range of fitted wardrobes providing plenty of hanging space and shelving. With two windows to the front elevation, it is full of natural light.

Bedroom Two - With a fitted wardrobe and window to the rear elevation.

Bedroom Three - The third room also benefits from a fitted wardrobe and has a window to the rear elevation.

Bathroom - A modern bathroom with a large walk in shower cubicle, a pedestal wash- hand basin and a low level WC. Tiled to the half elevations and with a chrome towel rail.

Landscaped Garden - The landscaping has only just been completed, and the new owner will be able to enjoy a low maintenance space with quality patio and paving, raised, brick built flower beds stocked with specimen plants and shrubs, and trees that will grow and mature creating shaded areas in this lovely garden. the boundaries are all secure, and with the French door open to the living room, this will be a fabulous and safe space for families with young children.

To the front of the house there is a small lawn planted to the border with shrubs.

Driveway - A long private driveway runs the length of the side of the house creating space for two vehicles.

Affordable Housing Sale Criteria - The property is being offered at a discounted price in accordance with the Cumberland Council's Discounted Sale Housing Scheme, and the guide price represents 80% of the full open market value. To qualify for a discounted sale property, buyers must be connected with the local parish and meet a set criteria. Potential buyers must apply to Cumberland Council to confirm their eligibility before and offer can be accepted. Ask us for more information.

Aml Disclosure - Agents are required by law to conduct Anti-Money Laundering checks on all those buying a property. Hunters charge £24 (including VAT) for an AML check per buyer. This is a non-refundable fee. The charges cover the cost of obtaining relevant data, any manual checks that are required, and ongoing monitoring. This fee is payable in advance prior to the issuing of a memorandum of sale on the property you are seeking to buy.

Probate Procedure - Please note the property is subject to completion of a probate procedure which could affect the timing of completion for a would be purchaser. Ask us for clarification before making an offer.

Listed by

Carlisle

Hunters Property Group Ltd

Reference: 164099441

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

CAM04559G0-PR0188-BUILD01.jpg

CAM04559G0-PR0188-BUILD01.jpg

CAM04559G0-PR0188-BUILD01-FLOOR00.jpg

CAM04559G0-PR0188-BUILD01-FLOOR00.jpg

CAM04559G0-PR0188-BUILD01-FLOOR01.jpg

CAM04559G0-PR0188-BUILD01-FLOOR01.jpg

EPC Graphs

EE Rating

EE Rating

Price history

Event Date Price % change
Sold 24/10/2025 (8 months ago) £156,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
5 HIGHMOOR, WIGTON, CUMBERLAND, CA7 9LQ £115,000 04/07/2025 Semi-detached
6 WEST AVENUE, WIGTON, CUMBERLAND, CA7 9LG £203,300 28/03/2025 Semi-detached
13 HIGHMOOR PARK, WIGTON, CUMBERLAND, CA7 9LZ £180,000 13/11/2023 Semi-detached
3 THE CRESCENT, WIGTON, CUMBERLAND, CA7 9LP £100,000 20/10/2023 Semi-detached
124 SCHOLARS GREEN, WIGTON, CUMBERLAND, CA7 9BT £149,000 15/09/2023 Semi-detached
11 HIGHMOOR, WIGTON, CUMBERLAND, CA7 9LQ £140,000 14/04/2023 Semi-detached
5 LOWMOOR ROAD, WIGTON, CUMBERLAND, CA7 9QR £155,000 12/10/2022 Semi-detached
19 HIGHMOOR BUNGALOWS, WIGTON, ALLERDALE, CUMBRIA, CA7 9LW £151,000 15/09/2022 Semi-detached
13 HIGHMOOR, WIGTON, ALLERDALE, CUMBRIA, CA7 9LQ £137,000 11/05/2022 Semi-detached
24 HIGHMOOR BUNGALOWS, WIGTON, CUMBERLAND, CA7 9LW £116,000 31/03/2022 Semi-detached
19 HIGHMOOR PARK, WIGTON, ALLERDALE, CUMBRIA, CA7 9LZ £190,000 01/11/2021 Semi-detached
27 HIGHMOOR BUNGALOWS, WIGTON, ALLERDALE, CUMBRIA, CA7 9LW £92,500 22/10/2021 Semi-detached

Area average: £144,067 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 34.8%
10y growth 62.8%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of March 2026.

1y (index) 0.7%
5y (index) 24.5%
10y (index) 66.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo
Realistic £954/mo
Optimistic £1,049/mo

Based on Postcode area CA → North West.

LHA (30th percentile) floor for North Cumbria: £588/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Syke Road at Highmoor Park 0.3 miles
Bus stop Syke Rd at South Bank Close 0.3 miles
Shop Brookside Garage 0.4 miles
Shop Oxfam 0.4 miles
Train station Wigton 0.8 miles
Hospital Wigton Hospital 1.1 miles
Train station Dalston 6.7 miles
Hospital Eden Valley Hospice 9.4 miles
University University of Cumbria 10.3 miles

Street-level crime

Category Count
Violence and sexual offences 20
Criminal damage and arson 8
Shoplifting 2
Burglary 1
Public order 1
Total incidents 32

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
The Nelson Thomlinson School Secondary 0.2 miles Good — 3 Dec 2023
Thomlinson Junior School Primary 0.4 miles Good — 16 Jun 2016
Wigton Nursery and Infant School Primary 0.4 miles Good — 3 May 2023
St Cuthbert's Catholic Primary School Primary 0.6 miles Good — 31 Mar 2016
Boltons CofE School Primary 2.7 miles Good — 13 Apr 2011

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
3 Bed Semi-Detached House, Scholars Green, CA7 £775/mo 3 0.17 miles OpenRent

Average rent: £775/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%
Max investor price (0.8%) £96,875
Target investor price (1%) £77,500
Gross yield 6%
Cost-to-rent ratio 16.8×
Monthly cashflow £58/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 1.5%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).