# 3 bedroom detached house for sale (ST16 1DJ)

## Property Details

| Key | Value |
|-----|-------|
| Address | Castle Bank, Stafford, ST16, ST16 1DJ |
| Price | £450,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | F |

## Description

Call us 9AM - 9PM -7 days a week, 365 days a year!

If your property search has been storming the castle gates looking for space, potential and a location to match, Castle Bank may just be where your happily ever after begins…

Positioned within one of Stafford’s most established and desirable residential areas, this traditional detached home presents an exciting opportunity for buyers ready to create a long term family home tailored to their own tastes and style. Requiring some cosmetic improvement throughout, the property already offers generous proportions, a superb plot and beautifully maintained gardens, making it the perfect canvas for the next chapter.

Stepping inside, the entrance hall provides access to all ground floor accommodation, with stairs rising to the first floor. There is also a useful guest WC tucked away off the hallway. The spacious dual aspect living room is flooded with natural light thanks to a window to the front and double doors opening directly onto the rear garden creating a wonderful connection between inside and out. A decorative fireplace provides an attractive focal point and enhances the room’s cosy feel.

The separate dining room offers fantastic versatility depending on a buyer’s lifestyle requirements and could easily serve as a formal dining space, second sitting room, home office or playroom. Once again, a decorative fireplace adds character, whilst the rear facing window enjoys lovely views over the garden.

The kitchen is fitted with a range of units and work surfaces incorporating a built in oven and hob, with further space available for additional appliances. A side access door leads conveniently outside to the rear garden.

Upstairs, the property continues to impress with three well proportioned bedrooms, including two generous double bedrooms. Completing the accommodation is a stylish modern bath/shower room fitted with a contemporary suite comprising WC, vanity wash hand basin, bath and open ended shower cubicle.

Externally, this home occupies an enviable plot set back from the road behind a substantial driveway providing ample off road parking and access to the attached single garage. The front garden is well maintained with lawned areas and established planting beds adding kerb appeal from the moment you arrive.

To the rear lies a truly standout feature of the property. The large beautifully maintained garden backs directly onto a green area, creating a wonderful sense of privacy and openness rarely found. A paved patio seating area provides the perfect place for outdoor entertaining before leading onto a substantial lawn framed by mature and well stocked borders.

Castle Bank remains a highly regarded residential location within Stafford, popular with families thanks to its established surroundings, spacious detached homes and convenient access to Stafford town centre, excellent commuter links and nearby schooling. Stafford railway station also offers direct links to London, Birmingham and Manchester, making the area particularly appealing for commuters.

EPC Rating: E

## Property Photos

- ![Photo](/listings/photos/88870257/572308)
- ![Photo](/listings/photos/88870257/572310)
- ![Photo](/listings/photos/88870257/572311)
- ![Photo](/listings/photos/88870257/572313)
- ![Photo](/listings/photos/88870257/572314)
- ![Photo](/listings/photos/88870257/572315)
- ![Photo](/listings/photos/88870257/572317)
- ![Photo](/listings/photos/88870257/572318)
- ![Photo](/listings/photos/88870257/572320)
- ![Photo](/listings/photos/88870257/572321)
- ![Photo](/listings/photos/88870257/572323)
- ![Photo](/listings/photos/88870257/572325)
- ![Photo](/listings/photos/88870257/572327)
- ![Photo](/listings/photos/88870257/572330)
- ![Photo](/listings/photos/88870257/572331)
- ![Photo](/listings/photos/88870257/572333)
- ![Photo](/listings/photos/88870257/572334)
- ![Photo](/listings/photos/88870257/572336)
- ![Photo](/listings/photos/88870257/572338)
- ![Photo](/listings/photos/88870257/572342)
- ![Photo](/listings/photos/88870257/572344)
- ![Photo](/listings/photos/88870257/572346)
- ![Photo](/listings/photos/88870257/572347)

## Floorplans

- ![All](/listings/photos/88870257/572349) - All
- ![Ground Floor](/listings/photos/88870257/572359) - Ground Floor
- ![First Floor](/listings/photos/88870257/572366) - First Floor

## EPC Graphs

- ![EPC 1](/listings/photos/88870257/678785) - EPC 1

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 39 CLARENDON DRIVE, WESTERN DOWNS, STAFFORD, STAFFORDSHIRE, ST17 9UF | £200,000 | 06/03/2026 | Detached |
| [Same street] 38 CASTLE BANK, STAFFORD, STAFFORDSHIRE, ST16 1DJ | £275,000 | 28/02/2025 | Detached |
| 4 ISABEL CLOSE, STAFFORD, STAFFORDSHIRE, ST17 9FS | £330,000 | 15/09/2023 | Detached |
| 47 WORDSWORTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9UE | £252,500 | 05/06/2023 | Detached |
| 2 CRANBROOK WALK, STAFFORD, STAFFORDSHIRE, ST17 9UJ | £240,000 | 05/05/2023 | Detached |
| 56A CASTLE BANK, STAFFORD, STAFFORDSHIRE, ST16 1DW | £865,000 | 22/02/2023 | Detached |
| 42 THORNEYFIELDS LANE, STAFFORD, STAFFORDSHIRE, ST17 9YS | £351,000 | 29/11/2022 | Detached |
| [Same street] OLD VICARAGE EAST CASTLE BANK, STAFFORD, STAFFORDSHIRE, ST16 1DJ | £585,000 | 03/11/2022 | Semi-detached |
| 9 ISABEL CLOSE, STAFFORD, STAFFORDSHIRE, ST17 9FS | £355,000 | 02/11/2022 | Detached |
| 12 CLEVELAND WALK, STAFFORD, STAFFORDSHIRE, ST17 9UH | £212,000 | 28/10/2022 | Detached |
| 51 CASTLE BANK, STAFFORD, STAFFORDSHIRE, ST16 1DW | £425,000 | 30/08/2022 | Detached |
| 11 DENZIL GREEN, STAFFORD, STAFFORDSHIRE, ST17 9XG | £212,500 | 25/08/2022 | Detached |
| 21 TUDOR WAY, STAFFORD, STAFFORDSHIRE, ST17 9XL | £495,000 | 22/07/2022 | Detached |
| 3 DELAMERE LANE, STAFFORD, STAFFORDSHIRE, ST17 9TL | £275,000 | 01/07/2022 | Detached |
| 12 DELAMERE LANE, STAFFORD, STAFFORDSHIRE, ST17 9TL | £277,000 | 16/06/2022 | Detached |
| 58 CASTLE BANK, STAFFORD, STAFFORDSHIRE, ST16 1DW | £585,000 | 28/02/2022 | Detached |
| 80 WORDSWORTH AVENUE, STAFFORD, STAFFORDSHIRE, ST17 9UE | £185,000 | 25/02/2022 | Detached |
| 18 CLARENDON DRIVE, WESTERN DOWNS, STAFFORD, STAFFORDSHIRE, ST17 9UF | £205,000 | 31/01/2022 | Detached |
| 2 CASTLE HOUSE DRIVE, STAFFORD, STAFFORDSHIRE, ST16 1DS | £500,000 | 27/01/2022 | Detached |
| 5 CASTLE HOUSE DRIVE, STAFFORD, STAFFORDSHIRE, ST16 1DS | £428,000 | 26/01/2022 | Detached |
| 11 ISABEL CLOSE, STAFFORD, STAFFORDSHIRE, ST17 9FS | £300,000 | 03/12/2021 | Detached |
| 6 ISABEL CLOSE, STAFFORD, STAFFORDSHIRE, ST17 9FS | £330,000 | 17/11/2021 | Detached |

**Street average:** £430,000 (2 sales)
**Area average:** £351,150 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £324,731 (26 Detached, ST16, 2024–2026)
- **Deviation:** +38.6%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £799/mo
- **Realistic:** £888/mo
- **Optimistic:** £977/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Peveril Close, ST16 | £1,270/mo | 3 | 1.21 miles | OpenRent |

**Average rent: £1,270/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.28% (weak for cashflow)
- **Max investor price (0.8%):** £158,750
- **Target investor price (1%):** £127,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,270/mo).*

- **Gross yield:** 3.4%
- **Cost-to-rent:** 29.5×
- **Monthly cashflow:** £-654/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14.9%
- **10y growth:** 10%

## House Price Index (HM Land Registry)

*Official index for Stafford; Detached series; as of March 2026.*

- **1y growth (index):** 3.1%
- **5y growth (index):** 25.5%
- **10y growth (index):** 50.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)
