# 2 bedroom terraced house for sale (ST1 6NH)

## Property Details

| Key | Value |
|-----|-------|
| Address | 16 CROMWELL STREET, STOKE-ON-TRENT, STOKE-ON-TRENT ST1 6NH |
| Price | £100,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 71 m² |
| Last sold | £68,350 Feb 2016 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 20/08/2028
- **Current heating cost:** £615/year
- **Est. upgrade cost to C:** £12,725

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8006-1794-6529-5526-3883)

## Description

PRE-LET INVESTMENT GENERATING £8400 PER ANNUM- A well presented two bedroom terraced house located in the popular area of Birches Head. The property, which is located within a short distance of a range of amenities & schools, briefly comprises of; dining room, lounge, fitted kitchen, bathroom and two double bedrooms.

Externally, the property has a gated yard to the rear and a forecourt to the front. Parking on the street is via parking permits.

EPC Rating: D

## Property Photos

- ![Front](/listings/photos/88666545/471894) - Front
- ![Dining room](/listings/photos/88666545/471897) - Dining room
- ![Dining room](/listings/photos/88666545/471898) - Dining room
- ![Lounge](/listings/photos/88666545/471901) - Lounge
- ![Kitchen](/listings/photos/88666545/471903) - Kitchen
- ![Kitchen](/listings/photos/88666545/471906) - Kitchen
- ![Bathroom](/listings/photos/88666545/471908) - Bathroom
- ![Bathroom](/listings/photos/88666545/471911) - Bathroom
- ![Master bedroom](/listings/photos/88666545/471913) - Master bedroom
- ![Master bedroom](/listings/photos/88666545/471916) - Master bedroom
- ![Bedroom two](/listings/photos/88666545/471919) - Bedroom two

## Floorplans

- ![All](/listings/photos/88666545/471921) - All

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 16 CROMWELL STREET, STOKE-ON-TRENT, ST1 6NH | £68,350 | 26/02/2016 | Terraced |
| 16 CROMWELL STREET, STOKE-ON-TRENT, ST1 6NH | £21,000 | 26/05/2000 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 74 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LQ | £150,000 | 08/01/2026 | Terraced |
| 91 CAMPBELL TERRACE, STOKE-ON-TRENT, ST1 6LR | £115,000 | 19/12/2025 | Terraced |
| 38 CHORLTON ROAD, STOKE-ON-TRENT, ST1 6NG | £87,500 | 15/12/2025 | Terraced |
| 106 BARTHOMLEY ROAD, STOKE-ON-TRENT, ST1 6NJ | £85,000 | 05/12/2025 | Terraced |
| 140 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN | £164,000 | 04/12/2025 | Terraced |
| 113 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LL | £75,000 | 22/08/2025 | Terraced |
| 138 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN | £135,000 | 26/06/2025 | Terraced |
| 94 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LJ | £160,000 | 12/06/2025 | Terraced |
| 58 MOSTON STREET, STOKE-ON-TRENT, ST1 2LT | £44,000 | 28/03/2025 | Terraced |
| 144 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6LN | £140,000 | 12/06/2024 | Terraced |
| 22 BARTHOMLEY ROAD, STOKE-ON-TRENT, ST1 6NR | £81,000 | 18/12/2023 | Terraced |
| 137 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6ND | £105,000 | 15/12/2023 | Terraced |
| 53 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LP | £115,000 | 29/11/2023 | Terraced |
| 141 BIRCHES HEAD ROAD, STOKE-ON-TRENT, ST1 6ND | £130,000 | 20/10/2023 | Terraced |
| 2 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LW | £100,000 | 02/10/2023 | Terraced |
| 95 BARTHOMLEY ROAD, STOKE-ON-TRENT, ST1 6NL | £110,000 | 07/07/2023 | Terraced |
| 30 HAMMERSLEY STREET, STOKE-ON-TRENT, ST1 6LW | £90,000 | 14/06/2023 | Terraced |
| 6 RHODES STREET, STOKE-ON-TRENT, ST1 2LY | £105,000 | 09/06/2023 | Terraced |
| 82 BARTHOMLEY ROAD, STOKE-ON-TRENT, ST1 6NJ | £105,000 | 14/04/2023 | Terraced |
| 145 MOSTON STREET, STOKE-ON-TRENT, ST1 2LX | £110,000 | 24/03/2023 | Terraced |

**Area average:** £110,325 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £101,846 (73 Terraced, ST1, 2024–2026)
- **Deviation:** -1.8%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £479/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Birches Head Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/3b9e769) | £750/mo | 2 | 0.13 miles | Rightmove |
| [Campbell Terrace, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/d0c5fdd) | £750/mo | 2 | 0.24 miles | Rightmove |
| [Boulton St, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/fdb1440) | £750/mo | 2 | 0.25 miles | Rightmove |
| [Boulton Street, Birches Head](http://87.117.209.195:8080/listings/39bc50a) | £725/mo | 2 | 0.27 miles | Rightmove |
| [Boulton Street, Stoke-on-Trent, ST1](http://87.117.209.195:8080/listings/3d1b4fc) | £750/mo | 2 | 0.27 miles | Rightmove |
| [Turner Street, Birches Head, Stoke-on-Trent](http://87.117.209.195:8080/listings/8382d6e) | £750/mo | 2 | 0.29 miles | Rightmove |
| [Mount Street,Northwood, Stoke-on-Trent](http://87.117.209.195:8080/listings/de59113) | £795/mo | 2 | 0.32 miles | Rightmove |
| [Broom Street Hanley Stoke-on-Trent](http://87.117.209.195:8080/listings/c8587d9) | £700/mo | 2 | 0.39 miles | Rightmove |
| [Perceval Street, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/29924fc) | £750/mo | 2 | 0.45 miles | Rightmove |
| [Vincent Street, Stoke-on-Trent](http://87.117.209.195:8080/listings/a50edeb) | £725/mo | 2 | 0.46 miles | Rightmove |
| [Jervis Street, Stoke-upon-trent](http://87.117.209.195:8080/listings/ce3f266) | £850/mo | 2 | 0.48 miles | Rightmove |
| [Festing Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/8b63226) | £700/mo | 2 | 0.48 miles | Rightmove |
| [Mynors  Street, Stoke-On-Trent](http://87.117.209.195:8080/listings/ce351ae) | £700/mo | 2 | 0.52 miles | Rightmove |
| [Arbour Street, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/272537e) | £725/mo | 2 | 0.55 miles | Rightmove |
| [Diana Road, Birches Head](http://87.117.209.195:8080/listings/ab91550) | £775/mo | 2 | 0.58 miles | Rightmove |
| [Henry Dunn Avenue, Hanley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/a73d098) | £950/mo | 2 | 0.62 miles | Rightmove |
| [Eastbourne Road, Hanley](http://87.117.209.195:8080/listings/546ed2c) | £700/mo | 2 | 0.63 miles | Rightmove |
| [James Broomhall Place, Hanley, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/5fba94f) | £950/mo | 2 | 0.64 miles | Rightmove |
| [Keelings Road, Stoke-On-Trent, ST1](http://87.117.209.195:8080/listings/2f8e0f7) | £775/mo | 2 | 0.67 miles | Rightmove |
| [Keelings Road, Stoke-on-Trent, Staffordshire, ST1](http://87.117.209.195:8080/listings/f537cc6) | £775/mo | 2 | 0.68 miles | Rightmove |

**Average rent: £808/mo (60 listings)**

## 1% Rule

- **Rent ratio:** 0.75% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 9%
- **Cost-to-rent:** 11.1×
- **Monthly cashflow:** £256/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,408/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 13.5%
- **10y growth:** 14.7%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Terraced series; as of March 2026.*

- **1y growth (index):** 1.8%
- **5y growth (index):** 26.4%
- **10y growth (index):** 64.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)