Sold STC Terraced

55 WORDSWORTH ROAD

ACCRINGTON, LANCASHIRE BB5 0LU

2 beds 1 baths 829 sq ft Listed 2 Nov 2023 (-954d)

£80,000

Offers Over

Reduced on 6 Mar 2024

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# 2 bedroom terraced house for sale (BB5 0LU)

## Property Details

| Key | Value |
|-----|-------|
| Address | 55 WORDSWORTH ROAD, ACCRINGTON, LANCASHIRE BB5 0LU |
| Price | £80,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1950-1966 |
| Floor area | 77 m² |
| Last sold | £78,000 Jul 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 30/06/2034
- **Current heating cost:** £1,027/year
- **Est. upgrade cost to C:** £13,335

### Recommendations
- A (£100 - £350)
- W1 (£800 - £1,200)
- E (£10)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/4434-5723-8300-0369-9202)

## Description

AN IMPRESSIVE MID TERRACED PROPERTY

With gardens to both the front and the rear, no chain delay and bursting with potential, this fantastic two bedroom mid terraced property is being proudly welcomed to the market in the sought after location of Accrington. With two double bedrooms, open plan kitchen diner and a complete blank canvas, this property is the perfect first time home or rental investment truly not to be missed! Situated conveniently close to bus routes, local schools and amenities, as well as network links to Blackburn, Burnley, Rossendale and major motorway links.

The property comprises briefly; a welcoming entrance hallway provides access through to a spacious reception room and staircase to the first floor. The reception room leads on to a kitchen diner. The first floor comprises of doors on to two double bedrooms and a three-piece bathroom suite. Externally there is an enclosed garden to the rear with patio areas and garden to the front with bedding areas.

For further information or to arrange a viewing please contact our Accrington office at your earliest convenience.

**Ground Floor** -

**Hall** - 1.27m x 0.97m  (4'2 x 3'2 ) - Central heating radiator, wood effect floor, door to reception room one.

**Reception Room One** - 4.78m x 3.61m  (15'8 x 11'10 ) - UPVC double glazed window, central heating radiator, ceiling fan, television point, gas fire with granite effect hearth and surround, wood effect mantle, television point, under stairs storage, wood effect floor, door to kitchen/dining room.

**Kitchen/Dining Room** - 5.82m x 2.67m  (19'1 x 8'9 ) - Two UPVC double glazed windows, central heating radiator, meter cupboard, range of white wall and base units, wood effect surfaces, tiled splash backs, stainless steel sink with mixer tap, integrated electric oven with four ring gas hob, extractor hood, space for fridge/freezer, dishwasher, washing machine, Worcester boiler, wood effect floor,UPVC double glazed frosted door to rear.

**First Floor** -

**Landing** - 2.08m x 0.84m  (6'10 x 2'9 ) - Loft access, smoke alarm, doors to two bedrooms and bathroom.

**Bedroom One** - 4.78m x 3.61m  (15'8 x 11'10 ) - UPVC double glazed window, central heating radiator, over stairs storage.

**Bedroom Two** - 3.56m x 2.64m  (11'8 x 8'8 ) - UPVC double glazed window, central heating radiator, wood effect lino floor.

**Bathroom** - 2.13m x 1.73m  (7'00 x 5'8 ) - UPVC double glazed frosted window, central heating radiator, panel bath with direct feed shower, mixer tap, pedestal wash basin with traditional taps, dual flush WC, tiled elevations, wood effect lino floor.

## Property Photos

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## Floorplans

- ![55 wordsworth road, Accrington.jpg](/listings/photos/141595088/302903) - 55 wordsworth road, Accrington.jpg

## EPC Graphs

- ![EE Rating](/listings/photos/141595088/302904) - EE Rating

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 55 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £78,000 | 31/07/2024 | Terraced |
| 55 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £58,000 | 25/11/2013 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 6 REETH WAY, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JT | £90,000 | 12/12/2025 | Terraced |
| 93 RAWSON AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JE | £90,000 | 12/12/2025 | Terraced |
| 8 DUNNYSHOP AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LZ | £98,000 | 23/10/2025 | Terraced |
| 4 CLIFTON STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QW | £70,000 | 12/09/2025 | Terraced |
| 171 RICHMOND ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JB | £117,500 | 18/07/2025 | Terraced |
| [Same street] 20 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £80,000 | 14/05/2025 | Semi-detached |
| [Same street] 85 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £65,000 | 13/12/2024 | Terraced |
| [Same street] 49 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £90,000 | 24/05/2024 | Terraced |
| 100 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG | £65,000 | 20/03/2024 | Terraced |
| 70 GARBETT STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QN | £85,000 | 08/12/2023 | Terraced |
| 248 WILLOWS LANE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LR | £95,000 | 06/12/2023 | Terraced |
| 87 WILLOWS LANE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LN | £63,600 | 29/11/2023 | Terraced |
| 101 RAWSON AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JE | £87,600 | 29/09/2023 | Terraced |
| 31 DUNNYSHOP AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LZ | £79,000 | 08/09/2023 | Terraced |
| 43 LINDADALE AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0NG | £175,000 | 04/08/2023 | Terraced |
| 92 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG | £60,000 | 14/07/2023 | Terraced |
| [Same street] 67 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £135,000 | 16/06/2023 | Terraced |
| 79 RAWSON AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JE | £52,500 | 20/04/2023 | Terraced |
| 70 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG | £70,000 | 02/03/2023 | Terraced |
| 96 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG | £70,000 | 04/11/2022 | Terraced |
| 144 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG | £70,000 | 25/10/2022 | Terraced |
| 163 RICHMOND ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JB | £47,600 | 20/10/2022 | Terraced |
| 144 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG | £70,000 | 15/10/2022 | Terraced |
| [Same street] 8 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £155,000 | 11/10/2022 | Semi-detached |
| 303 WILLOWS LANE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0NH | £96,000 | 10/10/2022 | Terraced |
| [Same street] 8 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU | £115,000 | 20/01/2022 | Semi-detached |

**Street average:** £106,667 (6 sales)
**Area average:** £82,590 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £113,250 (132 Terraced, BB5, 2024–2026)
- **Deviation:** -29.4%

## Rental Range

*ONS Price Index of Private Rents (Hyndburn). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £575/mo
- **Realistic:** £639/mo
- **Optimistic:** £703/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for East Lancs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Queen Street, BB5 | £595/mo | 2 | 0.63 miles | OpenRent |
| 2 Bed Terraced House, Queen Street, BB5 | £595/mo | 2 | 0.63 miles | OpenRent |

**Average rent: £595/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £74,375
- **Target investor price (1%):** £59,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £595/mo).*

- **Gross yield:** 8.9%
- **Cost-to-rent:** 11.2×
- **Monthly cashflow:** £195/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,039/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.4%
- **10y growth:** 49.3%

## House Price Index (HM Land Registry)

*Official index for Hyndburn; Terraced series; as of March 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 37%
- **10y growth (index):** 60.7%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

77 m²

Council tax band

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£78,000 Jul 2024

Price per m²

£1,039/m²

Local average

£113,250 (-29.4%)

Deprivation

Decile 1 (1,577 of 33,755)

Street crime

401 incidents within 1 mile (Apr 2026)

Key features

Freehold Property
EPC Rating D
Council Tax Band A
Fitted Kitchen
Two Bedrooms
Potential Rental Investment
No Chain Delay
Spacious Rear Yard
On Road Parking

Additional details

Parking: Yes
Garden: Yes

Description

AN IMPRESSIVE MID TERRACED PROPERTY
With gardens to both the front and the rear, no chain delay and bursting with potential, this fantastic two bedroom mid terraced property is being proudly welcomed to the market in the sought after location of Accrington. With two double bedrooms, open plan kitchen diner and a complete blank canvas, this property is the perfect first time home or rental investment truly not to be missed! Situated conveniently close to bus routes, local schools and amenities, as well as network links to Blackburn, Burnley, Rossendale and major motorway links.
The property comprises briefly; a welcoming entrance hallway provides access through to a spacious reception room and staircase to the first floor. The reception room leads on to a kitchen diner. The first floor comprises of doors on to two double bedrooms and a three-piece bathroom suite. Externally there is an enclosed garden to the rear with patio areas and garden to the front with bedding areas.
For further information or to arrange a viewing please contact our Accrington office at your earliest convenience.

Ground Floor -

Hall - 1.27m x 0.97m (4'2 x 3'2 ) - Central heating radiator, wood effect floor, door to reception room one.

Reception Room One - 4.78m x 3.61m (15'8 x 11'10 ) - UPVC double glazed window, central heating radiator, ceiling fan, television point, gas fire with granite effect hearth and surround, wood effect mantle, television point, under stairs storage, wood effect floor, door to kitchen/dining room.

Kitchen/Dining Room - 5.82m x 2.67m (19'1 x 8'9 ) - Two UPVC double glazed windows, central heating radiator, meter cupboard, range of white wall and base units, wood effect surfaces, tiled splash backs, stainless steel sink with mixer tap, integrated electric oven with four ring gas hob, extractor hood, space for fridge/freezer, dishwasher, washing machine, Worcester boiler, wood effect floor,UPVC double glazed frosted door to rear.

First Floor -

Landing - 2.08m x 0.84m (6'10 x 2'9 ) - Loft access, smoke alarm, doors to two bedrooms and bathroom.

Bedroom One - 4.78m x 3.61m (15'8 x 11'10 ) - UPVC double glazed window, central heating radiator, over stairs storage.

Bedroom Two - 3.56m x 2.64m (11'8 x 8'8 ) - UPVC double glazed window, central heating radiator, wood effect lino floor.

Bathroom - 2.13m x 1.73m (7'00 x 5'8 ) - UPVC double glazed frosted window, central heating radiator, panel bath with direct feed shower, mixer tap, pedestal wash basin with traditional taps, dual flush WC, tiled elevations, wood effect lino floor.

Listed by

Accrington

Keenans Estate Agents

Reference: 141595088

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 01/07/2024

Expiry date: 30/06/2034

Current heating cost: £1,027/year

Potential heating cost: £812/year

Est. upgrade cost to C: £13,335

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£10)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

55 wordsworth road, Accrington.jpg

EPC Graphs

EE Rating

Price history

34% since 2013

Event	Date	Price	% change
Sold	31/07/2024 (1 year ago)	£78,000	+34.5%
Sold	25/11/2013 (12 years ago)	£58,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
6 REETH WAY, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JT	£90,000	12/12/2025	Terraced
93 RAWSON AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JE	£90,000	12/12/2025	Terraced
8 DUNNYSHOP AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LZ	£98,000	23/10/2025	Terraced
4 CLIFTON STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QW	£70,000	12/09/2025	Terraced
171 RICHMOND ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JB	£117,500	18/07/2025	Terraced
Same street 20 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU	£80,000	14/05/2025	Semi-detached
Same street 85 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU	£65,000	13/12/2024	Terraced
Same street 49 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU	£90,000	24/05/2024	Terraced
100 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG	£65,000	20/03/2024	Terraced
70 GARBETT STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QN	£85,000	08/12/2023	Terraced
248 WILLOWS LANE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LR	£95,000	06/12/2023	Terraced
87 WILLOWS LANE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LN	£63,600	29/11/2023	Terraced
101 RAWSON AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JE	£87,600	29/09/2023	Terraced
31 DUNNYSHOP AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LZ	£79,000	08/09/2023	Terraced
43 LINDADALE AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0NG	£175,000	04/08/2023	Terraced
92 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG	£60,000	14/07/2023	Terraced
Same street 67 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU	£135,000	16/06/2023	Terraced
79 RAWSON AVENUE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JE	£52,500	20/04/2023	Terraced
70 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG	£70,000	02/03/2023	Terraced
96 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG	£70,000	04/11/2022	Terraced
144 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG	£70,000	25/10/2022	Terraced
163 RICHMOND ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0JB	£47,600	20/10/2022	Terraced
144 ORMEROD STREET, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0QG	£70,000	15/10/2022	Terraced
Same street 8 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU	£155,000	11/10/2022	Semi-detached
303 WILLOWS LANE, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0NH	£96,000	10/10/2022	Terraced
Same street 8 WORDSWORTH ROAD, ACCRINGTON, HYNDBURN, LANCASHIRE, BB5 0LU	£115,000	20/01/2022	Semi-detached

Street average: £106,667 (6 sales)

Area average: £82,590 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.4%

10y growth 49.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Hyndburn. Series: Terraced. As of March 2026.

1y (index) 5.2%

5y (index) 37%

10y (index) 60.7%

Rental Range

Estimated market rent for Hyndburn. Low = conservative, Realistic = average, Optimistic = best case.

Low £575/mo

Realistic £639/mo

Optimistic £703/mo

Based on Local Authority from postcode lookup → Hyndburn.

LHA (30th percentile) floor for East Lancs: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View BB5 0LU

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Fern Gore, by Clarence Road	0.1 miles
Bus stop	Fern Gore, opposite Clarence Road	0.1 miles
Shop	H1CUTZ	0.3 miles
Shop	Henry Gregson Cycles	0.6 miles
Train station	Accrington	0.7 miles
Train station	Church and Oswaldtwistle	0.7 miles
Hospital	The Mount. Lancashire Care NHS	1.1 miles
Hospital	Royal Blackburn Teaching Hospital	3.6 miles
University	UClan burnley temp	6.0 miles
University	UCLan Burnley Campus	6.0 miles

Street-level crime

Category	Count
Violence and sexual offences	162
Anti-social behaviour	78
Shoplifting	45
Public order	26
Criminal damage and arson	19
Other theft	17
Vehicle crime	15
Drugs	12
Other crime	9
Burglary	7
Possession of weapons	7
Robbery	2
Bicycle theft	1
Theft from the person	1
Total incidents	401

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Mount Carmel Roman Catholic High School, Hyndburn	Secondary	0.1 miles	Good — 25 Nov 2021
Accrington Spring Hill Community Primary School	Primary	0.2 miles	Requires improvement — 5 Feb 2024
Fairfield Nursery School	Nursery	0.3 miles	Good — 19 Nov 2023
St Oswald's Roman Catholic Primary School, Accrington	Primary	0.3 miles	Outstanding — 2 Oct 2014
St Peter's CofE Primary School	Primary	0.4 miles	Good — 2 May 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Queen Street, BB5	£595/mo	2	0.63 miles	OpenRent
2 Bed Terraced House, Queen Street, BB5	£595/mo	2	0.63 miles	OpenRent

Average rent: £595/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.74%

Max investor price (0.8%) £74,375

Target investor price (1%) £59,500

Gross yield 8.9%

Cost-to-rent ratio 11.2×

Monthly cashflow £195/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 10.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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