# 2 bedroom character property for sale (LA2 7EH) ## Property Details | Key | Value | |-----|-------| | Address | 8 THE TERRACE, LANCASTER, LOWER BENTHAM, NORTH YORKSHIRE LA2 7EH | | Price | £200,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Last sold | £193,000 Mar 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** F - **Potential rating:** B - **Expiry date:** 25/09/2034 - **Current heating cost:** £2,580/year - **Est. upgrade cost to C:** £27,100 ### Recommendations - A3 (£1,500 - £2,700) - Q (£4,000 - £14,000) - W2 (£4,000 - £6,000) - L2 (£1,200 - £1,800) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2562-3042-5201-3344-5204) ## Description This beautifully presented two-bedroom character home effortlessly blends period charm with modern comfort. The open-plan sitting room and kitchen feature wooden flooring and a cosy fireplace with a multi-fuel stove, creating a warm and inviting space. Upstairs, the generous bedrooms include a stunning top-floor retreat with vaulted ceilings and a skylight, while the stylish bathroom adds a contemporary touch. A versatile boot room enhances practicality, and the attractive stone exterior adds to the home's charm. Outside, the superb enclosed garden offers a private sanctuary with a patio, mature planting, and a delightful timber outbuilding. **8 The Terrace** - This charming two-bedroom character home seamlessly blends period charm with modern comfort. The spacious open-plan sitting room and kitchen feature wooden flooring, and a cosy fireplace, creating a warm and inviting atmosphere. The well-appointed kitchen balances style and functionality, with sleek cabinetry, wooden worktops, and open shelving adding a rustic touch. Across the first and second floors, two generously sized bedrooms provide a comfortable retreat, with the top floor boasting vaulted ceilings, exposed beams, and natural light streaming through skylights. The modern bathroom is beautifully finished, complete with a sleek suite and a shower-over-bath. A true highlight of this home is the superb enclosed garden—a private oasis with a patio seating area, mature planting, and a charming timber outbuilding, with storage side and an open sheltered seating space to relax or entertain on a summer evening. Additional features include a versatile boot room, ideal for outdoor gear, and a picturesque stone exterior that enhances the home’s kerb appeal. Beautifully presented and full of character, this unique home is perfect for those seeking charm, comfort, and a tranquil outdoor space to enjoy. **Low Bentham Location** - Low Bentham is located on the western edge of North Yorkshire, close to Lancashire and Cumbria. The stunning Yorkshire Dales National Park is close by, along with the Forest of Bowland - an area of Outstanding Natural Beauty. Both the Lake District and Morecambe Bay can also be easily reached for great day trips. The village has a pub and is just over a mile from a good range of facilities in High Bentham including, shops, pubs, takeaways, bank, post office, primary school and surgery. The town has a train station on the Leeds/Lancaster line. Excellent secondary school options are available at Settle College and QES, Kirkby Lonsdale. **Property Information** - Freehold Council Tax Band B EPC Rating F Mains services- Water,sewage,electric **Ground Floor** - **Entrance Porch** - Superb recently built entrance porch offering useful storage with tiled floor, electric underfloor heat mat with timer control panel, car charger installation ready (wiring in place), double glazed windows, door to sitting dining room, door to front. **Sitting Dining Room** - Open plan sitting dining room with Oak wooden floor boards, multi fuel stove with slate hearth , fitted cupboard and shelving, double glazed windows to front. **Kitchen** - Open kitchen into sitting dining room with wood effect ceramic tile, fitted kitchen with single oven with hob and extractor, shelving, plumbing for dishwasher and washing machine, space for fridge, double glazed window to entrance porch. **First Floor** - **Landing** - Newly fitted carpet, stripped pine recessed cupboard, providing useful storage, staircase to ground and second floors. **Bedroom One** - Spacious room with fitted carpet, electric radiator, fitted cupboards and shelves, timber framed double glazed window. **Wc** - Separate WC with sliding timber and glazed door, wood effect ceramic tile, toilet, timber framed double glazed window with textured glass. **Bathroom** - Stripped pine door, wood effect ceramic tile, electric underfloor heat mat with timer control panel, wash basin with vanity unit, bath with shower over, heated towel rail, extractor fan. **Second Floor** - **Bedroom Two** - Fitted carpet, storage heater, electric radiator, two timber framed double glazed windows, Velux, exposed beams, loft access, fitted cupboards. **External** - A superb enclosed low maintenance private garden to side, featuring patio seating area, established beds, timber shed with open seating area providing the ideal location for relaxing summer evenings and entertaining. On street parking available to front. **Agent Notes** - Fisher Hopper has not tested services, fixtures, fittings, central heating, gas and electrical systems. If in doubt, purchasers should seek professional advice. Items in these photographs may not be included in the sale of the property. OFFER PROCEDURE Fisher Hopper, as Agents in the sale of the property, will formally check the identification of prospective purchasers. In addition the purchaser will be required to provide information regarding the source of funding as part of our offer handling procedure. FINANCIAL ADVICE Free and no obligation mortgage advice is available on our website. Alternatively, please contact us to arrange a call from our mortgage broker. Your home is at risk if you do not keep up the repayments on a mortgage or other loan secured on it. Written details available upon request MARKET APPRAISALS If you have a property or business which needs a market appraisal or valuation, our local knowledge, experience and coverage will ensure you get the best advice. Our Guild Referral Network of over 800 specially selected offices can provide this no obligation service anywhere in the country. Call or email now to let us get you moving. INTRODUCERS FEES Fisher Hopper Ltd receives and introducers fee from Napthens Solicitors of £100.00 + VAT for all successful introductions. FISHER HOPPER Fisher Hopper is a trading name for Fisher Hopper Limited, which is registered in England No 08514050. The registered office for the company is: 5 Battalion Court, Colburn Business Park, Catterick Garrison, England, DL9 4QN. Company Director: M. Alexander The office address for Fisher Hopper is: 43 Main Street, Bentham, Lancaster, North Yorkshire LA2 7HJ. FLOOR PLANS Please note, floor plans are not to scale and are for illustration purposes only. Plans are produced using PlanUp. ## Property Photos - ![8 The Terrace](/listings/photos/160270709/1188864) - 8 The Terrace - ![Sitting Dining Room](/listings/photos/160270709/1188865) - Sitting Dining Room - ![Kitchen](/listings/photos/160270709/1188866) - Kitchen - ![Enclosed Garden](/listings/photos/160270709/1188867) - Enclosed Garden - ![Entrance Porch](/listings/photos/160270709/1188868) - Entrance Porch - ![Sitting Dining Room](/listings/photos/160270709/1188869) - Sitting Dining Room - ![Sitting Dining Room](/listings/photos/160270709/1188870) - Sitting Dining Room - ![Sitting Dining Room](/listings/photos/160270709/1188871) - Sitting Dining Room - ![Kitchen](/listings/photos/160270709/1188872) - Kitchen - ![Kitchen](/listings/photos/160270709/1188873) - Kitchen - ![Bedroom One](/listings/photos/160270709/1188874) - Bedroom One - ![Bedroom One](/listings/photos/160270709/1188875) - Bedroom One - ![Bedroom One](/listings/photos/160270709/1188876) - Bedroom One - ![Bathroom](/listings/photos/160270709/1188877) - Bathroom - ![WC](/listings/photos/160270709/1188878) - WC - ![Bedroom Two](/listings/photos/160270709/1188879) - Bedroom Two - ![Bedroom Two](/listings/photos/160270709/1188880) - Bedroom Two - ![Bedroom Two](/listings/photos/160270709/1188881) - Bedroom Two - ![Bedroom Two](/listings/photos/160270709/1188882) - Bedroom Two - ![External](/listings/photos/160270709/1188883) - External ## Floorplans - ![8 The Terrace](/listings/photos/160270709/1188884) - 8 The Terrace ## EPC Graphs - ![EE Rating](/listings/photos/160270709/1188885) - EE Rating ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 8 THE TERRACE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EH | £193,000 | 02/03/2026 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 6A VICTORIA BUILDINGS, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EL | £190,000 | 29/08/2025 | Other | | MOUNT VIEW BURTON ROAD, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7ER | £155,000 | 29/04/2022 | Other | | BECK VIEW 2 CROSS LANE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7ES | £220,000 | 22/12/2021 | Other | | PENNINE, 23 GREENFOOT LANE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EQ | £155,853 | 15/11/2021 | Other | | PEN-Y-GHENT, 21 GREENFOOT LANE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EQ | £152,782 | 15/11/2021 | Other | | AYSGARTH, 17 GREENFOOT LANE, LOWER BENTHAM, LANCASTER, CRAVEN, NORTH YORKSHIRE, LA2 7EQ | £400,000 | 15/11/2021 | Other | **Area average:** £212,273 (6 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £429,000 (10 Other, LA2, 2024–2026) - **Deviation:** -53.4% ## Rental Range *ONS Price Index of Private Rents (Yorkshire and The Humber). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £770/mo - **Realistic:** £856/mo - **Optimistic:** £942/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Lancaster (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £573/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed End Terrace, Baynes Cottages, LA2 | £925/mo | 2 | 0.02 miles | OpenRent | **Average rent: £925/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.46% (weak for cashflow) - **Max investor price (0.8%):** £115,625 - **Target investor price (1%):** £92,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £925/mo).* - **Gross yield:** 5.6% - **Cost-to-rent:** 18× - **Monthly cashflow:** £20/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,703/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -2.5% - **10y growth:** -39.6% ## House Price Index (HM Land Registry) *Official index for Yorkshire and The Humber; All dwelling types series; as of April 2026.* - **1y growth (index):** 7.1% - **5y growth (index):** 22.7% - **10y growth (index):** 49% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)