Sold STC Character Property

8 THE TERRACE

LANCASTER, LOWER BENTHAM, NORTH YORKSHIRE LA2 7EH

2 beds 1 baths 74 m² Listed 4 Apr 2025 (-473d)

£200,000

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8 The Terrace Sitting Dining Room Kitchen Enclosed Garden Entrance Porch Sitting Dining Room Sitting Dining Room Sitting Dining Room Kitchen Kitchen Bedroom One Bedroom One Bedroom One Bathroom WC Bedroom Two Bedroom Two Bedroom Two Bedroom Two External

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Property details

Tenure

FREEHOLD

Floor area

74 m²

EPC rating

F

Last sold

£193,000 Mar 2026

Price per m²

£2,703/m²

Local average

£429,000 (-53.4%)

Deprivation

Decile 8 (23,829 of 33,755)

Street crime

2 incidents within 1 mile (May 2026)

Key features

  • Well Presented End Terrace
  • 2 Bedrooms
  • Freehold
  • Council Tax Band B
  • EPC Rating F
  • On Road Parking
  • Enclosed Patio Garden & Outbuilding

Additional details

Garden
Yes

Description

This beautifully presented two-bedroom character home effortlessly blends period charm with modern comfort.

The open-plan sitting room and kitchen feature wooden flooring and a cosy fireplace with a multi-fuel stove, creating a warm and inviting space.

Upstairs, the generous bedrooms include a stunning top-floor retreat with vaulted ceilings and a skylight, while the stylish bathroom adds a contemporary touch.

A versatile boot room enhances practicality, and the attractive stone exterior adds to the home's charm.

Outside, the superb enclosed garden offers a private sanctuary with a patio, mature planting, and a delightful timber outbuilding.

8 The Terrace - This charming two-bedroom character home seamlessly blends period charm with modern comfort. The spacious open-plan sitting room and kitchen feature wooden flooring, and a cosy fireplace, creating a warm and inviting atmosphere. The well-appointed kitchen balances style and functionality, with sleek cabinetry, wooden worktops, and open shelving adding a rustic touch.

Across the first and second floors, two generously sized bedrooms provide a comfortable retreat, with the top floor boasting vaulted ceilings, exposed beams, and natural light streaming through skylights. The modern bathroom is beautifully finished, complete with a sleek suite and a shower-over-bath.

A true highlight of this home is the superb enclosed garden—a private oasis with a patio seating area, mature planting, and a charming timber outbuilding, with storage side and an open sheltered seating space to relax or entertain on a summer evening.

Additional features include a versatile boot room, ideal for outdoor gear, and a picturesque stone exterior that enhances the home’s kerb appeal.

Beautifully presented and full of character, this unique home is perfect for those seeking charm, comfort, and a tranquil outdoor space to enjoy.

Low Bentham Location - Low Bentham is located on the western edge of North Yorkshire, close to Lancashire and Cumbria. The stunning Yorkshire Dales National Park is close by, along with the Forest of Bowland - an area of Outstanding Natural Beauty. Both the Lake District and Morecambe Bay can also be easily reached for great day trips. The village has a pub and is just over a mile from a good range of facilities in High Bentham including, shops, pubs, takeaways, bank, post office, primary school and surgery. The town has a train station on the Leeds/Lancaster line. Excellent secondary school options are available at Settle College and QES, Kirkby Lonsdale.

Property Information - Freehold
Council Tax Band B
EPC Rating F
Mains services- Water,sewage,electric

Ground Floor -

Entrance Porch - Superb recently built entrance porch offering useful storage with tiled floor, electric underfloor heat mat with timer control panel, car charger installation ready (wiring in place), double glazed windows, door to sitting dining room, door to front.

Sitting Dining Room - Open plan sitting dining room with Oak wooden floor boards, multi fuel stove with slate hearth , fitted cupboard and shelving, double glazed windows to front.

Kitchen - Open kitchen into sitting dining room with wood effect ceramic tile, fitted kitchen with single oven with hob and extractor, shelving, plumbing for dishwasher and washing machine, space for fridge, double glazed window to entrance porch.

First Floor -

Landing - Newly fitted carpet, stripped pine recessed cupboard, providing useful storage, staircase to ground and second floors.

Bedroom One - Spacious room with fitted carpet, electric radiator, fitted cupboards and shelves, timber framed double glazed window.

Wc - Separate WC with sliding timber and glazed door, wood effect ceramic tile, toilet, timber framed double glazed window with textured glass.

Bathroom - Stripped pine door, wood effect ceramic tile, electric underfloor heat mat with timer control panel, wash basin with vanity unit, bath with shower over, heated towel rail, extractor fan.

Second Floor -

Bedroom Two - Fitted carpet, storage heater, electric radiator, two timber framed double glazed windows, Velux, exposed beams, loft access, fitted cupboards.

External - A superb enclosed low maintenance private garden to side, featuring patio seating area, established beds, timber shed with open seating area providing the ideal location for relaxing summer evenings and entertaining. On street parking available to front.

Agent Notes - Fisher Hopper has not tested services, fixtures, fittings, central heating, gas and electrical systems. If in doubt, purchasers should seek professional advice. Items in these photographs may not be included in the sale of the property.

OFFER PROCEDURE
Fisher Hopper, as Agents in the sale of the property, will formally check the identification of prospective purchasers. In addition the purchaser will be required to provide information regarding the source of funding as part of our offer handling procedure.

FINANCIAL ADVICE
Free and no obligation mortgage advice is available on our website. Alternatively, please contact us to arrange a call from our mortgage broker.
Your home is at risk if you do not keep up the repayments on a mortgage or other loan secured on it. Written details available upon request

MARKET APPRAISALS
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INTRODUCERS FEES
Fisher Hopper Ltd receives and introducers fee from Napthens Solicitors of £100.00 + VAT for all successful introductions.

FISHER HOPPER
Fisher Hopper is a trading name for Fisher Hopper Limited, which is registered in England No 08514050. The registered office for the company is: 5 Battalion Court, Colburn Business Park, Catterick Garrison, England, DL9 4QN. Company Director: M. Alexander
The office address for Fisher Hopper is: 43 Main Street, Bentham, Lancaster, North Yorkshire LA2 7HJ.

FLOOR PLANS
Please note, floor plans are not to scale and are for illustration purposes only. Plans are produced using PlanUp.

Listed by

Bentham

Fisher Hopper

Reference: 160270709

EPC Rating & Upgrade Cost

Current rating: F

Potential rating: B

Inspection date: 26/09/2024

Expiry date: 25/09/2034

Current heating cost: £2,580/year

Potential heating cost: £799/year

Est. upgrade cost to C: £27,100

Recommendations

  • Room-in-roof insulation (£1,500 - £2,700)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Floor insulation (solid floor) (£4,000 - £6,000)
  • High heat retention storage heaters and dual immersion cylinder (£1,200 - £1,800)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

8 The Terrace

8 The Terrace

EPC Graphs

EE Rating

EE Rating

Price history

Event Date Price % change
Sold 02/03/2026 (4 months ago) £193,000

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address Price Date Type
6A VICTORIA BUILDINGS, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EL £190,000 29/08/2025 Other
MOUNT VIEW BURTON ROAD, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7ER £155,000 29/04/2022 Other
BECK VIEW 2 CROSS LANE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7ES £220,000 22/12/2021 Other
PEN-Y-GHENT, 21 GREENFOOT LANE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EQ £152,782 15/11/2021 Other
AYSGARTH, 17 GREENFOOT LANE, LOWER BENTHAM, LANCASTER, CRAVEN, NORTH YORKSHIRE, LA2 7EQ £400,000 15/11/2021 Other
PENNINE, 23 GREENFOOT LANE, LOWER BENTHAM, LANCASTER, NORTH YORKSHIRE, LA2 7EQ £155,853 15/11/2021 Other

Area average: £212,273 (6 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -2.5%
10y growth -39.6%

House Price Index (HM Land Registry — official index, not sold-price averages): Yorkshire and The Humber. Series: All dwelling types. As of April 2026.

1y (index) 7.1%
5y (index) 22.7%
10y (index) 49%

Rental Range

Estimated market rent for Yorkshire and The Humber. Low = conservative, Realistic = average, Optimistic = best case.

Low £770/mo
Realistic £856/mo
Optimistic £942/mo

Based on Region from postcode lookup → Yorkshire and The Humber.

LHA (30th percentile) floor for Lancaster: £573/mo (Apr 2025 – Mar 2026)

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Shop R & E Taylor 0.1 miles
Bus stop Tamara 0.4 miles
Bus stop Greystones 0.4 miles
Shop Amstrongs Builders Merchants 0.4 miles
Train station Bentham 1.2 miles
Train station Wennington 2.0 miles
Hospital Dacrelands Clinic 11.4 miles
University University of Cumbria, Lancaster Campus 11.5 miles

Street-level crime

Category Count
Anti-social behaviour 1
Violence and sexual offences 1
Total incidents 2

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Stonegate School Other 0.1 miles Good — 22 Jan 2023
Cedar House School Other 0.3 miles Good — 21 Sep 2022
Bentham Community Primary School Primary 0.8 miles Good — 19 Jan 2023
Tatham Fells Church of England Voluntary Controlled Primary School Primary 2.9 miles Good — 13 Dec 2018
Melling St Wilfrid Church of England Primary School Primary 3.1 miles Good — 12 Sep 2012

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed End Terrace, Baynes Cottages, LA2 £925/mo 2 0.02 miles OpenRent

Average rent: £925/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%
Max investor price (0.8%) £115,625
Target investor price (1%) £92,500
Gross yield 5.6%
Cost-to-rent ratio 18×
Monthly cashflow £20/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 0.4%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).