# 3 bedroom semi-detached house for sale (CM23 5NW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 44 WARWICK ROAD, BISHOP'S STORTFORD, HERTFORDSHIRE CM23 5NW |
| Price | £795,000 |
| Bedrooms | 3 |
| Bathrooms | 2 |
| Council tax | TBC |
| Last sold | £739,500 Jul 2024 |

## Description

An Edwardian semi detached home located in one of Bishop’s Stortford prime residential roads. The property requires modernising and updating throughout but also offers huge potential to convert the loft space, subject to planning permission. Warwick Road is extremely well located for Bishop’s Stortford mainline station and town centre as well as Herts & Essex Girls School and Thorn Gove primary.

The internal accommodation is arranged over two floors and in brief comprises: Entrance hallway, sitting room, kitchen breakfast room and further reception room, three bedrooms, a family bathroom and further shower room.

Outside to the front there is driveway parking with access to a single garage. A gated side access leads to the south facing rear garden which is mainly laid to patio.

## Property Photos

- ![Picture No. 19](/listings/photos/88583281/696499) - Picture No. 19
- ![Picture No. 08](/listings/photos/88583281/696503) - Picture No. 08
- ![Picture No. 09](/listings/photos/88583281/696504) - Picture No. 09
- ![Picture No. 10](/listings/photos/88583281/696506) - Picture No. 10
- ![Picture No. 11](/listings/photos/88583281/696508) - Picture No. 11
- ![Picture No. 12](/listings/photos/88583281/696510) - Picture No. 12
- ![Picture No. 13](/listings/photos/88583281/696511) - Picture No. 13
- ![Picture No. 14](/listings/photos/88583281/696513) - Picture No. 14
- ![Picture No. 15](/listings/photos/88583281/696515) - Picture No. 15
- ![Picture No. 06](/listings/photos/88583281/696517) - Picture No. 06
- ![Picture No. 07](/listings/photos/88583281/696520) - Picture No. 07
- ![Picture No. 05](/listings/photos/88583281/696522) - Picture No. 05
- ![Picture No. 03](/listings/photos/88583281/696525) - Picture No. 03
- ![Picture No. 04](/listings/photos/88583281/696527) - Picture No. 04
- ![Picture No. 17](/listings/photos/88583281/696529) - Picture No. 17
- ![Picture No. 18](/listings/photos/88583281/696532) - Picture No. 18

## Floorplans

- ![Floorplan](/listings/photos/88583281/696535) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/88583281/696537) - EPC Rating Graph
- ![EPC Rating Graph](/listings/photos/88583281/696540) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £739,500 | 19/07/2024 | Semi-detached |
| 44 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £430,000 | 22/03/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 24 GRANGE ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NQ | £685,000 | 28/03/2025 | Semi-detached |
| [Same street] 42 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £1,010,595 | 18/10/2024 | Semi-detached |
| [Same street] 46 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £925,000 | 30/08/2024 | Semi-detached |
| [Same street] 60A WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £1,185,000 | 16/08/2024 | Detached |
| [Same street] 54 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £1,012,000 | 13/02/2024 | Semi-detached |
| [Same street] 64 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £1,187,500 | 07/12/2023 | Detached |
| [Same street] 36 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £996,000 | 31/10/2023 | Detached |
| 17 MANOR ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HU | £692,687 | 13/10/2023 | Semi-detached |
| 9 HILLSIDE AVENUE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HS | £810,000 | 30/06/2023 | Semi-detached |
| [Same street] 48 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £810,000 | 29/06/2023 | Semi-detached |
| 182 DUNMOW ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HW | £305,000 | 24/03/2023 | Semi-detached |
| 17 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NH | £901,000 | 18/11/2022 | Semi-detached |
| 31 STORTFORD HALL PARK, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5AJ | £500,000 | 31/10/2022 | Semi-detached |
| 9 MANOR ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HU | £630,000 | 24/10/2022 | Semi-detached |
| 7 HILLSIDE AVENUE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HS | £734,720 | 20/10/2022 | Semi-detached |
| 2 RED CLOSE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5FG | £624,528 | 13/10/2022 | Semi-detached |
| 28 EAST ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5JG | £440,000 | 03/10/2022 | Semi-detached |
| 143 DUNMOW ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HQ | £470,000 | 12/09/2022 | Semi-detached |
| 25 MANOR ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HU | £646,000 | 01/09/2022 | Semi-detached |
| 15 STORTFORD HALL PARK, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5AJ | £430,000 | 24/08/2022 | Semi-detached |
| 52 GRANGE ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NQ | £1,012,500 | 29/07/2022 | Semi-detached |
| 21 MANOR ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HU | £606,000 | 01/07/2022 | Semi-detached |
| 13 GRANGE ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NG | £935,000 | 16/06/2022 | Semi-detached |
| 142 DUNMOW ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HN | £460,000 | 15/06/2022 | Semi-detached |
| 112 DUNMOW ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5HN | £550,000 | 05/05/2022 | Semi-detached |
| [Same street] 38 WARWICK ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NW | £885,000 | 25/04/2022 | Semi-detached |
| 17 GRANGE ROAD, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5NG | £795,000 | 20/04/2022 | Semi-detached |
| 15 WAYLETTS DRIVE, BISHOP'S STORTFORD, EAST HERTFORDSHIRE, HERTFORDSHIRE, CM23 5JE | £466,000 | 09/02/2022 | Semi-detached |

**Street average:** £1,001,387 (8 sales)
**Area average:** £634,672 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £526,310 (31 Semi-detached, CM23, 2024–2026)
- **Deviation:** +51.1%

## Rental Range

*ONS Price Index of Private Rents (East Hertfordshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,350/mo
- **Realistic:** £1,500/mo
- **Optimistic:** £1,650/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £1,207/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, The Hedgerows, CM23 | £2,050/mo | 3 | 0.26 miles | OpenRent |

**Average rent: £2,050/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £256,250
- **Target investor price (1%):** £205,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,050/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 32.3×
- **Monthly cashflow:** £-1,311/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1%
- **10y growth:** 17.4%

## House Price Index (HM Land Registry)

*Official index for East Hertfordshire; Semi-detached series; as of March 2026.*

- **1y growth (index):** 6.8%
- **5y growth (index):** 15.7%
- **10y growth (index):** 33.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)