# 3 bedroom semi-detached house for sale (OX16 9NX) ## Property Details | Key | Value | |-----|-------| | Address | 37 KINGSWAY, BANBURY, OXFORDSHIRE OX16 9NX | | Price | £300,000 | | Bedrooms | 3 | | Bathrooms | 2 | | Construction age | England and Wales: 1967-1975 | | Floor area | 92 m² | | Last sold | £309,000 Feb 2022 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 14/09/2031 - **Current heating cost:** £743/year - **Est. upgrade cost to C:** £18,290 ### Recommendations - A2 (£850 - £1,500) - W2 (£4,000 - £6,000) - E (£15) - I (£2,200 - £3,000) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9357-3009-1201-0199-6204) ## Description An extended and well presented three bedroom semi detached house which is pleasantly located on this popular road close to the town centre and a wide range of amenities. ## Property Photos - ![Photo 17](/listings/photos/113631731/379863) - Photo 17 - ![Photo 16](/listings/photos/113631731/379865) - Photo 16 - ![Photo 9](/listings/photos/113631731/379870) - Photo 9 - ![Photo 11](/listings/photos/113631731/379872) - Photo 11 - ![Photo 8](/listings/photos/113631731/379873) - Photo 8 - ![Photo 1](/listings/photos/113631731/379874) - Photo 1 - ![Photo 5](/listings/photos/113631731/379875) - Photo 5 - ![Photo 4](/listings/photos/113631731/379876) - Photo 4 - ![Photo 13](/listings/photos/113631731/379877) - Photo 13 - ![Photo 3](/listings/photos/113631731/379878) - Photo 3 - ![Photo 2](/listings/photos/113631731/379879) - Photo 2 - ![Photo 6](/listings/photos/113631731/379880) - Photo 6 - ![Photo 7](/listings/photos/113631731/379883) - Photo 7 - ![Photo 10](/listings/photos/113631731/379894) - Photo 10 - ![Photo 12](/listings/photos/113631731/379902) - Photo 12 - ![Photo 14](/listings/photos/113631731/379903) - Photo 14 - ![Photo 15](/listings/photos/113631731/379906) - Photo 15 ## Floorplans - ![Floorplan 1](/listings/photos/113631731/379907) - Floorplan 1 ## EPC Graphs - ![Energy Perform...](/listings/photos/113631731/379908) - Energy Perform... ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #16736865 - **Address:** 37 Kingsway, Banbury, OX16 9NX - **Certificate Issued:** 30/03/2025 - **Work Completed:** 18/03/2025 - **Items:** 5 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 37 KINGSWAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NX | £309,000 | 03/02/2022 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 47 MEWBURN ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PQ | £315,000 | 18/12/2025 | Semi-detached | | 1B BERRYMOOR ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9QD | £247,500 | 26/11/2025 | Semi-detached | | 1 INNINGS CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9SQ | £360,000 | 01/08/2025 | Semi-detached | | 53 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9JS | £320,000 | 02/02/2024 | Semi-detached | | 1 INNINGS CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9SQ | £369,495 | 21/12/2023 | Semi-detached | | 23 MEWBURN ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PQ | £175,000 | 02/10/2023 | Semi-detached | | 49 MEWBURN ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9PQ | £220,000 | 11/07/2023 | Semi-detached | | 10 BLOXHAM ROAD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9JN | £327,000 | 28/06/2023 | Semi-detached | | 3 INNINGS CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9SQ | £379,995 | 23/06/2023 | Semi-detached | | 13 INNINGS CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9SQ | £404,995 | 19/05/2023 | Semi-detached | | 4 INNINGS CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9SQ | £379,996 | 28/04/2023 | Semi-detached | | 14 BOUNDARY WAY, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9NN | £257,785 | 28/04/2023 | Semi-detached | | 6 INNINGS CLOSE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9SQ | £383,745 | 28/04/2023 | Semi-detached | | 18 WESLEY DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LS | £279,950 | 28/04/2023 | Semi-detached | | 9 GILKES YARD, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9GF | £245,000 | 21/03/2023 | Semi-detached | | 27 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £372,500 | 03/03/2023 | Semi-detached | | 23 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £380,000 | 21/11/2022 | Semi-detached | | 21 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £380,000 | 11/11/2022 | Semi-detached | | 30 WESLEY DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LS | £293,000 | 26/10/2022 | Semi-detached | | 25 COVER DRIVE, BANBURY, CHERWELL, OXFORDSHIRE, OX16 9LL | £369,700 | 29/09/2022 | Semi-detached | **Area average:** £323,033 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £307,203 (51 Semi-detached, OX16, 2024–2026) - **Deviation:** -2.3% ## Rental Range *ONS Price Index of Private Rents (Cherwell). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,160/mo - **Realistic:** £1,289/mo - **Optimistic:** £1,418/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Cherwell Valley (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £1,182/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Junction Road, OX16 | £1,375/mo | 3 | 1 miles | OpenRent | **Average rent: £1,375/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.46% (weak for cashflow) - **Max investor price (0.8%):** £171,875 - **Target investor price (1%):** £137,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,375/mo).* - **Gross yield:** 5.5% - **Cost-to-rent:** 18.2× - **Monthly cashflow:** £31/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 0.4% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,261/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.8% - **10y growth:** 21.2% ## House Price Index (HM Land Registry) *Official index for Cherwell; Semi-detached series; as of March 2026.* - **1y growth (index):** 2.7% - **5y growth (index):** 19.2% - **10y growth (index):** 27.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)