Sold STC Terraced

7 LONSDALE TERRACE

MARYPORT, DEARHAM, CUMBRIA CA15 7EW

2 beds 1 baths 68 m² Listed 20 Nov 2018 (-2762d)

£89,995

Reduced on 20 Feb 2019

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# 2 bedroom terraced house for sale (CA15 7EW)

## Property Details

| Key | Value |
|-----|-------|
| Address | 7 LONSDALE TERRACE, MARYPORT, DEARHAM, CUMBRIA CA15 7EW |
| Price | £89,995 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Last sold | £87,500 Aug 2019 |

## Description

*** NEW PRICE*** 7 Lonsdale Terrace, Dearham offers great value for money and would be ideal for a first time buyer or young couple. The property is ready to move into and is well presented throughout. The location offers easy access to the towns of Maryport, Workington and Cockermouth and the local amenities are nearby. Accommodation comprises briefly of: lounge with a log burning stove and modern fitted kitchen. To the first floor are two double bedrooms and the immaculate bathroom suite. Externally the property has a good sized garden to the rear, laid to lawn with a brick built outbuilding. Internal viewing is highly recommended.

## Property Photos

- ![Kitchen](/listings/photos/58263618/602651) - Kitchen
- ![Kitchen](/listings/photos/58263618/602653) - Kitchen
- ![Garden](/listings/photos/58263618/602658) - Garden
- ![Lounge](/listings/photos/58263618/602661) - Lounge
- ![Exterior](/listings/photos/58263618/602663) - Exterior
- ![Bedroom](/listings/photos/58263618/602666) - Bedroom
- ![Bathroom](/listings/photos/58263618/602668) - Bathroom
- ![Bedroom](/listings/photos/58263618/602682) - Bedroom
- ![Garden](/listings/photos/58263618/602684) - Garden

## EPC Graphs

- ![FULL EPC](/listings/photos/58263618/602685) - FULL EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £87,500 | 16/08/2019 | Terraced |
| 7 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £89,950 | 28/09/2012 | Terraced |
| 7 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £65,000 | 29/07/2005 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 103 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP | £80,000 | 05/12/2025 | Terraced |
| [Same street] 17 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW | £75,000 | 18/01/2024 | Terraced |
| 59 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP | £109,000 | 03/11/2023 | Terraced |
| [Same street] 3 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW | £81,800 | 28/04/2023 | Terraced |
| 105 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP | £58,000 | 17/03/2023 | Terraced |
| [Same street] 2 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £84,950 | 19/12/2022 | Terraced |
| 58 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL | £130,500 | 18/11/2022 | Terraced |
| 24 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7ER | £90,000 | 31/10/2022 | Terraced |
| 27 MARYPORT ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EG | £140,000 | 12/10/2022 | Terraced |
| 81 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £105,000 | 29/09/2022 | Terraced |
| 56 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL | £136,000 | 04/08/2022 | Terraced |
| [Same street] 18 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £65,000 | 07/07/2022 | Terraced |
| 85 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £85,000 | 13/04/2022 | Terraced |
| 57 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £73,500 | 31/01/2022 | Terraced |
| 59 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP | £38,000 | 18/11/2021 | Terraced |
| [Same street] 5 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £60,000 | 29/09/2021 | Terraced |
| 58 MARYPORT ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EG | £78,750 | 17/08/2021 | Terraced |
| [Same street] 11 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW | £83,000 | 16/06/2021 | Terraced |

**Street average:** £74,958 (6 sales)
**Area average:** £93,646 (12 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £104,855 (28 Terraced, CA15, 2024–2026)
- **Deviation:** -14.2%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £118,875
- **Target investor price (1%):** £95,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 39.2%
- **10y growth:** 118.6%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of March 2026.*

- **1y growth (index):** -1%
- **5y growth (index):** 24.4%
- **10y growth (index):** 69.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Kitchen Kitchen Garden Lounge Exterior Bedroom Bathroom Bedroom Garden

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Property details

Floor area

68 m²

Last sold

£87,500 Aug 2019

Local average

£104,855 (-14.2%)

Deprivation

Decile 6 (18,105 of 33,755)

Street crime

10 incidents within 1 mile (Apr 2026)

Key features

Ideal for first time buyers or couples
Spacious lounge with log burning stove
Modern fitted kitchen
Two double bedrooms
Immaculate bathroom suite
Large rear garden with outbuildings

Additional details

Garden: Yes

Description

* NEW PRICE* 7 Lonsdale Terrace, Dearham offers great value for money and would be ideal for a first time buyer or young couple. The property is ready to move into and is well presented throughout. The location offers easy access to the towns of Maryport, Workington and Cockermouth and the local amenities are nearby. Accommodation comprises briefly of: lounge with a log burning stove and modern fitted kitchen. To the first floor are two double bedrooms and the immaculate bathroom suite. Externally the property has a good sized garden to the rear, laid to lawn with a brick built outbuilding. Internal viewing is highly recommended.

Listed by

Lillyhall

First Choice Move

Reference: 58263618

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

EPC Graphs

FULL EPC

Price history

35% since 2005

Event	Date	Price	% change
Sold	16/08/2019 (6 years ago)	£87,500	-2.7%
Sold	28/09/2012 (13 years ago)	£89,950	+38.4%
Sold	29/07/2005 (20 years ago)	£65,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
103 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP	£80,000	05/12/2025	Terraced
Same street 17 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW	£75,000	18/01/2024	Terraced
59 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP	£109,000	03/11/2023	Terraced
Same street 3 LONSDALE TERRACE, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EW	£81,800	28/04/2023	Terraced
105 CENTRAL ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EP	£58,000	17/03/2023	Terraced
Same street 2 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£84,950	19/12/2022	Terraced
58 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL	£130,500	18/11/2022	Terraced
24 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7ER	£90,000	31/10/2022	Terraced
27 MARYPORT ROAD, DEARHAM, MARYPORT, CUMBERLAND, CA15 7EG	£140,000	12/10/2022	Terraced
81 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£105,000	29/09/2022	Terraced
56 LONSDALE VIEW, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EL	£136,000	04/08/2022	Terraced
Same street 18 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£65,000	07/07/2022	Terraced
85 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£85,000	13/04/2022	Terraced
57 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£73,500	31/01/2022	Terraced
59 CENTRAL ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EP	£38,000	18/11/2021	Terraced
Same street 5 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£60,000	29/09/2021	Terraced
58 MARYPORT ROAD, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EG	£78,750	17/08/2021	Terraced
Same street 11 LONSDALE TERRACE, DEARHAM, MARYPORT, ALLERDALE, CUMBRIA, CA15 7EW	£83,000	16/06/2021	Terraced

Street average: £74,958 (6 sales)

Area average: £93,646 (12 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 39.2%

10y growth 118.6%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of March 2026.

1y (index) -1%

5y (index) 24.4%

10y (index) 69.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA15 7EW

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Commercial Inn (S bound)	0.0 miles
Bus stop	The Commercial Inn (SE)	0.0 miles
Shop	Spar	0.2 miles
Shop	Premier	0.5 miles
Train station	Maryport	1.8 miles
Train station	Flimby	3.0 miles
Hospital	Workington Community Hospital	5.9 miles

Street-level crime

Category	Count
Violence and sexual offences	7
Criminal damage and arson	2
Public order	1
Total incidents	10

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Dearham Primary School	Primary	0.5 miles	Outstanding — 11 Jan 2013
Broughton Moor Primary School	Primary	1.3 miles	Requires improvement — 19 Dec 2023
Ellenborough Academy	Primary	1.5 miles	Good — 23 Oct 2014
Netherton Infant School	Primary	1.6 miles	Good — 23 Oct 2014
Ewanrigg Junior School	Primary	1.6 miles	Good — 1 May 2015

Rental Comparables

Rental listings exist nearby, but none matched the 2-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 1.06%

Max investor price (0.8%) £118,875

Target investor price (1%) £95,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).