# 3 bedroom semi-detached house for sale (ST6 3ER)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 LOWER HADDERIDGE, STOKE-ON-TRENT, STOKE-ON-TRENT, STOKE-ON-TRENT ST6 3ER |
| Price | £120,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | C |
| Last sold | £130,500 Jun 2007 |

## Description

A delightful opportunity has arisen to purchase this wonderfully neutrally decorated, semi-detached house nestled within Burslem; an opportunity not to be missed. This outstanding property is offered for sale without the complication of an onward chain.

The property boasts a total of three bedrooms: two doubles and a single, proving perfect for a growing family or potential investors. The bedrooms are complemented by a well-appointed bathroom which features a white three-piece suite, a shower above the bath and a comforting radiator to keep you warm on those brisk mornings.

Downstairs, the house boasts a bright and spacious reception room, adorned by large windows flooding the place with natural light and further boosted by a charming fireplace, a feature sure to warm you during those colder months. Greatly enhancing the appeal of this room, a garden view adds to its serene ambience. 

The house also proudly accommodates a modern kitchen, intelligently designed to incorporate a dining space. Fitted with modern units, laminate worktops and built-in appliances, the kitchen is truly the heart of this home. 

Presenting an Energy Performance Certificate (EPC) rating of C and falling within council tax band C, the property ensures both energy efficiency and affordable council tax. One of the unique highlights of this delightful house is its garden space, providing a lush setting for leisurely relaxation or family fun. 

Conveniently located, the house provides excellent public transport links and is a stone's throw away from local amenities, making it an advantageous spot for First-Time Buyers, Investors and Families alike. With such a wealth of excellent features, we encourage early interest in this remarkable property.

**IMPORTANT NOTE TO POTENTIAL PURCHASERS & TENANTS:**

We endeavour to make our particulars accurate and reliable, however, they do not constitute or form part of an offer or any contract and none is to be relied upon as statements of representation or fact. The services, systems and appliances listed in this specification have not been tested by us and no guarantee as to their operating ability or efficiency is given. All photographs and measurements have been taken as a guide only and are not precise. Floor plans where included are not to scale and accuracy is not guaranteed. If you require clarification or further information on any points, please contact us, especially if you are traveling some distance to view. POTENTIAL PURCHASERS: Fixtures and fittings other than those mentioned are to be agreed with the seller. POTENTIAL TENANTS: All properties are available for a minimum length of time, with the exception of short term accommodation. Please contact the branch for details. A security deposit of at least one month’s rent is required. Rent is to be paid one month in advance. It is the tenant’s responsibility to insure any personal possessions. Payment of all utilities including water rates or metered supply and Council Tax is the responsibility of the tenant in most cases. 

QTU250329/2

## Property Photos

- ![Front](/listings/photos/164792771/10901) - Front
- ![Lounge](/listings/photos/164792771/10902) - Lounge
- ![Kitchen](/listings/photos/164792771/10903) - Kitchen
- ![Bedroom](/listings/photos/164792771/10904) - Bedroom
- ![Bedroom](/listings/photos/164792771/10905) - Bedroom
- ![Bedroom](/listings/photos/164792771/10906) - Bedroom
- ![Bathroom](/listings/photos/164792771/10907) - Bathroom
- ![W/C](/listings/photos/164792771/10908) - W/C
- ![Kitchen](/listings/photos/164792771/10909) - Kitchen
- ![Rear Garden](/listings/photos/164792771/10910) - Rear Garden

## Floorplans

- ![Floorplan](/listings/photos/164792771/10911) - Floorplan

## EPC Graphs

- ![EPC Rating Graph](/listings/photos/164792771/10912) - EPC Rating Graph

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 LOWER HADDERIDGE, STOKE-ON-TRENT, ST6 3ER | £130,500 | 06/06/2007 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 23 LOWER HADDERIDGE, STOKE-ON-TRENT, ST6 3ER | £138,000 | 18/12/2023 | Terraced |

**Street average:** £138,000 (1 sale)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £170,222 (89 Semi-detached, ST6, 2024–2026)
- **Deviation:** -29.5%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £593/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Walley Place, STOKE-ON-TRENT](http://87.117.209.195:8080/listings/36618b9) | £850/mo | 3 | 0.43 miles | Rightmove |
| [Lingard Street, Burslem, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/a888413) | £750/mo | — | 0.52 miles | Rightmove |
| [Hamil Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/5438ef2) | £850/mo | 3 | 0.66 miles | Rightmove |
| [Fraser Street, Stoke-On-Trent, Staffordshire, ST6](http://87.117.209.195:8080/listings/6f2b6aa) | £840/mo | 3 | 0.71 miles | Rightmove |
| [Hillary Street, Stoke-on-trent](http://87.117.209.195:8080/listings/244954c) | £850/mo | 3 | 0.8 miles | Rightmove |
| [Crystal Street, Cobridge](http://87.117.209.195:8080/listings/cb5711a) | £995/mo | 3 | 0.84 miles | Rightmove |
| [Crystal Street, Cobridge](http://87.117.209.195:8080/listings/88baf0a) | £995/mo | 3 | 0.84 miles | Rightmove |
| [High Street, Tunstall](http://87.117.209.195:8080/listings/e335dc3) | £550/mo | — | 1 miles | Rightmove |
| [The Boulevard, Stoke-on-Trent, ST6](http://87.117.209.195:8080/listings/23de26c) | £595/mo | — | 1.14 miles | Rightmove |
| [Stanley Street, Tunstall](http://87.117.209.195:8080/listings/f12e1dd) | £850/mo | 3 | 1.32 miles | Rightmove |

**Average rent: £813/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.71% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 8.5%
- **Cost-to-rent:** 11.8×
- **Monthly cashflow:** £267/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 9.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 36.5%
- **10y growth:** 48.1%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of March 2026.*

- **1y growth (index):** 2.1%
- **5y growth (index):** 26.2%
- **10y growth (index):** 63.3%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)