# 3 bedroom terraced house for sale (BD17 5RY)

## Property Details

| Key | Value |
|-----|-------|
| Address | 21 DERWENT AVENUE, SHIPLEY, BAILDON, WEST YORKSHIRE BD17 5RY |
| Price | £115,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: 1930-1949 |
| Floor area | 75 m² |
| Last sold | £123,295 Jul 2024 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 22/03/2034
- **Current heating cost:** £913/year
- **Est. upgrade cost to C:** £11,500

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2734-2227-7300-0857-6226)

## Description

A THREE BEDROOM, MID-TERRACE property, conveniently located in Lower Baildon, only a short walk from Roberts Park, Saltaire, and enjoying views over the River Aire. Although in need of some modernisation, and priced accordingly, the property does benefit from GAS C.H., and UPVc Double Glazing.

Agents note:- The property has not been lived in since 2019

## Property Photos

- ![Photo](/listings/photos/146111999/730209)
- ![Photo](/listings/photos/146111999/730211)
- ![Photo](/listings/photos/146111999/730212)
- ![Photo](/listings/photos/146111999/730213)
- ![Photo](/listings/photos/146111999/730214)
- ![Photo](/listings/photos/146111999/730215)
- ![Photo](/listings/photos/146111999/730216)
- ![Photo](/listings/photos/146111999/730217)
- ![Photo](/listings/photos/146111999/730218)

## EPC Graphs

- ![EPC 1](/listings/photos/146111999/730219) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 DERWENT AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RY | £123,295 | 04/07/2024 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RP | £85,000 | 18/12/2025 | Terraced |
| 37 BOWLAND AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SA | £155,000 | 09/12/2025 | Terraced |
| 28 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RL | £169,000 | 04/12/2025 | Terraced |
| 65 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RS | £69,950 | 10/11/2025 | Terraced |
| 82 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SB | £175,000 | 21/07/2025 | Terraced |
| [Same street] 6 DERWENT AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RY | £137,500 | 06/11/2023 | Terraced |
| 20 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RL | £159,950 | 21/04/2023 | Terraced |
| [Same street] 8 DERWENT AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RY | £130,000 | 06/04/2023 | Terraced |
| 41 BOWLAND AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SA | £159,950 | 14/12/2022 | Terraced |
| 5 CONISTON GROVE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RR | £122,500 | 14/10/2022 | Terraced |
| 20 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RL | £124,000 | 13/10/2022 | Terraced |
| 130 HIGHER COACH ROAD, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SL | £148,000 | 08/08/2022 | Terraced |
| 2 WINDERMERE ROAD, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RW | £166,000 | 25/07/2022 | Terraced |
| 23 TROUTBECK AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RT | £157,000 | 22/06/2022 | Terraced |
| 21 CONISTON GROVE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RR | £130,000 | 24/03/2022 | Terraced |
| 8 BOWLAND AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SA | £150,000 | 14/01/2022 | Terraced |
| 7A HIRST MILL CRESCENT, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD18 4DA | £185,000 | 27/10/2021 | Terraced |
| 33 THIRLMERE GROVE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RU | £150,100 | 15/10/2021 | Terraced |
| 111 GLENWOOD AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SB | £139,500 | 30/09/2021 | Terraced |
| [Same street] 23 DERWENT AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RY | £130,000 | 20/08/2021 | Terraced |
| 12 BOWLAND AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5SA | £132,500 | 02/07/2021 | Terraced |
| 9 TROUTBECK AVENUE, BAILDON, SHIPLEY, BRADFORD, WEST YORKSHIRE, BD17 5RT | £145,000 | 02/07/2021 | Terraced |

**Street average:** £132,500 (3 sales)
**Area average:** £143,339 (19 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £206,459 (22 Terraced, BD17, 2024–2026)
- **Deviation:** -44.3%

## Rental Range

*ONS Price Index of Private Rents (Bradford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £671/mo
- **Realistic:** £746/mo
- **Optimistic:** £821/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bradford & South Dales (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £633/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Maisonette, Higher Coach Road, BD17 | £1,000/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Semi-Detached House, Ashfield Road, BD18 | £1,300/mo | 3 | 0.73 miles | OpenRent |
| 3 Bed Semi-Detached House, Nab Wood Grove, BD18 | £1,225/mo | 3 | 0.8 miles | OpenRent |

**Average rent: £1,175/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 1.07% (strong)
- **Max investor price (0.8%):** £153,125
- **Target investor price (1%):** £122,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,225/mo).*

- **Gross yield:** 12.8%
- **Cost-to-rent:** 7.8×
- **Monthly cashflow:** £625/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 22.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,533/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.3%
- **10y growth:** 50.7%

## House Price Index (HM Land Registry)

*Official index for Bradford; Terraced series; as of March 2026.*

- **1y growth (index):** 4%
- **5y growth (index):** 28.6%
- **10y growth (index):** 60%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)