# 1 bedroom bungalow for sale (DA11 0QT)

## Property Details

| Key | Value |
|-----|-------|
| Address | St James Oaks, Trafalgar Road, Gravesend, DA11 0QT |
| Price | £170,000 |
| Bedrooms | 1 |
| Bathrooms | 1 |
| Last sold | £170,000 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 25/01/2031
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0160-2706-5090-2229-9651)

## Description

Situated within a retirement complex , this one bedroom bungalow is designed specifically for the OVER 55's.  St James Oaks is one of the MOST POPULAR retirement developments in Gravesend and is within close proximity of the town centre and mainline railway station. Offering IMMEDIATE VACANT POSSESSION, meaning no onward chain complications, this is the perfect place for those who require INDEPENDANT LIVING with peace of mind and 24 HOUR GATED SECURITY with warden control. EPC: TBC

**Description:** - Rarely available within this development we are pleased to bring to market this one bedroom one bedroom bungalow.  Designed specifically for active people/couples who would enjoy living within a vibrant community, St James Oaks is one of the most popular developments in Gravesend for the over 55s. Offering immediate vacant possession, there are no onward chain complications, For the active or working person, there is the security of knowing your property lies behind security gates and there are always neighbours whose company can be enjoyed in the on-site clubhouse,  but in the case of an emergency, there is also someone to help out. The property comprises its own entrance leading into the hall which included two storage cupboards, lounge with double doors leading into the kitchen, one double bedroom and a shower room which is designed for disabled use. It is heated by Gas Central Heating and benefits from Double Glazing.

Other benefits include the Ivy Room, (Club House) where you can socialise with your neighbours over a cup of tea or coffee or even a drink or two from the bar where they host social events and where various activities and entertainments take place. There are well  maintained communal gardens and grounds some of the existing owners help by getting involved in the gardening. The Lodge is the main point of contact and reception area -The management team are based here with staff on hand to offer advice on any daily requirements. The Gatehouse is fully staffed 24hours a day security to monitor arrivals and departures.

Viewing is highly recommended.

**Location:** - St James Oaks is an ideal and convenient place to live.  Situated on Trafalgar Road, Gravesend which runs between Wrotham Road and Darnley Road. It is close to Gravesend Town Centre with all it shops, bars, café/bars and restaurants. Gravesend Mainline Station is close by and offers services on the domestic line to London or the Kent Coast if you fancy a trip to the Seaside. There is also a high speed train  where you can catch a ride to St Pancras London within 22minutes. Ebbsfleet International Railway Station is within approximately two and a half miles and you can be in St Pancras, London in around seventeen minutes.

**Frontage:** - The development is approached by security gates which are maned 24/7. You will see The Lodge, which is the main point of contact and reception area, to the left as you walk through the gates. The  bungalow is literally just a stones throw from here. There are well tended communal gardens surrounding the development.  The property is accessed via its own private side entrance door.

**Hall:** - Side entrance door, carpet, built in storage cupboard, walk in cupboard. Access to all rooms.

**Lounge:** - 4.95m x 3.56m (16'3 x 11'8") - Double glazed window to front, carpet, radiator. Double doors leading into:

**Kitchen:** - 3.56m x 1.85m (11'8 x 6'1") - Double glazed window to rear. Fitted wall and base cupboards, work surfaces, built in oven and hob.

**Bedroom:** - 3.86m x 3.61m (12'8" x 11'10") - Double glazed window to front, carpet, radiator.

**Shower Room:** - Double Glazed window to rear, radiator, Shower cubicle designed for disabled use, low level w.c., pedestal wash basin.

**Services:** - GAS, ELECTRIC, MAINS DRAINAGE

LOCAL AUTHORITY: Gravesham Borough Council 

COUNCIL TAX BAND: C  - £1,716.23

**Leasehold:** - 125 Years From February 1989 ( 93 years remaining)

Service charge is £3,601.65 and ground rent £100 per annum

## Property Photos

- ![Photo](/listings/photos/116013860/703657)
- ![Lounge](/listings/photos/116013860/703660) - Lounge
- ![Kitchen](/listings/photos/116013860/703662) - Kitchen
- ![Lounge](/listings/photos/116013860/703663) - Lounge
- ![Lounge](/listings/photos/116013860/703664) - Lounge
- ![Kitchen](/listings/photos/116013860/703665) - Kitchen
- ![Bedroom](/listings/photos/116013860/703667) - Bedroom
- ![Shower Room](/listings/photos/116013860/703669) - Shower Room
- ![Hall](/listings/photos/116013860/703671) - Hall
- ![The Lodge](/listings/photos/116013860/703673) - The Lodge
- ![(The Gate House)](/listings/photos/116013860/703674) - (The Gate House)
- ![The Ivy Room (communal)](/listings/photos/116013860/703676) - The Ivy Room (communal)
- ![Front](/listings/photos/116013860/703678) - Front
- ![Front](/listings/photos/116013860/703680) - Front
- ![Photo](/listings/photos/116013860/703682)

## Floorplans

- ![Floorplan 1](/listings/photos/116013860/703685) - Floorplan 1

## EPC Graphs

- ![EE Rating](/listings/photos/116013860/703688) - EE Rating

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #10844233
- **Address:** 20 The Lodge St. James Oaks, Trafalgar Road, DA11 0QT
- **Certificate Issued:** 02/03/2015
- **Work Completed:** 05/01/2015
- **Items:** 3 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £60,000 | 03/11/1995 | Flat |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £140,000 | 30/01/2026 | Flat |
| [Same street] 26 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £102,500 | 13/01/2026 | Flat |
| [Same street] 27 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £150,000 | 31/03/2025 | Flat |
| [Same street] 16 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 10/07/2024 | Flat |
| [Same street] 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £188,000 | 18/07/2023 | Flat |
| [Same street] 1 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £97,000 | 16/06/2023 | Flat |
| [Same street] 49 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £175,000 | 12/06/2023 | Flat |
| [Same street] 10 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £165,000 | 09/05/2023 | Flat |
| [Same street] 24 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £160,000 | 28/04/2023 | Flat |
| [Same street] 12 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £135,000 | 31/03/2023 | Flat |
| 9 ESSEX ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0SL | £617,500 | 10/02/2023 | Detached |
| [Same street] 40 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £185,000 | 12/01/2023 | Flat |
| [Same street] 48 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £176,000 | 21/12/2022 | Flat |
| [Same street] 22 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £75,000 | 31/08/2022 | Flat |
| [Same street] 17 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £170,000 | 27/05/2022 | Flat |
| [Same street] 38 ST JAMES OAKS, GRAVESEND, GRAVESHAM, KENT, DA11 0QT | £170,000 | 14/04/2022 | Flat |
| 7 VICTORIA AVENUE, GRAVESEND, GRAVESHAM, KENT, DA12 1BU | £325,000 | 07/09/2021 | Detached |
| 15 ESSEX ROAD, GRAVESEND, GRAVESHAM, KENT, DA11 0SL | £710,000 | 06/08/2021 | Detached |

**Street average:** £149,900 (15 sales)
**Area average:** £550,833 (3 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £517,143 (7 Detached, DA11, 2024–2026)
- **Deviation:** -67.1%

## Rental Range

*ONS Price Index of Private Rents (Gravesham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,195/mo
- **Realistic:** £1,328/mo
- **Optimistic:** £1,461/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North West Kent (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £748/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Queen St, DA12 | £950/mo | 1 | 0.45 miles | OpenRent |

**Average rent: £950/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £118,750
- **Target investor price (1%):** £95,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £950/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 14.9×
- **Monthly cashflow:** £161/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £3,333/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.3%
- **10y growth:** 63.9%

## House Price Index (HM Land Registry)

*Official index for Gravesham; Detached series; as of March 2026.*

- **1y growth (index):** -1.4%
- **5y growth (index):** 13%
- **10y growth (index):** 28%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)