# 3 bedroom semi-detached house for sale (MK42 8JE) ## Property Details | Key | Value | |-----|-------| | Address | 11 ROSEDALE WAY, BEDFORD, KEMPSTON, BEDFORD MK42 8JE | | Price | £360,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Construction age | England and Wales: 1967-1975 | | Floor area | 106 m² | | Last sold | £365,000 Jan 2026 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** B - **Current heating cost:** £759/year - **Est. upgrade cost to C:** £9,775 ### Recommendations - A (£100 - £350) - B4 (£300 - £600) - I (£2,200 - £3,000) - U (£5,000 - £8,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8009-7915-4629-4796-0783) ## Description Entering the property, you're welcomed into a spacious entrance hall with stairs leading to the first floor and a door opening into the main living areas. The lounge/diner is a generously sized room, ideal for both relaxing and entertaining. Double French doors lead directly from the lounge to the rear garden. Adjacent to the lounge is the kitchen/breakfast room, which features a range of fitted units, an integrated oven and hob, a built-in fridge/freezer, and plumbing for a washing machine. There is ample space for a table and chairs, making it a perfect spot for casual dining. A useful understairs cupboard provides additional storage, and a side door offers convenient access to the outside. Also on the ground floor is a cloakroom, comprising a WC and wash hand basin, and a versatile family room/office—currently used as a bedroom but easily adaptable to suit a variety of needs. Upstairs, the main bedroom benefits from built-in wardrobes. There are two further bedrooms, with the third featuring a built-in cupboard. The family bathroom includes a bath with a fitted shower and shower screen, a vanity wash hand basin, a low-level WC, and a built-in storage cupboard. Outside, the rear garden is a standout feature. Measuring approximately 100ft in length, it widens from 26ft to 43ft at its broadest point. A large patio area near the house is perfect for outdoor entertaining, with the remainder of the garden laid to lawn. A large outbuilding is located near the end of the garden, offering excellent storage or potential for a workshop or studio. To the front, the garden is laid to lawn, and a driveway provides off-road parking. ## Property Photos - ![Photo](/listings/photos/164245124/499009) - ![Photo](/listings/photos/164245124/499011) - ![Photo](/listings/photos/164245124/499014) - ![Photo](/listings/photos/164245124/499016) - ![Photo](/listings/photos/164245124/499018) - ![Photo](/listings/photos/164245124/499020) - ![Photo](/listings/photos/164245124/499021) - ![Photo](/listings/photos/164245124/499022) - ![Photo](/listings/photos/164245124/499024) - ![Photo](/listings/photos/164245124/499026) - ![Photo](/listings/photos/164245124/499029) - ![Photo](/listings/photos/164245124/499032) - ![Photo](/listings/photos/164245124/499033) - ![Photo](/listings/photos/164245124/499041) - ![Photo](/listings/photos/164245124/499042) - ![Photo](/listings/photos/164245124/499043) - ![Photo](/listings/photos/164245124/499045) - ![Photo](/listings/photos/164245124/499048) - ![Photo](/listings/photos/164245124/499050) ## Floorplans - ![Floorplan 1](/listings/photos/164245124/499051) - Floorplan 1 ## EPC Graphs - ![EPC 1](/listings/photos/164245124/499052) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #5093649 - **Address:** 11 Rosedale Way, Kempston, MK42 8JE - **Certificate Issued:** 01/10/2007 - **Work Completed:** 30/07/2007 - **Items:** 3 window(s), 1 door(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 11 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £365,000 | 23/01/2026 | Semi-detached | | 11 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £270,000 | 28/09/2018 | Semi-detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 128 BEDFORD ROAD, KEMPSTON, BEDFORD, MK42 8BQ | £470,000 | 24/02/2025 | Semi-detached | | 45 STUART ROAD, KEMPSTON, BEDFORD, MK42 8HS | £305,000 | 06/10/2023 | Semi-detached | | [Same street] 16 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £262,500 | 19/09/2023 | Terraced | | 11 MARDALE CLOSE, KEMPSTON, BEDFORD, MK42 8JF | £278,000 | 31/08/2023 | Semi-detached | | [Same street] 26 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £257,000 | 04/08/2023 | Terraced | | 36 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH | £256,500 | 02/06/2023 | Semi-detached | | 14 STUART ROAD, KEMPSTON, BEDFORD, MK42 8HS | £247,500 | 05/05/2023 | Semi-detached | | 131 WESTDALE WALK, KEMPSTON, BEDFORD, MK42 8EN | £325,000 | 30/11/2022 | Semi-detached | | 6 STANLEY STREET, KEMPSTON, BEDFORD, MK42 8EB | £300,000 | 11/11/2022 | Semi-detached | | 58 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JD | £370,000 | 28/10/2022 | Semi-detached | | 12 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DS | £305,000 | 21/10/2022 | Semi-detached | | 1 SPRINGFIELD AVENUE, KEMPSTON, BEDFORD, MK42 8HU | £315,000 | 05/10/2022 | Semi-detached | | [Same street] 6 ROSEDALE WAY, KEMPSTON, BEDFORD, MK42 8JE | £150,000 | 23/08/2022 | Terraced | | 54 SPRINGFIELD AVENUE, KEMPSTON, BEDFORD, MK42 8JB | £342,000 | 19/08/2022 | Semi-detached | | 34 DUNCOMBE STREET, KEMPSTON, BEDFORD, MK42 8ED | £180,000 | 05/08/2022 | Semi-detached | | 1 ADDISON CLOSE, KEMPSTON, BEDFORD, MK42 8JA | £348,000 | 29/07/2022 | Semi-detached | | 65 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DT | £355,000 | 30/06/2022 | Semi-detached | | 14 HOWARD STREET, KEMPSTON, BEDFORD, MK42 8EA | £280,000 | 04/05/2022 | Semi-detached | | 6 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DS | £310,000 | 06/04/2022 | Semi-detached | | 38 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH | £272,500 | 11/02/2022 | Semi-detached | | 62 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DT | £250,000 | 20/12/2021 | Semi-detached | | 64 MARGETTS ROAD, KEMPSTON, BEDFORD, MK42 8DT | £300,000 | 12/11/2021 | Semi-detached | | 47 FARRER STREET, KEMPSTON, BEDFORD, MK42 8JH | £242,500 | 30/09/2021 | Semi-detached | **Street average:** £223,167 (3 sales) **Area average:** £302,600 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £322,330 (64 Semi-detached, MK42, 2024–2026) - **Deviation:** +11.7% ## Rental Range *ONS Price Index of Private Rents (Bedford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £1,049/mo - **Realistic:** £1,166/mo - **Optimistic:** £1,283/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £997/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Littledale Street, MK42 | £1,500/mo | 3 | 0.26 miles | OpenRent | | 3 Bed End Terrace, Jowitt Avenue, MK42 | £1,500/mo | 3 | 0.28 miles | OpenRent | | 3 Bed Semi-Detached House, The Elms, MK42 | £1,350/mo | 3 | 0.31 miles | OpenRent | | 3 Bed Semi-Detached House, Walcourt Road, MK42 | £1,595/mo | 3 | 0.48 miles | OpenRent | **Average rent: £1,486/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.42% (weak for cashflow) - **Max investor price (0.8%):** £187,500 - **Target investor price (1%):** £150,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,500/mo).* - **Gross yield:** 5% - **Cost-to-rent:** 20× - **Monthly cashflow:** £-93/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -1.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,396/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 17.4% - **10y growth:** 31.9% ## House Price Index (HM Land Registry) *Official index for Bedford; Semi-detached series; as of February 2026.* - **1y growth (index):** 4.7% - **5y growth (index):** 22.2% - **10y growth (index):** 50.1% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)