Sold STC Terraced

29 ALBANY STREET

GLOUCESTER, GLOUCESTERSHIRE GL1 4NG

3 beds 1 baths 980 sq ft Listed 15 Sep 2022 (-1360d)

£165,000

Offers in Excess of

Reduced on 16 Nov 2022

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# 3 bedroom terraced house for sale (GL1 4NG)

## Property Details

| Key | Value |
|-----|-------|
| Address | 29 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE GL1 4NG |
| Price | £165,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | A |
| Construction age | England and Wales: before 1900 |
| Floor area | 91 m² |
| Last sold | £165,000 Apr 2023 |

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £514/year
- **Est. upgrade cost to C:** £27,100

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0320-2843-7210-2002-0001)

## Description

Dean Estate Agents are delighted to offer this 3 bedroom terraced property for sale. The property benefits from two reception rooms, 3 double bedrooms and a garden backing onto a field at the rear of the property. Great opportunity for investors and first time buyers!

## Property Photos

- ![Photo 12](/listings/photos/127117598/628010) - Photo 12
- ![Photo 7](/listings/photos/127117598/628014) - Photo 7
- ![Photo 3](/listings/photos/127117598/628018) - Photo 3
- ![Photo 5](/listings/photos/127117598/628022) - Photo 5
- ![Photo 2](/listings/photos/127117598/628025) - Photo 2
- ![Photo 1](/listings/photos/127117598/628030) - Photo 1
- ![Photo 4](/listings/photos/127117598/628038) - Photo 4
- ![Photo 6](/listings/photos/127117598/628045) - Photo 6
- ![Photo 8](/listings/photos/127117598/628059) - Photo 8
- ![Photo 9](/listings/photos/127117598/628061) - Photo 9
- ![Photo 10](/listings/photos/127117598/628069) - Photo 10
- ![Photo 11](/listings/photos/127117598/628076) - Photo 11

## Floorplans

- ![Floorplan 1](/listings/photos/127117598/628081) - Floorplan 1
- ![Floorplan 2](/listings/photos/127117598/628084) - Floorplan 2
- ![Floorplan 3](/listings/photos/127117598/628089) - Floorplan 3

## EPC Graphs

- ![Energy Performance Certificate](/listings/photos/127117598/628096) - Energy Performance Certificate

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 29 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £165,000 | 18/04/2023 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 31 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £175,000 | 28/11/2025 | Terraced |
| 24 ADELAIDE STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NN | £175,000 | 28/11/2025 | Terraced |
| 3 MORETON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NX | £130,000 | 21/11/2025 | Terraced |
| 37 MORETON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NX | £110,000 | 24/10/2025 | Terraced |
| 91 TREDWORTH ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QU | £126,000 | 10/10/2025 | Terraced |
| 7 NELSON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QX | £90,000 | 29/08/2025 | Terraced |
| 163 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TB | £87,000 | 07/12/2023 | Terraced |
| 16 VICTORY ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PA | £160,000 | 03/11/2023 | Terraced |
| 18 KNOWLES ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TW | £180,000 | 19/10/2023 | Terraced |
| 163 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TB | £80,000 | 02/10/2023 | Terraced |
| [Same street] 71 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £210,000 | 20/09/2023 | Terraced |
| 12 VICTORY ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PA | £145,000 | 18/08/2023 | Terraced |
| 108 MELBOURNE STREET EAST, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NR | £161,000 | 09/06/2023 | Terraced |
| 130 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TE | £135,000 | 09/06/2023 | Terraced |
| 40 WELLESLEY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QP | £175,500 | 01/06/2023 | Terraced |
| 35 VICTORY ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PA | £169,950 | 26/05/2023 | Terraced |
| 107 TREDWORTH ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QU | £153,000 | 22/05/2023 | Terraced |
| [Same street] 33 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £172,500 | 27/01/2023 | Terraced |
| 132 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TE | £170,000 | 25/11/2022 | Terraced |
| 9 NELSON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QX | £145,000 | 04/11/2022 | Terraced |
| 4 MATSON PLACE, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PL | £195,000 | 27/10/2022 | Terraced |
| 134 MELBOURNE STREET EAST, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NP | £130,000 | 14/10/2022 | Terraced |
| 11 KNOWLES ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TW | £185,000 | 30/09/2022 | Terraced |
| [Same street] 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG | £167,500 | 01/03/2022 | Terraced |

**Street average:** £181,250 (4 sales)
**Area average:** £145,123 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £189,872 (41 Terraced, GL1, 2024–2026)
- **Deviation:** -13.1%

## Rental Range

*ONS Price Index of Private Rents (Gloucester). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £999/mo
- **Realistic:** £1,110/mo
- **Optimistic:** £1,221/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Worcester South (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £823/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Howard St, GL1 | £1,350/mo | 3 | 0.25 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.82% (okay)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 9.8%
- **Cost-to-rent:** 10.2×
- **Monthly cashflow:** £540/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 13.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £1,813/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 22.6%
- **10y growth:** 19.7%

## House Price Index (HM Land Registry)

*Official index for Gloucester; Terraced series; as of March 2026.*

- **1y growth (index):** 3.6%
- **5y growth (index):** 21.6%
- **10y growth (index):** 55.5%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 12 Photo 7 Photo 3 Photo 5 Photo 2 Photo 1 Photo 4 Photo 6 Photo 8 Photo 9 Photo 10 Photo 11

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Property details

Tenure

FREEHOLD

Floor area

91 m²

Council tax band

EPC rating

Year built

England and Wales: before 1900

Last sold

£165,000 Apr 2023

Price per m²

£1,813/m²

Local average

£189,872 (-13.1%)

Deprivation

Decile 1 (2,608 of 33,755)

Street crime

4 incidents within 1 mile (Mar 2026)

Key features

2 Reception Rooms
No Onward Chain
Garden backing onto field
3 Bedrooms
Ideal for First Time Buyers/ Investors

Additional details

Garden: Yes

Description

Listed by

Coleford

Dean Estate Agents

Reference: 127117598

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 07/09/2022

Current heating cost: £514/year

Potential heating cost: £403/year

Est. upgrade cost to C: £27,100

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Floor insulation (solid floor) (£4,000 - £6,000)
Replace boiler with new condensing boiler (£2,200 - £3,000)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

Floorplan 2

Floorplan 3

EPC Graphs

Energy Performance Certificate

Price history

Event	Date	Price	% change
Sold	18/04/2023 (3 years ago)	£165,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 31 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£175,000	28/11/2025	Terraced
24 ADELAIDE STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NN	£175,000	28/11/2025	Terraced
3 MORETON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NX	£130,000	21/11/2025	Terraced
37 MORETON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NX	£110,000	24/10/2025	Terraced
91 TREDWORTH ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QU	£126,000	10/10/2025	Terraced
7 NELSON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QX	£90,000	29/08/2025	Terraced
163 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TB	£87,000	07/12/2023	Terraced
16 VICTORY ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PA	£160,000	03/11/2023	Terraced
18 KNOWLES ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TW	£180,000	19/10/2023	Terraced
163 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TB	£80,000	02/10/2023	Terraced
Same street 71 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£210,000	20/09/2023	Terraced
12 VICTORY ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PA	£145,000	18/08/2023	Terraced
108 MELBOURNE STREET EAST, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NR	£161,000	09/06/2023	Terraced
130 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TE	£135,000	09/06/2023	Terraced
40 WELLESLEY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QP	£175,500	01/06/2023	Terraced
35 VICTORY ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PA	£169,950	26/05/2023	Terraced
107 TREDWORTH ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QU	£153,000	22/05/2023	Terraced
Same street 33 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£172,500	27/01/2023	Terraced
132 HIGH STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TE	£170,000	25/11/2022	Terraced
9 NELSON STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4QX	£145,000	04/11/2022	Terraced
4 MATSON PLACE, GLOUCESTER, GLOUCESTERSHIRE, GL1 4PL	£195,000	27/10/2022	Terraced
134 MELBOURNE STREET EAST, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NP	£130,000	14/10/2022	Terraced
11 KNOWLES ROAD, GLOUCESTER, GLOUCESTERSHIRE, GL1 4TW	£185,000	30/09/2022	Terraced
Same street 65 ALBANY STREET, GLOUCESTER, GLOUCESTERSHIRE, GL1 4NG	£167,500	01/03/2022	Terraced

Street average: £181,250 (4 sales)

Area average: £145,123 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 22.6%

10y growth 19.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Gloucester. Series: Terraced. As of March 2026.

1y (index) 3.6%

5y (index) 21.6%

10y (index) 55.5%

Rental Range

Estimated market rent for Gloucester. Low = conservative, Realistic = average, Optimistic = best case.

Low £999/mo

Realistic £1,110/mo

Optimistic £1,221/mo

Based on Local Authority from postcode lookup → Gloucester.

LHA (30th percentile) floor for Worcester South: £823/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View GL1 4NG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Victory Hotel	0.1 miles
Bus stop	Tredworth Junior School	0.1 miles
Shop	Harmina Stores	0.3 miles
Shop	Gloucestershire Bike Project	0.3 miles
Train station	Gloucester	0.9 miles
University	University of Gloucestershire City Campus	1.0 miles
University	University of Gloucestershire - Oxtalls Campus	1.5 miles
Train station	Cheltenham Spa	6.5 miles
Hospital	NHS Records Office	7.6 miles
Hospital	Gloucestershire Managed Services Headquarters	7.7 miles

Street-level crime

Category	Count
Violence and sexual offences	3
Possession of weapons	1
Total incidents	4

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tredworth Infant and Nursery Academy	Primary	0.0 miles	Good — 18 May 2023
Tredworth Junior School	Primary	0.2 miles	Good — 2 Nov 2011
Hatherley Infant School	Primary	0.2 miles	Good — 13 Mar 2024
St James' Church of England Junior School	Primary	0.3 miles	Requires improvement — 9 Nov 2021
Al Ashraf Primary School	Other	0.4 miles	Good — 12 May 2020

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Howard St, GL1	£1,350/mo	3	0.25 miles	OpenRent

Average rent: £1,350/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.82%

Max investor price (0.8%) £168,750

Target investor price (1%) £135,000

Gross yield 9.8%

Cost-to-rent ratio 10.2×

Monthly cashflow £540/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 13.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).