Sold STC Semi-detached

67 MOORSIDE DRIVE

CARLISLE, CUMBRIA CA1 3TE

2 beds 1 baths 646 sq ft Listed 17 Apr 2026 (-57d)

£155,000

Save

# 2 bedroom semi-detached house for sale (CA1 3TE)

## Property Details

| Key | Value |
|-----|-------|
| Address | 67 MOORSIDE DRIVE, CARLISLE, CUMBRIA CA1 3TE |
| Price | £155,000 |
| Bedrooms | 2 |
| Bathrooms | 1 |
| Council tax | B |
| Floor area | 60 m² |
| Last sold | £123,995 May 2021 |

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 17/05/2031
- **Current heating cost:** £197/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0584-3418-3158-2399-9525)

## Description

Welcome to 67 Moorside Drive, Carlisle – a delightful modern semi detached home, perfectly positioned in a popular residential estate with excellent access to the M6 motorway.

This inviting two double bedroom property is an exceptional opportunity for first time buyers seeking a comfortable and stylish starter home, and is ready to view now. QUOTE NL0727.

Step inside to discover a well presented interior, boasting two spacious double bedrooms and a contemporary bathroom.

The heart of the home is the beautifully appointed dining kitchen, featuring sleek units and French doors that open directly onto the rear garden.

This seamless connection to the outdoors creates an ideal space for entertaining family and friends or simply relaxing after a busy day.

The garden is a true highlight, meticulously maintained and thoughtfully enhanced with an extended patio area – perfect for alfresco dining or enjoying the sun in your own private oasis.

Further benefits of this wonderful home include double glazing and efficient central heating, ensuring year-round warmth and comfort.

The property also boasts a double driveway, providing ample off road parking for both residents and visitors.

The property is ideally situated for access to the M6 Motorway, highly regarded schools, open spaces, shops and Supermarkets, and is always a popular choice amongst buyers.

67 Moorside Drive is an attractive, move in ready home offering style, functionality, and a fantastic location. Whether you’re starting your property journey or looking to downsize, this charming house promises to impress from the moment you arrive.

Tenure: Freehold

Council tax band: B

EPC rating: B

QUOTE NL0727

## Property Photos

- ![Photo](/listings/photos/174611690/285716)
- ![Photo](/listings/photos/174611690/285717)
- ![Photo](/listings/photos/174611690/285718)
- ![Photo](/listings/photos/174611690/285719)
- ![Photo](/listings/photos/174611690/285720)
- ![Photo](/listings/photos/174611690/285721)
- ![Photo](/listings/photos/174611690/285723)
- ![Photo](/listings/photos/174611690/285724)
- ![Photo](/listings/photos/174611690/285725)
- ![Photo](/listings/photos/174611690/285726)
- ![Photo](/listings/photos/174611690/285728)
- ![Photo](/listings/photos/174611690/285729)
- ![Photo](/listings/photos/174611690/285730)
- ![Photo](/listings/photos/174611690/285731)

## Floorplans

- ![Floorplan 1](/listings/photos/174611690/285732) - Floorplan 1

## EPC Graphs

- ![EPC 1](/listings/photos/174611690/285734) - EPC 1

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 67 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE | £123,995 | 27/05/2021 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £170,000 | 12/01/2026 | Semi-detached |
| 75 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TJ | £175,000 | 17/12/2025 | Semi-detached |
| 3 HOLLY LANE, CARLISLE, CUMBERLAND, CA1 3SY | £325,000 | 28/11/2025 | Semi-detached |
| 124 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £200,000 | 28/11/2025 | Semi-detached |
| 49 VALLEY DRIVE, CARLISLE, CUMBERLAND, CA1 3TR | £170,000 | 21/11/2025 | Semi-detached |
| 88 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £153,250 | 14/11/2025 | Semi-detached |
| 30 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £158,000 | 31/10/2025 | Semi-detached |
| 81 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TJ | £150,000 | 22/10/2025 | Semi-detached |
| 31 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £190,000 | 30/05/2025 | Semi-detached |
| [Same street] 65 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £185,000 | 30/08/2024 | Detached |
| 4 VALLEY DRIVE, CARLISLE, CUMBERLAND, CA1 3TB | £148,000 | 01/12/2023 | Semi-detached |
| 74 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £175,000 | 24/11/2023 | Semi-detached |
| 11 WELLSIDE WALK, CARLISLE, CUMBERLAND, CA1 3TP | £128,000 | 23/11/2023 | Semi-detached |
| 2 WELLSIDE WALK, CARLISLE, CUMBERLAND, CA1 3TP | £120,000 | 08/11/2023 | Semi-detached |
| 53 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TJ | £162,500 | 06/11/2023 | Semi-detached |
| 95 VALLEY DRIVE, CARLISLE, CUMBERLAND, CA1 3TR | £129,000 | 27/10/2023 | Semi-detached |
| [Same street] 123 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £188,995 | 31/08/2023 | Detached |
| [Same street] 119 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £163,795 | 31/08/2023 | Semi-detached |
| [Same street] 121 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £134,995 | 31/08/2023 | Semi-detached |
| [Same street] 125 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £176,395 | 31/08/2023 | Detached |
| [Same street] 103 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £189,995 | 30/06/2023 | Semi-detached |
| [Same street] 107 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £243,995 | 29/06/2023 | Semi-detached |
| [Same street] 95 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £446,386 | 28/06/2023 | Other |
| 152 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £134,995 | 28/06/2023 | Semi-detached |
| [Same street] 97 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £149,995 | 26/05/2023 | Semi-detached |
| 162 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TU | £120,000 | 24/03/2023 | Semi-detached |
| 3 HOLLY LANE, CARLISLE, CUMBERLAND, CA1 3SY | £300,000 | 17/03/2023 | Semi-detached |
| 18 FURROW WAY, CARLISLE, CUMBERLAND, CA1 3UG | £157,995 | 10/03/2023 | Semi-detached |
| 6 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £143,995 | 27/02/2023 | Semi-detached |
| [Same street] 93 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £137,995 | 23/12/2022 | Semi-detached |
| [Same street] 89 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £159,995 | 23/12/2022 | Semi-detached |
| [Same street] 41 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £175,000 | 30/11/2022 | Semi-detached |
| [Same street] 31 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE | £167,000 | 10/12/2021 | Detached |
| [Same street] 33 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE | £210,000 | 15/10/2021 | Detached |
| [Same street] 49 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE | £140,000 | 21/09/2021 | Semi-detached |

**Street average:** £191,303 (15 sales)
**Area average:** £170,537 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £182,976 (34 Semi-detached, CA1, 2024–2026)
- **Deviation:** -15.3%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £474/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Pennine View Close, CA1 | £850/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, Pennine View Close, CA1 | £850/mo | 2 | 0.1 miles | OpenRent |
| 2 Bed Flat, Watermans Walk, CA1 | £625/mo | 2 | 0.21 miles | OpenRent |
| 2 Bed Semi-Detached House, Pennine Way, CA1 | £850/mo | 2 | 0.37 miles | OpenRent |
| 2 Bed Flat, London Road, CA1 | £950/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Flat, London Road, CA1 | £950/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Flat, London Road, CA1 | £950/mo | 2 | 0.76 miles | OpenRent |
| 2 Bed Semi-Detached House, Ennerdale Avenue, CA1 | £850/mo | 2 | 1.01 miles | OpenRent |
| 2 Bed Flat, Chertsey Mount, CA1 | £675/mo | 2 | 1.24 miles | OpenRent |

**Average rent: £839/mo (9 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 6.6%
- **Cost-to-rent:** 15.2×
- **Monthly cashflow:** £130/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Price per Square Metre

- **£/m²:** £2,583/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 45.2%
- **10y growth:** 45.7%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.7%
- **5y growth (index):** 24.5%
- **10y growth (index):** 66.9%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

Photo 1 Photo 2 Photo 3 Photo 4 Photo 5 Photo 6 Photo 7 Photo 8 Photo 9 Photo 10 Photo 11 Photo 12 Photo 13 Photo 14

/ 14

Property details

Tenure

FREEHOLD

Floor area

60 m²

Council tax band

EPC rating

Last sold

£123,995 May 2021

Price per m²

£2,583/m²

Local average

£182,976 (-15.3%)

Street crime

101 incidents within 1 mile (Apr 2026)

Key features

QUOTE NL0727
VIDEO AVAILABLE - PLEASE PRESS PLAY
Well presented modern semi detached home
An ideal first time buy or downsize
Two brilliant double bedrooms
Fantastic rear garden
Ground floor cloakroom WC and upstairs bathroom
Double driveway
Excellent transport links
Outstanding schools in catchment area

Additional details

Parking: Yes
Garden: Yes

Description

Welcome to 67 Moorside Drive, Carlisle – a delightful modern semi detached home, perfectly positioned in a popular residential estate with excellent access to the M6 motorway.
This inviting two double bedroom property is an exceptional opportunity for first time buyers seeking a comfortable and stylish starter home, and is ready to view now. QUOTE NL0727.
Step inside to discover a well presented interior, boasting two spacious double bedrooms and a contemporary bathroom.
The heart of the home is the beautifully appointed dining kitchen, featuring sleek units and French doors that open directly onto the rear garden.
This seamless connection to the outdoors creates an ideal space for entertaining family and friends or simply relaxing after a busy day.
The garden is a true highlight, meticulously maintained and thoughtfully enhanced with an extended patio area – perfect for alfresco dining or enjoying the sun in your own private oasis.
Further benefits of this wonderful home include double glazing and efficient central heating, ensuring year-round warmth and comfort.
The property also boasts a double driveway, providing ample off road parking for both residents and visitors.
The property is ideally situated for access to the M6 Motorway, highly regarded schools, open spaces, shops and Supermarkets, and is always a popular choice amongst buyers.
67 Moorside Drive is an attractive, move in ready home offering style, functionality, and a fantastic location. Whether you’re starting your property journey or looking to downsize, this charming house promises to impress from the moment you arrive.
Tenure: Freehold
Council tax band: B
EPC rating: B
QUOTE NL0727

Listed by

North West

exp world uk limited

Reference: 174611690

EPC Rating & Upgrade Cost

Current rating: B

Potential rating: A

Inspection date: 18/05/2021

Expiry date: 17/05/2031

Current heating cost: £197/year

Potential heating cost: £197/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC 1

Price history

Event	Date	Price	% change
Listed for sale	—	£155,000	+25%
Sold	27/05/2021 (5 years ago)	£123,995	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
72 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE	£170,000	12/01/2026	Semi-detached
75 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TJ	£175,000	17/12/2025	Semi-detached
3 HOLLY LANE, CARLISLE, CUMBERLAND, CA1 3SY	£325,000	28/11/2025	Semi-detached
124 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE	£200,000	28/11/2025	Semi-detached
49 VALLEY DRIVE, CARLISLE, CUMBERLAND, CA1 3TR	£170,000	21/11/2025	Semi-detached
88 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE	£153,250	14/11/2025	Semi-detached
30 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF	£158,000	31/10/2025	Semi-detached
81 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TJ	£150,000	22/10/2025	Semi-detached
31 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF	£190,000	30/05/2025	Semi-detached
Same street 65 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£185,000	30/08/2024	Detached
4 VALLEY DRIVE, CARLISLE, CUMBERLAND, CA1 3TB	£148,000	01/12/2023	Semi-detached
74 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE	£175,000	24/11/2023	Semi-detached
11 WELLSIDE WALK, CARLISLE, CUMBERLAND, CA1 3TP	£128,000	23/11/2023	Semi-detached
2 WELLSIDE WALK, CARLISLE, CUMBERLAND, CA1 3TP	£120,000	08/11/2023	Semi-detached
53 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TJ	£162,500	06/11/2023	Semi-detached
95 VALLEY DRIVE, CARLISLE, CUMBERLAND, CA1 3TR	£129,000	27/10/2023	Semi-detached
Same street 123 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£188,995	31/08/2023	Detached
Same street 119 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£163,795	31/08/2023	Semi-detached
Same street 121 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£134,995	31/08/2023	Semi-detached
Same street 125 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£176,395	31/08/2023	Detached
Same street 103 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£189,995	30/06/2023	Semi-detached
Same street 107 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£243,995	29/06/2023	Semi-detached
Same street 95 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£446,386	28/06/2023	Other
152 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE	£134,995	28/06/2023	Semi-detached
Same street 97 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£149,995	26/05/2023	Semi-detached
162 WATERMANS WALK, CARLISLE, CUMBERLAND, CA1 3TU	£120,000	24/03/2023	Semi-detached
3 HOLLY LANE, CARLISLE, CUMBERLAND, CA1 3SY	£300,000	17/03/2023	Semi-detached
18 FURROW WAY, CARLISLE, CUMBERLAND, CA1 3UG	£157,995	10/03/2023	Semi-detached
6 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF	£143,995	27/02/2023	Semi-detached
Same street 93 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£137,995	23/12/2022	Semi-detached
Same street 89 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£159,995	23/12/2022	Semi-detached
Same street 41 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE	£175,000	30/11/2022	Semi-detached
Same street 31 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE	£167,000	10/12/2021	Detached
Same street 33 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE	£210,000	15/10/2021	Detached
Same street 49 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TE	£140,000	21/09/2021	Semi-detached

Street average: £191,303 (15 sales)

Area average: £170,537 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 45.2%

10y growth 45.7%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of March 2026.

1y (index) 0.7%

5y (index) 24.5%

10y (index) 66.9%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £474/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA1 3TE

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Carelton Grange out	0.2 miles
Bus stop	Arroya Pub in	0.2 miles
Shop	Co-op Food	0.5 miles
Shop	Bargain Booze	0.5 miles
University	University of Cumbria	1.6 miles
University	University of Cumbria, Carlisle Campus	1.6 miles
Hospital	Eden Valley Hospice	1.8 miles
Train station	Carlisle	1.9 miles
Train station	Wetheral	2.3 miles
Hospital	Cumberland Infirmary	3.0 miles

Street-level crime

Category	Count
Violence and sexual offences	60
Criminal damage and arson	6
Other theft	6
Public order	6
Shoplifting	6
Anti-social behaviour	4
Drugs	3
Other crime	3
Vehicle crime	3
Bicycle theft	2
Burglary	1
Possession of weapons	1
Total incidents	101

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Pennine Way Primary School	Primary	0.2 miles	Good — 3 Mar 2012
St John Henry Newman Catholic School	Secondary	0.4 miles	Good — 14 Jul 2022
Inglewood Junior School	Primary	0.6 miles	Good — 16 Jun 2022
Inglewood Infant School	Primary	0.6 miles	Good — 28 Mar 2023
Scotby CofE Primary School	Primary	0.8 miles	Good — 18 May 2022

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Pennine View Close, CA1	£850/mo	2	0.1 miles	OpenRent
2 Bed Flat, Pennine View Close, CA1	£850/mo	2	0.1 miles	OpenRent
2 Bed Flat, Watermans Walk, CA1	£625/mo	2	0.21 miles	OpenRent
2 Bed Semi-Detached House, Pennine Way, CA1	£850/mo	2	0.37 miles	OpenRent
2 Bed Flat, London Road, CA1	£950/mo	2	0.76 miles	OpenRent
2 Bed Flat, London Road, CA1	£950/mo	2	0.76 miles	OpenRent
2 Bed Flat, London Road, CA1	£950/mo	2	0.76 miles	OpenRent
2 Bed Semi-Detached House, Ennerdale Avenue, CA1	£850/mo	2	1.01 miles	OpenRent
2 Bed Flat, Chertsey Mount, CA1	£675/mo	2	1.24 miles	OpenRent

Average rent: £839/mo (9 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.55%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 6.6%

Cost-to-rent ratio 15.2×

Monthly cashflow £130/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).