# 2 bedroom flat for sale (SK13 2AB) ## Property Details | Key | Value | |-----|-------| | Address | APARTMENT 21, OAKFORD COURT, NEWSHAW LANE, GLOSSOP, HADFIELD, DERBYSHIRE SK13 2AB | | Price | £135,000 | | Bedrooms | 2 | | Bathrooms | 1 | | Council tax | C | | Construction age | England and Wales: 2003-2006 | | Floor area | 59 m² | | Last sold | £122,000 Jan 2023 | ## EPC Rating & Upgrade Cost - **Current rating:** C - **Potential rating:** B - **Expiry date:** 19/07/2032 - **Current heating cost:** £327/year - **Est. upgrade cost to C:** £2,000 ### Recommendations - L2 (£1,600 - £2,400) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0832-2523-2100-0010-8226) ## Description ***OVER 55's FIRST FLOOR APARTMENT*** Stepping Stones are delighted to offer for sale this spacious first floor apartment situated within this unique development of 27 apartments, specifically designed for home owners over 55 capable of independent living. This much sought-after development is situated in the popular village of Hadfield, just outside its larger neighbouring town of Glossop, and benefits from host of local shopping and leisure facilities along with a direct rail link into Manchester City Centre. Hadfield is surrounded by stunning countryside, and Longdendale Trail and Bottoms Reservoir are close by for those who enjoy the outdoors. The property enjoys the use of shared communal facilities within the development including: a very spacious communal lounge with kitchen to entertain guests, use of an overnight guest room at a reasonable rate, fully equipped laundry room, lift and stair access to the first floor, carpark and communal garden. The accommodation within the apartment comprises: Entrance Hallway with storage cupboard, Lounge with Juliet Balcony, Kitchen, Spacious Double Bedroom, Single bedroom and Bathroom. Externally there is a private allocated parking bay and of the communal gardens. Viewing is highly recommended. There is a no pet policy within the development and residents need to be able to live independently. EPC Rating: C ## Property Photos - ![Photo](/listings/photos/173111786/72456) - ![Photo](/listings/photos/173111786/72457) - ![Photo](/listings/photos/173111786/72458) - ![Photo](/listings/photos/173111786/72459) - ![Photo](/listings/photos/173111786/72460) - ![Photo](/listings/photos/173111786/72461) - ![Photo](/listings/photos/173111786/72462) - ![Photo](/listings/photos/173111786/72463) - ![Photo](/listings/photos/173111786/72464) - ![Photo](/listings/photos/173111786/72465) - ![Photo](/listings/photos/173111786/72466) - ![Photo](/listings/photos/173111786/72467) - ![Photo](/listings/photos/173111786/72468) - ![Photo](/listings/photos/173111786/72469) - ![Photo](/listings/photos/173111786/72470) - ![Photo](/listings/photos/173111786/72471) - ![Photo](/listings/photos/173111786/72472) - ![Photo](/listings/photos/173111786/72473) - ![Photo](/listings/photos/173111786/72474) - ![Photo](/listings/photos/173111786/72475) - ![Photo](/listings/photos/173111786/72476) - ![Photo](/listings/photos/173111786/72477) - ![Photo](/listings/photos/173111786/72478) - ![Photo](/listings/photos/173111786/72479) - ![Photo](/listings/photos/173111786/72480) - ![Photo](/listings/photos/173111786/72481) - ![Photo](/listings/photos/173111786/72482) - ![Photo](/listings/photos/173111786/72483) - ![Photo](/listings/photos/173111786/72484) - ![Photo](/listings/photos/173111786/72485) - ![Photo](/listings/photos/173111786/224853) - ![Photo](/listings/photos/173111786/224854) - ![Photo](/listings/photos/173111786/224855) - ![Photo](/listings/photos/173111786/224856) - ![Photo](/listings/photos/173111786/224857) - ![Photo](/listings/photos/173111786/224858) - ![Photo](/listings/photos/173111786/224859) - ![Photo](/listings/photos/173111786/224860) - ![Photo](/listings/photos/173111786/224861) - ![Photo](/listings/photos/173111786/224862) - ![Photo](/listings/photos/173111786/224863) - ![Photo](/listings/photos/173111786/224864) - ![Photo](/listings/photos/173111786/224865) - ![Photo](/listings/photos/173111786/224866) - ![Photo](/listings/photos/173111786/224867) ## Floorplans - ![All](/listings/photos/173111786/72486) - All ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | OAKFORD COURT APARTMENT 21 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £122,000 | 31/01/2023 | Flat | | OAKFORD COURT APARTMENT 21 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £143,995 | 16/03/2007 | Flat | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] OAKFORD COURT APARTMENT 22 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £125,000 | 15/12/2025 | Flat | | [Same street] OAKFORD COURT APARTMENT 24 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £117,500 | 28/10/2022 | Flat | | [Same street] OAKFORD COURT APARTMENT 16 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £122,000 | 20/10/2022 | Flat | | [Same street] OAKFORD COURT APARTMENT 12 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £127,500 | 23/09/2022 | Flat | | [Same street] OAKFORD COURT APARTMENT 23 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £117,000 | 08/08/2022 | Flat | | [Same street] OAKFORD COURT APARTMENT 26 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £138,500 | 20/07/2022 | Flat | | [Same street] OAKFORD COURT APARTMENT 7 NEWSHAW LANE, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2AB | £129,000 | 25/01/2022 | Flat | | 31 THORNCLIFFE ROAD, HADFIELD, GLOSSOP, HIGH PEAK, DERBYSHIRE, SK13 2BB | £102,000 | 12/11/2021 | Flat | **Street average:** £125,214 (7 sales) **Area average:** £102,000 (1 sale) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £125,500 (5 Flat, SK13, 2024–2026) - **Deviation:** +7.6% ## Rental Range *ONS Price Index of Private Rents (High Peak). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £813/mo - **Realistic:** £903/mo - **Optimistic:** £993/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £576/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 2 Bed Flat, Station Road, SK13 | £800/mo | 2 | 0.47 miles | OpenRent | | 2 Bed Flat, Hadfield, SK13 | £800/mo | 2 | 0.51 miles | OpenRent | | 2 Bed Terraced House, Market Street, SK14 | £895/mo | 2 | 0.88 miles | OpenRent | | 2 Bed Terraced House, Woolley Lane, SK14 | £895/mo | 2 | 0.92 miles | OpenRent | **Average rent: £848/mo (4 listings)** ## 1% Rule - **Rent ratio:** 0.63% (weak for cashflow) - **Max investor price (0.8%):** £106,000 - **Target investor price (1%):** £84,800 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £848/mo).* - **Gross yield:** 7.5% - **Cost-to-rent:** 13.3× - **Monthly cashflow:** £207/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** 6.3% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £2,288/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -31.9% - **10y growth:** 35.7% ## House Price Index (HM Land Registry) *Official index for High Peak; Flats and maisonettes series; as of March 2026.* - **1y growth (index):** -2.7% - **5y growth (index):** 11.8% - **10y growth (index):** 41% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)