# 3 bedroom detached house for sale (ST20 0DA) ## Property Details | Key | Value | |-----|-------| | Address | 88 WHARF ROAD, STAFFORD, GNOSALL, STAFFORDSHIRE ST20 0DA | | Price | £325,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | C | | Construction age | England and Wales: 1967-1975 | | Floor area | 106 m² | | Last sold | £205,000 Oct 2015 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 19/03/2035 - **Current heating cost:** £1,125/year - **Est. upgrade cost to C:** £14,515 ### Recommendations - W2 (£4,000 - £6,000) - E (£15) - N (£4,000 - £6,000) - U (£3,500 - £5,500) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2222-6388-1124-6448-4516) ## Description Spring has well and truly sprung! Welcome to 88 Wharf Road, where every corner of this charming three-bedroom home in Gnosall feels like a fresh start waiting to happen! Step through the front door and into a bright entrance hall, where glass-panelled doors gently invite natural light to dance from room to room, a fitting first hint that this home is all about openness, renewal and easy living. The kitchen is a soft, creamy dream, think warm mornings and fresh coffee energy. With its beautifully paired worktops, under-cabinet lighting, tiled flooring and integrated appliances, it’s as practical as it is pretty. A cheerful breakfast area sits beside sliding doors that lead straight out into the garden, ideal for letting the outside in as the seasons change. From here, you’ll also find access to both the utility room and the snug, making this the true heart of the home. Speaking of the utility room, it’s not just functional, it’s fabulously flexible. With its own external access from the driveway and garden, it moonlights as a mud room. Matching cabinetry and worktops keep everything cohesive and calm. The open-plan dining room and snug offer a delightful dual personality, a place to gather, unwind and grow. Whether it’s lively dinners or cosy evenings, this space adapts with ease. The snug’s sliding doors create a seamless flow to the garden, while the dining area hosts the staircase to the first floor, a gentle rise into the home’s next chapter. And then there’s the living room, a plush retreat where comfort blooms. Soft grey carpeting underfoot, a graceful bow window dressed with white shutters, and a built-in media wall with feature fireplace make this the perfect spot to hibernate in winter or relax in the lighter evenings of spring. Upstairs, the sense of calm continues. Bedroom one is a generous double, complete with twin sets of built-in wardrobes and a coordinating vanity unit, a serene sanctuary to start each new day. Bedroom two is equally spacious, with crisp white shutters adding a fresh, airy feel. Bedroom three offers versatility in full bloom, whether you need a nursery, home office or dreamy dressing room. The bathroom is sleek and stylish, featuring marble-effect wall panelling, a walk-in shower with stainless steel accents, and a vanity unit that keeps everything neatly tucked away, a refreshing space to rinse and reset. Outside, the garden is a true celebration of the seasons. Thoughtfully landscaped with gravel, decking, lawn, and planted beds, it offers something for every mood, from sun-soaked lounging to green-fingered pottering. At the top, a tiered gravel area leads to a charming summer house, your own little escape for hobbies, work or simply soaking up the longer days. To the front, a carport and driveway ensure parking is as easy as a spring breeze. And location? Gnosall offers that perfect blend of village charm and everyday convenience, with excellent amenities, schools and transport links close at hand. Stafford town centre is just a short drive away for anything extra you might need. Fresh, inviting, and ready for its next chapter, 88 Wharf Road is more than a house. It’s a place to grow, gather and begin again. Give us a call today to book your viewing - . EPC Rating: D ## Property Photos - ![Photo](/listings/photos/174892793/301872) - ![Photo](/listings/photos/174892793/301873) - ![Photo](/listings/photos/174892793/301874) - ![Photo](/listings/photos/174892793/301875) - ![Photo](/listings/photos/174892793/301876) - ![Photo](/listings/photos/174892793/301877) - ![Photo](/listings/photos/174892793/301878) - ![Photo](/listings/photos/174892793/301879) - ![Photo](/listings/photos/174892793/301880) - ![Photo](/listings/photos/174892793/301881) - ![Photo](/listings/photos/174892793/301882) - ![Photo](/listings/photos/174892793/301883) - ![Photo](/listings/photos/174892793/301884) - ![Photo](/listings/photos/174892793/301885) - ![Photo](/listings/photos/174892793/301886) - ![Photo](/listings/photos/174892793/301887) - ![Photo](/listings/photos/174892793/301888) - ![Photo](/listings/photos/174892793/301889) - ![Photo](/listings/photos/174892793/301890) - ![Photo](/listings/photos/174892793/301891) - ![Photo](/listings/photos/174892793/301892) - ![Photo](/listings/photos/174892793/301893) - ![Photo](/listings/photos/174892793/301894) - ![Photo](/listings/photos/174892793/301895) - ![Photo](/listings/photos/174892793/301896) - ![Photo](/listings/photos/174892793/301897) - ![Photo](/listings/photos/174892793/301898) - ![Photo](/listings/photos/174892793/301899) - ![Photo](/listings/photos/174892793/301900) - ![Photo](/listings/photos/174892793/301901) ## Floorplans - ![All](/listings/photos/174892793/301902) - All - ![Site Plan](/listings/photos/174892793/301903) - Site Plan ## EPC Graphs - ![EPC 1](/listings/photos/174892793/301904) - EPC 1 ## FENSA Certificates This property has 2 FENSA certificate(s) on record. ### FENSA Certificate #7673452 - **Address:** 88 Wharf Road, Gnosall, ST20 0DA - **Certificate Issued:** 27/09/2010 - **Work Completed:** 09/09/2010 - **Items:** 2 window(s), 1 door(s) ### FENSA Certificate #4147305 - **Address:** 88 Wharf Road, Gnosall, ST20 0DA - **Certificate Issued:** 17/10/2006 - **Work Completed:** 06/10/2006 - **Items:** 7 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 88 WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £205,000 | 23/10/2015 | Detached | | 88 WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £200,000 | 08/08/2014 | Detached | | 88 WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £139,950 | 30/05/2003 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | CROFT COTTAGE NEWPORT ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BN | £299,950 | 12/12/2025 | Detached | | [Same street] TREGENVER WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £357,500 | 28/11/2025 | Detached | | 7 FAR RIDDING, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DW | £275,000 | 19/06/2025 | Detached | | BADGERS RAKE MILL LANE, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BY | £350,000 | 21/02/2025 | Detached | | 28 FOUNTAIN FOLD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DR | £232,500 | 21/02/2025 | Detached | | 1 CARPENTERS YARD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BL | £280,000 | 13/12/2023 | Detached | | YEW TREE COTTAGE CROSS STREET, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BX | £221,000 | 29/09/2023 | Detached | | THE PINES BACK LANE, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BS | £427,500 | 22/09/2023 | Detached | | 13 NEAR RIDDING, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DP | £370,000 | 15/09/2023 | Detached | | [Same street] BLUEBELL COTTAGE WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £275,000 | 04/08/2023 | Terraced | | GARDEN COTTAGES 3 BACK LANE, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BS | £365,000 | 14/07/2023 | Detached | | 13 GINGER HILL, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DN | £265,000 | 28/06/2023 | Detached | | ORCHARD HOUSE BACK LANE, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BS | £725,000 | 12/06/2023 | Detached | | 29 GINGER HILL, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DN | £200,000 | 04/01/2023 | Detached | | RAVENSTOR NEWPORT ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BN | £285,000 | 15/12/2022 | Detached | | 11 FOUNTAIN FOLD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DR | £250,000 | 02/12/2022 | Detached | | WHITE LODGE NEWPORT ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BN | £440,000 | 11/11/2022 | Detached | | THE OLD POST OFFICE NEWPORT ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BN | £365,000 | 07/09/2022 | Detached | | [Same street] KINGS MEAD WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £220,000 | 05/09/2022 | Terraced | | [Same street] 84 WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £315,000 | 28/06/2022 | Terraced | | [Same street] STANFORD HOUSE WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £355,000 | 24/06/2022 | Terraced | | 77 FOUNTAIN FOLD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DR | £265,000 | 01/06/2022 | Detached | | [Same street] 84 WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £237,200 | 29/03/2022 | Terraced | | [Same street] THE NOOK WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £367,500 | 23/03/2022 | Detached | | [Same street] WHARFEDALE WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £300,000 | 21/03/2022 | Detached | | SANDY CROFT QUARRY LANE, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BZ | £435,000 | 03/12/2021 | Detached | | ABBERLEY HOUSE GLENDOWER CLOSE, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0BP | £390,000 | 26/11/2021 | Detached | | 24 GINGER HILL, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DN | £168,000 | 24/09/2021 | Detached | | [Same street] WHARFEDALE WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £182,000 | 09/07/2021 | Detached | | [Same street] WHARF VIEW WHARF ROAD, GNOSALL, STAFFORD, STAFFORDSHIRE, ST20 0DA | £270,000 | 30/06/2021 | Detached | **Street average:** £287,920 (10 sales) **Area average:** £330,448 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £438,476 (23 Detached, ST20, 2024–2026) - **Deviation:** -25.9% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £802/mo - **Realistic:** £891/mo - **Optimistic:** £980/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £738/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Impstones, ST20 | £1,000/mo | 3 | 0.12 miles | OpenRent | | 3 Bed Detached House, Ginger Hill, ST20 | £1,350/mo | 3 | 0.17 miles | OpenRent | **Average rent: £1,175/mo (2 listings)** ## 1% Rule - **Rent ratio:** 0.36% (weak for cashflow) - **Max investor price (0.8%):** £146,875 - **Target investor price (1%):** £117,500 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £1,175/mo).* - **Gross yield:** 4.3% - **Cost-to-rent:** 23× - **Monthly cashflow:** £-247/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -3.1% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Price per Square Metre - **£/m²:** £3,066/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 63% - **10y growth:** 48.8% ## House Price Index (HM Land Registry) *Official index for Stafford; Detached series; as of March 2026.* - **1y growth (index):** 3.1% - **5y growth (index):** 25.5% - **10y growth (index):** 50.7% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)