# 3 bedroom detached bungalow for sale (CA11 8BB) ## Property Details | Key | Value | |-----|-------| | Address | 5 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS CA11 8BB | | Price | £350,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Last sold | £380,000 Oct 2022 | ## Description The bungalow was built by Mr Keith Dudson, a local NHBC registered builder of repute. Sand Croft leads from the foot of Fell Lane just beyond Sandgate bus station a short walk to the day-to-day facilities which the town centre offers - varied shops, supermarkets, banks, hotels, primary and secondary schools, churches, etc. For those for whom access is important, Penrith has a West Coast Main Line railway station and the M6 is just a mile away at Junction 40. Tenure: Freehold ## Property Photos - ![Photo](/listings/photos/125507684/460186) - ![Photo](/listings/photos/125507684/460193) - ![Photo](/listings/photos/125507684/460201) - ![Photo](/listings/photos/125507684/460206) - ![Photo](/listings/photos/125507684/460212) - ![Photo](/listings/photos/125507684/460219) - ![Photo](/listings/photos/125507684/460224) - ![Photo](/listings/photos/125507684/460225) - ![Photo](/listings/photos/125507684/460233) - ![Photo](/listings/photos/125507684/460237) - ![Photo](/listings/photos/125507684/460243) - ![Photo](/listings/photos/125507684/460247) - ![Photo](/listings/photos/125507684/460251) - ![Photo](/listings/photos/125507684/460255) - ![Photo](/listings/photos/125507684/460257) - ![Photo](/listings/photos/125507684/460261) - ![Photo](/listings/photos/125507684/460266) - ![Photo](/listings/photos/125507684/460273) - ![Photo](/listings/photos/125507684/460279) - ![Photo](/listings/photos/125507684/460286) - ![Photo](/listings/photos/125507684/460291) - ![Photo](/listings/photos/125507684/460294) ## Floorplans - ![Floorplan 1](/listings/photos/125507684/460297) - Floorplan 1 ## EPC Graphs - ![EPC](/listings/photos/125507684/460300) - EPC - ![EPC](/listings/photos/125507684/460304) - EPC ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 5 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £380,000 | 28/10/2022 | Detached | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | [Same street] 22 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £160,000 | 27/01/2026 | Flat | | FAIRWAY ARTHUR STREET, PENRITH, WESTMORLAND AND FURNESS, CA11 7TX | £552,000 | 20/08/2025 | Detached | | [Same street] 24 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £367,000 | 02/06/2025 | Detached | | [Same street] 49 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £490,000 | 11/12/2024 | Detached | | [Same street] 18 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £164,000 | 06/11/2023 | Flat | | [Same street] 25 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £413,000 | 11/07/2023 | Detached | | [Same street] 4 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB | £330,000 | 20/03/2023 | Detached | | [Same street] 47 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £425,000 | 25/01/2023 | Detached | | 3 LOWTHER STREET, PENRITH, EDEN, CUMBRIA, CA11 7UW | £345,000 | 18/07/2022 | Detached | | [Same street] 25 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB | £385,000 | 16/02/2022 | Detached | | CUILFAIL BEACON SQUARE, PENRITH, EDEN, CUMBRIA, CA11 8AJ | £475,000 | 12/11/2021 | Detached | | DAMSON HOUSE MEETING HOUSE LANE, PENRITH, EDEN, CUMBRIA, CA11 7TR | £385,000 | 20/08/2021 | Detached | **Street average:** £341,750 (8 sales) **Area average:** £439,250 (4 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £354,245 (28 Detached, CA11, 2024–2026) - **Deviation:** -1.2% ## Rental Range *ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £856/mo - **Realistic:** £951/mo - **Optimistic:** £1,046/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £588/mo ## Rental Comparables *Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.* | Title | Rent | Beds | Distance | As seen on | |------|------|------|------|------| | 3 Bed Semi-Detached House, Raiselands Croft, CA11 | £950/mo | 3 | 0.63 miles | OpenRent | **Average rent: £950/mo (1 listing)** ## 1% Rule - **Rent ratio:** 0.27% (weak for cashflow) - **Max investor price (0.8%):** £118,750 - **Target investor price (1%):** £95,000 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.* ## Rent-driven metrics *Based on OpenRent comparables (median £950/mo).* - **Gross yield:** 3.3% - **Cost-to-rent:** 30.7× - **Monthly cashflow:** £-548/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term) - **Cash-on-cash ROI:** -6.5% *Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).* ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** -12.5% - **10y growth:** 5.5% ## House Price Index (HM Land Registry) *Official index for North West; Detached series; as of March 2026.* - **1y growth (index):** 1.1% - **5y growth (index):** 22.5% - **10y growth (index):** 56.4% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)