Sold STC Detached

5 SAND CROFT

PENRITH, WESTMORLAND AND FURNESS CA11 8BB

3 beds 1 baths 145 m² Listed 29 Jul 2022 (-1412d)

£350,000

Guide Price

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# 3 bedroom detached bungalow for sale (CA11 8BB)

## Property Details

| Key | Value |
|-----|-------|
| Address | 5 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS CA11 8BB |
| Price | £350,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Last sold | £380,000 Oct 2022 |

## Description

The bungalow was built by Mr Keith Dudson, a local NHBC registered builder of repute. Sand Croft leads from the foot of Fell Lane just beyond  Sandgate bus station a short walk to the day-to-day facilities which the town centre offers - varied shops, supermarkets, banks, hotels, primary and secondary schools, churches, etc. For those for whom access is important, Penrith has a West Coast Main Line railway station and the M6 is just a mile away at Junction 40.

Tenure: Freehold

## Property Photos

- ![Photo](/listings/photos/125507684/460186)
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## Floorplans

- ![Floorplan 1](/listings/photos/125507684/460297) - Floorplan 1

## EPC Graphs

- ![EPC](/listings/photos/125507684/460300) - EPC
- ![EPC](/listings/photos/125507684/460304) - EPC

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £380,000 | 28/10/2022 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| [Same street] 22 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £160,000 | 27/01/2026 | Flat |
| FAIRWAY ARTHUR STREET, PENRITH, WESTMORLAND AND FURNESS, CA11 7TX | £552,000 | 20/08/2025 | Detached |
| [Same street] 24 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £367,000 | 02/06/2025 | Detached |
| [Same street] 49 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £490,000 | 11/12/2024 | Detached |
| [Same street] 18 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £164,000 | 06/11/2023 | Flat |
| [Same street] 25 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £413,000 | 11/07/2023 | Detached |
| [Same street] 4 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB | £330,000 | 20/03/2023 | Detached |
| [Same street] 47 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB | £425,000 | 25/01/2023 | Detached |
| 3 LOWTHER STREET, PENRITH, EDEN, CUMBRIA, CA11 7UW | £345,000 | 18/07/2022 | Detached |
| [Same street] 25 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB | £385,000 | 16/02/2022 | Detached |
| CUILFAIL BEACON SQUARE, PENRITH, EDEN, CUMBRIA, CA11 8AJ | £475,000 | 12/11/2021 | Detached |
| DAMSON HOUSE MEETING HOUSE LANE, PENRITH, EDEN, CUMBRIA, CA11 7TR | £385,000 | 20/08/2021 | Detached |

**Street average:** £341,750 (8 sales)
**Area average:** £439,250 (4 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £354,245 (28 Detached, CA11, 2024–2026)
- **Deviation:** -1.2%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £588/mo

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Foster Street, CA11 | £1,200/mo | 3 | 0.45 miles | OpenRent |
| 3 Bed Semi-Detached House, Raiselands Croft, CA11 | £950/mo | 3 | 0.63 miles | OpenRent |

**Average rent: £1,075/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £134,375
- **Target investor price (1%):** £107,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,075/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 27.1×
- **Monthly cashflow:** £-436/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -9.1%
- **10y growth:** 5.5%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 56.4%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

145 m²

Last sold

£380,000 Oct 2022

Local average

£354,245 (-1.2%)

Deprivation

Decile 8 (23,922 of 33,755)

Street crime

117 incidents within 1 mile (Apr 2026)

Key features

Three Bedroom Bungalow
Desirable Location
Garage
Views Over Penrith And Beyond
EPC Rating D

Additional details

Parking: Yes
Garden: Yes

Description

The bungalow was built by Mr Keith Dudson, a local NHBC registered builder of repute. Sand Croft leads from the foot of Fell Lane just beyond Sandgate bus station a short walk to the day-to-day facilities which the town centre offers - varied shops, supermarkets, banks, hotels, primary and secondary schools, churches, etc. For those for whom access is important, Penrith has a West Coast Main Line railway station and the M6 is just a mile away at Junction 40.

Tenure: Freehold

Listed by

Penrith

Arnison Heelis Estate Agents

Reference: 125507684

EPC Rating & Upgrade Cost

Fetching EPC data… Refresh this page in a moment.

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Floorplans

Floorplan 1

EPC Graphs

EPC

EPC

Price history

Event	Date	Price	% change
Sold	28/10/2022 (3 years ago)	£380,000	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
Same street 22 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB	£160,000	27/01/2026	Flat
FAIRWAY ARTHUR STREET, PENRITH, WESTMORLAND AND FURNESS, CA11 7TX	£552,000	20/08/2025	Detached
Same street 24 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB	£367,000	02/06/2025	Detached
Same street 49 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB	£490,000	11/12/2024	Detached
Same street 18 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB	£164,000	06/11/2023	Flat
Same street 25 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB	£413,000	11/07/2023	Detached
Same street 4 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB	£330,000	20/03/2023	Detached
Same street 47 SAND CROFT, PENRITH, WESTMORLAND AND FURNESS, CA11 8BB	£425,000	25/01/2023	Detached
3 LOWTHER STREET, PENRITH, EDEN, CUMBRIA, CA11 7UW	£345,000	18/07/2022	Detached
Same street 25 SAND CROFT, PENRITH, EDEN, CUMBRIA, CA11 8BB	£385,000	16/02/2022	Detached
CUILFAIL BEACON SQUARE, PENRITH, EDEN, CUMBRIA, CA11 8AJ	£475,000	12/11/2021	Detached
DAMSON HOUSE MEETING HOUSE LANE, PENRITH, EDEN, CUMBRIA, CA11 7TR	£385,000	20/08/2021	Detached

Street average: £341,750 (8 sales)

Area average: £439,250 (4 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -9.1%

10y growth 5.5%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of March 2026.

1y (index) 1.1%

5y (index) 22.5%

10y (index) 56.4%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: £588/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View CA11 8BB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Precision Beauty	0.1 miles
Bus stop	Brentfield Way at Brent Gardens	0.1 miles
Bus stop	Penrith Bus Stn Stand 6	0.1 miles
Shop	Whitmore & Thwaytes	0.1 miles
Train station	Penrith (North Lakes)	0.5 miles
Hospital	Penrith Hospital	0.8 miles
Train station	Langwathby	3.9 miles

Street-level crime

Category	Count
Violence and sexual offences	52
Shoplifting	20
Public order	15
Other theft	10
Drugs	6
Criminal damage and arson	5
Other crime	4
Possession of weapons	3
Bicycle theft	1
Burglary	1
Total incidents	117

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Beaconside CofE Primary School	Primary	0.2 miles	Good — 18 Mar 2016
Brunswick School	Primary	0.3 miles	Good — 15 Feb 2018
St Catherine's Catholic Primary School, Penrith	Primary	0.3 miles	Good — 21 Sep 2022
Ullswater Community College	Secondary	0.5 miles	Good — 25 May 2023
Queen Elizabeth Grammar School Penrith	Secondary	0.7 miles	Good — 28 Mar 2023

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Foster Street, CA11	£1,200/mo	3	0.45 miles	OpenRent
3 Bed Semi-Detached House, Raiselands Croft, CA11	£950/mo	3	0.63 miles	OpenRent

Average rent: £1,075/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.31%

Max investor price (0.8%) £134,375

Target investor price (1%) £107,500

Gross yield 3.7%

Cost-to-rent ratio 27.1×

Monthly cashflow £-436/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

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