# 3 bedroom terraced house for sale (ST16 3BZ) ## Property Details | Key | Value | |-----|-------| | Address | 99 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE ST16 3BZ | | Price | £170,000 | | Bedrooms | 3 | | Bathrooms | 1 | | Council tax | B | | Construction age | England and Wales: 1900-1929 | | Floor area | 89 m² | | Last sold | £42,500 Jan 1999 | ## EPC Rating & Upgrade Cost - **Current rating:** D - **Potential rating:** C - **Expiry date:** 14/01/2036 - **Current heating cost:** £1,218/year - **Est. upgrade cost to C:** £18,485 ### Recommendations - Q (£7,500 - £11,000) - G (£220 - £250) - U (£8,000 - £10,000) [View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2212-1112-1309-4167-3191) ## Description Call us 9AM - 9PM -7 days a week, 365 days a year! Buying a house can be stressful… thankfully this one on Cooperative Street is ready to cooperate from day one. Step inside a home that wears its character with quiet confidence and invites you to make it your own. This traditional bay fronted terrace offers a lovely blend of period charm and everyday practicality; all set within easy reach of Stafford’s many conveniences. The entrance hallway sets the tone beautifully, featuring eye-catching Minton style tiled flooring and stairs rising to the first floor. From here, doors lead into two well-proportioned reception rooms. The living room is a wonderfully bright and welcoming space, enhanced by a bay window that floods the room with natural light, while a decorative period style cast iron fireplace with tiled hearth provides a charming focal point. The separate dining room offers excellent versatility, ideal for entertaining or family meals, and flows neatly through to the kitchen. The kitchen is fitted with a range of units and worktops, offering spaces for appliances, with a rear door opening out to the garden. Just off the kitchen, a small lobby leads through to the ground floor bathroom, adding to the home’s practical layout. Upstairs, the property continues to impress with three bedrooms, two of which are comfortable doubles. Both double bedrooms retain ornamental cast iron fireplaces, adding a touch of character and a nod to the home’s heritage. Outside, there is a small fore garden with a pathway leading to the front door, while the rear garden has been designed with low maintenance in mind. It is mainly paved with an additional decked seating area. Double gates at the rear provide the added benefit of off-road parking, accessed via a service road. The location is another strong feature. Situated within close proximity to Stafford town centre, the property enjoys easy access to a range of shops, supermarkets, cafes, and leisure facilities. Stafford Railway Station is also within convenient reach, offering excellent rail links to Birmingham, Manchester and London, making this an appealing option for commuters. For families, there are a number of schools nearby, along with green spaces such as Victoria Park, perfect for weekend walks and outdoor enjoyment. Altogether, this is a well presented home that balances character, space and location, making it an excellent choice for first time buyers, growing families or investors alike. EPC Rating: D ## Property Photos - ![Photo](/listings/photos/173583929/2541631) - ![Photo](/listings/photos/173583929/2541632) - ![Photo](/listings/photos/173583929/2541633) - ![Photo](/listings/photos/173583929/2541634) - ![Photo](/listings/photos/173583929/2541635) - ![Photo](/listings/photos/173583929/2541636) - ![Photo](/listings/photos/173583929/2541637) - ![Photo](/listings/photos/173583929/2541638) - ![Photo](/listings/photos/173583929/2541639) - ![Photo](/listings/photos/173583929/2541640) - ![Photo](/listings/photos/173583929/2541641) - ![Photo](/listings/photos/173583929/2541642) - ![Photo](/listings/photos/173583929/2541643) - ![Photo](/listings/photos/173583929/2541644) - ![Photo](/listings/photos/173583929/2541645) - ![Photo](/listings/photos/173583929/2541646) - ![Photo](/listings/photos/173583929/2541647) - ![Photo](/listings/photos/173583929/2541648) ## Floorplans - ![All](/listings/photos/173583929/2541649) - All - ![Ground Floor](/listings/photos/173583929/2541650) - Ground Floor - ![First Floor](/listings/photos/173583929/2541651) - First Floor ## EPC Graphs - ![EPC 1](/listings/photos/173583929/2541652) - EPC 1 ## FENSA Certificates This property has 1 FENSA certificate(s) on record. ### FENSA Certificate #3079658 - **Address:** 99 Cooperative Street, STAFFORD, ST16 3BZ - **Certificate Issued:** 03/10/2005 - **Work Completed:** 08/09/2005 - **Items:** 2 window(s) ## Sales History *Recorded sales for this property. Data from Land Registry Price Paid.* | Address | Price | Date | Type | |---------|-------|------|------| | 99 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £42,500 | 08/01/1999 | Terraced | ## Sold Comparables *Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.* | Address | Price | Date | Type | |---------|-------|------|------| | 108 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD | £94,000 | 19/01/2026 | Terraced | | 73 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3DA | £180,000 | 19/01/2026 | Terraced | | 19 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD | £85,000 | 07/01/2026 | Terraced | | 38 BELLASIS STREET, STAFFORD, STAFFORDSHIRE, ST16 3DD | £177,500 | 05/12/2025 | Terraced | | 50 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU | £160,000 | 14/10/2025 | Terraced | | 26 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA | £162,000 | 22/08/2025 | Terraced | | 29 TILLINGTON STREET, STAFFORD, STAFFORDSHIRE, ST16 2RP | £175,000 | 20/06/2025 | Terraced | | 20 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP | £201,000 | 19/06/2025 | Terraced | | 18 LOVATT STREET, STAFFORD, STAFFORDSHIRE, ST16 3DB | £160,000 | 23/11/2023 | Terraced | | 86 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BY | £276,000 | 16/11/2023 | Terraced | | 17 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP | £165,000 | 23/10/2023 | Terraced | | 2 COMMON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3DG | £185,000 | 10/10/2023 | Terraced | | [Same street] 15 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £145,000 | 04/08/2023 | Terraced | | 47 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU | £148,850 | 01/08/2023 | Terraced | | 14 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA | £200,000 | 30/06/2023 | Terraced | | [Same street] 20 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £121,000 | 12/05/2023 | Terraced | | [Same street] 24 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £150,000 | 14/03/2023 | Terraced | | 57 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BX | £141,500 | 10/03/2023 | Terraced | | 91 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BY | £175,000 | 16/12/2022 | Terraced | | 9 LIME TREE AVENUE, STAFFORD, STAFFORDSHIRE, ST16 2RR | £135,000 | 30/11/2022 | Terraced | | 16 LIME TREE AVENUE, STAFFORD, STAFFORDSHIRE, ST16 2RR | £140,000 | 25/11/2022 | Terraced | | 32 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP | £175,000 | 22/11/2022 | Terraced | | 90 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA | £161,000 | 16/11/2022 | Terraced | | [Same street] 98 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £164,000 | 02/09/2022 | Terraced | | [Same street] 112 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £136,200 | 05/11/2021 | Terraced | **Street average:** £143,240 (5 sales) **Area average:** £164,843 (20 sales) ## Price vs local average *Outcode + property type (HousePrices, last 2 years).* - **Local average:** £177,881 (42 Terraced, ST16, 2024–2026) - **Deviation:** -4.4% ## Rental Range *ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.* - **Low:** £811/mo - **Realistic:** £901/mo - **Optimistic:** £991/mo ## LHA (Local Housing Allowance) *VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).* - **LHA floor (this property size):** £738/mo ## 1% Rule - **Rent ratio:** 0.53% (weak for cashflow) - **Max investor price (0.8%):** £112,625 - **Target investor price (1%):** £90,100 *Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.* ## Price per Square Metre - **£/m²:** £1,910/m² ## Capital growth trend *Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.* - **5y growth:** 15.1% - **10y growth:** 13.4% ## House Price Index (HM Land Registry) *Official index for Stafford; Terraced series; as of July 2026.* - **1y growth (index):** 3.8% - **5y growth (index):** 22.4% - **10y growth (index):** 45.6% ## Flood risk - **Zone:** 1 - **Risk:** Low - **Source:** Job (default Low) [Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)