For sale Terraced

99 COOPERATIVE STREET

STAFFORD, STAFFORDSHIRE ST16 3BZ

3 beds 1 baths 958 sq ft Listed 23 Mar 2026 (-212d)

£170,000

Reduced on 30 Jun 2026

Save

# 3 bedroom terraced house for sale (ST16 3BZ)

## Property Details

| Key | Value |
|-----|-------|
| Address | 99 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE ST16 3BZ |
| Price | £170,000 |
| Bedrooms | 3 |
| Bathrooms | 1 |
| Council tax | B |
| Construction age | England and Wales: 1900-1929 |
| Floor area | 89 m² |
| Last sold | £42,500 Jan 1999 |

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 14/01/2036
- **Current heating cost:** £1,218/year
- **Est. upgrade cost to C:** £18,485

### Recommendations
- Q (£7,500 - £11,000)
- G (£220 - £250)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2212-1112-1309-4167-3191)

## Description

Call us 9AM - 9PM -7 days a week, 365 days a year!

Buying a house can be stressful… thankfully this one on Cooperative Street is ready to cooperate from day one. Step inside a home that wears its character with quiet confidence and invites you to make it your own. This traditional bay fronted terrace offers a lovely blend of period charm and everyday practicality; all set within easy reach of Stafford’s many conveniences.

The entrance hallway sets the tone beautifully, featuring eye-catching Minton style tiled flooring and stairs rising to the first floor. From here, doors lead into two well-proportioned reception rooms. The living room is a wonderfully bright and welcoming space, enhanced by a bay window that floods the room with natural light, while a decorative period style cast iron fireplace with tiled hearth provides a charming focal point. The separate dining room offers excellent versatility, ideal for entertaining or family meals, and flows neatly through to the kitchen.

The kitchen is fitted with a range of units and worktops, offering spaces for appliances, with a rear door opening out to the garden. Just off the kitchen, a small lobby leads through to the ground floor bathroom, adding to the home’s practical layout.

Upstairs, the property continues to impress with three bedrooms, two of which are comfortable doubles. Both double bedrooms retain ornamental cast iron fireplaces, adding a touch of character and a nod to the home’s heritage.

Outside, there is a small fore garden with a pathway leading to the front door, while the rear garden has been designed with low maintenance in mind. It is mainly paved with an additional decked seating area. Double gates at the rear provide the added benefit of off-road parking, accessed via a service road.

The location is another strong feature. Situated within close proximity to Stafford town centre, the property enjoys easy access to a range of shops, supermarkets, cafes, and leisure facilities. Stafford Railway Station is also within convenient reach, offering excellent rail links to Birmingham, Manchester and London, making this an appealing option for commuters. For families, there are a number of schools nearby, along with green spaces such as Victoria Park, perfect for weekend walks and outdoor enjoyment.

Altogether, this is a well presented home that balances character, space and location, making it an excellent choice for first time buyers, growing families or investors alike.

EPC Rating: D

## Property Photos

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## Floorplans

- ![All](/listings/photos/173583929/2541649) - All
- ![Ground Floor](/listings/photos/173583929/2541650) - Ground Floor
- ![First Floor](/listings/photos/173583929/2541651) - First Floor

## EPC Graphs

- ![EPC 1](/listings/photos/173583929/2541652) - EPC 1

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3079658
- **Address:** 99 Cooperative Street, STAFFORD, ST16 3BZ
- **Certificate Issued:** 03/10/2005
- **Work Completed:** 08/09/2005
- **Items:** 2 window(s)

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 99 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £42,500 | 08/01/1999 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 108 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD | £94,000 | 19/01/2026 | Terraced |
| 73 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3DA | £180,000 | 19/01/2026 | Terraced |
| 19 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD | £85,000 | 07/01/2026 | Terraced |
| 38 BELLASIS STREET, STAFFORD, STAFFORDSHIRE, ST16 3DD | £177,500 | 05/12/2025 | Terraced |
| 50 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU | £160,000 | 14/10/2025 | Terraced |
| 26 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA | £162,000 | 22/08/2025 | Terraced |
| 29 TILLINGTON STREET, STAFFORD, STAFFORDSHIRE, ST16 2RP | £175,000 | 20/06/2025 | Terraced |
| 20 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP | £201,000 | 19/06/2025 | Terraced |
| 18 LOVATT STREET, STAFFORD, STAFFORDSHIRE, ST16 3DB | £160,000 | 23/11/2023 | Terraced |
| 86 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BY | £276,000 | 16/11/2023 | Terraced |
| 17 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP | £165,000 | 23/10/2023 | Terraced |
| 2 COMMON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3DG | £185,000 | 10/10/2023 | Terraced |
| [Same street] 15 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £145,000 | 04/08/2023 | Terraced |
| 47 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU | £148,850 | 01/08/2023 | Terraced |
| 14 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA | £200,000 | 30/06/2023 | Terraced |
| [Same street] 20 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £121,000 | 12/05/2023 | Terraced |
| [Same street] 24 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £150,000 | 14/03/2023 | Terraced |
| 57 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BX | £141,500 | 10/03/2023 | Terraced |
| 91 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BY | £175,000 | 16/12/2022 | Terraced |
| 9 LIME TREE AVENUE, STAFFORD, STAFFORDSHIRE, ST16 2RR | £135,000 | 30/11/2022 | Terraced |
| 16 LIME TREE AVENUE, STAFFORD, STAFFORDSHIRE, ST16 2RR | £140,000 | 25/11/2022 | Terraced |
| 32 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP | £175,000 | 22/11/2022 | Terraced |
| 90 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA | £161,000 | 16/11/2022 | Terraced |
| [Same street] 98 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £164,000 | 02/09/2022 | Terraced |
| [Same street] 112 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ | £136,200 | 05/11/2021 | Terraced |

**Street average:** £143,240 (5 sales)
**Area average:** £164,843 (20 sales)

## Price vs local average

*Outcode + property type (HousePrices, last 2 years).*

- **Local average:** £177,881 (42 Terraced, ST16, 2024–2026)
- **Deviation:** -4.4%

## Rental Range

*ONS Price Index of Private Rents (Stafford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £811/mo
- **Realistic:** £901/mo
- **Optimistic:** £991/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Mid Staffs (Apr 2025 – Mar 2026).*

- **LHA floor (this property size):** £738/mo

## 1% Rule

- **Rent ratio:** 0.53% (weak for cashflow)
- **Max investor price (0.8%):** £112,625
- **Target investor price (1%):** £90,100

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on Area rent estimate.*

## Price per Square Metre

- **£/m²:** £1,910/m²

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.1%
- **10y growth:** 13.4%

## House Price Index (HM Land Registry)

*Official index for Stafford; Terraced series; as of July 2026.*

- **1y growth (index):** 3.8%
- **5y growth (index):** 22.4%
- **10y growth (index):** 45.6%

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

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Property details

Tenure

FREEHOLD

Floor area

89 m²

Council tax band

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£42,500 Jan 1999

Price per m²

£1,910/m²

Local average

£177,881 (-4.4%)

Deprivation

Decile 4 (12,511 of 33,755)

Street crime

398 incidents within 1 mile (Aug 2026)

Key features

Charming Bay Fronted Period Home
Well Presented With Character Throughout
Two Generous & Versatile Reception Rooms
Three Bedrooms Including Two Doubles
Low Maintenance Rear Garden
Gated Rear Access For Parking

Additional details

Parking: Off street
Garden: Rear garden
Listed property: No
Restrictions: No
Required access: No
Rights of way: No
Flooded in last 5 years: No
Flood defences: No

Description

Call us 9AM - 9PM -7 days a week, 365 days a year!
Buying a house can be stressful… thankfully this one on Cooperative Street is ready to cooperate from day one. Step inside a home that wears its character with quiet confidence and invites you to make it your own. This traditional bay fronted terrace offers a lovely blend of period charm and everyday practicality; all set within easy reach of Stafford’s many conveniences.
The entrance hallway sets the tone beautifully, featuring eye-catching Minton style tiled flooring and stairs rising to the first floor. From here, doors lead into two well-proportioned reception rooms. The living room is a wonderfully bright and welcoming space, enhanced by a bay window that floods the room with natural light, while a decorative period style cast iron fireplace with tiled hearth provides a charming focal point. The separate dining room offers excellent versatility, ideal for entertaining or family meals, and flows neatly through to the kitchen.
The kitchen is fitted with a range of units and worktops, offering spaces for appliances, with a rear door opening out to the garden. Just off the kitchen, a small lobby leads through to the ground floor bathroom, adding to the home’s practical layout.
Upstairs, the property continues to impress with three bedrooms, two of which are comfortable doubles. Both double bedrooms retain ornamental cast iron fireplaces, adding a touch of character and a nod to the home’s heritage.
Outside, there is a small fore garden with a pathway leading to the front door, while the rear garden has been designed with low maintenance in mind. It is mainly paved with an additional decked seating area. Double gates at the rear provide the added benefit of off-road parking, accessed via a service road.
The location is another strong feature. Situated within close proximity to Stafford town centre, the property enjoys easy access to a range of shops, supermarkets, cafes, and leisure facilities. Stafford Railway Station is also within convenient reach, offering excellent rail links to Birmingham, Manchester and London, making this an appealing option for commuters. For families, there are a number of schools nearby, along with green spaces such as Victoria Park, perfect for weekend walks and outdoor enjoyment.
Altogether, this is a well presented home that balances character, space and location, making it an excellent choice for first time buyers, growing families or investors alike.
EPC Rating: D

Listed by

Stafford

Dourish & Day

Reference: 173583929

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 15/01/2026

Expiry date: 14/01/2036

Current heating cost: £1,218/year

Potential heating cost: £976/year

Est. upgrade cost to C: £18,485

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Upgrade heating controls (£220 - £250)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~110 m² (0.03 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Floorplans

All

Ground Floor

First Floor

EPC Graphs

EPC 1

FENSA Certificates

This property has 1 FENSA certificate(s) on record, indicating window/door installations by FENSA-approved installers.

FENSA Certificate #3079658

Property Details

Street: 99 Cooperative Street

Town: STAFFORD

Postcode: ST16 3BZ

Installation Details

Items: 2 windows

Certificate Issued: 03/10/2005

Work Completed: 08/09/2005

This certificate data was retrieved from FENSA's database

What is FENSA? FENSA (Fenestration Self-Assessment Scheme) is a government-authorised scheme that monitors building regulation compliance for replacement windows and doors. Certificates indicate that work was completed by FENSA-approved installers.

Price history

Event	Date	Price	% change
Listed for sale	—	£170,000	+300%
Sold	08/01/1999 (27 years ago)	£42,500	—

Source: HM Land Registry Price Paid Data. Crown copyright.

Sold Comparables

Same street and nearby sales within 0.25 miles (last 5 years). Data from Land Registry Price Paid.

Address	Price	Date	Type
108 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD	£94,000	19/01/2026	Terraced
73 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3DA	£180,000	19/01/2026	Terraced
19 PEEL TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HD	£85,000	07/01/2026	Terraced
38 BELLASIS STREET, STAFFORD, STAFFORDSHIRE, ST16 3DD	£177,500	05/12/2025	Terraced
50 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU	£160,000	14/10/2025	Terraced
26 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA	£162,000	22/08/2025	Terraced
29 TILLINGTON STREET, STAFFORD, STAFFORDSHIRE, ST16 2RP	£175,000	20/06/2025	Terraced
20 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP	£201,000	19/06/2025	Terraced
18 LOVATT STREET, STAFFORD, STAFFORDSHIRE, ST16 3DB	£160,000	23/11/2023	Terraced
86 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BY	£276,000	16/11/2023	Terraced
17 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP	£165,000	23/10/2023	Terraced
2 COMMON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3DG	£185,000	10/10/2023	Terraced
Same street 15 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ	£145,000	04/08/2023	Terraced
47 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BU	£148,850	01/08/2023	Terraced
14 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA	£200,000	30/06/2023	Terraced
Same street 20 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ	£121,000	12/05/2023	Terraced
Same street 24 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ	£150,000	14/03/2023	Terraced
57 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BX	£141,500	10/03/2023	Terraced
91 MARSTON ROAD, STAFFORD, STAFFORDSHIRE, ST16 3BY	£175,000	16/12/2022	Terraced
9 LIME TREE AVENUE, STAFFORD, STAFFORDSHIRE, ST16 2RR	£135,000	30/11/2022	Terraced
16 LIME TREE AVENUE, STAFFORD, STAFFORDSHIRE, ST16 2RR	£140,000	25/11/2022	Terraced
32 COMMONSIDE CLOSE, STAFFORD, STAFFORDSHIRE, ST16 3FP	£175,000	22/11/2022	Terraced
90 VICTORIA TERRACE, STAFFORD, STAFFORDSHIRE, ST16 3HA	£161,000	16/11/2022	Terraced
Same street 98 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ	£164,000	02/09/2022	Terraced
Same street 112 COOPERATIVE STREET, STAFFORD, STAFFORDSHIRE, ST16 3BZ	£136,200	05/11/2021	Terraced

Street average: £143,240 (5 sales)

Area average: £164,843 (20 sales)

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.1%

10y growth 13.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Stafford. Series: Terraced. As of July 2026.

1y (index) 3.8%

5y (index) 22.4%

10y (index) 45.6%

Rental Range

Estimated market rent for Stafford. Low = conservative, Realistic = average, Optimistic = best case.

Low £811/mo

Realistic £901/mo

Optimistic £991/mo

Based on Local Authority from postcode lookup → Stafford.

LHA (30th percentile) floor for Mid Staffs: £738/mo (Apr 2025 – Mar 2026)

Location

Map view View on Google Maps View on OpenStreetMap Street View ST16 3BZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Co-operative Street	0.1 miles
Shop	Morrisons Daily	0.3 miles
Shop	Unknown	0.3 miles
Hospital	St George's Hospital	0.7 miles
Train station	Stafford	1.1 miles
Hospital	County Hospital	1.1 miles
University	Staffordshire University Centre for Health Innovation	2.0 miles
Train station	Amerton Station	5.0 miles

Street-level crime

Category	Count
Violence and sexual offences	135
Anti-social behaviour	77
Public order	61
Shoplifting	33
Criminal damage and arson	20
Burglary	15
Other theft	15
Bicycle theft	11
Drugs	8
Possession of weapons	8
Robbery	8
Vehicle crime	5
Other crime	2
Total incidents	398

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Patrick's Catholic Primary School	Primary	0.2 miles	Good — 21 Nov 2022
John Wheeldon Primary Academy	Primary	0.4 miles	Good — 8 Oct 2019
Tillington Manor Primary School	Primary	0.5 miles	Requires improvement — 12 Jun 2023
Sir Graham Balfour High School	Secondary	0.7 miles	Good — 6 Jun 2014
Parkside Primary School	Primary	0.7 miles	Good — 27 Sep 2022

Rental Comparables

Rental listings exist nearby, but none matched the 3-bedroom count for this property.

Rent-driven metrics

Based on Area rent estimate.

Rent ratio 0.53%

Max investor price (0.8%) £112,625

Target investor price (1%) £90,100

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).